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<br /> -;,.:,r�r�,:_�:,� TOpETHER WTfH ull the impmvemcnts now or hereatter emcted on tha property.and all'l��It��urt —
<br /> �,�•:y�����.= aQd fi�tares aow or here-nft�r a part of tb��fij. All replucemente an�d additions ahaU also be covered�y thts Security _ �_
<br /> ;, �,e ;-•_,:., ,,«�, Instrumea� All of the foregoing la refeaed ro in this Securlty Instrument as the"Ptopetty."
<br /> ••d.�b��c�t�.� ' '� gqRAOWBR COVENANTS that Botrt►wer ie lnwtLlly seised of the estate hereby conveyed nt►d 6us the dght to gtunt —
<br /> ��-:���-�`����.�.� and convey the Praperty end that ihe Propert}is unencumbered,except for eneumbmnces of record Borrower wom�nts and
<br /> - �` ����' • ����= �=�ill defead genemily�he 8tie ro the Property ag�inst all cluims aad demands,subject to ar►y encumbrances of necord.
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<br /> '�`��```��'�,"'���`' THIS SECURTfY 1D1S1'RiJM�NP combines uniform rnvenants for aational use Aad nan-uaiform covenuntn with
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<br /> � :,� Iimite4 vari$tions by juiisdiction to constitute a unlfQrm securtty insmiment cavedns real property.
<br /> �;� ;;, ^ - ��--• LTNI�RM CpViiNANTS. Saaouet aad Lender coverutnt nnd rgree as foilows: L_�___
<br /> ~ � . 1. Pnyment of Pclndpa�und Interesti Prepr+yme�►t eud I.oto Charges. Bocrower shnll promptly pay when due the
<br /> � � priacipal of aad interest on the debt evidenced by the Note end any prepayment and late charges due under tho Note. __
<br /> � " `• 2. PY�rtda fos 1lixes und Iasururtce.Subject W applicable luw or to a written waiver by Leader.Hur[ower sholl pay to _`
<br /> Lender on the day monthly payments are dae uader the Note,undt tlia Note is paid in fuA,a s�un("Funds") for. (a)ye�rIy �- - --
<br /> ta�ces and assessmertta which may aitain p�Iorlty over this Securtty I�strument ae a lien on the Property;(b)YeadY 1eas�bold
<br /> payraenta or und t�ents on tha Pro rty, if an : (c) Yearly hazard or pmperty insurance gremlvms:(d)Yearly flood �=_=:
<br /> B� Pe Y �.=- --
<br /> • , .: inswance premiwns, if any;(e)yearly mortgage insw�ance premlums. if any; and(� any svsns ga�abTx by Botrower w _„___
<br /> � L.ender.in accordance with the provisions of paragraph 8.in lieu of tbe payment of�rtartgage i0sura�tce premuu�►s. 71'r�se "__-
<br /> items are calle�"Escraw Items." I.ender may.at any time,collact and hold Ftmds in ac►aumQUat raoe w exceodl tka m�cimncm =—
<br /> amount a lender for a federaUy related mortgage loan may�grai�for So�wer's escmw �co�uat uQd¢r tII�e federal Real ��---
<br /> . Fstate Settlement�ocedure.c Act of 1974 as ant�aded fmm¢i�rte¢o temae,l2 aI.S.C.§2�1 ee s¢�.("R�S�'A").unless auother �;�x_:��,___
<br /> law tteat applies ta¢h¢Funds seu a lesser amovsee. IIf so,Lereder aeiay,at ac►y¢ea�te.collect attd hold Ftutds fim an amount aot w �,s„:.�;;;�;�'
<br /> exoee�the lesser amount. I.ender may esrim�ate the amoamt of�s�c dNe an the basis of eument duta and ceasoaable '- ��fi
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<br /> eseuaates of expendiwres of future Escrow Items or oilsenvis¢in�ccordanse«i�h aPPlicable Ilaw. �� `��':y-
<br /> � "�'he Funds shal! be held i�aae instntudon whose deposits are insured by a fedecal u�ens}r,instrumentallty.or entiry _: =`
<br /> ' �. (including L.ender.if Lender is such an i�nsatution)or in aay Fedetal Home l,oan Bank. L.ender shaU apply the Funds to pay ;r:'-�E_
<br /> the Escrow Items. I.ender may not chasge�oaower for holding and appl�reng the Funds,annually analyziug the escrow . :,,
<br /> account,or verifying the Escrow I¢ems, unles� Lender pays Bottower interest on the Funds and applicable law pemuts .�°�'�..,�.;•.
