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<br /> Axh�s no►v a A�nwAtr�Part o!tM�ra�aary.M ropkorns�nt��e►d ndctAlons tfn�N�o�e�v�nd by tht�BeixMty In�inrnmt
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<br /> ..� .:':`°a M oi Ua furpoinp Is�errM to In!t�i'�a�tlC►Instrum�M,��th�•W+ag�r,•
<br /> ' ��t•.�o-.�"�:'. � BORROYYEA CCVHNANTB that Flarrar�le I�A�Iy s�d af the 9e►►s�h 4�K+by ccmayed anA U�a tho ripllt ro qr�r►t �r!e� —
<br /> � ..� .° eoaviy ths P�nR�rty and tn�t !h� Propany b unenoumbMnd, �cwpt tar oneumbranca of naard 8aanwer�vamnts utd wl�
<br /> `, ddmd p�rtxdy th�UW ta th�Propnty Rp�imt d aF�rns end d�rn�nW.sub}act to�ny anaumbrmaea at roaord. _—
<br /> -- - -•-. -" - ti41� &�CUAITY INSTHUINENT com6Msa unMartn caYa�snts tw nttlonet use end non-�mliam cov�unte wHh lie►8t�d
<br /> vsflttlane by jsulsdarion to cortWtute a unfle�n e�curfiy Anst►um�nt cova7np roel propeAy. �-
<br /> " , UNfFOAM COYENAMB. BoRaww�u►d Undsr aor�nt�nd apree u toNowa:
<br /> 1.Paym�rn of P�inatpnt nnd lnt�rost; Propayms�t �nd LsRa Chnrq�a eorrower she�promp�y pay whan �_--�.
<br /> ° duo th� �Inc�a10}and intwsat o�tAe QeE2 e9de�toed by tRe Nate�nd anY R�WI�eM and kin e�uQes d�ce undar tho No2s. �=�--
<br /> 2.�unds for Tixss and lnsu►ate�. �ject w�pac�t,te taw or to a�vr�tv�by tender.earowe�ehall w�► �'�_
<br /> to Lender on tAe d�y montAy p�yma�ta ere dua under the Note, unt➢the No2e Is pfid In tul, a aum('Funds•�for. (y yeuy `~'-' �_
<br /> taxes end aaaesaments wh{ch m�y�in prkdty over thts 8ecudty instrummt an a Iten on tP�e Pmpaty. (b)yae�► �easehotd
<br /> WYmenta or graund ronte oe the Properiy,�f any: (o)YeaetY hwrd or prope�ty Inauwnoe pTertduma�(�YeuN flood insurance -
<br /> ,, pna�duma,il eny:(e) yesrty mnrtgape Insuranea pr�mtums,tt any;and (Q nny sums payabfe by 6oTrower to l.cnder in acroordence
<br /> . wltA tho Rrorlslona ot parapraph 8, H Neu ot tho paymmt o}morigape �aurance premiums. �ese Items ere ca9ed 'Esoro�►
<br /> � �tams.° Ra+rdvr mrey,44 eny tkna, eoasel end hold Funda in un amount rto!to exoeed the maximum emouM �a tcadrr tor u ,
<br /> f ' c�laz¢sb��toan may reqvlre tar f3orro�nats eae�ow aceouM unde�the federal Re�at Estate 3ettterrte�t t�raao�
<br /> /Aa1 ofi 1�7A1 as m�n:^�nd�c�tl'om tlrt�t i�o 41mci,r2 U.S G.Q 2SOt ot seq. ('RE3PA'), unl+�ss another tnw that appAes to tlTO Gunda
<br /> sei9 a�tesrer�znau.�t f1 so, Laadx�ar�yr,siU�r.sy tkree c�ott�acr�Ratd Fwds in en amount�ot to exceed tho fasa,e�r mrn�c:R. �
<br /> Lender may os45r�dra tho e[n�cunt of�yards duo cn�he f�a�ts ot current data and reasanaWe es�mafss of cixpendi0irq o4 fuhrrc�
<br /> Esao�r itana or othesrA.o fn aa:orefac�ce with oFpdic�ta lam. • �
<br /> The Furtd�shall tio Qtdd In en k�adA�don whoso�posRs are irt�ured I�r e,ted�esa�t agertay,icTShv�lity,es ac+�(�ncA�dee� ' `
<br /> Lender,it Lmder t� s�lch an insUtutlon) or in am►Fad�vat Home Loan Bank Lenmer s,halt e��r i7ta Funds to pay the Esuow ��-�
<br /> • items. Lende not et�erga 8onower tor �oldn and �ho escrow acrauM.ar v �'�
<br /> . may 9 HPPMk►9 the Funde.em»�a:FPj mzety�'+y �S �:,_; �
<br /> the Esarow ttems, unless Lender pays Borrower hte�t on the Funds and ap�icabie Caw �mnIts Lender to meke such a
<br /> efiarge. Howevar, Lender may require Bortvwa to pay a onetlme eharge tor an independ�t reat eatete tax �ating aeiviee
<br /> used by Lender in connedian wtth this loan, untess app9cabte Iaw provtdes othawisa Uniess an agreement is made or '„,;
<br /> app7cabte Iaw requires k�tere.st to be paid.Leider ahaG not be requked to pay 8orrower amr intera4t or eambgs on the Funds.
