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<br /> °.-�����.���;: _ � . 9�'"'10�t1�,CD .n�w., = —
<br /> z:�"'""'��; ' dodv thnt Lendar re uirea. ' . '
<br /> �.„��...,,�;•,.:� t P� q � The ineuranrc rurrier provlding the intiurunco rhaU bF choun by Horrower subfect to 1 Rnder� ° _
<br /> npproval which shull not be unreur�anubly withhc➢d, If Barrowcr fuils to muintuir�caverugc de�cri6ed rxtwve,Lender may.at ,��;�.i-�� �_
<br /> � '�"'`' ;, � I.enderh option,obYain covernge to protect Lender4 rightti in the Property in uccordance whh parugrnph 7. • • • .','- •:,:
<br /> � o All insurance policiea nnd renewula shall hc acccptable ta I.ender und shall include a stund;�rd mortgu�e clause. Lender ' + '` "`'`_-
<br /> . . shall have the right to hold the puliciex and rcnewuls. !f Lrnder n��drcs,8orrawer shull pmmptly give ta Lender all r�eceipts . "°' �•�' �°:��
<br /> • otpadd premiums wtd renewal notice�. [n the event of lo,s,BuRawer shall give prompt notice to the insurnnce cArrier�id � �.�`�;,d;;,�"�r
<br /> l.ender. Lender may mnke proaf of loss if not made promptly by B�rrower. ��'::Y=;��_-�—
<br /> �• �� � � Unle�s Lendcr and Borrower otherwi+e agrcc in writing,insuruncc proceedti tihull bc upplied to restoratian or mpair nf �' ; . ��' _
<br /> • •�r ; the Properry damagcd, if the restoration or repafr is economicnlly feasibk�uid Lendcr!s ticcurity is not lessened. If the .�,y��>����, : Tr=' _
<br /> ,. • mstomtion or repair is not economicully feusible or l.ender:s security would he Iexsened. the insuntnce proceeds shnll be _
<br /> - -, — app!ied t�thc sums serured by this Security Jnstmcncnt, whcaher or not then duc, with any excrss puid to 8orrowcr. if ' . •
<br /> Bon+ower nbandons ths Propetty,or dces not unswer within 30 duyti u notice fmm Lender that th� insurunce carrier has �
<br /> '. : offered to settle u cluim,then I.ender may col lect the insurance proceeds. I..ender may use the proceeds to nepstir or mstore ,
<br /> the Property or to pay sums secured by this Security In�tn�ment,whether or not then due. The 30-dny period will begin when � "
<br /> ,. . the natice is given. . �
<br /> � : Unless Lender and Borrower othetwise ag�ee in writing, uny Application of pmceeds to principal shnU not extend or ` :
<br /> postpone the due date of the monthly puyments�(erred to in pura�raphs 1 nnd 2 or changc thc amount of the payments. If
<br /> - ' under paragraph 21 the Property is ucquited by Lender.Borrower's right to any insurance policies and proceeds resulting ---
<br /> from damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security � � � =�
<br /> . Instrument immediately prior to the acquisition. �� ' � •:
<br /> �,., 6. Occupancy, Preservatlon. Maintenance and �4¢crtE�n �ft tL�¢ �ro�ertq; �orrower's Loan ApplfcaHon; i� "_
<br /> • I.euseholds. Borrower shall occupy.establish,and use the Property ati 8orrower's principal residence within sixty days after - --
<br /> . �' , the execution of ihis Security Inun�ment and shall continece to acc:npy the Ptopetry as Bocrow•er's principa!residence for at ;�'`°
<br /> , � • . lesst one yeur ufter the date of eccupanry. uciless Lender otherwise agrees in wriun�, which consent shall not be - -
<br /> unreasonably withheld,or unless extenuating direumstances exist which are beyond Borrower's control. Borrower shap not � •�,.
<br /> _ destroy,damage or impair the Property,altow the RoQert}• to deteriorate,or commit waste on the Property. Borrower shall ' �-
<br /> � � be in default if any forfeiture artion or proceeding,whether civil or criminal.is 6egun that in Lender's gaad faith jud�ment � � `
<br /> . ��'` cauld msult in forfeiture of the Property or othenvise materially impair the lien created by this Security Instrument or � ��r;
<br /> ' Lender's security interest. Borrower may cure sucQ�a default and reinstate,as provided in paragraph 18,b�-�ausing the action ,,ti,_
<br /> „ . orpra:eeding to be dismissed with a ruling that,im Lender's good faith determinAtion,p�+ecludes ferfeitu-: ni the Botrower's
<br /> , interest in the Property or other material impairnKnt of the lien created by this Security Instrumeuto or Lender's security . � :�',;i;,�?;�_���.�-
<br /> . . , inkrest. Bomower shall also be in default if Borrower. during the loan application prdreess, gave materially false or '.• �'` •'
<br /> . nnacctuate information or statements to Lender tor failed to provide Lender with any material information)in connection with ;�;S,;;f' ��� �
<br /> tht Yoan evidenced by the Note. induding, but not limited to, cepresentations conceming Borrower's occupancy of the , . •,• 1� ��='" ��`
<br /> Properry as a principal residence. If this Securnty Inatntment is on a leasehold,lBa�rrower shal l comply with all the provisions i•'' '� ' � � '
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<br /> ofthe lessa. If R�.^r:s•er acquisrs f c r.;:�.a:�:I'ropert}�.th�iea,�hul�diiu ii�c i::c iiilc�itall �n,t mnrge unle�s Lender agrees �� 4�: " � :' ' _
<br /> tothe merger in wrir.En,g: � i�,�� , ; "
<br /> 7. Protectio�o of Lender's Rights in the Property. If Borrower fuils to perform the covenants and ugreements � ";cn`::;"��'=r• .
