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<br /> 1�0(3B'1'i�'Bit w[TE!dt ti�a improva�oa�ta row or Irrra�'ta�a�cted on the proQaty.nrd�it wemerw,�pp�u�proaes��wf
<br /> Axwra t�ow or hereafter a p�rt of the propetty. All ropl�oemeats ud addldoat �i�ll �Iw be ooverod by fhis $�omky
<br /> IntnuneiN.Ail of the torc�ofa�i�nfurod tp in this Sowrity I�oxr�t�r the"Propaty.”
<br /> BORROWER COVENANTS th�t Bcxmwer is uwlWlly idsed of the tatate heroby aonveyed+�od I�u the rijht w=rant�uad
<br /> convey the Propaiy�tnd tlwt tdc Prnperty is unencun�berod.ea�cspt for e�cumbr�nca� ot na�o�+d. Bonowet w�rt�nes nd�U
<br /> defpd ge��lly the tiNe to the Ptope�ty ag�inst dl cl�ims and datuu�ds.wb,joct w any encumbrarxes of rocand.
<br /> THIS SLCURITY INS7RUMENT combines uniform ooven�ntt for nationd we emd non-ur�foan oovwotr witb lia�ibd
<br /> vuiations by ju�i�fictian to oorestitute a uniform securiry inrtrument oove�Ing rcal propeny.
<br /> -- - UNlFOWN COYBNANTS.8orrnwer and l,ender oovm�nt and�grce as followt:
<br /> 1. P�ymeet ot Hinclpd aad Iste�+at; Pr+elxYment asd 1,�te CYsr�a. Borrower shall P�PUY WY wlKa due tba
<br /> ptincipal of and�ntercst on the debt evldenood by the Note and any p�xyment and I�ts chtr�a dae under the Note.
<br /> 2. Fuad�tor Ta�ca and Iawnnoe.Subjoct to applicAble I�w or W a wdttan walver 6y i.ender� Bomnwu shall p�y to
<br /> Lender on the day monthly pnymaus are due under the Note, until thc Note is paid in full,a aum('FuMs")for:(a)yeuly tiu�ea
<br /> and assesunents which may attain priority over this Secudty Instiument as a lien on the Property;(b)ye�rly leaeeho�d ptymntt
<br /> or ground rents on thc Property,if any:(c)Yearly haz�rd ar PropertY insurance pt+emiwns;(d)Yearly flood insuriu�oe praniums.
<br /> if any;(e)yeuly mortgAge insurance premiums, if any;and (�any sums paynble by Borrower to Lender.in accordanoe with
<br /> the provisions of paragraph 8,in liea of the payment of mortgage inwrance pnemiums. Thcse items are callod "Escrow ltems.'
<br /> Lender may. at any time, colloct and hold Funds in an amount not tn ezceed the maximum amount a lerrler for a faderally
<br /> rclated mortgagc loan mxy rcquire for Borrower's escrow account under the faieral Real Estate Setdement Prncodures Act of
<br /> - 1974 ss artiended from time ta time. I2 U.S.C.SecNon 2601 rt s�q. ("RESPA").unless anotltier law that applies w the Funds
<br /> __- sets a iesser amount. If so. l.ender may. �t any timc, ooilect and hold Funds in an amount not to exaoed the leaser unouM.
<br /> L.ender may estimate tlx ar�xwnt of Funds due on the basis of curani dAta uid reasonable estimates of expenditures of futurc
<br /> _ Escrow Items or otherwise in acrntdat�ce with appljcable law.
<br /> - Thc Funds shall be held i� an institution whose deposits are insurcd by a federnl agency, instrumentality, or entity
<br /> _ (including Lendcr, if L.ender is such an institution)or in any Federal Home L.oat►Bank. L,endcr shstll apply the Funds to pay th�
<br /> Escrow Items. l.ender may not charge Borrower for halding and applying the Funds,ennvally analyzing the tscrow account,or
<br /> �y �`' verifying the Escrow Items. unless l.en�er pays Borrower iot�rest on the Funds nnd applicable law permits Lender to tt�ake such
<br /> •'�'+�"� � a charge. However.I.ender may require Borrower to pay a one-time charge for�n indeper�lent real est�te uu reponing service
<br />- � .• ��-�� '�-°` ustd by l.ender in connection with this loan, unless applicable law provides otherwise. Unless an agrament is made or
<br /> _ ' �� ������ applicable law requires interest to be pa�d.[.endcr shall nM be requirod to pay Borrower any interest or eamings on the Funds.
