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<br /> -,t;,.;,�,,,�„.,,,� ' TQCfETHBEt WITH nll ths improvements now or ttereafter erected on the propXrty.and nll casemcntR.appuRennnces,nnd -•� --�__
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<br /> = ::�. • fixtnrea now on c�relfter a �att of the prapsrty. Atl r�pl�cem�n�s snd additions �shell nt�o hr. covered by this Secur�ty _'^.:_'_"��'�'^;H_��=-"—
<br /> .-� ' ' • InYtrument.All af thc forcgoin�ls referred ta in thls Secu�iry Tnstniment us the"Pr�pcAy." �t�'�`�'�"�';�°'�""'`.�+ -
<br /> - ' •'� gfllotROW�R�oVENANTS thnt Borrouer is inwfully seised af the estate he�eby canvcyc.�l and has the rlght ta�rn�tt Hnd
<br /> � -.Y-'`�'.�y�' convey the Pmperty artd that the Prapeny ix u�encumberal, exeept for encumbrance.s:�;reoorJ. Bc�rmwer warrunt,anJ wit! —••----=��-�'`
<br /> 1• :� ,� ' •• ._:� defend generaily the titte tn the Prujre�ly against ail ctaims and demands.subject to uny encumb►�nces of recorci. �,
<br /> � � � " THiS SEC[IRITY INSTRUMENT combines uniform covenants far natianal use and non-uniform covenflnts with limited ', ' . °` �
<br /> .F
<br /> vudattons by jurisdicti�n ta constitute u uniFunu yctiurity inhtcun�nt covcrin�res�!praperty. '. " „ __
<br /> _ , UNIFORM COVENANTS.Borrower and Lertder cavenant und agrc�e us follaws: ,`
<br /> 1. Poyment af Pcicecipul an�l IntFmstt �puyment and I.ute ChAr��. Borrowcr shnll promptly pay whcn due the ,;. _
<br /> � principat of and interest on the debt evidenced by the Note nnd any pr�p:►y�ur�u and iate char��s duc uader the Note. ��-
<br /> 2.Fund4 tar Tiuce�and Iasurence. §ubject to upplicable law ar to a written wutver by l.ender, Bflrra���er shap pay to .,'��
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<br /> I.xnder on the day monthty payments are due under the Nate,until the Note is pa�d in fult,n sum("Funds•'>fi�r: (a)ycxvly tuxes ' '
<br /> � and asstssments which muy attain priurity uver this Secu�iry lnstrument us a lien on the Progcrty;!b)yearly leasehold pnymentF °
<br /> or ground rents on the Properry,if any;(c)yearly hazard or property insurance premtums:(d)yearty flood insurnnce premiums. ,
<br /> ;f any;(e)yearty martgage insurartce pr�emiums, if any: und(�any sums puyable by Bnnowtr to I.ender, in uccordan�:e with� , .� , •
<br /> . ,
<br /> the pravisiozr.s of para�raph 8, in lieu of the payment of mortgagF insurnnce premiums.These items are called"Eccrow Items." �
<br /> � l.enaer may, at any i'►.me. rnllect and hold Funds in an amount nat to exceed the mnximum :imount a lender far a fcderally , � `
<br /> eetated►ttu�¢�age toan may rc�quire for Borrower's esrrow account under the federal Real Estate Settlement Prcuedures Act of ;r;;:�:�`� .
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<br /> 1474 as antexrdod from time to time. 12 U.S.C. Section 2601 et seq. ("RESPA"), unless another law that applies to the Funds �;;�;'5;;;;�?:;'•i'::!:•� .
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<br /> ssts a lesser amount. If so. I.ender may,at any time.c�oltact and hold Funds in an amount not to exceed the Ir„er amvuezt. �,;�,�,,;;`.,,�;;�,},�},,,.:,.�:'.
<br /> ' ]lartder may estimate the amount of Funds due on the basis of current data and rm,�sonable estimates of expenditures of fu[ure �(.,;4;;;.:;`;:�`;:�;�:;�k�„i' �
<br /> l�scrow Items or otherwise in accordance with applirrble f.aw. '�``':'..''���"4'''���'�� :
<br /> The Funds shall be held in an institution �vfease c!e sits are easured b a federat a eite instrumentalit c�r entit j����`Y�"" _
<br /> � y • � y. y. Y Ci:,•:,�>'.;,��;'(1.��
<br /> (including II.ender,if I.ender is such zn institution)or in any F+xferal�fome I.oan Bank. L.ender shall a�rpty EMe L-'unds to pay the :,"• ; �''•.':'`�;,�
<br /> , �.:i� . .•�.'_ �`''�.�c���'�....5•�T -
<br /> '��'<': Escrow Items.l.ende�may not charge 13o�rower for holding and appiying the Funds,annually aew.Igeing d�e escrow account,or ; ;;.,•,...�.,.
