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<br /> -,..5�.„:'�.- pedoda thnt Lender myuircw. �tte insurAnce carrier providing tha inhuraocu s{�u{l be cho�n by Bv�iower ru t tu t ende�k �_�_:___
<br /> ,�,,���,. nppravul whieh shull not be unr+easonr►bly withheld. If Borrower failn m mnintain coverage described ubove,Lendar mny,nt �,�, __� ___
<br /> -:- b* � ri.e��detk optiatt,obtaln cove�age W protect ixndCr a rigUi�iu Qtn Piupe�ty in a�cardance with pamgraph 7. — _
<br /> " All insurance policies nnd renewuls shull be n��:eptuble to Lender und shall include a standurd mortgc►ge clause. Lender ��,��.,.., ,�
<br /> ; � shall have the ribht to hold the polirIes nnd renewals. If Lender reyuires.Borrower shal!promptly givo ta l.ender all receipts ����+'�7f°"-
<br /> �`';�" `�" • '� af puid pmmiums and nene wai nniice s. In t h e e v e n t u f t o s s,B o r r o w e r s h a t l g i v e p m mp t n o t i c e t c►t h e i n s u r u n c e c u r r i e r a n d — �—
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<br /> • _ . . . Lender. Lender mny mnke pnn►f of locc ef not mnde promptly by Borrower. �� � ••--•••-�-• ,
<br /> _ � �� ',; Unless Lertder and Bonawer otherwise agree in writing,insurance proceeds shull be upplied ro restoration or repair of °;',A;,,:r'.,�-°,�,�;""'_`�.
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<br /> the Praperry damnged. if the restoration or repair is economically feasible And I.ender� security is not lessened. !f the '_ '���-�:�.:,,•�:,
<br /> _. _ ..,._�, restoration or mpair ls not econamicully feasible or Lender's sea�rity �voufd be lessened, the insurance proceeds shall be � "�" "
<br /> - ` applled to the sums secured by this Security (nstrument, whether or not then due, with any exce�s puid to 8urn,wrr. If - -` =°�����="� '„ —°
<br /> ' Horrower nbandons the Praperey.or daes not answer within 30 duys a notice from I.ende�thut the insurnnce carrier has ,z,`�
<br /> , • ofl'ered ta settle a claim,then Lender m�y collect the insurnnce pmceeds. I.ender mny u�e the proceeds ta repair or restote , •
<br /> . tha Propstty or to pny sums seeurecl by this Security lnstrument,whether or not then due. The 30-day period will begin when r
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<br /> , the natice is given. +'
<br /> � Unless Lender and Bormwer otherwise agree in writing, any application of pmceeds to prineipul xhall not extend or '�-
<br /> ; pastpone the due dnte of thc monthly payments refemed to in paragraphs 1 and 2 or change the Amaunt of the puyments. If ,�
<br /> under paragraph 21 the Pmperty is acquired by Lender. BorrowerS right ta any insurnnce policie� and pmceeds resulting r•�:
<br /> � ftom damage to the Propeny prior to the acquisition xhall pacs ta Lender to the extent of the sums secumd by this Security .. o
<br /> Instrument immediately Qrivr co ctie acquisition. �
<br /> �'�''�'7•+�•�� �: 6. Occmp�aaory. 1PPes2eo•m6E�un. ll�aintenunce and Protect3on �nB the Property; Bor�oK•er's Loan Appitcation; :��
<br /> • � I.easehoicts. IBorrower�hali occupy,establis�,and uxe the Pruperty a.+TdvcYVw�r.prim:ipal re+idence within sixty days ufter �`°—
<br /> the execution of this Securiry 4nsttument artd shai6 cantinue to accupy e[�r 6'YOperty as Borrower's principal residence for at �� ' y '•
<br /> " least one ye�r a4aer aQ�e date of accupartcy. u►elesc Lettcler othen+�ise �nes in writing, whirb cunsent shall rtot he , �
<br /> " � unrceasonably witPtP�eld,or unle�s extenuating circmmstanceti exi.t�vhich:ue beyond Borrowerk con¢�t. Borrower tiFealt rcot '<< •.� ;�
<br /> d�troy,dama�e or impair¢he IPtropcny,allow the Proper4�r t���teteriorate,or commit wa.rte on the PYoperty. l�or¢ou•cr xhaU =
<br /> • be in default if any forf'eiture action itr�roceeding,whethrr civil or cri�inal,is begun eFeat in Lendec,gvod faith juc�gmFnt � ,
<br /> coald result in forfeiture of the PtoQerty or othenvisr materially imp�air t�te lien created by tQ►is Security Instrument or ' , • �•-
<br /> I.endert securit interest. Bomower ma curK�uch a default and reinstaec,ac rovided in ara ra h 1K.h rausin the action " ��.�� -
<br /> Y Y P P S P Y g � :,:s�;=�:
<br /> �, or proceeding to be dismissed with a�uling zB�at,in Lender:s good faith��•termenation,precludes Corteitur�e of the Borrow•er's '`�� '�'--���
<br /> ,• " interest in the Property or other maierial in�pairment of the lien cmated b;this Security Instrument or Lender's serurity � •• �s��'�'"
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<br /> , interest. Borrower shall also Ix in default if Borrower, during the loan application process, gave materially f'al�e or ;�::�; :��:
