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<br /> ' '" not to excnd the med�num tunonnt a landsr 4or�federtAy retated moR9age to�n mty requke tor B9ttowe�e �arow acaount under 1h�
<br /> ,.. , taderaf Re��Estate BeUlement Proesdures Aat ot 1874 ae anended trom tlme to tlmo,1E U.S.O.2801 ei eeq.('REBPA'),unia�e anotheo kw ___—_______________
<br /> ,.�� that appllea to�ho Funda eeta a lao8er emounS. tf ao, Lendar m.9y, at eny tlmv,aolicat and hold Funda!n tn amount rto1 3o excee2f the ����:._____.____.
<br /> tosser 4rnaunR Lertder may e�itmate tha amou�t at tunda due on the beal� of current data and reaoontbte esllmatea ot expandituros o?
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<br /> tutare Esaxow Iteme or oiheiwiae In accordenca with epplloable taw. !�- _
<br /> The Funds aha0 be hetd In an Inalitution whoso deposlte are Insured by e tederrJ agenay,Instrumematity,or enttty(ine!ud(ng Lend�r, It U'� ;' _
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<br /> Lander Is eucb an inatitutlon) or in eny Federnt Mome Loan Benk Lendor ehail epply the Funds to pay the Heerow Items. Lender msy not ��;_u;_:__----_
<br /> • eharge Berrower for holding and apply(ng the Funds,annualty analyitnp tha escrow account,ar veAtytng the Eeaow Itams,untess Lender °:��_��,�;,;,
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<br /> -. ° �� pays 8orrower iMerest on tho funds and appl!cabta lew per�niis Lende►lo melce such o clwrgo, Oiov�cvcr, Lcndcr rnay rcqulro Borrow�r to .. � .. —'_�'-
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<br /> pay a o��tMna oharge for an Independent�eal eatate�t repoNng sonica used by Lender In connection vrflh thls�oan,unless applleabte Inw - ���--
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<br /> "' providas otherwtse. Uniess an agreemer►t ia made ar app!loa6ia taw ►equlreo Ntereat to ba patd, Lender shsU not be �equtred to pey ��� - •:--'��4..
<br /> - ` %. � Borrower eny Intetest or eamfnga an the Funds.Bos�orrer end Lender may agree in wdting,however,that tnterest ahail be patd on the Fanda. __ _ �_.•.x�;�,rv_.—
<br /> lender she�gfve to Bomawer.without oherga,an annua!accounUng of the Funds,ahowing aredits end debRs to the Funds and the purpose . .. _
<br /> � for wNch eaah debft W the Funds was made. The Funds are pledged ea addidonot secuHly tor uN sums secured by thfs Secudty Instrumen� � � . .• �'"�
<br /> If the funds heid by Lendm exeeed the amoante permitted to be hefd by applirable la�v, Lcnder ehdl neeount to Borrower tor the �� •
<br /> •• exceas Funda tn acco►dance with the requiremeMs of appllcable taw. If the emount of the Funds heid by Lender at any drne is nat sufftderrt �
<br /> to pay the Escrow kems when due, Lender may ao noUiy Borro�r¢r In writing,and, in such caso Bo�rower enap pay to Leadec the amount '� �:
<br /> eeecess�.y to make up the deflciency. 8ortower shali make up tho deftcEeacy t�►no mace 4P�an 4we5r� meu►trtry paymcnts,at londer's eote , , . _ �
<br /> � � cfis��e. � � ,
<br /> �;; � Uper►paymer�Y [n tvL o4 aU sums s¢c�ucr! b�p thEs Sx�u►ity lnstrument, Lender shell promptfy teMe�d 40�@iroHrer ar�yr Gunds beld Dy .� . ,
<br /> E.endcr. Cf,ueed�r g�aor<.gA 21, L¢nifer S�ta7 aCquEPO Cr se3 the �tCg�iy. Lendar,Prier 4m tho acQcc[siVoea or st+!o of the ReoDa�Ry.9P�af3 aPP�' ' :;./'.".,�
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<br /> � mnb F�icDs ho4d by deadar at 4ta r,'.^�a�`r acqubtCon or se!:ns a cse�"t aQairtst the sums secueed�g this Saruril� nstrument. : , . .� ,,�<<�f?r�
