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<br /> � ° S. Wattard or Property Insurance. 8arrower shull keep the im„mvementa now existing or here.�fter ern�ctad on tha `' ° �-j -��--- -�;: .
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<br /> . -��:'--- E�a�eriy insurc�agt►inst lass by f;ra, haza[�ds I►t�tudr�l wfthin the term"extended ca+orage"urtd tu►Y other hnz�rds, including ` ��j. . .. 4;;,:
<br /> ^ flaads or floodinB. for�vhich I.ender rcquir�s insurancc. This insurance shall be maintain e d in e he nmountx zm d for t he p e r io d s � "'a°-°
<br /> �"— ,. - tt�ai t.�ider r:;qatres. Tlsc insnr�ncs c�er proaiding the lnsurunce shal! !+e chocen hy Rorruwer subJr.ct tn Lender'�;nppmvul � �
<br /> � � �vhich shap nat be unres�.conably withheid. If Borrower fuils to maintain mverage dascribed ubovc, L.cndcr mny, ut l.endcr's , ,F � _
<br /> „ aption,obtain covernge to protect Lender's rights in the Praperty in accordnnce with pamgmph 7• • '' °._
<br /> , Aq insurance policies sind renewuls shull be acceptable to I.ender and shatl include a stnndatd mortgage clause. l.ender , ,. „ --
<br /> ' "• shul!have the right to hold th�polictes and renewuls. if L.ender requires,Horrower shali prumptiy give to Lender a{I rcccfpts of , �
<br /> -• paid ptemiums and renewu!notices. In the event of loss,Bonower shall give prompt notice to the insurnnce carrier nnd Lcrcder. • —
<br /> � • _ Lender may mAke praof af loss if not macle promptly by Borra�•rer. _ ___ '
<br /> " Unless Lender and Borrower otherwise agree in writing. insurance proceeds shali tse ap�lie�i ta resturatiun or repair of the , •
<br /> � Property da�naged,if the restaration or repair�s economics�lly feasible and Lertder's security is not lessened.If the restorntion or ,
<br /> t+epair is not economicalfy fesisible or I.ertder's security wauld be lessened,the insurance proceeda shall be upplied ro the sums -
<br /> secured by this Secudry Instn�ment. whether or not then due, with any excsss paid to 8orrower. If Borrower abundons the
<br /> Property, or Q�s not answer within 30 days a nottce from Lender that the insurance carrier hus offered to settle a claim. then
<br /> Iander may oollect the Insurance proce�ds. fl.eRder may use t�ee gxoceeds to repair or restare the Property or to pay sums
<br /> secucnd Dy this Securiry�nss�ument,whee➢�er oz Rut then�ue.The 3Q-d.ay�er�od will be�in when the notice is v,even. I ,
<br /> • QJnH¢ss L.ender tutd �oero�ver otheewise agree in writing, any application of pr+oceeds to principal sMlld not extettd or �
<br /> ut
<br /> ,�• pacepone the due date of tP�e�ttonthly payments referned to in p�ara�;rap➢�s 1 and 2 ar change the amount of c4ce payments. If
<br /> urtder paragrap?�21 the Pmperty is aoquiu�d Qry Lender,Borrower's a�e�hc to any insurance policies artd p�s resulting fmm �
<br /> damage to the 1Property prior to the acqu6s6¢iam shall pass to Lender to the extent of the sums secured by this Security lnstrumene •
<br /> . imarodiately prior to the uvcyuisicion.
<br /> . 4b.�cne�aery,PreservaIldwuo,Maintenance and Pr�4¢ction of the I'roperty;Borrower's Loam App9icat6�n;fl.easchol�s. : ".::,,':,•�. j,
<br /> Borrower shal!�crupy.establish,and use the Property as Borrower's principal residence within sixty days afaer the execution of��: •• .�� .