<br /> 9orrower and Lender may agree in �rtttlng, however, that Giterest shaN be pald on the Funda. Lende► shnA glve to Bomower.
<br /> wlthout charge, en annuai accowrting of the Funda, showtrig credlts end debtts to the Funds end the purpose for which each .,
<br /> � debB to the Funds was made. The Funda are pledged as addttEonel secur(ry tor aC sums sewred by the Seairity Inetrumen�
<br /> • H the funds hetd by Lend�r excear!the amounts perrtdtted to be held by eppAcable law,lender eha9 a000unt to Borrower _
<br /> tor the exeeas Funds in a000rdance wtth the requirements of applteabie law. N the amouM ot the Funds held by Lendet at any
<br /> . . thne is not suffident to pay the Escrow ftems when due. t:ender may so notity Botrowe►tn w�itlng.and. In such cnse Borrower ° ,
<br /> shell pay to lender the amount necesssry to make up the de8ciency. Barowe�shaM mske up the defldency in no more than �,, , , ._
<br /> tweNe monthy payments.at Lendet's soie d�saettan. ;f��.�'�., �
<br /> !lgen FeymEnt �Ufl1 ot 9.Q n�l�n Aara�rsM by ihMs.�,a.naqy Inritn�m�t,tender shan promptly►efund to BotrowQ any Funds ---
<br /> heid by Lender. B. under paragraph 21,Lende�ahali acquire ot seli the Property, Lender,pdor to the aoquisitlon or sale of the ;%1�,
<br /> ,• Properiy, shail apply any Funds hetd bv lender at the Ume oi acqutsttlon or sale as a credit againat the sums eecured by this .;��:'-
<br /> . 4`:'
<br /> 3eaurriy Instrument. �1-"'r'�'
<br /> 3. Appltoation of Peymen4s. Untess apppcabta law provtdes otherwise. afl payments received by Ixnder under t-•'�'
<br /> � paragraphs t and 2 shaU be appUed: flrst, to any p�epayment charges due under the Note:second,to amounts payable under • _-_
<br /> � paragrapfi 2;thUd,to fntetest due; tourth,to pdndpai dve: and las�to any late charges due under the Note. r�
<br /> 4. Charges; Uens. eorrower shap pay eli taxes. assessmente, charges, fines and hnposltions attributabte to the • -
<br /> ; Properly whlch may attafn prlorily over thls Security Instrumen�and Ieasehold payments or ground renta,ff any. 8otrawer shep .
<br /> � pay these obligatbns in the manner provlded fn paragraph 2, or M not pdd in that manner, Bortow6t sheU pay them on tkna ,
<br /> directiy to the pason owed pay�nent. Bomower shall prompUy tumish to Lender ad noUees of amounts to be psW under ihfs
<br /> i paragtaph. tt Botrower makes these payments direetly, Borrower shaU promptty fumish to L�tdet recelpta evldenctn9 the , .
<br /> ! peyments. .
<br /> Borrower shall promptt�r discharge any lien which hes priority over tfib Security Instrument uMesa 8ortower. (a)agrees in
<br /> wddng to the payment of the obligaUon secured by the Iien in a manner accepteble to Lender; (b)comescs�n good fafth the ,.