<br /> '• �� � p� 9..�ppliCati�,i� @���y�at�te�s. Uniess appGpbte taw �:aci�es othen�cise,a0 p�aym�ats cacat�b�r Leredxr under para�raphs 1 snd t �I ;�;�:t���
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<br /> • !`'�'� , 2 shel 6e aop1iod: tirst, to any prepayment charges due under the Note; serond, 4o aveiaunts payable undar paragraph 2; third to inte�est ��'�',��;'�:,;�:j',,�;�=';;:,'_�
<br /> � . � ' due;laurtfi,to pdncipal due;and Iast,to any late charges du6 under the Note. .: "�� � ���` ' `�
<br /> , '�;;�`��-.;1, " � `�� 0 4. Cfiarges; U6918. Bortower shap pay all texea, asseasmenta, charges, flnes and impoaitbns a4tdbutabte to the P�roperty whlah ,,�:',. ,iss4,,,�;,.�� ,._
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<br /> �t,� , ,;: �) '� may atlatn priority over thls Security Inatrument, and leasehold payments or ground renis.if any. Borrower ahalt pay these obllgallons In the . .. ��>�,,.,,,,F.�ti,;,,;
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<br /> „ � manner �rovided in paragraph 2, or ii not paid in that manner, Borrower shatl pay them on time directty to the person owed payment. • , :,;,,,;:;._
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<br /> Bortower shatt promptly iumiah to Lender ali notices ot amounts to be paid under tt�b paragraph. It Borrower makes these payments : . •�,,,._
<br /> :���.• dkecNy. Barower ahaY promptty fumish to Lender receipts evldencing the payments. �� 1�.�:.�
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<br /> � �,,:`. ` � Borrower ahail promptly dlacherge any Ben which has pdority over this Securrityy Instrument uniese Borrawer. (a) agrees in wdGng to the ._��e;
<br /> paymen4 of the obiigadon secured by the Ilen In a manner acaeptable to Lender,(b)conteste In good failh the Ilen by, or defends agelnst �
<br /> enforeerrtent of the ilen fn,.legat proceedfngs whiah tn the Lende�'s opinion operate io preveni ihe ent«usmemi ot ihe iian;or(c}s�cures fross: - ,: -�;�`�_:'���' _-
<br /> ' ,• �
<br /> the holder of the lien an agreement saUsfactoty to Lender subordinaUng the�len to this Security Instrument, it Lender determines that any • ,,, . !'
<br /> part d the Property ia subJect to a Ilen whlch may attain prlority over thls 3ecurity instrument,Lender mey gNe BoROwer a noUee identlying `�: ' �
<br /> the uen. BoROwer shall saUaty the 8en or take one ar more of the actions set torth above wfthin 10 days of the gMng of notice. , �� :
<br /> B. HeLB►d or P►Operty ln8urence. Bortower ahail keep the improvementa now exiating or hereafter ereeted on the Properry � �
<br /> insured against�oso by �re, hezards included within the tertn 'oxtendod eoverege' end any other hezaMa, tncluding Ooods or tlooding,tor '
<br /> which Lendar requirea insureneo. Thia inaumnce ehaY be malntalned In the amounts and tor the perlods that Lender requiros. The insurance ���
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<br /> cartler providing the insurance shall be chosen by BoROwer subJect to Lender's approvei which ahatl not be unreasonabry withheld. If i �
<br /> i 8ortower 1aUs to malntaln coverage desc!Ibed above, Lender may, at Lender's optlon.obteln coverage to protect Lender's rights in the
<br /> � Property in accordance with paragraph 7. �F'
<br /> ' AM inaurance polides and renewais sheli be acceptable to Lender and ahalt include a standard mortgage clause. Lender shaA have the ;,.j���'1.
