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<br /> l y :;.� periadx that Lendcr rcquin:s. Ttte lnsurunce cnrrice pmviding tho i�tsuraiscc shall bs�chaseR y o c . ec l.endcrb
<br /> ` - - � > a��proval whtrh r,fin!!stat be nnrrsr�ebly wi�hheld. tl'tiaeemvcr fnite to muint�fn covemge dcscribed nhove,Lender may�at
<br /> � l.,enderl�aprian,abtain covamgo to pmtect Lenderk dphte in tho Propony in neco��iunoc wlth pamBraph 7. = __���_
<br /> All in�urance pollrle!►and�enewnls Khall!�e ncceplable to I.ender nnd shul!inriude n stcuidard mortgage clnu�e. L,endRr ---�--- �
<br /> ' ,, ahnll fiave tho right to hald the policleg nnd renewnlx, tf Lender requirea.Borrawer xhall promptly gfve to Lender nll�ceipt� _ _ _
<br /> _ . . � of paid premiunie nnd r�enownl notices. In the event of lo�+,Borrower shal!gtve prompt notice to the insuranee carrier nnd -� -__=_ -__-
<br /> Lender. I.ender may mnke pmaf of lase if not made pmmptly by Borrower. `� _ -
<br /> • • Unless L.endvr and Barrowor otherwise ag�ee in wdting,insumnce procceds shnll be opplted to�estamtlon or repuir of -
<br /> the Property damaBed, If the mstoratian or repair ia economically fensible nnd I.ender� security ia not lessened. If the ��:�:_�
<br /> r�estorntlan or repair iK not economicaQy fensiblo or I.enderk secudry would be lessened. the insumnce proceedx Rhall be ` '�„___
<br /> •• applled to the suma secured by thiR Securiry Instrument, whcther or not then due,wtth uny axcess puid to Borcower. If d �:�,���
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<br /> Borrower ubundona the Property.or does not anEwer within 30 days n notice from Lender that the insurAncc currier has �. .;'•�.�.,._v
<br /> oftered to settle u clnim.then Lender may collect the inaurance proceeds. Lertder may use the proceeds to rcpair or restore '' s'= . •
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<br /> `� the Pro or to a sums secured b this Securit Inatrument.whether or not then due. The 30-day period wilt begin when a='• ���"�-`�"'_`'-
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<br /> the notice is given. �
<br /> Unless Lender sutdf Hoerower otQ�c►wise agree tn writing. uny application of procceds to principnl shall not extend or `�, �'a .�..:::'"��"Y'.
<br /> ! postpone the due dnte of the�eonthly payments referred to in parageaphs I und 2 or c hnnge t he amount o f t he paymen ts. A i' I ` ' ' � .n��,'•"�,;�:�- _
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<br /> � under pumgraph 21 the PrQperty is acquired by Leceder,l�arnower's reght to any insucance policles und prviceeds resuttin� i� .. .. . •
<br /> from damage to the Prop�rty prior to ehe acquisition shall pass to bender to the exrent of the sums secured 6y ehis Securi¢y� � � , � ��<<��
<br /> . . laistrument immediatel rior to the ac uisition. ��+;�. ' :���
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<br /> 6. �zcupapcy. Preservat�on, 1�Galntenance and Protetufi�a� �f the I°roperty; ��rc�ever's Loap Appl6et�8�n; =,''._, ... _:. ; �,_
<br /> d.eas�ho0dls. Borrower shall occupy,establish,and use the Proper�y as Bormwer�s principai resi�6ence within sixty days Aftee _' Y=.::...-
<br /> ' the exe�ution of this Security Instcurt�ent and shall continue to accupy the Pmperty as Borrower's principal residence for at ' •�;�`��'
<br /> least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not �e ° �l�{•;'.�,,?�^"�r:=
<br /> , unceasonably withheld,or unless extenuating circumstances exist which ar�e beyond Sorrower's conuol. Borrower shall not �,��_`•�`.?�=.
<br /> • '����'�, destcoy,damage or impair the Property,allow the Property to deteriorate,or commit waste on the Property. Bomower shall '`:�n��,:•,
<br /> ��'�•� be in default if nny forfeiture action c�r proceeding. whether civil�rr rriminal,is begun thut in Lender�s good faith judgmene . ;,.�`��,�_: -
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<br /> ','��•�'+��jj could result in forfeiture of the Pra�reny or otherwise materiaUy impair the lien created by this Security Instrument v�r .