<br /> e,.. Borrower and I.ender rt� a rec in writin however,thut interest shall be paid on tNe Funds. Lendcr shall give to Sorrower,
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<br /> �' w�ithout ch•rrge,an annual accounting of the Funds, showmg credits and debits to the Funds and d;e purpose for which eaclt ,
<br /> _ ., debit to the Funds w�s made.The Funds are pledged as additional security for�11 sums securcd by this Socuriry Instrumrnt.
<br /> If the Funds held by l.ender exceed thc amounts permitted to be held by applicable law, Lender shall account to Horrow¢r
<br /> • '��"��''�'�F y''��' for the excess Funds in accordance with the requirements of applicable law. If the amount of the�unds held by l.ender at any
<br /> „ � - •• tink is not wfficient to pay the Escrow Items when due, Lcnder may so notify Borrower jn writing,and,in such c�se Borrower
<br /> . shall pay to Lender the amount necessar�• ta make up the deficiency. Borrower sh�ll make up the deficiency in no more ttwn
<br />— twclve monthly payments,at I.ender'ti u�le discrction.
<br /> ' Upon payment in fuU of all xum� secured by this Security Instrument, Lender shall promptly refund to Borrower any
<br />— Funds held by Lender. If,under paragraph 21, Lcndcr�hall acyuire or�ell the Property, L.ender,prior ro the acquisition or sale
<br /> =_ • • •- • -r� of the Propeny,shall apply any Funds held by Lender at the timr of acyuisition or sale as a credit asainst the sumc secured by
<br /> ,,;-� this Sccurity Instn►ment.
<br /> ; ,�: 3.Application of Pay�mcnts.Unlc�>applirablc law providc.otherwise,all p•rymentt received by Lender under paragraphs
<br /> I and 2 shall tk applicd:first,to any prcpaymcnt rharEc.r Juc under ihe Note: .crond, to amounts payable under paragraph 2;
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<br /> � � third,to intcre�t Jue:fiwnh,ti�prinripal due:and la�t,to any I•rte charges due under the NcNC.
<br /> • � 4.Clwru�; LienS.&xr��wcr tihall pay all tazr.,a,tie.timcnt�,chargc+, fines and impositions attributeble to the Property —
<br /> , � which ttriy attain priority�occr thi� Security [n�trunknt, anJ Ica.chold paymcnt�or ground rents, if any. &irmwcr shall pay
<br /> thetic ohligatiom in thr nunncr provid��l in paragraph 2,ar if not paid in that manner,&�rrnwe��hall pay them on time directly
<br /> to thc per.,cm owcJ payment. Borrou�cr.hall primiptly fumi�h t��I.rnJcr al, �xxire�of am��unt.tu bc paid undcr this par�graph.
<br /> If Borruaer mrke.the.r payment�directh•.&irroaer.h:lll pr��mptly furni�h tu L.endcr rrrcipt�evidencing the payments.
<br /> _ &,rrower+h;�ll prcmipNy�disrhargr•rn� lirn w•hirh hu.priuritp oecr thi.Scrurity In.trument unletiti&�rrower:la)sgrees in
<br /> • writing to thc paymcnt cif the obligati�m.rrured b�•thc licn in a manncr arcrptahlc tu LenJcr: tb1 rontr.tx in good faith the lien
<br /> . by. ��r detc�xis again+t enfiirr�ment of tlir licn in. Icgal pr�Treeding. ahirh in thr I.rndcr'. opininn�iperatc to prcvent the
<br /> o cnforrcm�m��f thr licn: ur(cl ucurr� frnm thr h�,IJ�r uf thc licn an agrrcmcnt wti.l:�ct„q•a�I.cnJcr.utx�rdinating the licn to
<br /> thiti Srruri[y ln,tn�nxnt. 11'l.cn�rr detcnninr. that am part of thr Pruprrty i.,uhjrct t�� a licn���hirh ntay att�in priarity o�•cr
<br /> , thi.Srrurih•in.trumcnt. LcnJcr ma� gi�r H�,rr����rr :�n��tire��l�ntit�in� Ihr I�rn. Fi��rmwrr,hall .ati.t� thr lirn ur takc onc or
<br /> ` . . more of the artiom ut ti�rth ah�n c u ithin Ill da"��t tlte�!i�in�uf nutirr.
<br />. , � Form 3028 9190 �-
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