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<br /> - ;;..�.:;,�;,y�;,.' p�riods tAat Lendrr requlres. The insumnce c.nRIer providing the insumnce Fhntl l�e chasen by Borrowor aubJect ta l.enderl� :__.,.. ,_�__
<br /> ' approval which shall nos be unreasonubly withheld. If Barm�ver fnilR to maintain covemge descr�bed nbave,l,gnder moy.at �tr`,,��,�..:.,....
<br /> ������=-.=�'' Lende-r��pt��n,ohtnin coverage to prc�tect Lsnder's dg!►Us in ths Ptapetty in ttccordance wlth paraFtraph 7. ���,�._._�_
<br /> • AIi Insurance policiea end renewula shall be acceptabdo to L.ander nnd shall include u^�andard mort age clau�e. i..ender
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<br /> ... shall have the dght to hold the po�ictea und renewals. lf l.ender t+equiras,Barrower shall proniptly give to Lender ull receiPta • :���•;•�;�; -.-.
<br /> �, ' of paid premlums und renew�l not(ces. In the event af losa,8artower Fhnil�ive prompt rtotice to the 3nRUrance carrl�r artd ��'`�''"°''����;,��•p,�--
<br /> - � Lender. L.ender may make proof of toss if not made promptty by 9�rrowesr. �����`�-s'-=-�-
<br /> ','.±:�, Unless L.ender and Borrower otherwise agrc�in writi�g,insuranc¢praceeds shall be applied to mstorat[on or repuir af .�����:,1;�..,-,.,�,_�...
<br /> � ;;� the Property damaged, if d�e restoration or repafr Is cconomtcaily feasible and Lender's security ls not lesseneci. If the • �
<br /> • reatoratIon or repair is not economically feaslblo or I..enderls securIty would be l.,ssened,the insuranco prnceeds shnll bn �{`=''"e'�'�''"—-�
<br /> ---:. � , appited to tt�e sams secured by' this Secudty Instrument, �vhether or nat then due. with nny excess pald to Rormwer. If ��-1- : -�:�-;;�:�.a;�;ttww-.-
<br /> Horrowr.r abandons the Propetry.or does not answer within 30 days a notIce from Lender that the insurance cur.ler h� ,�,;���^,,,�_--
<br /> � oNered to settIe a claim,then Lender ma�collect the fnsurance proceeds. Lender muy use the proceeds to repair or restare �+ - 4,�..,,._
<br /> . � � "'' the Property or to pay sums secured by this Secu�ity Instrument.whether or not then due. The 3(l-day period will begin when � ��p � o:-=�°'
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<br /> '. �lC IIO�CC IS gIVCII. ' � . ' �.""_
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<br /> Uniess Lender and Borrower othcrwisc agnee in vrritins. any application of proceedE to principu! shal!not extend or ,,�# ;: :;"'�`��
<br /> pastpone the due date of the monthly payments re4'errec�eo in paragraphs I and 2 or.change the amount oi the paymen�y. If 4,,,���'•�•
<br /> �x�,�„�;�-_ _
<br /> nade¢pa�'agraph 21 the Property is acquired�y Lettderr,1Borroaer:s right ta any ie►suraRCe go(icies and proceedF resultins „ •. �u•�._ �
<br /> ' from darn:a e co the Pro rt rior to the �nesition sQn:aQl ass ro Lertder to the exfent of the suens secured by this Security „ ' �'��'��"'-
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<br /> - Instre�m¢rau irrnunediately prior to the acquis[eeo�n. • ���`"'--
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<br /> 6. QD�wpaacy. PreservAtio». M,a6�¢�ma�ere Am� Protection oY t0ae �r+��rty; Borr.;:n¢P's I.oan Apptica86oun; .' "�� .�ti,�.��t„�.
<br /> p,,�seB��ldls, �arrower shall occupy,establish,ared use�:�:Property as Borrower§�principal residence within sixty days after >. ;, ' '��'�: _:',y..
<br /> . ' �):e execution of this Securiry Instrument and shaU c�nr.�m��r to occupy the Pro�rty a�Be..,uwer's principal re�idence for at ,, �•••3�' °
<br /> ' ' ! §a�t one year after the date of occupancy, unless t.�:nder otherwise agrecs in writing. u•hinc �onsent -1ai nut hr �� ., �,.,�--
<br /> ' unreasonamly withheld,or unless extenuating circumstnrtces exist which are beyond Borrower's control. Borrower shall not . ''�'�;__
<br /> , destroy,damage or impair the Property,allow the Property to deteriorate,or commit waste on the Pro�erty. Borrowe�shall , • ��{''s�,��;:-;;�_
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<br /> " tre in default if any forfeiture action or proceeding,whether civil or criminal,is becun that in Lenders goad faith judgment � . :; . ; �;�,,._�{t�:•:�.
<br /> '' anuld result in forfeiture of the Property or oiherwise materiaily impair the liea �reated by this Security Ie�stn�ment or '�,.,•�;r,,,.. ; .�:.�':+•""�"
<br /> 'Lrnder's security interest. Borrower may eure such a Jr'tault and reinstate.as pro�ic�l•<<!in parngraph 18,by causing the action �5�,i:•;,;�; . ''""°?,' i
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<br /> �i" ,. ,.,, .;s� •' ar proceedlin�to be dismissed with a culing that,in Lender's good fuith determination,precludes forfeiture of tt�e Borrower's 4 V,�� ,�
<br /> '°'�` ,-:�'�;i".,�`,% interest in �1a Property or other material impairment of the lien created by this Security Instrument or Lender's securit� �.� r�+'t��s�',��_.
