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<br /> *��'`' �i� 'I'qCiETHER WtTH alt the impmvements now or hem„��ttter crcxted oa th�e propetty.+and esisemente,appur2enances. -
<br /> .'.'�•�:�=''�'��'` nnd tixtures now or hereAftet a part of ihe property. A11 r�stucetnents aad addittons ehalt atso be covered by this Seciultv
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<br /> �T'^•'� �'� Inswmcnt. All of the foregoing is referred to in this Securlty instiument os tho"PropertS+.' _ _
<br /> "w^���'��°=`= BORROWE�t COVBNAIV'fS that Borrower is IawfuUy seised of the estate hereby conveyed and bas the rlght to grant
<br /> ��`"'��"����� and convey thQ Praperty and that the Property is unencumbe[�ed.except for�ncumbrances of record. Bomnwer wurrants and -
<br /> �-•• � �•• �' will defend genaruliy tho dtle to the Property a�ninst ull claims nnd demands,sabject to any encumbrancea of record. �?����+��•-----�-
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<br /> -" ��`� '�° �� THIS SECLJItITY INSTRUMBNT wmbIa�s uaiform covenants for nAdonal use aud non-unifarm covenents with -�
<br /> . • limited variations by jurisdicdon to constltute a uniform security insttum�nt covering renl propeKy. '�-:-_—___-
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<br /> ' UNIFORM COVENANT3. Borrower and I.euder covenant end agree as follows: �-----.-.-.----
<br /> 1. P�ayment of Prtncipal und Irtterest;Prepayaaent and Late Churges. Borrower shalt promptly pay when due the �;�.��___
<br /> prtnci al of and interest on the debt evidenced by the Note and any prepayment and late charges dua und0r the Note. �,r�°;��-��-�,.�__F_
<br /> . �. �nds for'lbrces and Insurance. Subject to applicable law or to a writtea waiver by I.ender.Boxrovret shall pay w ,, ,..,,,t�.,,�:
<br /> Lender on the day monthly payments are due und�r the Note,untll the Note is paid in full,a sum('�uQC�s")for.(a)Y�'jY .K.�:�;...���+-..�.. _
<br /> taxes and assessments which may auain priorit�r over this Securlty Insmrment as a lien on the Property;(D)Yea�'isy bease&old J'"----
<br /> payments or ground rents on the Proparty, if amy: (c) yearAy hazard or property insurance premiums:(d1 ye�si�y t�c�od r` r F��. _
<br /> inaurance premiums, if any: (e) Year1Y more�a�ge insu�ce premiums. if any: and (�any sums payable C�y Bo�rawex to , w,;� �. ; °'
<br /> Lender,in accordance with the provisions o�parag*ap0 8,in lteu of the payment uf mortgage insw�a�zce pt�et�iw�s• 7'hr:�e �,,s--_ �
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<br /> � , items are called"�scnow Items." Lender may,at any time,cailect and hold Funds in an amount not to eice�rd the maximum , .,e.�"•
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<br /> amount a leader for a�ederally rclated�nortgage loan may r�eyuire for Borrower� escrow account undor z!►c federat Real •.,�_
<br /> Estate Setilement Proced�r�s Act a£1�74 as amended from ume to time,l2 U.S.C.§2601¢t seq.("RESPA"),unless another �. , ..����__
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<br /> � law that applies to the Funds sets a lesser amount. If so,Lender may,at any time,collect ated hold FS�nds in en amount not to „�.,�f.l.�, r,;..,.