<br /> � contained in this Securiry Instrument, or them is a legai proceeding thnt may significandy affect Lender's rights in the 1`'r-"•';'��k:' �
<br /> Fto tt su 1'�,;,;i,f .;t �,
<br /> �e y(. ch as a proceeding in bankruptcy,probate,for condemnation or forfeiturc or to enforce laws or regulations),then .!:. ,
<br /> Lender may do and pay for whatever is�ecevary io protect the value of the Propecty and Lender'x righ.�s in the PropeRy. E �.' ,;:� ,�'`'��;" •��.
<br /> . Lender's actions may include paying any sums,ecured by a lien which has priority uver this Security Ins:r�anent,appearing � �.�•;� ;
<br /> in eourt,paying reasonable attorneyti'feex ana?c�rtcmng on the Proprny to make repain. Although Len�lcr may take action �
<br /> • ;;,�„ under this paragraph 7.Lender does not have to dv w. ; " f� � ,.
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<br /> .:..;i,`.:;,•� Any amounts disbursed by Lender under thi,paragruph 7 ,hall tkcome additional debt of Borrower secured by this ;�
<br /> '•'•.:;;t( S e c u ri ty I n s t r u m e n t. U n l e s s B o rr o w er an d I.en d cr agrce to ut hrr temi,u f payment,t hc,e amount+�ha l l b ear interest from the �"
<br /> " date of disbucsement at the Note rate;�nd�hail h�payable,w•ith intcre+t,upim notire From Lender to Borrower reyuesting ,.:��a� --
<br /> . ': payment. �/�,a
<br /> � : � , . ' 8. Mortgage ➢nsurance. If Lender myuired rnongage msurance as a condition of rti:ilcing the loan secured by this -t,'�
<br /> `i��:;%i` ;. '��� 5ecuriry Instrument, Borcower shall pay thr premiums reyuired tu maintain the mortga�c ::a��rance in effect. If,for any ��'�' . �=°
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<br /> ;�_,�,�:$��,-� r+eason, the mortgage insurance coverage reyuired by Le�tdr.: lap,e� or c�ases to be ir, eit�.•e. Borrower shall pay the �
<br /> � pnrtaiums requimd to obtain coverage �ubtitantiall� eyui�alrnt to the mortgagr insursncc prcviousR• in effect, at a cost �
<br /> substantially eyuicatent to the cost to BorroNeT o8'th�moe-tr�aCe insurance previoutily in eff�ct,from an altemate mongage `="`���'
<br /> insurer approved b} Q.ender. If subxtantiativ ec�uivaleu�e ma*t;_age in.urance roveragr i,not:e�ailsble. Bnrrc�wer shall pay to � :;'�%;� ,
<br /> Lender each month:e sum equat to one-twelt'th i�i at:: �carly mongugr imuranre prcmium hc io,paid by Borrower ahen the ; � ''�'�'�, �
<br /> •. inwrance coverage iap.ced o�rraud t�be in et'tect. L�nder ��ill acrrpt,uu and retain thr,r p:i}m�nt�as a lo,s re�erve in lieu ' ' �'• =-
<br /> }, '� � of mort a e insurance. Loss rr�eR�r a ment.may no lun rr tx rr uirrd. at the o tion uY Lender, if mort�a e insurance �" ' ' -
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<br /> .71�t'?'.+.)t ; • �.�_
<br /> � 1t•;:_,, coverage(in thc amount and for the period that LenJcr reyuire,>pro�idrd h��an in.urer approvrd by Lendrr�gain bccrome� � ' �_-
<br /> •••,`��s�?;.',�•<r available and is obt a i n e d.B o r r u w e r s h a t l p a y t h t p re m i u m. n y u i rc d tv m a i n tai m m�rt�age insurance in e f fect,or to pmvi de a � �
<br /> �,�,;.:;�;��+f,. ':� loss reserve,until thr myuirement for mortga�c in�urance endti in accordan;:�cith am•��rit�en a�,reement between Borrower ' �
<br /> .:: �s J °� and Lender or a hcable la��. ' ,�r, � �
<br /> .f ;:: �'• Pp • . .� �
<br /> 9. Inspection. Lendrr vr its agent may muAe ma���naMe rntrir+uExm:ind in+perti��n�a(thr Property. Lendr;:hall ' �
<br /> •,���5�_�•' � give Borrawer notice at the time of or priur t��:�n in+��tiun ,Fr:�tying rea.unaMe raw�fi�rthc in.pertion. ��' , ,s h
<br /> 10. ContLemnation. The proceeJ+uf any�ward orr�.un;ror damage..dirt�i ur r�mkyucutial,in ronnrrticm u�ith an} � � �`
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