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<br /> perio�d�tb�t l.a�►�ec requira. 'tUe Lwurinoe carrier provWlp�tbe in�unnce�hall be chwen�y wec iwb�ct ta Latiderti
<br /> Mp�v�l which�11 not be unrca�on�bly wW�hek1. It Botrower fdls w m�intain cavers�e dperibed�bove�Lw�der nwy.M
<br /> l.a�derti optbn�obWn covaw�e to pntxt Laiderk rijhtt 1n theP�p�rty in�ccoM�nae wkh puaRropi�7.
<br /> p All inwrance poliriei ud rcnew�li�II be�cceptabk to Ler�der ead�II include�Krncl�rd mort�e clawe. Lender
<br /> sfudl have the ri�ht to hold d�e policies�nd ernew�ls. If l.ender roquic�w,B�xrower�ll promptlY 4ive w l.ender dl reaipu
<br /> � of paid prcmiumi ond eenewal nuticea. in she event of lou,Bamwer�hvl�Ive prrxnpt nn�i�W the i�uumo����d
<br /> ,. Lender. L.ender may m�lce proof of lou!f rat m�de prompdY bp Bort�'er.
<br /> Unlea�Lender and Bocrawer otherwisa a�rce in writin�.insuruue�aceeda dull be applied w re�tuntbn ar repair ot
<br /> ' ��-?� theProperty damaQed,if thc rc:tontion or rep�ir is a�onanically feuibla and Leixirr� wxNrity ia �wt lerauKxl. If�}u;
<br /> reuor�tion or npiir is not eca�omfcally fea�ible a L,enderh�ecurlty would be leuened. the iewnnoe pra�eed� �hall be
<br /> applied w the sums secured by thi�5ecudry Inrtrume�t,whether or not then due,with�ny excess p�id ro Botrower. If
<br /> gomower ab�nclon� the propcRy, or does �tot an�wec within 30 d�ys�ndice from l.ender that the intunu►oe cucier h�ut
<br /> offerai ro settle a claim,then l.ender may coltect the incuc�nee pcocer,dr. LenJer m�y uso the procoed�to�s r or rcstora
<br /> tfx Property or to pay sums�ecured by this Security ln�wment,whether or n�t then due. 71�e 30-day period w Il begln when
<br /> � __� the noticc is given.
<br /> Unless L.ender and Barower atherwise.agcee in writing,any applleation of procads to principal shall not axtervd or
<br /> postpone the duc date of the monthiy paymcnts referned to in puagraphs 1 and 2 or changc the amount of thc payments. If
<br /> under paragraph 21 the Property is acquic+od by L.ender. Sorrowerk right to any insurnnce policles and proceeda r+esulting
<br /> from dama�e to the Properry prlor to th�acquisition sh�ll pass to l.ender to the extmt of the wrns securcd by this Sxuriry
<br /> Instiument immedlatety prior to the acquisttion.
<br /> 6. Oocupwacy, Preservation, MAlnteaance and Protectton ot the Property; Borrower's Lo�a Applicatloa;
<br /> I,aeehold�. Bocrower shell occupy,establish,and use the Property as 9orrowecx principal nsidrnce within sixty days after
<br /> thc execution of thic Security Instrument and shall continue to occupy the Property ac Bocrowerl principal rcsidence for at
<br /> ' least one yeur nfter the dAte af occupancy, unless Lender otherwlse agrces in wdting, which consent shali not be
<br /> unreasonabty withheld,or unless extenuating circumstances exist which urc boyond Borrower�s canual. Borrower shaU not
<br /> destroy,damage or impuir the Pmperty.allow the Property to deteriorate,or commit wa5te on the Property. Borrower shall
<br /> be in defuult if any forfeitur�:actlon ar pmceeding,whether civil or criminal, is begun that in Lender's good faith judgment
<br />- could rcsult in fafeiture of the Propecty or otherwise materially impair thc lien crcated by this Security I�strument or
<br /> l.ender's security intetest. Borrower may rure such a default und reinstute.us provided in paragraph 18.by causing the action
<br /> ;;�, or proceeding to be dismissed with a ruling that.in Lender's gaod taith d�tertnination,precludes forfciture of the Borrower�
<br /> interest in the Propercy or other material impaimxnt af the lien cieated by this Security Instrument or Lenderb secu�ty
<br /> interest. Borrower shall also be in defuult if Borrower, during the loan application process, gave materially false or
<br /> ��� � lnnccurate information or statemcnts ro l.ender(or failed to provide L.endcr with any material information)In aonncetion with
<br /> - of the
<br /> o rc resen
<br /> �nqons concernin Borrower�s occu
<br /> -- — but not limited t P�Y
<br /> ihe loan evidenced by the Note, including, . p B
<br /> ^_� . .. .. --�;- ; B:. :::.^.!:z ::,�ti�n.�� ..fslons
<br /> _ � rtu�c�iy u�a�+�i�t�i}rat�caiucu�c. I[li�ia."i...:���:i uwi�a.i���ui IS OD:��:..�.�...�3. r::..::.:. �:tY1�• r:..•
<br /> �� ,.. ot'che iea.ce. If 8orrowcr:►cyuirc�fer iiilc i�ii�c Fioj,zity.the ieasehatd snd thc fcc titic�!!aat merge unless Leadar ngsres
<br /> ''� , ".- t � to the rt►er er in writin
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<br /> ''.� '��.. , r„�,��., ,.�.�, 7. Protection ot Lender's Rights in the Praperty. If Borrower fails to perfortn the covenants and agreements
<br /> 3t• ��a�:�!•.�.���•;� contained in this Security lnstrument, ar there is a Iegal praceedins that may sigm�cuntly uffect l.ender§ r�ghts in the
<br /> :If:..