<br /> ,�;:?,,'?�:J f� .. ,.��r��;,:..t�t,:
<br /> .Z verifying the�scrow Ltems.anless L.ender pays Bonower interest on the Funds and applicabie law•permits Lender to make such �.,, ;;:•,"s:��s c�c��f�
<br /> '�-.�';ti�i:�w5.. .,.!,!.��l.t ,l,} ..._
<br /> . ,, • a charge. However,laadee may require Borrower to pay a one-time charge for an independent�eal estate tax e�porting service „?;,.;,,,,.�,t,,,, ^,
<br /> at`4�,"' ,n,�� used by Lender in cvnceaction with this loan, unless applicable law provides othenvise. Unless an agreement is made or •fr; ;r;'�,. ' r
<br /> tz �'. � ti'�t.'-i',
<br /> •�;y;:����' , applicable lavr requires inrerest to be paid. Lender shall not be required to pay Borrowcr any interest or earnings on thc Funds. �`,,.�t�� ,�;
<br /> ''t('�''�; Bonower ac�st Q.endrr may agree in writing, however,t hat intec+es t s ha l l be pai d o n t h e F u n d s. L e n d e r s h a l l g i v e t o B o r ro w e r. ( �,n�.;'.�
<br /> <.F1�`�s!.
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<br /> •. � �(�wfY withaut cCraugc, an annual accountmg of the hunds, showing credit�and dC bi i.i iu i iic Fu�i S�ai�d ii'ic u ,.. fa: a•l:�... ::ch s.; ° .
<br /> `� debic to c&e�unds wss made.The Funds are pledged a�aaiditional security for atl sums secured by this Security Instrument. „ - •�'
<br /> �. . Rf the Funds held by 8.ender exceed the amounts pev�nitted to be held by applicablc law.L.ender shall accaunt to Borrower
<br /> �`�•: for the excess Funds in accordance with the requir+ements af applicable law. If the amaunt of the Funds held by Lencler at any .°,'?
<br /> t,.:.:�:.ti
<br /> � ' ;+);;;::;!'� time is not sufficient to pay the Escrow Items when due. Lender may�o notify Borrower in writing,and,in such case Borrower -�
<br /> ,:;,.:.•;'� F '',
<br /> � •;�r shall pay ta i.ender the Amount nece.sary to make up the deficiency. �urrower shnll make up the deficiency in no more thuR ,;}��C
<br /> , ,,:._,�,, ,• �lyy..,
<br /> f�.: " �• • twc(ve monthiy payrnents.at I..ender's sole discretion. z� �
<br /> c i�°,r �
<br /> • Upon payment in full of all tiun�.�secured by thiti ScYUrity instrument, Lender shull promptly mfund to Sorrower any ,:;�,.r;:' ,�. �
<br /> .'): ,4. . Funds held by L.ender. If, undcr paragraph 21, L.ender shall ucquirc or sell the Property, L.ender,prior to the acquisition or sat¢ .r
<br /> ' • of the Property,shall apply any Funds held hy Lender at the time of acquisition or utle as a credit against the sums secured by � :�
<br /> , ' this Security Instrument. �:•"��Y;y,�
<br /> . 3.Apglicatton of Payments.Unletis applicahlc luw pmvides othcrwise,all payments received by I.ender under paragtapt�s ` `�t'
<br /> �,,,,�;,..
<br /> 1 end 2 shall be applied: first, to any prepayment charges duc under the Note; secand,to amounts payable ud�der paTagraph 2; �, ;•�
<br /> • �� third,to interest due:fourth,to principal due;and iau.tc�any late charges due under the Note. • . ,i
<br /> �•��;. 4.Charges: Uens. Borrow,:r,hall pay ull tancs,ussessments,charges, fines and impositions attributable W the Pmperty ' •
<br /> ��;,::�'�; which muy attain priority over this Security Instrument, and leaseh��ld payments ur grouttd rents, if aay. Borrower shall pay '� '.,
<br /> • �';,i'°:" � these obligations in the manner provided in pxragruph 2, ar if not paid in that manner,Borrower sbsll pay thett�On pme diTeCtly
<br /> ,;,,, ,
<br /> ;.;�•.1.. ,' ••',,.;?t�+ti�' to the penon o�ved payment. Bottower shall promptly furnish to[.ender atl notices of amounts to be paid ud{�er.thls paragraph• ' ,'
<br /> �� '` ' '�1� If Bormwer makes the�e puyntents dircctl��, Borrower shall promptly fumish to L.ender receipts evideacing ttte paymenta. ��'� •
<br /> ��`;"`��� ^� Bormwer shall prompdy di.rharge:+ny lien u•hich has priority over this Security Insdument unless Borrower:(a)agrees in
<br /> � �.��,,�. writing tn the pa)�ment of the obligation�ecured by the lien in a mamer acceptable to L.ender;(b)contesu in good faith the lien
<br /> • �;c;:.,,.
<br /> •;� by, or defends against enforcement of thc lien in, legal proceedin�s w;�ich in the Lender's opinion operate to prevent the
<br /> ° enforcement of the lien:or tc).u�urr.fmm the hc�lder�ef the lien an agreement sattsfactory to Ler.der subordinatin�the lien to
<br /> Yhis Security instrument. If LenJcr detcrmine�that um- �?an of the Property is subject to a lien which may at¢ain priority over
<br /> this Security Imtrument. L.ender ma� gi�•c &�rn�acr:�nutirc identif�•ing the lien. Borrower shall satisfy the lien or take one or
<br /> more of the actions set forth abo.e�cithin 10 day.c�f the gi�ing of nutire. '
<br /> :,,:--
<br /> form 3028 9i80 ''•� ���''• '
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