<br /> . �;',;}+��.';� Lender's security interest. Bomower may cure such a default and reonytate,as provided in pacagraph 18,by causing the actia�ra � � '' �•:�'�
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<br /> °;�,,;{r.•, '•:-�•�j� or proceeding to be dismissed with a ruling that,in Lender'.s good f'aith determination, pmcludes forfeiture of the Borrower s ,
<br /> "�'����;' ..� �`�ta`�� inrerest in the Property or other material impairment of the lien cmated by this Securiry Inswment or Lender's security "
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<br /> A; interest. Borrower shall also be in defuult if Bottowe�, during the loan application process, gave materially false or ��
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<br /> � ,�, ,, ,;,t.,,,,., inaccursur information or statements to L.ender(or failed to pm�•icle l.ender with any material information)in connection wiIIfi '���� � •
<br /> ��-- ?,,.,-!��;;" the loan ec+�enced by the Note, inciuding, but not iimited [o, re�resentacions cix►rcming 8um,wr•� vc�upaity o�¢�.: —'-�-�'��� -
<br /> ��;;��, � �� �i`��" Property as a principal residence. If this Security Instn�ment is or.:i I:.,sehold,Borrower shall ro�nply with all the provisio�s . " �" '• •
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<br /> � �;t�''„� of the lease. If Borroi��er acquires fee title to the Prc�peay,the icasehold and the f�e tide shall not merge unless Lender ugmes :;:� �. �3 .�. �
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<br /> � ��r%'��.'. 7. Protection of Lender's Rights in the �'Pa��er�ty. If Borrower fails to perform the covenants and agreements k;';;:� '��
<br /> ;?:;;� �; contstined in this Security Instrument, or there is a lega! proceeding that may significantly aftect Lende�'s rights in the �' "� ��
<br /> Property(such as u proceeding in ba�i.n�ptcy,probate,for condemnation or forfeiture or to eniorce laws or regulutions),then . � '
<br /> Lender mas do and pay for whutever i.necessary to protect the �alue of the Property and Lri�der's rights in the Propert�. •
<br /> � Lender's actions muy include puying any sums tiecumd by a lien which has priority over this Security Instrument,appearing " �f .
<br /> ', in court,paying rea�onable attomeys'fees and entering on the Property to malce repairs.Although Lender may take action .�r��,�
<br /> under this paragraph 7,Lender does not have to da sa ' '! :o •
<br /> An� �imounts di�buned by Lender under thi` puragraph 7 shatl hecome udditional debt af Borrower secured by this -
<br /> Securitr 7nstrument. Unlcss Borrow•cr and L.endrr a�rce to other ierm�of a ment,these amouna:,shall bear interest from the 's'''�+�' ��
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<br /> date of clishiarsement at the Note rute and�hall l� payable,with intere+t,upon notice from Lender to Borrower requesting ;�,y�.�;f•�l�, "�-
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<br /> - 8. Mortgage Insurance. If Lender nquirrd mnrtgage imurunce as a conJition of making the loan .ecured by this . .'•� _,
<br /> ' Security Instrument, Borruwer,hall p�y the premium+reyuired to mainwin the murtgage insurance in effert. If. for any '�`i.,,�; •
<br /> �.;'-� renson, the mort a e imurunce covera e re uired b Lender lu tieti or ceaseti to tx in e.f.rt. Borcower shall a tfie � `'''���"' .
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<br /> lf,� �. premiums rcyuircd t�� obtain coverare .ubst:uitially eyuivalcnt to the mortgage inrurance prrt�iausly in effect, at a c�st ��'•:`"�
<br /> .�:�
<br /> ' suhstantially cyuivalent to the wtit w Bom�wer of thr morigagc in�urancc prc��iou.l�� in rfF�rl, from an altematc mortga+,;r '. 'r/'��i'�' ..
<br /> insur�r approved by Lcnder. [f tiub,tuntially eyuivalent numgage inwranre c��ccrarr i�not available.Borrrwer shall pny to �• •
<br /> Lender each month a�um cyual te�anr-twrlfth of thc ycarly mongage imurance premium tking paid by Barmwer when the � •
<br /> imurancc covcrage Iap,eJ ur ccaticd to tx in cff'rrt. Lcndcr a�ill arrrp�.u�r and retain thc�e payments a,a los,resrrve in li�u • • - .
<br /> of m��nga,�e in�urance. Lo..re��•rvr r•rymrnt.msy nu longrr Ik mNuired,at thc��ption of Lcnder, if mongage insurance � .;���.;;.';••, ,
<br /> ..� coveragr im thc amount und for the period that Lrnder rcyuire.l pr:��ideJ hy an inwrer appro�-cd b�•Lender a�•rin t�come� ;r .•.
<br /> ,, �'•`��' available and i�ohtained.Borrower�h:�ll puy thr prrmiums rcyuir�.'.ir r�.�in::+ir.mungage imuranrr in M'fert,or tu pro�iJe a ,;;.,,;•�
<br /> :";:� • ; ,�,.' loss reserve,until the reyuirement for mortg:+Ec in,ura�ice enclti m arc��rdan:e u iih an����rittcn agrermrnt het��cen Borrower ��. • u
<br /> ;. �:�' '� and Lenderorapplirablelaw. �
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<br /> 'i: , ' 9. Inspection. Lendcr or it,agrnt ma;�mul.�rta�onablc rmricti u�m :��id in��ctiimti uf thr Prc�Exrt�. Lender�hall
<br /> give Bottoa er notice at the time of or prior to an mti�xctiun��xrifying rra.unahlr rau.r ti�r thr in�Exction. '
<br /> . 10. Co�demnation. Thc pnx�rd�uf an� a�+ard or claim fur damagr�.dimrt ur rumryucntiul,in ronnrrtiun�cith any '
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