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<br /> interest. Borrower shnU also be in default if Bormwer, during t he loan app[i c a t i o n p r o c e ss, �a v e m a t e ri a l l y f a i s e a�r � 'h l', .�..�,�
<br /> ' ��� '���� inaccurate information or statements to Lender(or failed to provide Lender with uny material inform�tion)in connection wla}� ,�;� �'' �e:'�
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<br /> =��•'�• � �he loan evidenced by the Note, including, but not ii.mited to, representations cancerning Borrower s occu�a�ncy of the .
<br /> �,:j�.' Property as a principal residence. If this Security Imst��ment is on a leatiehold.Bordae�ver shall cornply with all t�ha provisions !�<<�'. •'
<br /> , _ -:. a;'ctse 1^sse. If BosrosvPr acq�����fee titte to the Ara�rern•.�he lensehold and the fec ti;3e ahall nnt merge unlesx d.cndrr agrees N,��t�.
<br /> . to the mergcr in writing. �•� p` q'
<br /> � 7. �r�3ection of L.ender's RighIIs in the Prop�o�tv 1i dwr-u��er fuil: t.� perfa�nn ahe covenantti und agreements '
<br /> � � ., contained '+n ahis Securiry instrument, or there is a legal prmreedim_ that mn� sinni6icantly affect Lender's• rights in the ti� • �
<br />-.ti� .c., ' r .
<br /> Property(such su a procee<l',ng in bankruptcy,probate.fmr condemnation nr f�rfriiu�r:or[o enforce laws or regulations),then f�..: • •• , •
<br /> Lender may do and pa�•4mr whatever is necessary tv F�.r�o'cect the vulue of thr F'�oprrry and Lenderti rights in the Pmperty. ,�':�.�� &r 1
<br /> � . � Lender's acticrns may include puying any sums secured by a licn which ht+s priorizy�vver thi+Serurity Instrument.appearing f'�; �•�i
<br /> • in court,paying reasonable attomeyti'fces and entcring on the Property to muke mpuirs. Although Lender muy take uction ,t'
<br /> under this pnragraph 7.Lender does not have to Jo so. i� �
<br /> Any amounts disbursed by Lender under this paragraph 7 shull become adJiticmal debt of Borrower secured by this
<br /> Securiry Instrument. Unless Borrower and Lender u�ree to other tcrm.of payment,these umounts shull bcur interetit from thc �� .�,
<br /> � date of disbunement at the Notc.rate anJ�hall t+e pay.��ir,H•ith intrrcst,u�n notire from Lender to Borrowcr reyuestin� �����
<br /> payment. ,,��,
<br /> :.u',.. : 8. Mortgage Insurance. If Q.ertder reyuired mortgagr in�urunce a+ a condition of m:iking the loan xecumd by this .�, .-
<br /> Security Instrument. Bormwer�halt pa� the pmmiums mqwred to muintain thc me,rtgage in,uranre in effect. If, for any
<br /> reation, the mortgage insursnce covemge reyuired by I.endcr lap.e+ or cea,e. to be in effect, Borrower shall pay the
<br /> pmmiums reyuircd to ohtain covera e tiubstantiall e uivalent to the mort +��e imurance nvinusl �n effect, at a cost ;` ':
<br /> R Y 4 R b P ' Y � , �., ,�.
<br /> substantially eyui�•alent to the co.t to Barrower of the mortga�e intiurance previot+�ly in effect, from an altemute mortga�e �
<br /> �;t. .� '
<br /> insurer approved by Lender. [f�ub�tantially�yuivalent mortgage in�urance covcrage is not uvailable.Borrower shall pay to � . � ,,,�:,•�. .
<br /> Lender each rnonth a sum eyuai to eme-twrlfth of the ycarly mortgage in.urancr�remium heing paid by Borrower when the i ���� ,�,•,.:�;� ':
<br /> insurance coverage lapsed or crauJ tu tx in effect. Lender���itt accept.u.r and ntain the+e paymentti a+a loss reserve in lieu �:•,;.F;,;
<br /> of mortgage insur�nre. Lo..rescrve paymrnt�m:�y no longe-Ix reyuir�d. cu Ihe aption of Lender, if mortgage insurancr I 'r�.
<br /> coverage(in the amount anJ(or thr pericxi thut Lendrr reyuireti)pravidcd by an insurer approved by Lender cL ain become, �,
<br /> available and is obtuined.Borrower shall pay the premii�ms required tc�maintain m��rtguge imurancr in eft�c¢..�r cn provide a ,
<br /> loss mserve.until the myuirement for murtguge in�u�anrr end.in arcordsncr with any��riaen agreement benreen Borrower i
<br /> und Lender or upplicable law.
<br /> 9. Inspection. Lender or its agent may make rc:uonable entrieti upan and imprrtion�of the Pro{xrcy. Lendrr�hall �
<br /> � give Borrowe�rx�tice at the time of or prior to:ui in,4xctian��ci(ying rca�unahlr cauu ti�r thr in.pertion.
<br /> 10. Condemnati�ru. Thr pnxr�J+uf am a��ard or cl:�im ti�r damage�,d:;e:s nr cumryucntial,in rnnnertiem with any �; .
<br /> Smgle t�amd�-•Fnnnie�lar acrtldir�iac 1\IPOR�t I\tiTRI A9r:a P -I'm(�x�n('u.en.�m. 4;90 ip,�er?.•�n p�er.i , �
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