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<br /> `IYU7Te7'H�ft W[TM al!tho im�mvente;nta na�v or hnnc�iter crccted on the pmpetty.end�II cnsciucnte�nppurtenanoz9, �
<br /> - �f��scur�s naw��r herc�Rer a�nrt of dt�praAetty, All replaca��ments and addittona ehall aiso ho covercd by Ihis�aecudtY —
<br /> Insmr.rnenG All of t��e ic�regoing ie mtemed to in�hie�ecudty insttumsn3 as ttt�"Propetty." =�--
<br /> w �� BORROWQFt�OVS�JANT��hnt Bormwur ia lu�vfLlly selsed of the cstnte hcreby conveyed and hno tho right to�ent __
<br /> _„�p�r:,. nnd convey the Ptaperty nnd that tho Pmperty!a unencumbor�ed�oxcept for encnmbran�es of cecatd, Horrower warrants anc! Y
<br /> --- -----`'�� WIU d^.fend geaEra!!y thx tide to c4to 6'�a�rty�einst ell clntme nred aem�nda,sab}ect to nny ancumbrart�s of eecard. �i_.,_
<br /> � THiS SBCURI'I'Y lN57RUAlBNT combinos uniform cavennnte for nntlonal nss and non-unifann covenants dvith —__.
<br /> -�-a�''s� limited varindona by judsdtctlon w consNtute n unifotm security instrument cavcring r�eul gropsity.
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<br /> __"" -- UN[F�ttM COYBNAM`S. Horrower nnd t.endsr covenunt und o�ze as fotiows: �-__ -
<br />=M_L?��:Y `�I i. Payment of 1'edndpaai And Iateresti Prrpnyment mn�l I.Ate t�arges. Barnnwer shnll proraglly pay when due the
<br /> ��;�,� � pr3acipal oi med inte�st on the debt evidensed by th$Nc►te und any prepAymEnt And lnte churges d�ee weder the Nate.
<br /> " _-_�-,:x� 2, i+innds tor'llsues at�d Lmvranc�. Subject to appitcabte Inw or to a�vrlttert watver by lander.Bomnwer shull puy to
<br /> -'""� Lender oa the day monthlY paymeats tue due aader the Note.unt[I th�Note ia paid in ii�li.a s�un t"�unds")for.(a)Yeurly ° -
<br /> ��;"�y�y. : te�tes and assessments which may nttnin priority over this Security Iasuument as t►IIen on the Ptnpeity:(b)Yeurly leasehald
<br /> -='":�;'°r - . payinents or gmund cents aa ths Properry. tf uny: (c) Yearly hnmrd m P�F�Y insurnnce premiums: (d) Yeurly flood
<br /> ;;::��.'�;:1:;;�. iasuisnce pmmiums.it n�►y: (e) Ye�uly mortgage insumnoe prerniums, It nny: uad (�nnY swns paynble by Bomuwar to
<br /> i.ender.ia aaordauce alth the provisIons of parag�uph 8.in lfeu of the yment of rnortguge Insurauce piemiums. These
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<br /> .='i�?;,,�fe:�,-�,'�.`., items are called"Escmw Items." Leader may.at uny dme.coUect and ho d P�nds in an nmount not to eaceed the mnaimum
<br /> .. ` .r..`"';2g aaiovnt a lender far A federally relnt¢d utortgug�loam m�y require foz Bonower�essrow uxount uader the federal Real
<br /> �' , L�state Settlein�at Pc�axduses Act of 1974 as amended from ame to Nme,12 U.S.C.�2601 et seq.(°RESPA").unless another _ -
<br /> . . Iaw that applies to the Fuads sets a lesser amount� lf so,i.encter may.at any tIme,rnllect nud hold Funds in cin tunount aot to
<br /> - exc�ed the lesser nmounG Lender mey estimate the amonnt of Futtds due on tke basis of cunent data and reasonnble
<br /> � estimates of expendlhues of futune Escrow Items or oiketwise in accordsucve wlth t►pPllcable law.
<br /> . � • , "I1te F�nds shall be held ia an ia�titution whose depostts un ins►ued by a fedEml ugeacy.inswmeatAUry.or entity
<br /> • .. • (ineluding L.eader.If Ixnder is such an institution)oz in aay Fedecal Home I.oan Benk. Leader shall apply the Flmds w pny
<br /> �. ', � " the Escrow Items. I.ender may not charge Borrower for holding and applyiag the F�nds,annunlly aaulyztaB the escma'
<br /> • acooun� nr verifyiag the Escrow Items, unless Lender pays Borrnwer intenest on the Funds and appllcable Iaw pemiits
<br /> � " LenAer to make such a charge. However.Lender may require Borrower to pay a one-time charge for an indepeadent m�l
<br /> . , . ' extate ta�c reporttng servioe used by Leader in connection whh this loan.unless applicable law provides otherw�e. Ualess un
<br /> ' agreement is made or applicable law requires interest ta be paid.[.ender shall aat be requind w pay Borrower any iatetest or
<br /> eamings on ttcs I�nds. Borrower and I.ender may agree in wridng.however,that interest shall be paid on the Funds. I.ender
<br /> � shall give to Aomower.without charge,an annual accounring of the Funds,showing credits aad debits w tde Funds aad the
<br /> ` ; . ` � ' • putpose for which each dcbii[v iix FunS,�vns�za3e. T!�;.�n�ar�lydgrd ss sddiuoas!xc�i�y f4r s����mc����hy . -
<br /> ; '... .. this Socurity Insnument.
