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<br /> --_ — i 1'OfiEfHER tVITH nll the impmvcmr�et.i�zuw un c�neaRcr r,c�xtcd on thc proparty,�i1�1 eus�anenas,e��u�rts��anccs. � -
<br /> �`'`� � ! ur�d fixtures now or hsrn;flitor u pnn aP the pmpert . All rcylurcmentK and n�!ditions sh�ll nisa bc cr�vcrcd�y thia Sccuviry
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<br /> __—�{�_�; �-'j Instrumen� Ail of tha fore�ai�T is e�fernrd to m th s Sccurity insi�u�i�c��i us tte"L►�rsty." �_--
<br /> �_�:.�:„,�;a � BORttOWBR C'OV�iVAtdT�th�t florrowcr ia lnafWty Eciscd c�f thc esint�hcrcby cUnvcycd and hng ihc dBht tu grnnt
<br /> ,�����:�� and convey the PrePertY and that tha Propeny is unencumbeced.except fi�r encumbmnces oi record. Botrower wcrrantR and
<br /> ;,� :<�.,.:•.,..,.�.� � will defend genemlly tha tttle to ths f>roperty ng�inst nA elulins and dPmands,subJect tn ciny encumbranees af reaoad.
<br /> -�:����� THiS SBCURi7'Y INSTRUMEN'1'combicesa uniform covcncu�t� for natlnnat use nn�l rton•�uniform cnvonnnte �vjth `—= -
<br /> '-"=��""�"��� limited variations b�J�uisdEction to constitute u uniform�secudry insuument cavering[enl pmpeny.
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<br /> ° : � •'•;�:`�: j UAIffODtM COVBNANTS. Bormwer artd LQnder covennnt and ngree as follows: _ _�_
<br /> "' �. " . ; l. Pnyment o!Princtpal nnd lnterest;Pe+epayment and Lote Charges. 8orrowcr shnll prumptly pay when due the __
<br /> � r 1' principnl of und intenzst on the debt evidenced by the Note artd nny prEpayrnent und lute charges due under the Nate. �__ --�.
<br /> ; �_ �. �nds tor Zh�ce:und Insuronce. Subjoct to ugplIcabl�law or to a wrltten waiver by Lender.Borrower shall pay to _.__
<br /> � I.ender on the day manthly puyments are due under the Note,until the hlate is�u►id in fuil,a sum("Funds")for.(a)yeurly `_=-.____-_----.
<br /> ' teuces and ascessments which mny attnin priority over this Security[nstrument as u lien on the Pro}wny:lb!yearly lensefiold --- Y__
<br /> J �';f puymenta or graund rents on the Prap�rty, if any: (c) yearly hazund or prop�ny Insurance pranuums; (d) ycariy flaod --
<br /> .. f' insurance premiums. �f any; (e)yeurty mortgage insurance premiums, if uny; und (� any sums pnyabte by Bormwer to
<br /> ;� ' Lender.in accordance with the provisions of paragrnph 8.in lieu of thup�yment of morigoge insurartce premtums. Titsse —
<br /> ;��`���� Items are c�lled"E�crow Items." Lender may,ut uny time.collect and hold FLmds in an amoant not ta exc¢�d vQ�e maxim.um ��`"°`
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<br /> +�`; � amount a lender for a federally neleted mortguge loan may tt�q,u�ne far BomowerS escrow uccount uRdes th� fodecs�l 4teat ��
<br /> a ff?state Settlemeat Procedures Act af 1974 as amectd.ed from tanze r.o r,nm.e.l2 U.S.C.§26U1 et se�.C,RES�'!4,").�u�fess�nvRtr.er �,,;,�,,,.,-----
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<br /> law¢hat ap�".nts to the E§�nds se,ts a iess�x a�rtounG ii s�.T�¢�cr�r nx�ay.�;e a��y Ume,coiteet and hQE�Il'rm,ds ice an as�o:estt ar.at ta � ; � �
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<br /> exceed ek4e tc�sser amoun�. I.ender ma�r estin�ace t�¢ a�+utt af�ec�als due on the basis��cuerenc d�sn aa�m�sorza�[e r.R
<br /> '.f„� . � esamates of¢xpendituE+es vf ffutuee l�scmw leems�r oaP�erwiise in ac�.�ordance with ap�licu�rle l�m. k`",�,_,
<br /> �•;-:t � The�uaeds shall b¢ tr.eid in a�e instituteon whvsQ de�osits are insured by a f�f¢rai agertc�r,iitsteumentaioIIy.or enGty ; j�"' -
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<br /> ;i,,,�,l:� ,,�,��;,. (includi�g Lender,if I.ensDzr is sucP�an 6nsatudon)or in any Federai Home Loan Bcank. Lender sP�all appiq ths Funds to pny ,��_;
<br /> , , (;: •. the Escrow Ilcems. Lender may not c➢targe Bomower for hoiding a�d applying the Funds. annually analyztng the escrow �F; :� -
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<br /> ; ,� `��'��i; account,Qr vcnifying the Fscrow Items.untess L.ender pays Bemowu interest on the Punds nrtd applicable law pemuts ,:��..