<br /> .;�,�,;,.ry . :.t,,;';; Property(such a�;a proceeding in banknrptcy,probate,for condemnation or fodeiture or to enfoc+ce laws or regulat�ons),t n
<br /> �^�,_•+• . L.endcr may do and pay for whatever iti necessury to protect the vulue of the Property und Lender's riahts in thc Property.
<br /> �����. :._ Lender's•actions may include paying any sums secured by u lien which has priority over this Security Instrument,appearing
<br /> , �,;;;;:;;.: .��`?�.,.r, in court,paying reationable attameys'fees und entering on the Property tu make rcpairs.Althcxtgh Lender may wke action
<br /> ','�,;,;: . .... , under this puragraph 7,Lcndcr dcex not havc to do w.
<br /> - _.i;;,,:,,,_,�.,;.,,t„�„�,; Any amounts disbuned by i.ender undcr this pur�graph 7 tihail becomc additional dcbt of Borrower sccured by this
<br />_ - •" Sccurity Instrument. Unlezs Borruwcr und Lcndcr agrcc to other terms of puyment,thesc amountz shaU hcur intcrest from the
<br /> � ��c '- • •w'�!�•�"� dute of disburscment ut the Nota rate and shull bc payable, with interext, upon notice from Lender to Borrowe�rr,yuesting
<br /> • • �� payment.
<br /> '�`�� � �' 8. Mortgage Insurance. If Lender required mortgage insurunce as a condition of mrking the loun secured by this
<br />_ • Sccuriry Instrument, Borrower xhall pay thc premiumx rcquircd to maintuin thr mongugc insurancc in effect. If, for uny
<br /> i -,���r..;�. • reason, the monga�c insuruncc covcr•rgc reyuireJ by Lcndcr lapxex or ccuticti to lx in effert, Borrower shall pay Ihe
<br /> " "', prcmiumti reyuircd to obtuin coverabe subst:u�tia0y cyuivslent to the mortguge insuruncc previously in effect, ut u cost
<br /> � �.��., substantiully eyuivalent to thc cost to Borrowcr of the mortgage iasur.u�cc prcviuusly in effcct, from an altemate mortgnge
<br /> . insun:r approved by l.ender. If substuntiaUy cyuivulrnt mortguge insur,�nce cover•rge is nut uvailuble.Borrower shall pay to
<br /> ' . Lender each month a sum eyual ta one-twclfth of the yearly mattgage insurance prcmium ixing paid by Borrower when the
<br /> �" ` �•. insurance coveruge lapsed or ceused to Ix in effcct. Lender will i+ccept,utie and retuin thex payment�as n los.m,erve in lieu
<br /> � of mortguge insuranre. Loxs re+erve payment,muy no longcr he rcquircd,at thc uption�>f Lender, if mortgage insurance
<br /> � p�'•�s.f4'��� `' coverage(in the umount unJ for the{xri�xi thut Lendcr requirc.l proviJcd by an inwrcr approved by Lcnder uguin bccomes
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<br /> __ � � avuilublr und i,ubtuined.Bu►rowcr.hall puy thc prcmium.rryuired to maimain moAguge imurunee in rffect,or to provide ti
<br /> � , loss reserve,until the rcquircment for mcmgage imuranre endx in uccordance with any written ugrccment between Borrower
<br /> • �.�� �;�,;� ,_ Arid Lender or applicublc luw.
<br /> '` . .���; 9. Inspection. LenJcr or itx agcnt may make rcu�onuhle rntric.c upon und in+Exrtions of the 1'roperty. Lender xhull
<br /> # gtve Borcower nuticr at the time of or pricir to an insprclian�peritying rcasonublr rau,r fur the inspertion.
<br /> - • l0. Condemnation. The pnxecds of uny awarJ or claim tiir damagr+.elircrt or cunsrqucntial,in ronnertion with uny
<br /> Sing�c Family••linnk Mae/FYeddle M�c I;NIFURM INSTRUMF.NT•-Umform Cmcnant. 9/90 l�r.�e.i r�/n�ges�
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