<br /> ��;��,.::;�.;'r If the Punds held by I.ender exoeed the amounts permitted to be held yy applicable law. Lender shtill account to
<br /> `'�--'f��. , Borrower for the excess Funds in accotdance with the require�reeats of applicable law. If�l�e amvunt of the F§�ads held by
<br /> • I.eader at any dme is not sufficient to pay the Escrow Items when due.Lender may so notify Bomower in writt�g.az►d.in _
<br /> " such case Botrower shall pay to Lender the amount necessary to make up the deficiency. Bomower shall make up the
<br /> •�� � : deficiency in no tnore than twelve monthly paymenu.at Lender's sole discretion.
<br /> � •�•?���'��� .�� Upon payment in full of all sums secured by this Security Instrument,I.ender shall prompdy e�efnnd to Bomower any -
<br /> ':i"':`:':��,� � Funds held by L.ender. If,under paragraph 21,I.ender shull acquire or seQ the Property,L.ender,prior to the aoquisit�on or �--
<br /> �`;�'''�• • sale of the Property,shall apply any Funds held by Lender at the ticree of acquisidon or sale as a credit against the sums ��;,;;,,��
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<br /> . secured by this Security Instrument. . -__-
<br /> ` ' � �'�� 3. Appllration of Peymeats. Unless applicuble law provides othenvise, all payments received by I.ender under
<br /> �,'�..�';.,. '?'j i �� paragraphs 1 and 2 shall be applied:first,to any prepayment charges due under the Note:second to ar.�uunts payable under
<br /> '"'�°� �� r,',"��, ; i paragraph 2:third,to interest due;fourth,to pri�cipal due;and last,to any late charges due under the Note.
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<br /> . � ,,;.,,� ,, ; �i, CSarges; Liens. Borrower shall pay all uuces, assessments,charges, fines and imposi6ons attributable to the
<br /> '"�'�`'''•' '�• '`�'� propecty which may attain prioriry over this Security inswment,and leasehold pay�ttents or ground c�enu,if any. �o�arower
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<br /> ,. trti•�y?c,;:�I shall pay these obligations in the manner prvvided in paragraph 2,or if not paid in that manner,Bomower shall pay them on „
<br /> '� �!'�:��� time dimdy to the person owed payment. B�nrower shall promptiy fumish to Lender a!I notices of ae�r�unts to be Raid uadep
<br /> .. . ' � this paragraph. If Bomower makes these payments directly, Bomower shall promptly furc�is�h t�Le�a�}rr cecei�u evede�cing
<br /> . • ,� the paWments.
<br /> Borcuwer shali prompdy disch:uge any lien which has priority over this Securi¢p�Uaasr.RSrnent unless Borro�ver.ta)a ,� �jt��:•
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<br /> I in writing to the payment of the obligation secured by the lien in a manner acceptable t�n C.•e::��rr.(b)con:ests in good faith the '•''��.,;::
<br /> _ � - i lien by,or defends against enforcement of the lien in,legal pmceedings ahi►h in ttt�L�rtuer s api�ccatt�a�ecrate to prevent the � ' �"�'_.
<br /> , � enforcement oY the lien;or(c)secures from the holder of the lien an a�c�ti•^�nrnt satis3actc*r}•to LerWer,a:�rdinating the lieae
<br /> to this Security Instrumen� If L.ender detertniaes that an�.=+an of the B�a,�ary is sumj��ct to a li�n�tiu:i:��ay anam�riority
<br /> �' over this Securiry InstrumenG Lender may give�orcat+.�r:.^�;tice identifying the liem. �t�reower sha?�satisfy the Gien�.�r take
<br /> � one a�r more of the acdons set forth ahove..ithi�to�}�r°.�:a:giving of notice. ,
<br /> ( 5. HAZard or Property Diu�nran�. �.+.����er s7��[�: keep thc improvements now existing or hereafter er�:ted on the
<br /> Property insured against loss by fire,h�r�'1{in,:.uded within the term"ettended coverage"and any TcMer hazards,inciuding
<br /> � I floods or flooding, for which Leau:r e�.,a�iri•�insurance. 'Ihis insurance shall be maintained in r,E:: :unounts and for the
<br /> � Form 30ZA 9/90 �paxa:-'l�b pnges� �
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