<br /> ' exceed the lesser amount. Lertder may esumate the amount of F�nds due on the basos of current data and �asar�amle ;-�:.;,;_.._�_�
<br /> esdmates of ex�endite�res of futare Escrow Iterr,s or otherwise in accordance with applicable law. ' �_��„�,,,_
<br /> The �nds shatl be held in an institutian whose deposits ane insured by a federal agency, inseau�rtentality, �r entity � -------
<br /> (including Lender,if Lender is such an insritutio��)or in any Federal Homs Loan Bank. Lendet shall ap�7y tp►e Fuads ro gay �• - _
<br /> . ehe Escrow Items. Lender may not charge Borro�ver for holding and applying the Funds.annually analyzing the escrow -__ __
<br /> . acco�nnt,or vedfying the Escrow Items. unless Lender pays Borrower interest on the Funds and applicable 1aw pennits
<br /> . • L.ender to make such a chazge. However,Lender may requi�Borrower to pap a one-time charge for an independent real
<br /> ' . ' estate tax reporting service used by L.ender in connecdon with this loan.unless applicable law provides otherwise. Unless an
<br /> agreement is made or applicable law requires interest to be paid,Lender shall not be required to pay Boaower any interest or ,
<br /> � eamings on the FLnds. Borrower and L.ender may agree in wnting.however,that interest shall be paid on the Funds. I.ender � •,��
<br /> shall give to Borrower,without charge,an annual accounting of the Funds,showing cr+edits and debits to the Funds and the '. '-'G`
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<br /> , - - pu�pose tor which each debit to[he�unds was m:uie. Ti�C Fu�iJ�are picdgcci as additional securit}for a!1 sums sect�t+?d hy : -
<br /> ' , this Security Insdument. •s,:�:�
<br /> If the Fundc helil by Lender exceed the amounts permitted to be held by applicabte law. Lender shall account to _
<br /> ' Bom�wer for the excess Funds in accordance with the requirements of applicable Iaw. If the amount of ihe Funds held by • __
<br /> • Lender at any time is not sufficient to puy the Escrow Items when due,Lender may so notify Borrower in wddng,und,in „ :
<br /> such case Borrower shall pay to Lender the amount necessary to muke up the deficiency. Borrower shall make up the
<br /> � • deficiency in no more than twelve manthly payments,at lxnder e sole discretion. , , "
<br /> Upon payment in full of all sums secured by this Security Inswment,L.ender shall promptly refund to Borrower any . .--- _
<br /> . Funds hald by Lender. If,under paragrapb 21,Lcnder shall acyuire or sell the Property,Lender,priur to the ucquisition or �p�^
<br /> � . sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums �";C!�_
<br /> , secured by this Security Instrument. �' •!1 =�_-
<br /> 3. Applieation of Payments. Unless ;►pplicable law provides otherwise, all payments received by I.ender under ,;t<i�.E:'"�;��,_
<br /> �� ' ' paragraphs 1 and 2 shall be upplied:first,to any prepayment charges due under the Note:second,to amounts payable under ..;.;�,.,<''i}f,;;`^_
<br /> '.'`���•':' � pacagraph 2;third,to interest due;faurth.to principai due;and last,to uny late charges due under the Note. � . :s�'
<br /> .. 4. Charges; Liens. Borrower shall p�y all taxes, assessments, charges, �nes and imposidons attributable to the •. �."�'
<br /> � Property which may attain priority over thi�Security Instrumcnt,and leasehold payments or ground rents,if any. Borrower . , .��
<br /> �,;;; , shall pay these obli�ations in the manner prr�ided in paragraph 2,or if not paid in that manner,Borrower shall pay them on .
<br /> ,,•;,�; tiR:e slincdy to the person owed payment. Borrower shall promptly furnish to Lender ull noti:es of amounts to be paid under �,�,,,'
<br /> ;r:�1 thi>F�aragraph. lt Borrowcr makes these payments directtp,Borrower shall promptly furni.h to Lender receipts evidencing '
<br /> , thepayments. , .'.�.. .�
<br /> Borrower shall promptly discharge anp lien which ha�priority over this Security Instrument unl��:�aa�rrower:la)agrees .
<br /> in writing to the p�}�ment of the obligation secured by the lien in a manner ucceptnble to Lender;(b)ennt:>js in good faith the ;
<br /> lien by,or defends against enfarcement of the lien in,legal prcxeeding�whirh in thc Lcndcr s opinion operate to prcvcnt the .
<br /> '_ ,: entorcement of the lien;or(c'secures from the holder of the lien an agmement xatisfactory w Lender subordinating the lien
<br /> ' , to ihis Security Instrument. ];Lender determines that any part of the Pmperty i,zubject to a lien which may attain priority �
<br /> . over this Security]nstrument,Lender may g+ve Borrower a notice identifying the lien. Borrower shail satisfy the lien or take :•��••"
<br /> • one or more of t;�e actians set forth above within 1�day�of the giving of notice. l
<br /> s 5. HazaPa7 or Property Insurance. Borrower shall keep the improvements now exititing or!�creafter erected on the � �
<br /> Property insured against loss by�re,h:vards included within the term"extended coeerage"and any other hazazds,including �
<br /> . flr.od.or flooding, for which Lender reyuims insurancr. ?'his in+uranre +hall he maintained in the amounts and for the i
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