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<br /> . " this Seturiry I:astn�ment and shall continue ea occupy the Property as B�rrower's principal residence for at least one year a6eer �-�•:��
<br /> ; the�iate of occupancy.unless Lender othemese agrees in writing. �v�►ich consent shall not be unreasonably witQ►held. or unless ` �
<br /> � eatenuating circum.stances ezist which are beyond Borcoiver's cont�ol. Borrower shall not destroy, dar�eage or impair the � ; •
<br /> , Property, allow the Property to deteriorate, or commit wasae on the Property. Borrower shall be in default n6 any forfeiturc
<br /> . action or proceeding, whether civil or criminal, is begun th�t in L.ender's good fa;th judgment could msult in forfeiture of the ` �;�;_ ��
<br /> Property or otherwise materially impair the lien created by this Securiry Instrument or Lender's security interest. Borrower may 4. ..c:��f
<br /> � cure such a default and reinstate,as provided in paragrnph 18.by causing the action or proceeding Qo be dismissed with a ruling �
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<br /> ' that, in L.ender's good faith determination, precludes forfeiture of the Bonower's interest ��n the eropeny or ocher material c�,�. ; -:���5,'
<br /> •, impairment of the lien created by this Security Instrumant or L.ender's stxurity ins�n�st. �nrow�er shall also be in default if ; ,..;;: �,�;. ;;;;•�{-`
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<br /> Borrower.during the loan application process,gave materiully false or inaccurate information or statements to II.ende��(or failed •, ; ��
<br /> . to provide I..ender with any material informatian)in connection with the Eoan evidenced by the Note, includ'nng. E�ut not li�teted j'��.�•� ' �. 5��:�;:';i�.ltr
<br /> . :;� to, t+epresentations concerning Borrower's occupancy of the Property as a principal residence.If this Sccurity Instrument is��e a . i t,;:;r;;�,: (
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<br /> leasehold, Borrower shall compiy with all the provisions of the lease. !f Borrowcr acquires fee ¢itic to the Property, aP�e � . ..�.:>,j�� 1
<br /> leasehold and the fee title shall not merge unla5s I..ender agrees to the merger in writing. , ,. �`
<br /> • 7.Protection of I.ender's Rights[n the Property.IIf Borrower fails to perform the covenants and agreements contained in I .,r�a�
<br /> this Security Instrument,or there is a legal pr+oceeding that may significantly affect I.ender's rights in the Praperty (such as a ; f
<br /> • , proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then I.ender may do and E ,;,i
<br /> � pay fot whatever is necessary to protect the value of the Property and I.ender's righis in the Property. Lender's actions may ! .•;i,' ,��.'�i�.�
<br /> � include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court, paying � ��,;_.`;i.
<br /> reasonable attorneys'feES and entering on the Property to make repairs. Although Lendcr may take action under this paragraph ,�„
<br /> . 7,L.ender does not have to do so. � � • ": �
<br /> Any amounts disbursed by l.ender under this paragruph 7 shull become additional debt of Borrower secured by this ' ',��%�•;,. ,
<br /> � Security Instrument. Uniess Borrower and I.ender agree to other terms of payment, thcse amoun[s shall bear interest fmm the . �
<br /> date of disbursement at the Note ratc und shall be payablc. with interest, upon notice from Lender to Borrower requesting ' '��'''S%'�'�
<br /> payment. � � "
<br /> �.•� S.Mortgage Insurance. If Lender rc:quirec!n���rtgage insurance ac a condition af r�aking the loan secured by this Security '
<br /> � "� in�trument. Bonawer shail pay thc premiums required to maintain the mortgage incurance in effect. if, for any rea.eon. the _
<br /> mortgage insurance coverage required by Lender lapses or cea+e�to tx in effect, Borrower shaU pay the premiums required to ,
<br /> obtain coverage substantially eyuivalent to the mongage insurance previously in effect,at u cost substantiaUy equivalent to the • ,
<br /> � cost to Borrowe� of the mortgage insurance previously in effert, from an alternate mortgage insurer approved by L.ender. If I
<br /> substantially equivalent mortgagc insurance roverage is not availablc.Born�wer shall pay to Lender each month a�um equal to
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<br /> one-twelfth of the yearly mortgage insurance premium being paid hy Bnrrower when the insuraace coverage lapsed or cea.sed to
<br /> ;.f ,:. be in effect.L.�Rder wilt arcept, usc and retain these payments a� u los� resen�c in lieu of m�,ngage insuranre. Loss reserve
<br /> '�-%(� Form 3028 9190 �
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