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<br /> S. f!� K ll�+opercy �n�a. �orrowrr �hdl keap the imp�+ovamam norv exi�tlu� or h�wfler arc�ed oa tbe
<br /> ' Property inrurod a�in�t lou by Arc, l�zsid�Included wlthin the�erm "axteakd oa�va�e"and any otlie►bwudt� indudlq
<br /> ; f{oodi or AoodlnR.for wi�ich l.cndar e+equiner itauranae.Thii lawr�e rhall be arinWned in the�mounti and tar tl�e p�riod�
<br /> IhM[.a�dar roquiro�. 71rc imur4noe Guder pttwidin=the irourmcx�hall bp cMo�en by&►rrow�et wbJe�K to L�da'a�pper►val
<br /> which �ull na be unra�oiuibly withheld. If Bon+�wer fdl�w nWrwie oover�e de�cribed �bova. Laidor may.�t i.ander's
<br /> ap�n.c�tain�avera�e w ptatect i,ender's d{hu in the Pn�ty in�coordanoe with p�n�niph 7.
<br /> Ali inw�e poiicias�nd ro�ewal� �hdl be aooept�bk w l.a�der�nd�ha11 include�uaMac�d mort�e etwie. L.ader
<br /> -� �--_-=13a atWl Iwvc t}�e ri�f►t tu fwW tt�e Wikfei�uxi r�r�ew�f�.if Ix+xlcr ruyuirr,�.[Ion•uwer rtw01 prary�tly�ive to Larkr�11 ro�e{prr of
<br /> p�W pe�nium�u�J renew�l ratica.In the event of lau.Bon+nwer�h�{I�iva{xatpt ndloe a tUe irwu�noe canier�ud Ltndrr.
<br /> l.ende�m�y mdce proot of Inu�if not mde promptly by Borrower.
<br /> U�s L,p�der uKl Bc�mower otherwise�roe io wt9dn�. inwnnoe procoeds tludl be�pplied to ratoration or t�psir of the
<br /> Property d�utu�ed.if the ratorqtion or Kpair i�eoonomiplly feuibk and I.ender's secudty ii not lauenai.If the tatontion or
<br /> repair is not oca�omically feasible or[.a�dec':secudty would be leuenod. the inwranoe procoods�h�ll be�pplied to the�
<br /> -- -- �ecurcd by thic Socurity Inurument, whetl�r or not tl�en due, with�ny excecs pwid w Borrower. If Borrower�biudonr li�e
<br /> Pro�xrty.ar doex na ar�wor within 30 d�y��notja from Lender thu the lnsuranoe curju ha�afferad to settle a claim. tl�crt
<br /> Lender may callat the inwnuxe procoods. I.ender rrwy uie the provoeds to npair or ratore the Propeny or w py suttu
<br /> securod by this Socurity Instrument,whaher or not then due.The 30�day periad will ixgin when the ratice ic�iven.
<br /> -- Unless Lender�rd Bomower othervvise aj{roe in writing, any applipuion af proceods to princlpal slull rat extend or
<br /> postpone the due date of the monthly p�ymau:rcferrod w in para�raphc t anci 2 or change the urKwnt of the paymqua. If
<br /> = under pangraph 21 the Property is Acquired by I.ender. BornowePs ri�ht to�r►y inwranx policia�nd proc�eeds neaulting from
<br /> ��.:'" dunAge to the property prior to the a�uiiition slull p�sc to Lender to the extent of the sunu socurod by thic Sxurity Inununpk
<br /> - immedi�tely prior w the acquisition.
<br /> _� f.Oocupancy,PreKrv�tioa,lNaint�ace and Protection ot t6e ProP�Yt Borrower'e Iaan Appikationi La�holdQ.
