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__--� ���,,,,•.,, _ ___________ _ _____ _ _ . .. . _ <br /> ,� , �..�, i � • . . --'r=� <br /> �� � • ,.��a �.�. - --=- - <br /> � ' ._ . _ _ _ -- <br /> . . . <br /> ,r,� � ... _ _ --_ - - — _. ,, - <br /> - - - - - - -_ <br /> ,� ___ — - - -- ----- --— � <br /> �__��� 9�4� 102SQ2 � <br /> � <br /> � '� ""s' TUC�ETHER W(TH ull the im rovomenta naw or heneutter erected on the ra <br /> ,��'�'�� und�ix ures now or hereatttir a pert of tha pmperty. All t+eplaccmonts and additplon�ba1l ulso be co ered b ptphi Secu y� � <br /> - Inaqument. All of the foregofng is afernd ta in thls Securhy Inswmenc es the"Ptoperty." � <br /> -- BORROWBR COVRNANTS that Bomower ie IawfY�py selsed of the esteta hereby conveyed aud has tbe dght w grant � <br /> nnd convay the Anperty and that the Property ie uneacumbered.oxcept for eACUmbtartces of c�ecord. Bonewer wariants aad <br /> ' will defend generaUy tho title W the Pro,peny against all claima and demandr., subJect to any encumbrances of record. i r__ <br /> _ ___- <br /> ' THIS SL'CURITY INSTRUMENT combiaes uniform covenants for aadonal use and non-un�fornt coveaunta wIth i <br /> z� llmited vaciadons by jwisdlctlon to constitute a wiiform securIty instrument covering real pmperty. <br />_ � UNIFORM COVENANTS. Borrow�r and L.ender covenaat and age+Ge as followa: i <br /> , 1. Payd�eat of Prindjwl and Interess�Prepayment end I.ate Chargea. 9oirower shall promptly pay when due the I <br /> .. �4�. <br /> princlpal of und Interest on tha debt evidenced by the Note aad any prepayawnt end lete charges due under the Note. <br /> � . . . »,',�� 2. Funds far 1lazes and Iasurance, Subject t�applicable law or to a written waiver by Lender,Borrower ahall pay to <br /> ' J =t`°"''•�• ` Lender on the day monthly payments are duc under tho Noto.unN!tho Note fa paid in fall,a swn("Funds")for.(a)ycarly <br /> . <br /> _ � '-'�_�.�: � --- <br /> -- ,�,{,� tsxes�ad as�essments�ahlch may ausEn prEoritp over thfe Securlty Iasaument es a liea on the Property;(h)YP.arly le�Fehold _ _ <br /> �`��.:��=••�"-� = a ments or d rents on the Pro d) yearly flood <br /> �•:��•,�:,,,.�;:,k p Y g�nun perti', jf any� (c)Yearly hezard or property Inaurance premiums: ( -- <br /> ;,�:,.:,<:, :.�.::. jnaucance premiums,if any: (e) Yearly mortgage iasu�ance premiums. if any;and(�any suma payable by Borrower to <br /> � rr�•� �•. �h• • •�:•�: L�nder.In acco[dance with the provletons of paragreph 8. in lieu of th�payment of mortgage insurance premiums. Those <br /> ' ,:'7' • " '"� items are caUed"Escmw Items:' Lender may,at any time.collect and hold I�Unds in an amount aot to exceed the meximum — <br /> ,�'��``• °°'� :::r z aatount a lender for a federaUy related mortgage ban may mgutre for Borrower's escrow account under the federal Real — <br /> ' ' Estate Settleanent Prncedures Act of 1974 ax amende�l from dme to dme. 12 U.S.C.�2601 et seq.("RESPA"),unless another � <br /> �•. <br /> . „ __. <br /> _ __ <br /> `�� � '. :��:......::.' !aw that applies to the Funds sets a lesser amount. If so,Lender may.at any tIme.collect end hold Ptmds ln an amouat not to �y� <br /> .� <br /> `i. ' ' ...,._„_.- _ <br /> exceed the lesser amoun� Lender may estimate the amount of Funds dae on the basis of current data end reasonable ���:.;=:_._ <br /> ,�:�;: <br /> � estimates of expenditures of future Escrow Items orotherwise in accordance wlth applicable law. � . .,_ <br /> � � The Funds shall be held in an insdtution whuse deposlts are insured by a federal agency, Instrumentality, or endty • ,;,,�t_` <br /> !� ' � (includIng Lender,if Lender is such an insUtudon)a in any Federal Home L_oan Hanic. I.ender ehall apply the Funds to pay -- <br /> ' che Escrow Items. Lender may not charge Borrower for holdins and applying the Ftinds,annually analyzin6 the escrow ' �; <br /> , � accaunt, or verlfying the Escrow Items,unless Lender pays Borrower interest on the Funds and applicable law permits -:'�;,(��, <br /> ' � Lender to meke such a char�e. However,Lender may require Bocrower to pay a one-tlme charge for an independent resl , _ <br /> estate tex rep�rdng service used by I.ender in connection with this loan,unless applicable law provIdes othenvise. Unless an , � <br /> agrecment is madc or applicable law requires interest to be paid,L.ender shall not be required to pay Borrower any interest or <br /> earnin�s on the Fl►nds. Borrower and Lender may egree in wrlting.howevcr. thet interest ahall bc paid on the Funds. Lender " <br /> , � " shall glve to Borrower,without charge. an annual accounting of the Funds,showjng credits and debits to the Funds end the �' • • <br /> � pur4wse for which each debit to the Funds was made. The Funds are pledged es additional securlty for all sums secured by =_ ° <br /> •—�—� <br /> thts Secudty Insuument. : � <br /> If the Aunds hcld by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to <br /> . Borruwer for the excess Funds In accordance with the requirements of applicable law. If the amount of the Funds held by <br /> � I.endcr at any time Is not sufficlent to pay the Escrow Items when due. l.ender may so notify Borrowar In wridn�,and,in ' <br /> such case Borrower shnll pay to Lender the amount nccessary to make up the deficicncy. Borrowcr shall meke up the <br /> ' deficiency!n no more than twelve monthly payments,at Lender's sole dlscretion. =r� <br /> � Upon payment!n full of all sums secured by�his Secudty Instrument, Lender shall promptly mfund to BoROwer any <br /> Ehnds held by I.ender. If,under parngraph 21,Lender shnll acquire ar scli the Properry,Lender,prlor to the acquisition or -` <br /> . sale of the Property.shaU apply any Funds hcld by Lender at the time of acquisition or sale as a credlt against the sums - <br /> • ' secured by this Security Instrument. �r�` <br /> . 3. Applicatton of Payments. Un�ess applicable luw provides otherwise. nll payments received by Lender under , <br /> � parngraphs 1 and 2 shall be upplied:first,t�any prcpayment charges due under the Note;second,to amounts payable under <br /> paragraph 2•third,to interest due;fourth,to principal due;und last,to eny lete char�es due under the Note. , <br /> , 4. Charges; Ltens. Borrower shall pny all taaes. acsessments. chaugcs, fines and imposltions attributable to the '� <br /> Property which muy nttain priority over this Security Instrument,and leasehold payments or ground rents,if any. Borrawer � '�� <br /> � shall pay these obli�ations in the mnnner provided in pam�rnph 2,or if nat paid in that manner,Borrower shall pay them on v <br /> " „ ,, timc dir�eCtly to the per�on owcd payment. Borrowcr shall promptly fumitih to I.endcr all nutices of amonnts to bc paid under <br /> , , � this parngraph. If Borrower makes these payments di rectly,Borrawer shall promptly fumish to Lender receipts evidencing <br /> , ' the payments, <br /> Botrower shull promptly dischsuge any lien which has ptiority over this Sccurity Instrument untess Bonower:(a)a�rees • <br /> � in writing to thc payment of the obligution secured by the tien in a munncr acceptable to Lender;(b)contests in good faith the <br /> • licn by,ar dcfends aguinst enforcement af the licn in, legul procecdings whi�h in thc L.ender's opinion operatc to prevent the <br /> ' enforcement of the licn:or(c)xecures from the holder of thc lien un agrecment sutisfuctory to Lendcr subordinating ihe lien ; <br /> ' to this Security Instrument. lf Lendcr detcrmines thut uny part of thc Property i� subjcct to u licn which muy attnin priority <br /> . ovet this Security Inswment,Lender may givc Borrowcr u notice identifying ihc licn. Borrower tihall suti�fy the lien or take <br /> one or more of the ucdons set forth ubove within IQds►ysof the givinF of notice. <br /> � 5. Hazard or Property Insurence. Horcoe•cr xhull keep thc improvemcnts nuw•:xi,ting or hercaftcr emcted on thc <br /> � Property insured against loss by fire,hua.urcis included within the tenn"extendeJ ccwerage"und any other h:�ards,including <br /> ' floads or flaoding, for which Lcnder rcyuim+ insuruncc. This in�urunre st�all br m�intuined in thc amounts and for thc <br /> • �, i <br /> Form 3o2R v/v0 rp��X�z.,Jn pnx�c� ! <br /> 1 <br /> • I <br /> . . <br /> , _ _--.__....�� -. . .. . <br /> � <br /> --- --------_.. <br /> — a----- ------... <br /> :;, . <br /> � � <br /> I <br /> =, . <br /> ' E.. � ' <br /> � , <br /> �n .. <br /> .i , <br /> j. <br /> i <br /> 1 <br /> . . 1 <br /> � , � <br /> � '; � � <br /> � <br />