<br /> �ight lo hoid the poAeies and renewais. If Lender requfres. Borrower shaQ prompty gNe to Lende�al receiple of paid premiums end renewal =�%
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<br /> notkes. In the event of loss.Borrower shatl gNe prompt noUce to the insurance cartier end Lender. Lender may make proot of loss H not °�`�
<br /> made promptiy by Bortower. � ,
<br /> � •;':,:.
<br /> Untess Lender and BoROwer otherwise agree In w�ting, insurence proceeds shali be appiied to restaetion or repak of the Properry • . ' "
<br /> dameged. B the restoration or repair is economlcaly feasib�e and Lender's security is not lessened. If the restoration or repair is not � • ' ' , �'�':` ,
<br /> economica0y teasible or Lender's security wouid be lessened,the insu�ance proceeds shau be applied to the sums secured by this Security � � ;��;^i,:
<br /> Instrument,whether or not then due, with eny excess paid to 8ortower. It BoROwer abandons the Property,or does not answer within 30 �
<br /> �. days a �odce from Lender that the insurance cerrier has oHered to senle a claim. then Lender may coliect ihe insurance proceeds. Lender
<br /> ; may use the proceeds to repalr or restore ihe Property or to pay sums secured by this Securily Instrurnent,wheiher or not then due. The
<br /> � 30-day perlod wGi begin wlien the noUce is given.
<br /> . � Unless Lender and Borrower othenvise agree fn writing,any application at proceeds to principal sheN not exlend or postpone the due
<br /> date ot the monthiy payments referted to in paragraphs t and 2 or change the amount of the payrnents. it under paragraph 21 the Praperty
<br /> is acqutred by lender. 8ortower's right to any insurance polides and proceeds �esufling hom damage to the Property prior to the acquisition
<br /> sha�pass to Lmder to the extent ot the sums secured by this Security Instrumeat immed�ateiy prior to the acquisiUon.
<br /> 8. Occupancy� Preservation, Maintenance and Protection of the Property; Borrower's Loan
<br /> Appltcatio�; Leaseholds.Bortower shall occupy. establish, and use the Property as Borcower's principai residence within sixty days
<br /> i after the exBCUUon of this Security Instrument end shail continue to occupy the Property as Borrower's principai residence tor at least o�e
<br /> year efter the date of occupancy.unless Le�der otherwfse agrees in writing. which conse�t shati not be unreasonebly withheld. or unless
<br /> i extenuating circumstances exist whlch are beyond Borrower's control. BoROwer shaN not desUOy,damage or impair the Property. allow the �
<br /> Praperty to deteriorate. w commft waste on the Property. Borrower shall be in detauN ii any tateiture action o�proceeding,whether civU or ►
<br /> cr(mNa�, Is begun thet in Lender's good fafth judgment could result m torfeiture of the Property or otherwise materially impalr the lien created �
<br /> by this Security Instrument or Lender's securfty Interest. Borrower may cure such a detauit and rehstate, as provided in paregraph 18, by
<br /> � causing the action or proceeding to be dismissed with a ruling thet, in Lender's good fellh determination, precludes torteilure of the
<br /> I Bortowers interest h the Property or other materiai Impairment of the lien created by cMs Secu�iry Insirument or Le�der's securiry Interest.
<br /> { Borcower shall aiso be in defautt R Borrower, during the Ioan applicatfon process,gave rnetetleNy false or Inaccurate infortnation or statements
<br /> I to Lender(or falled to provide Lender wNh any material Information) in connection with the loan evidenced by the Note. Including. but not
<br /> RmRed to,representations conceming Bortower's oacupancy ot the Property as a principa� residence. I; ihis Securiry Instrument is on a
<br /> ;�� I leasehold,Bortower shali comply with all the provisions of the lease. If Borrower acquires tee title to ihe Property. the Ieasehoid and the
<br /> ; fee 1Ne shali not merge unlesa the Lender agrees to tne merger m writmg
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