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-- . . �� . . <br /> � ► ' ' ,..)��y 'f . �,i,�.,:' .. • ._ . <br /> - . . i�yv .Y�... _ .'_•- <br /> �t � . _. _ . ._. <br /> -r—.��,.�.,�_...��:� 94_ iaos4� <br /> periodr tiwt Lendar royuires. Thc inwr�nce carrkr pmvidin�the inrua�x:c rh�ll be ciwsen by Horruwer uubjut w I.eiHierk <br /> �ppcovAl whkh slwll not bc umrxzwwbly wlthlKld. If Bwrower f�ila w m+�intwin c�veryQc de�ribed�bove,L.cnder tnay.�t <br /> Lenderk c>ptiun,oM�in coverage to protect Lcncicrk ri�h��s M the PropcKy in�n;axdukx wi�h paro��ph 7. <br /> �p All insuru�ce palicies and rcnewats shxll bc�cccptable tu Lcnde��uxi�hott includc A samdardnnongagc clawe. Lcnder <br /> shrll lwve the rlght to hold thc polirlcs�nd rcnew�is. li l.cndcr�+cyuires,&�rnywc�.h�il pnx��ptly give a�lx�xier wll rccci�x, <br /> - of paid prcmiums and rcnewul natires. In the evcnt of Imx,&xrawcr xhuil�{ive pmmpt nutice to�he innur�uu:e c�urkr�u�d <br /> —� [.ender. Lender mry make proc►f af k�c if ncu made promptly by Bnrn�wer. <br /> l'� Unk��IAncier and Rorrower Mherwi�c aKree in writinK.inxurwkc pnxecds shall hc Appiicd to rcrtoratiun ar rcpair of � <br /> thc Propeny damyged, if the restoratian or rcpair is ceonomicully fc•rsihle wxl l.cn�kr'1 ►cruriry iti nw Ic+.encd. li thc <br /> _ �� ,�-- rest�xation or rcpuir i.nat economicalty feuvibic or Lender:securlty w�wid bc Icx+�rnd, �he inwrance pmceeds xhc►II be <br /> a�lied ro the nums securcd by thiz ScYUrity In.trument, whrther or not then due, with any excc.. paid to H�mawer. If <br /> �� � ,r sarrower ubandons the Pro�xny. or d��e� not anxwer within 30 duy+u n�Hice f'amm l.rruier thot the insurunce r:urier hus <br /> ,_�.���� offcrcd to Kttle u rluim.then l.cndcr muy collcct tlk in,urrnre pnxcedx. LenJer muy ucc thc proccedz ta mpair or rcxtoR <br /> ���_.:a,�,� the Property ur to p:►y sums secured by this Security Instn�ment,whethrr or nc►t then due. Thc 3(Wuy pe�fod wilt begin when <br /> the txNice ix givcn. <br /> �'—='�`°'y"�'�`�`"s Unlcxs Lendcr and Barrawer�Hhe:rwi�c ugrec in writing.uny uppliruti�m of pnKCeds to principat xh•rll not extend or <br /> �"��''^`'r�'�`•''•�' postponc the due dutc of the monthly p�ymentti referrcd to in puragrnph, t and 2 or change the amount of the p•rymrnts. If <br /> !L�:�.1��1' <br /> —;'''':`^`� ,_.'�': ''�` under .ua ra h 21 the Pm rt �s uc uired b l.ender, Borrawer's ri ht to an in.ur.uuc licies •rnd raceed.r rcsultin <br /> - x;;.�_;,�. . P' S'P F� Y � 9 Y F Y P� P F <br /> �'-,°��1,� .;, from damage to the Propeny priar ta the acyui�ition shall pass to Lender ta the extent of the cums xcured by thi,Security <br /> -:�� ,�,....,.,:. .`�, Instrument immcdiatcly prior to thc acyuisition. � y � pp <br /> !' '<<-� •�=���-'' 6. (kcupancy, Preservation, MAintenAnce and Protectbn o� lhe Pr M t �x'rower a I,oAn A Ilcndon; <br /> ��j'�`~��=�' '��'��'� Leaseholds. Borrower+hall occupy,etitablish,and use the Propeny a+Barrawcr+principal re+idence within sixty days after <br /> � .r..: . . <br /> y lh�cxec:uliun uf tbis S�:urity In.trument and shail continue to uccupy the Propeny rs 8arr��wer's principal residenre for ut - <br /> , least unc year aRer the date of accupancy, unless Lender otherwitic ug�ccx in writing, which wnsent �hall not be <br /> �,, ��� �' ' unrcasonably wlthheld,or unless extenuating circumstances exist which um beyond Burrowery ccx�trol. Eiorrower shAll not <br /> destroy.dnmage or impuir th�Property,allow the Propeny to dcteriorutc,or commit wu,te an the Property. Borrower tihull <br /> ;•-��• � •� � be in defuult if nny forfeiture action ar praceeding,whether civil or criminul,is begun that in Lender:s good faith judgment <br /> � � '' ' could c+esult in forfeiture of the Piropeny or otherwise materially impair tl�e lien creuted by this Security lostrunient or <br /> ' '��. ," Lendar's security interest. Borrower m:►y cuce such a default and rein�tutc,as provided in p�rrgr.�ph 18,by cuu,ins the xtion <br /> '`r. ' or proceeding to be dismissed with a ruling that,in Lender�good faith detertninatian,prccludes forfeiturc of the Bormwerl <br /> �;`r�,�:�:r..-• :�:�...>' � interest in the Aropetty or other muterial impairtnent of the lien creatcd by this Security Instrurnent or I.ender's ucurity <br /> ..�;�,���_. -:.