<br /> lien by, or detends against enforcement of the Ifen in, Iegai proceedings which in the lender's opinian opetate to prevent the
<br /> . enforcement of the lien: or(c) secures 8om the holder of the ilen tin agrcement satlstactory to Le�der subordirtaUng the Ilen to
<br /> � this Searity InsWment. If Lender detertnines that any pert of the Properiy Is subjecl to a Ifen whlch mey ariein pdortly wer this '' ,
<br /> Seourity InsGument. lender may give Bortowa e notice identifying the tien.BoROwer shaA satisty the Uen or talce one or more ot 'S�'
<br /> � the actlons set forth ebove within 10 days of the gNing of noUce. � ,
<br /> S. Hazard or Pro�aerty Insurance. 8orrower shali kecp the improvementa now exfstlng or hereafter erected on the ,
<br /> Properiy Insured agafnst loss by flre, harards included wfthin the term 'extended coverage' and any other he�ds, Including
<br /> • ftoods or flooding,tor which Lender requfres Insurance. This insurance sha►t be mefntained in the amounts and ta the pedods ,
<br /> that lender requlres. The insurance cartler providing the insurance shall be chosen by Borrower subJect to lender's approvet
<br /> whbh shali not be unreasonaby withheld. It 8orrower tails to maintaki coverage despibed ebove, lender msy,at Lendflr's
<br /> � opdon,obteln coverage to protect Lender's rights in the Property�n accordence with paragraph 7.
<br /> All insurance potides and renewals shal be acceptebie to Lender and shall Indude a steodard mortgage dause. Lender i
<br /> sheli heve the right to hotd the policies and renewals. If Lender requires.Bortower shall prompty give to Lender aN receipls oi '
<br /> � pald premlums and renewai notices. In the eve�t of loss. BoROwer sfiatl give prompt noUce to the insurance carde�and Lender.
<br /> � Lender may make proof of loss il not made prompty by BoROwer.
<br /> I Unless Lender and Borrower otherwise agree in wrtting, insurance praceeds shall be appiied to restoraUon or repalr of the
<br /> . Property damaged, N ihe restoraUon ar repair is economicaliy feasibie and lender's security is not Iessened. it the restoreUon or
<br /> ' repair is rtot economicaity teasibie or Lcnder's security wouid be lessened,the insurance�roceeds shall be applied to the sums
<br /> � secured by this Security InsUument, tvhether or not then due. wrth any excess paid to 8onrw�z. if Bortower ebandons the
<br /> Properry. or does not answer within 3D days a nolice hom LcarC:a-t-�t the ��surance cartier I+.�s �f!ered to settle e c�aim, then
<br /> . lendet may collect TJ�2 insurance proceeds. Lender may usQ t�:�> �:oceeds ta �eoa�r or restare the PropetCti �r to pay sums
<br /> secured by this Se�•::; '�sttument,whether ar rtat r.i�en�tue Th@ 30-cDay�8-a�wi;begin when the rte3ce is�rren.
<br /> Unless L¢nd� a-� BoROwer othetwise agv� m wnDng an� a�pfiqtan ci proceeds to �ntipal sl;a1S not e�¢ertd o�
<br /> posqaan�th� Qele ¢�'e ci t�s��_°:y payments reterted to m �22graphs t and 2 or ehartrm tR�arriount of the paym�rtts If
<br /> unQer pa•a�a,41�2t t^a Properr� �•s a.quired by lender, Bonawecs nght to any insurance G�=�and proceeds resa't�g txe"
<br /> damaqe to U�re Fro��r.,� pnor to the acquisition shali pass to I.c�r+der to the extent of tl�e sums by this Secudty trts6�mc�t
<br /> im1naRaieb.v�rinr M rhs arm�ieifinn
<br /> (5. ��m�au��}q. Preservation, Maintenance aes� �o�.',tentu�ru m.f 46os �v��k+rt�/; ��uv�aneo's �n
<br /> A�gy:'EC3t�ii�ao; �au�VtOlds. Borrower shali occupy, establish ana use rAe f�roperry as 8o�ruwc3r's ptirta�.�l res�dticxrce withSn
<br /> sody days after tH� execution of this Secunry inshument and shail conUnue io accupy tn� Rru�rerty as BwTOw�s p�rcra�at
<br /> � resida�ue for at least one year after the date of occupancy. uNess Lender othervvise agrees fn wrmng_ wt�udt cnnsent sha;l not
<br /> ' be u�reasonabty withheid.or untess extenuating c�rcumstances ewst wh�ch are heyond Borro�vess conarol Borrow�r sha:l not
<br /> • I destroy, damage or im,�xir the Properly. aliow the Propeny to deterrorate. a eomm�t waste on ciie I�ropc�y. Dorra.vEr shall be in
<br /> detauft it any torfefUre ac6on or proceeding, whelher crni or cnm�nai. �s begun tfiat m Lender s good fadF+ �uciqment coutd resuft
<br /> :n forteiture of the Property or otherw�se matenally unpav the 6en created by tims Secunty�nsVument or Lender s security interest.
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