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<br /> '.�=:��° ' ' periods that l.eader requires. Tha inaurunoe ca►rier pmviding the insurance sh�ll bc chosen b.y�o�we rh
<br /> - ;,,:..... Qpproval whfch shall not be umm�sonably withhold. if Dotrower fails ta maintain coverage described ubove.i.ender may,at
<br /> .i�'G"`^��`'�"'�, Lenderk aptinn,obtuin coverage to pmtect i.enderh r�ghts in the Property in nccoidnnce�vlth paragraph 7. ��`—�_.
<br /> `::-;�,��:a�ra� ` All insurunce policios and renewals�ltalf be acceptnble to Lender und shail include a stflndurd mortgnge clause. Lenaer _
<br /> r:F`�� ^. : shall have the right to hold the poUcies artd renewWe. If L.ender requirea,Bamnwer shall pmmptly�ive to LenBer p!1 tecetpts -
<br /> •• � ef paid premiums and mnewal notices. [n the event of loss,So�rower shall give prompl norice to the insw�utce can�ier and ---
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<br /> ';•:�:.�,.;;:��f. Lertder. L.endxr may make proof of loss if rtot xnade promptly by Borrower.
<br /> �°"":. .. n Uniess L.ender and 13o�rower othenvtse ag�ee in writing,insw�ece proceeds shall be applied to cestor.uion or reps�ir of
<br /> the Progecty damaged,tf the c�estoratton or repair is eoonomically feastble and I.ender� secuttty !s not lesseaed. If the
<br /> - � --" ceswratio;�o;capair is not c=anamicatly fcasible ar[.ender� secudty�•1ould be lessened.the inseunnce pnoceeda shWl be �-__--
<br /> � �� . applied to th�sums secured by this Secudty Insuument, whether or not then due.wlth any excess paid to Borrower. If __
<br /> • Bo�rower abandons the Propeity.or daes not unswer within 30 days a notice from Lender tltat ct�e insura�ece carrier hns
<br /> - offered to seaue a claim,then Lender ma�collect the insurance proceeds. Lender may use the pi�soeds to re�air or nestore �___
<br /> � •' the Pe�operty�r co pay sums secured by�t►is Security Insuvmen�whetiter vr r�ot tltxn due. The 34D�d'd:a�y periai w�ll begin when
<br /> • the nodce is given.
<br /> -�,,2 Unless Il.ertder amd�arQOwer vstcerwise agree�n writing.any a�plicaaon��F pn�k�2eds to pli�cipal shat!s�o¢ exee�ed or
<br /> ' postpone the d¢e date of the monthly payneenu�eferred to in paragra�phs 1 au�d 2 or change the srtzount of t9�e pa�r�ert4s. Df
<br /> under paeagr�ph 21 the Praperty is acq,uired by Lender. Borrower�cig�e¢ta any ins�erance}xn�iea�s and procemds msenldrnp
<br /> �� ' from damage to the Property prior to the acquisition shall pass to Lertnder to the extent of che sums�cured by thns Securi2y
<br /> �� Insmuaent im�mediately prior to the acquisirion. -'"°= --
<br /> . 6. Occupancy, PreservatFon, Maintenaace �,ae�3 Proteciion of the Pe�,pesty; Barrower's �.roaaa �3gtr�93ru4Eou�; ��--•-,.
<br /> � H.eas2Guo9ds. Borrower shall occupy,establish,and uye t�e Property as Borrower's gre�acipal residence within sexty days after �°��=-
<br /> ' tQee executi�n of this 5ecurity Insuument and shall conanue to occupy the Prop2rt�:r�Borrowers principal a+�sidv�nce for at ��^----
<br /> least one ��rar after the date of occupancy, unless [.ender otherwise agiees in writing, which consent shall not be '�"`�`."--
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<br /> - unreasonatily withheld.or unless extenuating circumstances exist whnch are meyond 8orrower's rnntrol. Botrower shall not �''=�
<br /> destroy,damAgc or impair the Property,allow the Property to deteriarat�.or rnmmit waste on the Property. 8orrower shall �`-�•�..
<br /> be in default if any forfeiture action or proceeding.whether civil or crimina',,is t�egun that in Le►tder's good iaitte judgment t�.i�,.-
<br /> �,r,_---
<br /> • could result in forfeiture of the Property or otherwise materially impair the lien created by this Securiry lnsQrument or �::;=i�----
<br /> ,;� Lender�s security interest. Bocrower may cuc�e such a default and reinstate,as provided in paragraph 18,by causing the action �`�����±-
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<br /> •�:'; or pioceeding ro be dismissed with a ruling that,in Lender?c good faiih determination,pmcludes farfeiture of the Borrower�s �i '��'�'
<br /> :'l•�t interest in the Property or other material impairment of the lien created by this Security instru�ent or Lender�s security , -� -:--- _
<br /> �::;: .