•;; ; intercst. Borrower shull nlso be in default if 9orrower, during the loan upplication proces�, �ave materially fulse or <br />, _,�,,,. • •� r; inaccurnte infocmatian or statements to Lender(or failed to provide I.ender with nny materinl information)in connection with <br /> ;;�;.:,•, . ,.,,'.;,,�;,:. ' the loun evideneed by th� Note. includi�g, but not limited to, repmsentations conceming Borrower+ c�ccupancy of the <br /> ...�j„';,{�;�;,�;�:;'� ' Property as u pnncipul residence. If this Security inxtrumeul iti uu u ira,ehotd.Butrower�hutl comply with atl the provislons -- <br /> %'ti •'• � of the lease. If Borrower ac uirec tee title to thr Yro rt the icaxchoid and the fee«tic shaii noi mer c unirs�i.endcr u��rr� <br /> . . >:::�:�.�:;.� 9 Fk Y. S b <br /> *.� .}`. ';�, , to the mcrger in writing. <br /> '��"'�`�'' 7. Protectfan of Lender's Ri hts in the Pro rt If Bormwcr fails to rfomt thc covenants and r reementx <br /> :,� „'�t�';::,,:'^.,.� R PQ Y P� R <br /> , �•'�,h:�ti�{•�:��.� " contained in this Security Imtniment, or there is a Iegal prciceeding that may significandy uffect Lender's rightx in the <br /> . '�f51�,Y���'��-��,� � Property(such as a praceeding in bankruptcy,probate,for condemnation or fortciwrc or to enfiirce laws or regulauonti),then <br /> 'r'����'���•��� " • l.endcr m•ry do:md pay for whatevcr i�ncccssc►ry to pmtect thc vuluc of the Property and Lender's• rights in the Piroperty. <br /> ,•... •..,,•,,..,. <br /> ��` Lender's aetions mery include paying any.umti secured by a lien whirh has priority over ihiti Security Instrument,appearing <br /> . � . . in court,paying reawnable attomeys'fecx und ente�ing on the Pmprny to m:►kc rcpairs.Although Lender may take ucticx� <br /> . . „ under this parugraph 7,Lendcr doe+not huvc to Jo.ro, <br /> _,• t�,� .•, . . '�;;t. Any umounts di�buruud by Lendrr undcr thiti p;uagraph 7 ,hall Ixrromc additional debt of Bunow•cr scrured by this ;:_. <br />-� ... . •. ` Serurity Instrument. Unlc�s Borcowcr and l.rndcr agree to other tenns ui'peryment,thcux amountx�hall tx�ur intcrc.t from thc <br /> ` ' datc of disbunement at the Notr ratc and shull bc puyable,with intcrext,up�m noticc from l.�nder to Bnrrower reyuesting <br />.. • „ payment. <br /> . . . 8. Mortgs��e Insurynee. If Lende�reyuind mongagr imurancr:�s u r�mJition of muking the loan,ecured by this _ <br /> ., Security [nxtniment. Borcowcr.hall pay the premiumti reyuired to maintain thr murtgngc imuruncc in cffect. If,for •rny F' <br /> , . , � i masor►, tlx mortguge insurance cuver•rge reyuircd by Lendrr lapx+ or ccau+ tu tx in efCert, Barrower ,h;�ll pay the <br />:••�, � premiums reyuired to ubtuin coverugr .ub+tuntially cyuivalent to thc mortga�r imurancc pceviou.ly in effect, at a cost <br /> ;, .;�;;:;�, . sub�tantiapy cyuivalrnt to thc cost to Borrowcr of thc murtgugc imurancc previou��ly in rffcct,fmm un ultcmatc mortgagc _ <br /> ' ..:::t:°• ! insurer approvcd by Lendcr. If xubstuntially cyuivalent mortgAgr iasuruncc covrragc i+nut uvuilable,Borrower�hull pay to �" <br /> �• • � I Lender each month a.um cyuul to�mc-twrlRh of thc ycurly mort�agc insuranre prcmium txmg puid by Borrower when the - <br /> ' -� ' insurance coveragc lap.sed or ceased to Ix in effect. Lender will t�rrept,u�e und retain the.�p•rymrnt+a.a toss resrrve in lieu ` <br /> -;�� �.�,:;_'�'`�� ' � of mortguge insurance, Loss reticrvc puyment.muy no longcr t►e reyuired,ut thc��ption uf I_cnder. if mortgage inwr:►ncc F_- <br /> �!",.`� ., � coveruge(in thc amount;u►d for thc�ricxl Ihat Lcndcr n quires)provided hy an insuror approvcd by Lender uguin lxcomes <br />-- ��+�.� ,.;, , availuble and is obtaineJ.Borrower xh.ill pay the pmmiums reyuired to maintrin mortgvge in.urancr in ef'fect.or w proviJe a = <br /> ° � � loss reserve,until the mquircment for mongagc in�urnnre ends in•rccordance with any written ugreement between Bormwer �-. <br /> '.�OJ"; .:;.a, and Lender or applicablc law. <br /> - ° 9. Inspection. Lcnder or its•rgrnt may makr Rasunuhle rntric�upan and imprrtiwiy of the Pn�perty. Lender tihull _ <br /> '_ •:_ r,v, . � give Borrower notirc ut the tfine of or prior to un inspection s�xcifying m.nanuhtc cau.r for the inxp�ction. <br /> � '��ti'-�~-'�` ' - 10. 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