<br /> I.ender to mak,e such a charge. Hawever,Lc:n�ler may require Borrower to pay a one-time charge for an independent mal :;-
<br /> � � ' estate tax reporting service used my Il.ender in connecaon with this loan,unless applicable la«�provides otherwiso. Unless an � -3�(;'::-
<br /> `'`''�:" agreement is made or applicable law requims interest to be paid.I.ender shall not be required�o pay Borrower eay ia*:etest or ^�r4;r::-:-
<br /> earaings on the Fuuds. Borrower and I.ender may agree in wriring,however.that interest shaU be aid an the FLnds. Lender ",',�'"� �=
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<br /> � � shaU give to Horrower,without charge,an annual accounting of the Funds,showing credits and debits to the�nds and the ,.,. .��±;���__
<br /> =°-_°_=__=-- puc��t for which ea:.h dchit ta ttte Funds v:a�.msde_ The Funds are�+!eti�ed n�Additinnal security for ap swns secured by __ '-:�
<br /> f[�e;�, thisSecurity Insirument. . � ��a�`
<br /> '" •'�''.. If the Ft�nds held by I.ender exceed the amounts permil�ed to be held by app3icahle law, Lender shall account to "��,:•;
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<br /> �:,.,;; Borrower for the excess Funds in accordance with the requ�rements of applaeable Da���. If tl�e amount of the Funz4; held by • ,�,;�,i:;•�•
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<br /> ' Lender at any time is not su�cient to pay the 6scrow Items w•hen due,Le��er may sa nntify Borrower in wripng. and,in ,._�,,, _
<br /> • . ' such case Borrower shall pay to Lender the amount necessary to make up t'h:defi�tiency. Borrower shall make up the �•"'r- _
<br /> . deficiency in no more than t�velve monthly payments,at I.ender's sole discretion. ,��:,,•;; ;;+ '__ _
<br /> Upon payment in full of all sums secured by this Securiry instrument, Lender shall prompdy refund to Borrower any • •,,, ,�s;.�.;,;,._--
<br /> '��.1� Funds held b I.ender. If,under ara h 21,Lender shatl uc uire or seU the Pro Lender, rior to the uisition or ?;'��`�:,.::::��
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<br /> sale of the Property,shall apply any Funds held by Lender at the time of ac uisition or sale as a credit a anst tlie sums �.��5�:
<br /> q S ':c,.:.. y�._
<br /> � secuned by this Security Inst:ument. ' `�'''�',"'''--
<br /> � 3. Application of Pgyments. Unless applicable law provides otherwise, all payments mceived by I.ender under ,�Q
<br /> '� • paragraphs 1 and 2 shail be applied:first,to any prepayment charges due under the Note:second,to amounts payable under • ; �
<br /> ::..,s paragrnph 2;third,to interest due;fourth,to principal due;and Inst,to any late charges due under the Note. ="`
<br /> 4. C6arges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the �""• "��k
<br /> +�`���'==-
<br /> property which may attain priority over this Security Insuument,and le.asehold payments or ground rents,if any. Borcower �,�
<br /> shall pay these obligations in the manner provided in paragraph 2,or if not paid in that manner,Bocrower shatl pay them on ,
<br /> time dinecdy to the person owed payment. Bormwer shall pmmptly fumish to Lender all notices of amounts to be paid under
<br /> . this paragraph. If Borrower makes these payments directly.Borrower shall promptly fumish to Lender receipts evidencing .. �
<br /> the payments.
<br /> Borrower shall promptly discharge any lien which has priority over this Security In.trument unless Bocrower:(a)agrees , �
<br /> • . , .,,`;�' : in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender:tb)contesu in good faith the
<br /> �,,��•� lica by,or defends against enforcement of the lien in,legal pmceedingti which in the Lender�opinion operate to prevent the
<br /> � enforcement of the lien;or(c)secures from the holder of the lien an agreement sati�fuctory to Lender subordinating the tien I
<br /> to this Security Instrument. If Lender determine�chat any part af the Property is�ubject to a lien which may a:.tain priority �
<br /> over this Security Inswment.Lender may give Borrower a notice identifying the lien. Borrower shall xatisfy the lien or take
<br /> one�.r more of the actions set forih above within 10 day,of ihe giving of notice.
<br /> �. Hazard or Property Insurance. Borrower ch.�ll kecp the improvementx now•exi+ting or hereafter crected on the
<br /> � Prop�rty insured against loss by fire,har:ud,irnh�ded��•ithin ihe ternt"extended co�•erage"and:�ny other ha7ards,including
<br /> ' floo�is or flooding, for which Lender require� intiu:ancc. 7'his insurance shall t�: muintuined in the amouna and for the �
<br /> Form�If_R yi90 r��qr:���•^a<rsJ .
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