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<br /> :�==���=�4?�-� pedods that Lertder requiren. Ti�e insurnreoe cm�rler praviding the insurance�haft be chosefi-�y Bvm►�w�er su ect tu��tde;� — — °_-----
<br /> ._,,,��,�-- approval whtch shNi not 68 unrcnsanubty wtthttetd. IB Borrower faila ta muintain covernge dc�crib�l above.Len�er may,at
<br /> ----- a�_� , Lender6 aption.abtnin covem�e to�roteet l.etxt:r�rishts in the Prog�rtX in accardance+,vlth R�srsg�°..ph 7. -- -- -----
<br /> � . ,�
<br /> All insurnnce pallcies end rcnewals shntl be i►txeptable to�endeP and xhap include o swndnrd onortguge cluuse. l.ender
<br /> �=�-��z�� shn11 huve the right to hold the policics und rene�vals. 1f l.ender rcyulres.Borrower shall pmmptly give to Lender all recelpts
<br /> �� � — of p�id premiums nnd renewul notises. In the event af loss.Borrower shnll gtve pmmpi nottce to the inaurance carrter and
<br /> '�%�!`,�.-`?;�;�'� � Lender. Lender muy mnke proof of lass if nat mude prompdy by Borrower.
<br /> ,,d�,��� Unless l..end�r wtd Borrower othenvise pgree in writmg,msurwtce pnn:eeds nhall tie upplied to t+estorution or itpair of � - -
<br /> �-''��: the Property dmm�ged, lf the restoratton or repair is economically feasible and l.ender!�security ia not lessened. IP the —�
<br /> ��'.•'�;�:'�,t:�._ restoratIon ur repair is not ecanomically feasfble or Lenderk securiry would be lessetted,the insurance pmceeds shstll tre
<br /> .�:-,:�a:•�.� � applied to the sumg secuned by this Secu�ty Instrument,whether or not then due. with any excess puid w Borrower. lf �_- —
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<br /> • `i�' -���°:?"�=;_ Barrower abandons the Prc►psrty.or does not answer wtthin 30 days a notice from I.ender that the insurance currier has _
<br /> ' - offered to settle n cluim,ttien Lende�may callect the insurance proceeds. L.ender may nse the proceeds to e+e�air or restom — —,- ..
<br /> -_ • • - .�:; the Property or to pay sums secured by this Security Insuument,whether or not then due. The 30�day periad will begin when __ -�-
<br /> ',;x • .� ` the rtotice is si�•en. �
<br /> � Unless Lender and Borrower othenvise agree in writing,any npplication of proceeds to prirtcipul shatl not extend or
<br /> • poscpone the due date of the monthly payments cefert�d to ia para�aphs l and 2 or change the amount of the payments. If =_ `_ _
<br /> ' u.rnder paragr.sph 2! the Property is acquired by 1..eml,e�r.Borrower3 rigt►t to any insurnnce policies and proceeda resulting ��x,_, �-_
<br /> � � fram damage to the Property pr3or to the�uisition sllall�as.g to L.eader tn the extent of tbe sums secured by this Security ,;;.;-�
<br /> , , � Irt.,trumer�t�immed�utely prior ta the acyuisiri.on. ��!r;"=
<br /> �-';',`'•�;'. . 6. QDcsc� nc. PnesePVmtfoQ, 1NLa�t�t� mrs�! 1PYot�stIer� af t�e , 13�rraw�r's I.oan A iication;
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<br /> ' " p,¢aseholds. 8ortower strall occupy,e�ra.t�lish.acrd use the Property as Borrower's princi{sal residertce within siary days after ��-
<br /> . ..:.•.,; .,:�-•
<br /> ` . ;,; ..'-. the execution of this Sec:urity Instn�ment and shall cor�tinu,e to accupy the Property as Borrower�principal residence for at � �`'�i�;,:_
<br /> , least one year ufter the date vf occupan�cy. unless Pxr►der othenvise agrees in �vriting, which consent shall not be ;�!"�"
<br /> unmasonabl withheld,or unles�c extenuarin ci�stances exist which are be ond Borrower's•control. Borrower shalt rtot �'"�'-°
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<br /> destroy,dumage or impair the Property,atlow the Property to deteriorate,or commit wa5te an the Property. Borrower shaif •�' _y+��-`�
<br /> ' � be in default if any forfeiture action or proceeding,whether civi!or edminal,is begun that in Lender's gaod faith judgment �::�.,�,��;:
<br /> • cauld result in farfeiture of the Property or othenvise materially impair the lien created by this Security Instrument or �'':•��=-�-�--° ._�.
<br /> • Lender's security intemst. Borrower muy cure such a default and reinstate,ati provided in paragraph 18,by causing the action ;�• Y —�
<br /> `�:;•r or proceeding ro be dismissed with a ruling that,in l.ender's good faith determination,pmcludes forfeiture of the Borrowert ' `w�' �.��-
<br /> .: "s n� interest in the Property or other material impairtnent of the lien cmated by this Securiry Instrument or Lenderl security - _ _
<br /> � . ' s;�� intemst. Borrower shall aiso be in default if Bo�rower, during the loan application process, gave materialty false or :. ;q�•;�;- -" ,
<br /> inaccu�ate infoRnation or stutements to Lender(or failed to provide Lende�with uny material infortnation)in connection with
<br /> _��;;�. � the loan evidenced by the Note, including, but nat limited to, reprecentations conceming Borrower's occupancy of the �
<br /> " :=° Property as a principai res�dcn.c. i£thic Sccnrity instru.:�ar.t is an a l�aschold.Borra�s•er stsx!!ccmgly::�ith a!!tltc prQi isions :
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<br /> ��jt�y`,,,s, •s•:; of the lease. If Borrowe�acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender agrees �. .�` ,_. .;�.