<br /> �<1ir�r inceresG Bonower shail also be in default if Borrower.during the loan appiication procesx, gave materially false or s�;''. �;�
<br /> innccurate infotmation or statements to Lender(or failed to provide Lender with any material informarion)in tonnecrion with ' ••�._� .-
<br /> - - - the loan evidenced by the Note. including. but not limited to, mpmsentations concerning borrower s occuparn:y of che : - - _
<br /> ' �';., Property as a principal residence. If this Security Inst�ura�ant is on a leasehold.Boaower shall comply with all the provisions �".'����. �-
<br /> �!'� of the leasr. af Borrower ac uires fee title to the Pro rt ,the teasehold und the fee title shall nat mer e untess Lendcr a rees ����•' �`
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<br /> to the mergeQ in writing. "�":==
<br /> 7. Pem�Zertion of Lender•s Righ�t in the Property. If Borrower fails to perform the covenants and agreemenu � �.. ,±-
<br /> . contained i�n this Security Instrument, or there is u legal proceeding that may signiGcantly affect L,ender�s rights in the ;?�., "
<br /> �• , � Propecty(sucd�ras a procee ding in ban ktuptcy,probate,for condemnation or fodeiture or to enforce laws or regulations),tlten • 't''
<br /> ,r-':..�:t". Lender ma}• cln and ps�y for whatever is necessary to pratect the value of the Property:,nd Lender�rights in the Property. -
<br /> .'��i`}'''` Lender's nui�nn.muy include paying any sums,ecured by a lien which ha�priority over this Securiry Insuvment,appearing --
<br /> ,,r;;!;`�:x� in coun,pa�ing reasonable attomey.s'fees and entering on the Propeny to make mpairs.Although Lender may take uction „ , _-
<br /> ,;;'.,;.. �.'�,;�;�;; under this paragraph 7,Lender dces not have to do�o. _
<br /> •:i.`i:' ;: .';�.��{r''� Any amountti disbuned by Lender under this parugraph 7 tihall txcome additional debt of Borrower secur+ed by this "
<br /> :f:.::�'�;t��,;;�::�„�•R,f;. Security Inxtrument. Unless Borrower:utd I.ender agrce to other terms of payment,these amounts shall bear interest from the '
<br /> ��s''=•l date of disbu�sement at the Note rate:uid shall bc payable,with interest,upon notice from Lenderto Borrowcr requesting •
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<br /> :,1�,�' 8. Alortgage Inwrance. If Lender reyuirrd mortgage in+urance a. a condition of malcing the loan secured by this
<br /> ,if�'�'.���� Security lnsirument.Bortower tih:+ll pay the premiums reyuired to maintain the mo�tgage insurance in effect. If, for any .
<br /> " reason, the mortgage insurance coverage required rti �.ender I:IJ)tiCS or cea�e� to he in effect, Borrower shali pay the .�
<br /> �;,�'i premiums required to obtain roveragr .uh,tantially eynicalent tn thr mortga�c insuranre pmviausly in effect,at a cost '��. �
<br /> substantially eyuivalent to the cotit to Burmw•er of the mongagc in.uranre pre�•inu.l�� in effect.from an at�emate mortgage . ,
<br /> insurer a�praved by Lender. Ii tiub�tantially eyuivalent mongage in,urance coverage i�nat o��ai���hle.Borrower s6all pay to
<br /> ,;���,� Lender each month a sum eyual to one-twelfth of the yearly mortg.aer inwrancc premium txinr paid by Borrower when the
<br /> iu�mauce ru�erage lapxd or ccaticd to be in effert. Lrnderµill arcert.u.e and ret:iin thek paymcnn nx a loss reserve in lieu .
<br /> of mortgage insurance. Loti�rcxn�e pa�mrntti mnq no longer he reyuired, at thr e�ption uf Lender,if mortgage insurance
<br /> coverage(in the:unount and fc�r the perioci that Lender reyuire+►pm�•ided b��an i��urer approved by Lender u=aan becomes
<br /> ,'���, available and i.obtained.Borrow•er tihall p:�� the prcmium�reyuimd to maintain m��ngage inwr:mrr in effect,or tu pmvide a
<br /> • lo�s reserve, umil the myuimmcnt for mortgage imurance rndti in:�ccordanre�cith am u•ritten atrerment hetwern Borroa•er
<br /> , and Lender or applicable law. i
<br /> ��'' '_ 9. Inspection. Lendrr or itr aErnt ma� mal.c re:»anable rntrieti u�xm and in.Excti��m uf the Pro�xrt�. Lrnder�h�if �
<br /> ;� , � �ive Borrower notice at Ih�time uf or prior to:in im�x rtiun,pecif�ing rca.imante rautie t��r thr inspectton. �
<br /> ;.:;,�' . 10. CondemnaQaura. The pnkred+uf�m�aaard nr claim ti,r d�magr.,dirc.•���r ron�eyurnti:�l,in c�mnrcu�m with am�
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