<br /> = Borrnwer shali occupy,est�blish,and use the Property�s Borrower'c pdncipal miderxe wlthin:isty days after the exocution of
<br /> this Socurity Instrume�it and shall rnntinue to occupy the 1'roperty as Barrower's principal rcsid�nce for�t least one year YRer
<br /> the date of occupancy. unless L.ender otherwise agrees in writing, which oonsent sf�all not be unmasonably wichheld. or unless
<br /> extenuating circumstances exist which ue beyond Bornower's conu+nl. Bormwer sfwll not destroy, damage or impAir the
<br /> � ��� Property.allow the Praperty to deteriorate.or commit waste on the Propeny. Bomower slwll be in dePault if a��y fort'eiture
<br /> - actiun or procading, whether civil or criminal, is begun that in L.ender's good faith judgment cauld result in forfeitun of the
<br /> Propeny or otlxrwise materi�lly impair the lien ctratod by this Socurity Instrument or Lender's security intercst. Bomower tnay
<br /> ° cure auch a default and rein�wte.as provided in parograph 18, by cAUSing the xtion or proceoding to be dismissed with a rulin�
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<br /> - - p••r•x�;t;` ; thac. in Lender's good fait�determination. preciudes forfnturc ot the Horrower's interest irt the Property or other mtterW
<br /> t '.��a�,.ir+et,}, impairment of the lien created by this Security Instrument or Lender's security intercst. Botrower sfwll also be in default if
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<br /> �...•r Borrower,during the loan application process,gave materially false or inaccurate information or statements to Lender(or failod
<br /> � �'.';� to provide Ixnder with any material infomiation)in connection with the loan evidenced by the Note. including,but nat limited
<br /> • � ';•'°; '� to,reprcsentations conceming BoROwer's occupancy of the Pruperty a+a principal rcsidence.If this Security Instrument is on a
<br /> ;;•r• .� . , Icasehold, Borrower sh�ll comply with all the provisions of the lease. If Borrower acquircs fa tide to the Property. the
<br /> - � , leasehold and the fee title shall not merge unless Lcncler agrers to thc mcrgcr in writing.
<br /> — , . 7.Protectton of I.ender•s Rights in the Property.If Borrower taiis to perform the covenants uxi agreements containod in
<br /> i- �, this Security Instrument,or there is a legal proceeding that muy signifirantly affect l.ender's rights in the Property(such as a
<br /> �' . -;.:-�_;�• proceeding in bankruptcy,probate, for condemnation or forfeiture or to enforce lawx or regulations), then Lender may do and
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<br /> °'��'�' ' pay for whatever is neres�ary to protect thc value of the Property and Lender's rights in the Property. l,ender's actions may
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<br /> :.I'� : include p�yins any sums secured by a lien which ha� priority over this Securiry Instrument, appearing in court. paying
<br /> ' reawnablc attomeys'fecs and entering on the Property to make rep•rirs. Although Lcnder rtwy tuke xtion under this paragraph
<br /> '� 7.[,ender does not have to do so.
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<br /> ' : Any :unounts disbur.xxl by Lencicr undcr this par,�graph 7 shall bec�me additional debt of Bonnwcr �ecurod by this
<br /> i" Security Instrument. Unless &irrowcr and Lendcr ugrcc to other term.of payment,the.0 amounts sh•rll bcar intcrest from the
<br /> . ' date of disbursement at the Nate ratc and shatl be payable, with intcrest, upon notice from I.ender to Borrower requesting
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<br /> payment.
<br /> ••�+,;. 8.Atort�ag�Insurance.If Lender rcquired mortgagc insuranre u+a ronJiti��n uf m;�king thc loan sccured by this Security
<br /> • r: ° , Instrument, Borrower shall pay the premium� reyuired to maintain the mongagc in�urance in effect. If, f'or any rea.u�n, the '
<br /> .-••.,�,, mortgagc insurance covcraFe requin�i by l.enJer lapticti ur rc•r..cti to bc in cffect, &�n��wer,hall pay the prcmiums required to
<br /> • � obtain covcrage�ub,tanti•rlly equivalcnt to the mortgagc in>uranre prcvinusly in rffect,at a r��.t,ul+.tantially eyuivalerr ��the =
<br /> " •"�� cost to Borrowcr of the mnrtgagc inwranrc prr�•ioualy in cffert, t'rom an sltematc nwrt�ag� in.urcr appr<wed b� Lend••. If
<br /> substantially cyuivalcnt mortgagc in.uranrc cuecragc i�n��t atiailabl�,&�rro�cr�hall pay t��I.rndcr cach month a sum�yual to
<br /> �_ � ; one-twclfth i�f thc�•carly mortgagc in,uranr�prcmium hring paid by&�rrow�cr a•hcn thc in,urance ruvcrrgr lap`cd or ccased to �
<br /> be in effect. l.ender will uccept, u`e and mtain the�c payment�:►s a lo+� rc+en•r in liru of nx�rtgagr inwrumr. Loti� rcsern �
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