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<br /> -.:�,,,.�,,:w:,.:;:.;,�; TOtlli�`HER WITW nA tho improvcments naw on c�miiflcr�r�:ted�j�tl�prap;,rt�.susd ull ea��mert��,d�'�UR4k1t4I1C09, �:�-�°:,-__
<br /> and tixtur�e naw or herenftcr a pun of tha p:operty. All rcpincornente und additians sf��li ulso b$cavcred by thin Sr,cudry ��.�.���•------
<br /> '`-'�,"''�.`�'.=~�`•, Instrume+nt. Alt of the faregoing!s refemed�n in�hls Securiry Inetrument na tho"Praperty." �.,�..-__-- --
<br /> ' ' � �' BORROWRR COVENAN'f5 thut Borrawrr ie luwll�lly seised of the estnto hereby wnveyed artd ht�v tho rlgl�l to��nt �`-�
<br /> •.� ° ' and convey tho Property and that the Pyvperty la unertcumbered,cxcept for encumbrancca oP record. Borrower wnnunte►and �—;;���,n;_�.�
<br /> will ds:end genernlly tho tltle to tho Peapecty ngainst ull cluims ottd demunda,subject to any encumbmnces oYrecard. ��_��V-=�-=-- --
<br /> ' ° � '� THIS S�CURITY INSTRUMENT combinea uniform cavonar.ts far nudonal use and non-unifarm cavenante with �� � _
<br /> !imlted vnciutions by judsdletlon to consdtute u ur.iform securlty instcument coveriag mal property. °� ''
<br /> _.�-_,----
<br /> •• • � UNIFORM COVBNANTS. Borrower and Lender covenant nnd agreo es followa: '°' '!�����j� �
<br /> ---- .. i. �oywefit o!Pefuct�al eri�d Interesli Prepayment tind i.Ate Cbueges. Borrower shnli promptly pny when d�ze the ��'_--'`_------
<br /> ..::
<br /> n. ...
<br /> �;, ` prtncipal of und intcreat on the debt evidenced by tho Note and any prepnymBnt and late charges due under the Nate.
<br /> ' 2. Fuuds for'Ihxes nnd Insuranca Subject to Applicuble law or to n wrltten waiver by Lender.Borrower shall puy to r�:�i��,�,,,��_._
<br /> . Lender on the day monthly puyments are due under the Note,until the Note is paid in full, a sum("Funda")for.(u)yearly :u_
<br /> •_;.. •,_,,
<br /> „` �� ta�ces and assessments widch may attnin prioriry over this Secudry InRqument as a lien an the Property;(b)yeurly leasehold ''��-"=
<br /> � .._..
<br /> �� ^ payments or ground rents on the Proparty. if any: (c) Yearly hszaM or FroP��Y insurnna promiuma: (d) Yeady tlood �-°"�'
<br /> insurance premiums, if any: (e) yearly mortgage insurance premiums, !f any; artd(� any sums payable by Borrower to o;;_-�_
<br /> " ° ' I.ender.in accordance with the provlslons of paragraph 8.in lieu of the payment af moRgage insurance premiuma. These „��=�
<br /> . items are called"Escrow Items." LeRder rteay,at any time,collect end hoid Pimds in an amount not to exceed the maximum I�*�=�'"�--"`°'—
<br /> �. � amount a lender for a federally rnt�ted mortgage laan may require for Borrower�escmw account under the federal Real �=�=�
<br /> ' Estate Settlement Procedures Act of 1974 as ameraded from umc to time,l2 U.S.C.§2601 et seq.("RESPA"),unte.sa urtQ�her ,�,'���`°
<br /> �. ` �. law that applies to the Fuads sets a less�r amoune. If so,Lender may,at any ti�e,collect and hold Funds in an amount ccot¢o �-°
<br /> excced the lesser aneoune. O..eR�¢r may estimace the amount of Funds dae on eQre basts of cunent duta and t�easonabte v;;,;�-°^_,z
<br /> . " esHmates of eaFe�editures of futune Eszcow Items�r oYQ�etwise in arcordanca wich a�e�licabte law. L-
<br /> Tpee�Lnds shall ba held ir� an insGtudon whose deposies are insured by a federal agertcy, insuumentality,or entity ��t.••^�"�`
<br /> (iceclud'en�I.¢nder,if d.ender is sueh�n insutuuon)or in any Fed�ral Home iaan�ank. I.ecr.der shall apply the�unds trn pay �'�`����---
<br /> the �sceow IlE¢ms. d..ender may a�o2 r8�tuge Borrower for holding and apply;mg�e Furtds, annually analyzing the escrow ` �' ___..
<br /> accounrt.or verifyring Qhs Escrow Items,unless I.ender pays Borrower intenest o�tfi�z Furt�ds and applicable law permits �'"-� � ,.
<br /> C.endPr So matce swch n charge. However,I.ert��may require Bormwer to pay�onr-¢irt►�charge for an iBde�rertden¢real '�'-_ _.