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<br /> r�,, „ �rh•;;, L ende�to r+t:n4:e such a ch a r ge. However.Lender ma y require�ow�wer to pay a one-time charge for an independent real �;if�`-,,�
<br /> �`���� • '' estate tax aep a rt's ng s e r vice used by Lender in connectian wuh this loan,unless u p plicable law provides othenvise. Unless an fl,..-,_
<br /> ����t':4� a ment is made or a li�able law uires intenest to he d L.ender shall not be uired to a Borrower an interest or �� .,�
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<br /> '�;::•;�� , eamiags on tiie PWnds. Borcower and L.ender may a�ee in writing,however,that interest shall be paid on tlhe�'uaeds. Lender "�� :%ti�-
<br /> •�"'�' • s@eall give tm�orrower,without charge,an annual acrountin�of the Funds,showing credits and debizs to the�unds and the ;;��
<br /> pumsse f�e�,��hich each debit to the Funds was made. 'Ihe Funds amz pledged as additional secariy for all sum+sc�ured by
<br /> '�i.���,�• this Srruccr.; CR�trum�nG �-
<br /> ,;..,, •. `*t�;, If the �uncls hetd by 9..ender exceed the amounts permitted to be held by applicable law. I.ender shal� account to ,r .•� ` �
<br /> %�``'s�: Borrower for the exces.Funds in accordance with the requirements of applicable law. If the amount of the Fu:nds held by `'w�''
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<br /> ���.� ,t) Lender at any time is not sufficient to pay the Escro�•Items when duc,Lender may so noufy Borrower in writing,and.in ������'
<br /> such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Bortower sha11 make up the
<br /> :;-��j�;'� deficiency in no more than twelve monthey paymenis,at L.ender�sole discretion.
<br /> � �'''� Upon payment in full of all sums secured by this Security Inctrument,Lender,hall prompdy refund to Bomower any �
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<br /> ..•��;��'Y•;:.� �nds held by Lender. If,under paragraph 21,L.ende�shall acquire or seU the Property,Lender,prior to the acyuisidon or .
<br /> • "�� sale of the Propercy, shall apply any Funds held by Lrnder at the time of acqaisiuon or sale as a credit against the sums '
<br /> . secured by this Security Instrument.
<br /> 3. A�e�pli�ttion of Payments. Unless applicabte law provides otherwise, atl payrr.enes received by �.ender under . .`, ,
<br /> ��� �+ paragraphs r, and 2 shall be applied:�r�t_�.�any prepayment charge.�lue under the Note;second,to amounts payable under •�
<br /> <� '.�{;t paragraph l:cu��sal,to interest due;fourtE�..,c•�rincipal due;and last,to nny late charges due under the Note. . �
<br /> 4. C�ar�rges; Liens. Borrower �Nall pay all taxes, assessments, chazges, fines and impositions attribuaabl�r to th� ;v�,,�/__--'"�-�-
<br /> :'��;.. ' Propeny which may attair.��7ority over this Securin Enstrument,and Ieasehold pa}ments or grou�d rents, if a�y. '�orrower •����;..
<br /> =:sx•+�•� shall pay these obligatierc ir iP�e manner provided in paragraph 2,ar if not paid m r.l:at manner,Borcower sha01�:;ti them on `;;;,,'•, .. ,.,,���=�.�
<br /> �^"�" �%< time dir+ecQy to the persn:�,�wed paym�ret. Borrower shall promptly fumish to l.en�er aq notices of amounts tu fnr r;;id under „�:.`c;•. �'�-,;,,;
<br /> ���'"�' this ra h If Borro��•er malces tQ:�sr a ments directl Borrower shall rom tl fumish tcti �ender recei u�dvidenein `;"`�'
<br /> _':;��: ,: P�dP P • P Y Y• P P Y �• g ::':'e;�f�tS..
<br /> '.'+,�. the payments. . . . r �;���7....
<br /> Borrower shall promFtly discharge uny lien which has priority over this Security In�trument unless Boerc�s�se.(a)agrees ' ��"`�
<br /> in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender.(b)contests�e_��nd laith the ��,�i�� � , .
<br /> lien by,or defends against enforcement of the lien ir.,leea3 proceedings which in the Lender's opinion operatY r.��prevent the �:;..-1; , -
<br /> ' enforcement of the lien;ur(c)secures fmm the holder nf the lien n�agreement,atisfactory to Lender subordinating the tien ��;>;�; ,���
<br /> to thi�S¢;;ar:iry Instrument. lf Lender determines thai any part of th�:Property is subject to a lien which may attain priority �}��'
<br /> over thi.ae�urity Instrument,Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take :�g;.,f .
<br /> ,. � one or rnore af the aciions set fonh almve within 10 days of the giving of notice. �' ':,',
<br /> 5. �lazard or�°rae�u�rty Insurance. Borro��•er�hall kecp the improvements now existing or hereafter erected on the �
<br /> ' Property insured against 7rss by fire,hazards included within the tertn"extended cn�erage"and any other hazards,including ��•�, '
<br /> ,:�. �, ftoods or�?.^oding, for which Lender reyuires insurance. This inxurance shall be maintained in the amounts and for the
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<br /> Form3028 9/90 l�qs:r�/npuc�ci I
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