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<br /> ,-,� {reriods that Lender requle�s. Thc insumnce cumler provlding the insurance shall be chosen by Bamnwer subJect to l.cnder}�
<br /> _______�._�. nggrovr.l tYhtrh shu}!�ct!re ucss�es..�neb4y wliht�e[d. ff Rarmwer fails tn malntciln cov�mge described nbove.L�nder muy.at .__
<br /> — . Lender�s optien,obtaln covemge to pratect Lender's dghts in the Prope�ty in ucc:ordutece with pucngmph 7.
<br /> - �m`""`°"""- AU insumnce paltcies und renewuls shall be acceptnble to l.ertder artd shall incliede a stundu[d mort�nga slnus�. I.endcr
<br /> ,�,,,, shull t►nve the right to hold the policies and t�enewaf9. If Lender requires.Borrower shnll promptly give to Lender uil recefpie
<br />_=_�����t���'��••_• ' , af paid premium�und renewal noticea. fn the event of loss,Botrower eha11 give prompt notIce to the insumnce carrier artd __
<br /> Lender. I.ertder may make proof of loss if not mnde promptly by Barrower. ` �
<br /> _- Unless Lender und Bomower atherwise ngree in writing.insu�anoe proc�eeds shall be applied to rcstoration or repair of
<br /> =- _ the Pr�operty domogr.d, if ehr rceturation or repair fs ecanamic811y f�ibfa and Lender�s se�urity is nui lessened. If the -.. .
<br /> �`,���, restomtion or r�epntr is erot econumicully feusible or Lender's secudty would be lessened,the Inswvnce pmceeds shall be -
<br /> -'^^•`'���. . Applied to the sums secured by this Securiry Inslrumen��vhether or not then due. wiW any excess paid to Bomnwer. !f
<br /> -���'"'}� Botrower abandons the Pnaperty.or dces not answer wtthin 30 days n notice from Lender that the insurance cateies has
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<br /> ,�_��.�,� offereci to settle u ctaim,then I.cnder muy rnllect tt�e insw�►ce pr�ocxeds. l.ender muy uso the proceeds to�cpair or�storc �_
<br /> -r,� , the Property or to pay sums secured by this Secudty Inswment,whether or not then due. The 30�day period will begin when
<br /> :,;_�_��"�',-��, the notice is given.
<br /> �;s.::,;�';r.Z;=�`•'ti�.��� : Unless Lender and Borrower otherWise ugree in v,rriting.any appltcation af pr�oceeds to principa[shall not esxtend or _
<br /> {�� "''. . postpnne the due date of tbe monthly payments r�efcmed to in paragrap hs 1 an d 2 or c hange t he amount o f t he puyments. I f
<br /> . � ,< under pnragraph 21 the Property is ucquind by Lender.Borrower�s cight ta uny�nsurance polictes artd procceds resuit��g
<br /> �;-- � • � from damage to the Praperty prior to the aoquisition shall pass to l.ender to the extent of the sums secured by this Security
<br /> _, " � Insuument immediately prior ta the acyuisiuon. —
<br /> . . °:°:F`. 6. Occupancy. Pa�eservation, Muinttnance and PratecKioa of the ��os�ly; Borrower's �.uan A�SpIIrationt ..
<br /> `�e:��:, i.easeholds. Borrower shatl occupy,establish.a��d use the Pnogerty as Borrowerk principal residence within sinty days after
<br /> '�� the execution of Uus Secudty Gestrument and shall continue to aocupy the Rvperty as Bonower�s principal residence for at
<br /> �''�` least one year after the date of accupancy. unless Lertder othenvise agrees in writing. which coruent shafi aot be
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<br /> nnreasonably withheld,or unless extenuating circumstartces exist which are beyond Bormwer�s control. Borrnwer shall not
<br /> ' dessroy,damage or impair the Property,allow the Property to deteriorate.or commit waste on the Ro{retty. �orrawer shnl[
<br /> • be in default if any fo�feiture action or proceedin�.whether civil or criminal,is begun that in[.en�l�rt good fann�a judgment
<br /> - � . � � ooald msult in forfeiture of the Property or otherwise materially impair the lien cneated by t�is Securuty 4m�me�t crr
<br /> �. .. Lender�serurity interes� Bomower may cure such a default and t+einstate.as provided in pamgrap9a a S,by rausing the a�an�en
<br /> ' ".�•':5�, or pmceeding to be dismissed with a ruling thati in l.ender�s goad faith detertninadon,precludes forfeiture of the Borrower§
<br /> � ''"�.:�j;;?;°' interest in the Property or other material impairtreent of the lien cmated by this Security Tnsuument or L,ender*s securFty
<br /> -,;S� interest. Bomower shall also be in defautt if Borrower, during the loan application process, gave materiaUy false ot
<br /> •� � inaccurate information or statements to Lender tor failed to provide Ixnder with ana material infonnation)in connectIon with
<br /> 1 �" � ���� the Ioan ev�denced by the Note, �nciuding, but not iimited to, representa[io+ms cv�o:rmi�s, Botrowcr�ucxvp-mn:y uf iuc -
<br /> `�``"''` f'coperty as a principa4residence. If this Securiry Instrument is on a lrasehold,lBvauCr�tier s.ha'J��c+nr►�y with all the pmvisions
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<br /> �'. .+i�>..: of the lease. If Borrower acquires fee tide to the l�roperty,the leasehudc�amil t�e�fee e�nle stc�i�mnt a�rge unless Lertder agrees
<br /> . ' to the merger in writing.