<br /> �', inaccurate infotmation or state�r�ent.to Lender(or failed tn provide Lender with any material infortnation)in connection with '`�-•`'� ;-'_``�
<br /> ' ' the loan evidenced b the N�te, includin�. but �ot limited to, re re�catation.concemin Borrower:s accu unc of the '�• F'r,
<br /> — Y r P S P Y �•''{�''.�,..t�,
<br /> ' ' Propecty as a princip�l residence. U thix Secuciry Insuvment is on a lea.e7�old.Borrower shall comply w�th all the prov�swns 'T� ,. �� t ' "
<br /> • of the lease. If Borro�VCr ucyuiQ�.fre title to the Property,the Ieatiehold and the fee title shaU not mer�e unlcss L.ender agmev ,4,. • �
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<br /> ,. to the merger in writing. ...y,:;_ .I" �,
<br /> 7. Prolect[on of l.ender's Rights in the Propr�uy: If Burrower fails to perform the covenants and aKr.eemants , �;
<br /> contained in this Securiry Instrument, or lhzre is a IegaO �nxeeding that may significantly nffect l.ender's righc� en the �� ' r
<br /> Property(sucFn ae a proceeding in bankntptr�.probate,for condrmnati��m��e forfeiture or to enforce la�r,ar regulations),then `.�' E{
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<br /> .. Lender mAy do and pay for w•hatever is necr+�ary�o pn�tect the value��f t[ie Property and Lender�regtr.ts in the Property. • ,_,.f„{�;:
<br /> + Lenders actions may include paying any .ur�a>+rcurcd by a lirn which h;u priority over this Securit� C:�.Crument,appearing ., ,p��' J'
<br /> � in coun.paying reasonable auomeys'fec.and entcring un thr Propcny to make repair,.Although Le:��Cer may take action � �.�:j
<br /> ° � under this paragraph 7,i.ender dce�not have to do�o. �?� .i
<br /> Any amountti ditilwned by Lender under thi.paragraph 7.hall txxomr aJditional debt of Borcowrr secured by this " °
<br /> � Security Instrument. Unle..B�ircu«•cr and L.rnJcr aEr��t��other trrm�of pa�•mrm,thcu amounty shall bear interetit fmm the �i
<br /> - date of disbursement at the Notc rate and,h;ill tx:pa�•ablr,w�ith intcre�t,up�m notice fmm Lcnder to Bortnwer reyuesting J��
<br /> � payment. ��:%�
<br /> • ' 8. Mortgage Insurance. ]f Lendrr required mort�agr in.urance ati a condition of making the loan�ecured by this � �'::���;, %�
<br /> Security Instrument.Borro�ver �hall pay the premium+reyuired to maintain the mortgage imur.u�re in effect. If, for uny ��'�•� F'�;
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<br /> ' reason, t he mortgage insur.uice coverage reyuire d by Len der lap�, ar reatiry to h e in e f fec t. Borrower s ha l l �ay t he • '��.k����:..,�;"%
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<br /> premiums reyuired to obtain coveragc +ub.tantially cyui.•ale�t tu thr mortgage in,uranrc pmviou,ly in effect, at a cost �. ;;�i�,.::;..j
<br /> substantially eyuivalent to the ro.t te�Burr����cr ot'thr murtgage in�uranre previ��u�l� in effrct, from:u� attemate mortgage �"'.ti:.-,:�:�l
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<br /> insurer approved by Lender. If,ub�tantially cyuivalrvt mungagr imurancr r��vrragr i+n��t availahle.Bormwer xhall pay to '�,:�x�±ktt
<br /> ,. •,:;, . Lender rach month a.um ryual to�me-tw•elRh of the�earl�mungage inwranrc prrmium hcing paid b�• $orrower when the , . �
<br /> ::„•,.i,':':;�'. insurance coverage lap�ed or.ra.ed tu be in effert. Lender aill acrrpt,u.r and retain the+r pa��ment+a�a los,reserve in lieu .i�:•l.
<br /> '�`''�*�'..� ' � of mortgage insurance. Lo,y rc.ene pa�mrntti ma? no lunger kx� reyuind,at thc optiun i�f LenJcr. if mongage imuranrr I� . ',��i,;.�
<br /> • ;�1: coverage(in the:unaunt and fiir the{kri�xt�hat Lr�xler rryuire.l prc�vidrd b�•an inwrer approved h}•Lender again become+ • ..
<br /> avAilable and is oMained.Borro��er.ha�!��a�. i�r pnmium�rcyuircd tu maintain murtgagr m�urance in effect,or to pmvide a � � . '',!,.;.
<br /> foss reserve,unci. il:e reyuircmrnt ti�r mon,:a�e imurarxr rnd�in arrardanre«ith am �cntten agreement hctwern Borcower � ,���•• ,,�f:;;
<br /> a:.1 Lender or ap�li�able lati. � • ,,
<br /> �l. Ins�ec2ion. Lcndrr or ih agrnt may ma6r ma.imablr rntne� uEx�n and im�xruom uf thr Proprny. 1.��>.�ler,ha�l ,
<br /> give$orrower nrnitt at the timr uf ur priur to an in��xrtiun.�rif�ing rra.onaMe rau.c ti,r the imFxction. , . ,�• _
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<br /> 10. Cur�detetnat[on. The pr�k�eJ.at an} a��ar�i ar�•lafin tbr damai��.dircrt ur�umeyuential.is;onnrction�cith am
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