<br /> ;,�:.. .. .,•,;t%��:, to the merger io writing. '„ . ,'�,, ;��,t,;��.
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<br /> ��•<�°•' 7. Protection of Lender's Rightr+in 4he Property. If Botrower fuils to perform the cavcnants and agreements •. :+:ti�` � ,
<br /> . „ ;?�•�a,: , � . ;..�:) .
<br /> . -�,;��1�` cantained in this Security instrument, or there is a legal proceeding that may significandy affect Lender's right� in the .;�.•,,• ,
<br /> PropeRy(such a�a proceeding in banl:rupuy,prabate,for condemnation or forfeiture or to enforee laws or reguiations),then
<br /> ..;'';4,�"� I.ender may do and pay for whatever i�necessary to protect the value of the Property and Lendert rights in the Property. .
<br /> .,:., �;• Lender's actions may include paying uny sums secured by iz lien which hati priority aver thix Securiry Instrument,appearing
<br /> , in court,paying rea�onabfe attameys'feeti and entering an the Pmpeny to mal:e �pain.Although Lender may take action � �
<br /> , , .. under this paragraph 7,Lender dces not huve to do so. '. ��' ``_ •
<br /> '' Any amounts di�buned by Lender under thiti paragraph 7 ,hall becumc additional debt of Barrower Secured by this o
<br /> •,:"c� . � Security Instcument. Unle,�Bc�rrower and Lender agree ro uther term.of payment,the�e amounts shall bear interest from the ;��';�';j t�• �
<br /> :;"';�' � , dnte of disbunement at the Note rate and shall bc payable, with intere,t,upon notice from Lendcr to Borrower reyuesting ,��:� f '���
<br /> � '• �' 'i�f��'.
<br /> payment. `:>�.;r :�%.,.�,.�::.•
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<br /> • 8. Mortgage Insurance. If Lender requireJ mcmgage in+uranre a� a rondition of m:ilcing the loan secured by thiti ,. , ��,
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<br /> .;r'�:�• Securiry Instrument, Borrowrr�hall pay the premiumti rt•e{uircd tu maintuin thr m��rtgagr in,urance in effect. If, for any . ' , .ya;,�;^,,,�,;•,
<br /> ' ��'� �i reason, the mort u e insurance covem e re uired fi� Lender la +e� or rea�r, to t+e in effect. Bormwer >hall a the , ±�-';��
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<br /> , �•.`t•� premiums required to obtain coverUge suhyt:u�tiull�• e��uivalent to the mortgage inwrance prrviously in effect, at a cost
<br /> " xubstantially eyuivulent to the co+t to Borro�ccr ot'the mongagr in.uranre prcvi�,u.ly in effeet.frc►m un ultematr mortgage , ' •,-
<br /> , , .; imurer approved by Lender. [f wh.tantiallr eyuivalent mungage imur•rncr cuveragr��not avail•rb1e,f3ormwer tihull pay to
<br /> '" Lender each month a sum eyuat to one-tw eltth af the yeady mongage ine,u�ancr prrmium txing pnid by Borrower when thr ''•;,'•�'��>:r`-`!
<br /> • r � � •.f:�:" insurance cover:+ge Iap�ed or ccased to lx in eCf'ect. Lender will:�ccept,ux and retain thr�e payment.u.a lo.ti reserve in lieu . �- '��1�'i' '
<br /> i.�.: .•_r.�t. .
<br /> �;`tl' ��f nturtgage in+uiwuc. Lu.. rc,er�r paymrnt,muy no longer he required, at thr option of Lend�r,it�mortgage intiur:uice ,
<br /> coverage(in the amount and fvr the Exn�xi that LcnJcr rcyuireti 1 prcividrd h��:►n imumr appro�rd b�•Lendcr again hecome� ���•
<br /> '•�� '. •��•ailable:ind i.obtained.Borrou�er�hall pay the premiumti rcyuimd to maintain mun�a�e in>uranre in rffrct,ett to provide a .'�,�,):
<br /> . ,tt�
<br /> lo�s reserve,until the rcyuircmcnt ti�r mongage in.ur.inre end.in arcurdance���ith:my«ritten agrcrment het�t•een Born�wer � ; '
<br /> and Lender or applirable law. •
<br /> 9. Inspection. Lender or itti agent ma�makc reaumahle cntrir.uExm anJ in.}xrtiom uf thr I'roprny. Lender.hall •
<br /> � give Borrower noticc:it the timc of ur priur tc�an in�prction�perif�•ing rca�onablc cau�e for the in.�ction. �
<br /> 10. Condemnation. Thc pnkccd.of am awarc!ur rluim ti�r dumagc..Jirert��r ron.equentiai,in connrction with any �
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