<br /> ' 7. Pmtection of II.ender's Ri�ts in the Property. If BommweQ faiCs t� �erform th$covenanu and agreemenu
<br /> � contained in this Securir.y� Instrument, or there is a legal proceedia�t that m�,y.n�r�ificarttly affect Lendat's rights in the
<br /> . � . E'noperty(such ac a proceec➢ing in bankruptcy.probate,for condemn�on or forfeiture or to eref�7cre taws or regulations),then
<br /> Leoder may do and pay for whatever is necessary to protect the �•rJ'ue of the Property ared�eker.'s rights in the Pmpe�ty.
<br /> l.ertde�!c actions may include paying uny sums secured by a lien a�hr::It has priority over this SPCt�rity Insuument.appeating
<br /> ' . ' in court,paying masonable attomeys'fee�and entering on the Rvperty to make repairs.Althaugh l.ercder may take action
<br /> , under this paragraph 7,Lender does nut have to do so.
<br /> • Any amaunts di�buned by Lender under this p:u~rgraph 7 shall become additionttl debt uf Battower secured by ihis
<br /> Security Instrument. Unless Borrower and Lender agrce te other terms of payment,these ammun�c shall bear interest from the
<br /> . • date of disbursement at the Note rate and�tiall 6e payable,with intere+t, upon notice from G.�e�der to Borrower requesting
<br /> payment.
<br /> S. Mortgage Insurance. [f�.�c:;irr required mortgage intiurance as a condition of malling the loan secum.d by this �'-�
<br /> Security [nstniment, Bcr:r�uer �hali qx:. ttie premiums reyuirrcl to maintain the mortgage insurance in effect. If,for any -
<br /> rrason, the mortgaed uc�::::r:°��r cc*L�r,�e�r reyu�r�u h. Lender lapses or ce�ties to be in effect. Bortowec shall pay the
<br /> :"�;,; ` pmmiums reyuired ¢c�iCe:;�i1 roverr��e .i:'�:+oan�iatia a„uivalent to thc mortgage insurance preci�usly in �ffe+:�, at a cost
<br /> , . sutxtantia�ly eyesc�a�rnt��� 1he w.rt.c� �,�°�wer ut ihe mortga�e ics�srance previously in etfect_tr�,m an altemate mortgage ,
<br /> ' insurer appro.�ed b� l.ender. If wbxtaruially eyuivalent mong:�r�e�ia.:crance coverage i.nc�i a�ad:':o9e.Borrower shall pay to
<br /> Lxnder each month a v�:�.�ts�ual tu one-t�velfth of the yearly mortgage intiursnce premium be�cr��aid by Borrower when the ��
<br /> • - � iu+ur.u�cr�uvr�agr na��-�S c�-cra,cYt w be in rftect. L.nJcr w�Ii arccpt,u�c an�rtta:n thc+c paymcnt�a�a 1o�s munc in licu
<br /> ., • . of mortgage insurarnrr. ��:�.+msen�e pu�•menh may no longer Ix reyuimd.a¢ 1F, ,�,:ion of Lender,if mortgagc insurartce
<br /> • coverage(in the arn�un�ar��for the periad that Lender reyuire+)pmvided b� ae��s�Lrer appm��ed by Lender again becomes
<br /> " available and is obtaoRed.Barro�.er>O�:d[pxy the pnmium.reyuimd tu maintain mortgage inwrance in cffect,or to pr+ovide a
<br /> � , "" lrn�resen•e.until the rryuimment fi�r an,�»gage inwrsncr end,in acconl;uire w ith am �ritten agmement between Bomovs�er
<br /> � and Lender or applica2+1�law�.
<br /> 9. InspPMom�e. f�en3rr or itti:+�ent may naakc rca.unat►Ic rntrie.uFrun:na.�1�a�pctitiun.uf the Proper�. Lender�hall
<br /> give Borrouer ttolic�a�a;�:time of or prior to a�e ior.���•:ci��n+pcYif�ing rea.a*n;�M�!.e:.;::,c fi�r the in.pertion.
<br /> 1�. �amd�eem��uB�a�. 'iTie prcxe��.aTf ane a�:�.�r�f,*r�laim fi.r d:uns�e..�!�x.:��r cun.eqeczntial.in cortrtr�aion with ano
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