<br /> ,,� .., ;,.-
<br /> , estate k�uc reporting sen�ice used by I.ender in connection with this loan,unless app�icab�e law provides otherwise. Unless an °='r`---
<br /> �' agraement is made or applicable law requires interest to be paid,Lender shall not ae reyaairedl to pay Boaower any interest or ��;_
<br /> ,..:�"�'��� .. '
<br /> ' :,�..,.,.::,;:.. eamings on the Funds. Barrower and Lender may agree in writing,however,that interesIl sha�l be paid�n the Funds. I.ender ' �
<br /> '�'�`�}��`•�+ shall give to Borrower,without charge,an annual accounting of the Funds,showing crrdits�nd debiu to the Funds and the , � „��
<br /> , . , pur�se for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by �_�.
<br /> . this Security Inswment. '�
<br /> ' - - '��_ If the Fuod. held b� Lender exc�d the amotsnts gernsitted to be helA by applicable law. LAII�!'C shall arr���nt to ,:- �- -
<br /> �3�;';�•'�, � Borrower for the excess Funds in nccc�rdanee with the requirements of applicable law. If the amount of the Funds held by ��'
<br /> ?�;�;;�..,, I.ender nt any time is not sufficient to pay the Escrow Items when due,I.ender may so notify Borrower in writing,and,in ,. ;;;,c;.;
<br /> �•"%�ti'" such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the ° ':��'ti�'
<br /> �� " deficiency in no mo�than twclve monthly payments,at Lender's sole discretion ,`� ��;�
<br /> �• •ti� : ,. 11pon payment in full of all sums secured by this Securiry Instrument,I.ender shall prompdy refund to Bomower any � � �
<br /> � Funds held by I.ender. If,under parngraph 21,Lender shall acquire or sell the Property,Lender,prior to the acquisidon or , •:,�!.
<br /> , „ ,:� sale of the Property, shall apply any Funds hcld by Lender at the time of acquisition or sale as a credit against the sums � �''
<br /> .:'�����:.� r:',;1,
<br /> , � secured by this Securiry Instrument ;�s;'
<br /> � 3. Applicallon of Payments. Unless applicable Iaw provides otherwise, all payments mceived by I.ender under ''.
<br /> ��. , � � paragraphs 1 and 2 shall be applied:first,to any prepayment charges due under the Note;second,to amounts payable under ' �_'�,
<br /> • , paragraph 2:thitd,to interest due;fourth,to principal duc;und laet,to any lAte charges due under the Note. � •.•��
<br /> 4. Charges; Giens. Borrowcr shall pay all taxes, assessments,charges, fines and imposidons attributable to the „..,��
<br /> '� ,',c.h;•„ Property which may attain priority over this Security Instrument,and leasehold payments or ground rents,if any. Bomower :�� ..;• �
<br /> shell pay d�ese obligations in the rnunner provided in parizgrnph 2,or if not paid in that munncr,Borrower shatl pay them on :;.;:;:��
<br /> � ' time direcd to the erson owed a ment. Botmwer shnll ram tl furnish to Lender all notices of amounts to be aid under '�..;;% . ..
<br /> :`'"'.`� Y p P Y p P Y P .:;,`.,,
<br /> . � this paragraph. if Borrower makes these paymentx directly,Borrower shati promptly furni�h to Lender receipts evidencing ,
<br /> . the payments. ', • � . .
<br /> �
<br /> . Borrower shall promptly dischurgc any licn whirh hus priority over this Scrurity Instrument unless Borrower:(A)agrees " , �
<br /> , � in writing ro the payment of the obligation secumd by the lien in a manner acceptable to Lender.(b)contests in good fuith�he � �'t".,� .
<br /> ., , . lien by,or defends against enforcement of the lien in, legul proceeJings which in the Lender s opinion operate to prevems she •
<br /> . cnforccmcnt of the lien;or(c)secures from the holdcr of the lien an agmcment satisfactory to Lender subordinating the I�en ( •`�:''�� '
<br /> ' ta this Securiry Inswmcnt. If l.ender dete►mines that any part of the Propeny is subject to a lien which may attain ptiority i
<br /> � over this Security Insi:umena,Ltnder may give Borrower u notice identifying the lien. Borrower shall satis£y the(ien or take
<br /> one or mom of the a:eions set f,rsh a'hove within 10 days of the giving of notice. � ';�;.. .
<br /> '(;� '�� S. hlazard or�operty dmsufnnce. Borrower shati kcep the improvements now existing or hereafter erected c�an ehe .�' ` ��'
<br /> , Property cr.sared against loss by fir.e. ;�azards included u•ithin the tetm"extendcd coverage"and uny other hazards,inclr��i�g j �•��-�•,,
<br /> floods or flooding.f�r which Lender reyuires insurance. This insur.�nce shall be maintained in the amoun�c and for m5r ;
<br /> Form 3026 V;+1� �xe 2 oJb puResl
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