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<br /> TO(iETHER WITH�Il thc improyetnents now or hetafur erectod on the pruperty, all nu.�ppurtenatrcea.+u�d
<br /> fixtur+es now or hercatter a part of thc property. Alt nplaaments and addiNons ehall alao be coverod by thia Sxudty
<br /> In:qument.All of the foregoing is referred to in this Secudry Inctrument ui the"Prc�erty."
<br /> HOItROWER COVENANTS that Borrower is fawfully selsod of the eswtc hercby canveyed and has the ri�ht to Yrant and
<br /> convey the Prapeny and that the Property is unencambercd. eacept for encumbrancec of rccord. Borraw•er wrr�nt�and will
<br /> defend genernUy the title to th�Property�guinst all claims uKi denwnds.subject to wny encumbrances of ncard.
<br /> THIS SECURITY INSTRUM@NT combines uniforn�covenants for national use a�xi non•uniform covenwnts with limited
<br /> vuftt�ons by jurisdiction to constitute a unifarm securlty imtrument wvcring rcal prapetty.
<br /> _ �`��"�"° UNII"ORM COVENAIVTS. I3urmwcr and i.cndcr covcnant and agrce e�fo�inwx: _
<br /> _ 1. P'�ymeot at PrincipRl and Interatt �pwymeat s�ad Late Chsir�er. &�rrowcr tihall pmmM�Y p�Y when duc the
<br /> pdncipol nf��d interc�t un thc d�Mt eviJencod by thc lVote onci any prcpuyn�nt uiui late chur�c�duc under thc Nc�tc.
<br /> 2.FumM far T�xer Nnd Itnurrnce. Suhject t��upplicuble luw or tn a written w�iver by I.enJer, &�rmwer shull p�y to
<br /> LenJer on the day numthly puynknts um Juc urvJer ihc N�de, until the N��¢e is Ewid in 1'ull,u+u m("Funds") fi►e(a)ye�rly taaes
<br /> � u�d nsusstncntx which nwy uttuin prfurity over thi�;Sccurity Instrumeiu us a lien on the Prupeny;(bl ycady Iea.�clwW puyments
<br /> °°°---_---- or ground rcnt�an thc Pri�perty.ii'uny:lc)yuuly h�w►rd or pruperty insuruncc premiums; (d►yr�riy Il�xxi inwru�ue premiunu.
<br /> if�ny;(e) yexrly rrx�nguge in�urunce premiums,if uny: and (�any sums puyuble by &�rruwcr to Le�xier. in uccordnnee with _
<br /> I the pmvision�of par�grLph 8, in Ifeu of ihe payment of mortgage inwranre premiums.These itemz ere called"Eticrow Items."
<br /> , Lender may, ut�ny time, aillect urxl hold Fund.r• in un �nount nat to excced the muximwn amuunt u Iender for a federully
<br /> — related mortgage loan muy rcquire fnr Bonower'c escmw account under the federul Rcul Est:�te Seitlement Procedures Act of
<br /> - �� 1974 as annended f"rom timc to time. 12 U.S.C. Sectton 2601 et sey. ("RESPA"),unless anottier law that ppplics ta the Funds
<br /> �•y�• � aets a lesser amount. If so. Lender muy, At uny time, collect and hold Funds in un amount not to exceed the lesser amount.
<br /> .� j L.ender may estimatc thc anx�unt of Funds due on thc basis of current dstu arKl ma.wnable c�tinu�t�s of expenditures of futurc --
<br /> Escrow Ftems ar othenvise in accordance with upplicable law. —
<br /> �h ; �� The Funds shall be hetd in an institution who.ce dcposits ure insurod by a federal u�ency, instrumentulity, or entity _
<br /> ~� • ' (Including l.cndcr, if Lender iti sucti an institution)or in any Fcderul Hame I..oan Bank. Lendcr shall npply thc Funds to puy thc
<br /> :.���,���.�y Escrow Items. Lender may not charge Borrower for holding and applying the Funds,annually anulyzing the escrow account,or
<br /> ''"•� �r.,� verifying the Escrow Items,unless l.ender pays Barrawer interest on the Funds and appli�ablc law pemiits Lender to make such
<br /> �'�� '���- a charge. Hawever, Lender may require Borrawer to pay a one•time charge for an independent real estate tax reporting service _,_
<br />. . ���;¢�i'�1t:;i
<br /> � r, used by Lender in connection with this loun. unless applicable law provides otherwisc. Unless an agreement is mude or
<br /> _ '"�f+��t�-,•y�, applicable law requires intcrest to bc paid, I..ender shall not be reyuired to pay Borrower any i ntcrcst or enrnings on the Fundti. _
<br /> i'�X�'v�` �'�;.•' Borrowcr and l.ender may agree in writing, however, that interest tihall be paid an the Funds.Lender shall givc to Bonowcr. ,'.
<br /> .. : .�c.�,.��-r...
<br /> .ra.�.,..r t
<br /> �' -�.t�j�"` without charge, an annual�►ca�unting af the Fundti, showing creditc nnd debits to the Funds and ihc purEx��e far which euch �--
<br /> �a, '
<br /> - .. .�. „� debit to the Funds was mude.'i'iie Fund,urc picdbed u.�dditi:3�wi si:curity for atl sums sccurcd by ihis Sccurity lr��,trument.
<br /> r.'�rr' If the Funds held by l.ender exceed the amaunts permitted to he held by applicable Iaw, I.ender shull uccount to Borrower
<br /> w..�_e. • .
<br /> ,,.�,._ ,, , .. for the excess Funds in accordance with the requirements of appl icable I•rw. If the amount of the Funds held by Lender at any --
<br /> •� � . ' time is not sufficient ro pay the Eticrow Items when duc, Lender m•ry so notify Borrowcr in writing,and,in such case Bonower �
<br /> � . . . .. + shall pay to Lender thc amount ncccssury to make up thc deficicncy. HoROwer xhall make up the deficiency in no more than
<br /> - : twelve monthly payments,at C.ender'ti udc discrction. _ ._
<br /> Upon payment in full of ull sums xccured by this Scrurity Instrument. Lcndcr shull promptly rcfund to Borrower any
<br /> � , Funds held by Lender,If',undc�parag►•aph 21, l.cnder tihall uryuirc or scll thc Properry.I.c�ulcr,prior to the acyuisition or tiale �'..
<br /> :,., • ... , of the Property,shall apply uny l=und�hcld by [.ender ut tlk timc of ucyuisition or sule as u crcdit uguinst the xums xccured by E�
<br /> —�"',�„ .-:�:�=7.•r:.4�.-..°.c�a: this Sccurity Instrumcnt. -
<br /> _I�' 3.A ication of Pa ments.Unlc+s u licablc law roviJeti othrrwise,ull a ments rccciveJ h Lcnder undcr ,�ra ra hs �"
<br /> Np� Y PP P P'Y Y P' s P _
<br /> �� ' 1 and 2 shall bc applicd: first, to uny prep•ryment chur�cs dur under thc Nutc: sccond, to am�wntti puyublc undcr parugruph 2; ___
<br /> third,to intcrc�t Juc:fourth,to prinripal du�:a»d last, to any latc chargrs Juc undcr thc Notc. :::--
<br /> ' _.,,,�,.,,..;,.., � 4.Char�es; Lienti. Borrowcr shall pay ull taxcti, uyk+.nxntti,chargcs, finrs and im�x�tiitxin�uttributablc tu thc Pr��perty .;-
<br /> ,� , � which may attain priarity ovcr thi+ Security Instrumcnt,anel Ica�ehold puymcnt+or ground rents, if uny. Borrower.hull pay '
<br /> • . these obligatiom in thc manncr pruvidcd in panigraph 2,ar it'nut paid in thut munncr. Borrowcr�hall pay them on timc directly � �
<br /> � to thc person owcJ paymcnt. Borrciwcr�huU prumpUy furni.h to l.cndcr all nutirct of umountti to hc paid undcr this par•rgraph. �
<br /> ` If Borrowcr makc�thc+c a nuntx duccU Borri�wcr.hall rum tl furni+h tu L�ndcr recci t.cvidcnrin�thc a mrnh. ��
<br /> � t;��;`.''.�,_� P'Y Y• n P Y P b p'Y
<br /> t'� Horrc�wcr shull promptly dizrhar�r•rny lien whirh ha�prinrity ovcr thi+Jrrurity In,trum�nt unlcs.Borrc;wer. tul agrec�in �`:,
<br /> writing to thc paymcnt of thc abligation�crurcd h��thc lien in a mamirr arrrptahlr tu[.enJer: (h)r�mtc:�t.in g<xxl tiiith tl�c licn �°
<br /> . • by or dcfendti against cnt<>rccmcnt ��f thc lirn in. Ic�al pr�x�rdingti a�hirh in thc Lcndcr',opininn np�ratc to prcvrnt thc � `-
<br /> ' '-��' entnrcemcnt��f thc lien: or(c)scrurrti from thr h��ldcr i�t'thr lien an ugrerment ,ati.t'artory a,I.�nJer ,uh�,rJinating thr lien to
<br /> this Securit inrtrununt. If Lrndcr dctrrminc� 1h,U uny pan .�f tlu PruEKrty i.tiuhjcrt ta a li�n���hkh may uttain prioriry oecr �.
<br /> Y
<br />_i- , this Sccurity Instrumcnt. I.rnJcr may givr Horrwvrr a nu�icr iJrntify ing thr licn. Burru�v�r,hall ,atitify thr licn ur takr unc��r
<br /> �? � � more of the artians set forth atxivc within lU Ja}•.nt'thc giri�i�ot'nutirc. �
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