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_.� , c . . . _ .. - -- .. , _ �-s:�= 'x- � :°�a.--- _�.- t _ . �_:_--- ___ , �� .. . � � � � . 9�:��5� - . . r 'L�O(�'fii0t WI'�H au,are impea►a�s oo�v dc�«edea on t�pcopercy.�oa,U e�md�ts.app�uoa�oa,�d. -.� .�� `.. Ali �od additiom }�ilso be oove�od by diis Sec�c�tj► ' ��ixtiu�a► oaw ct baraRer a p�ict of tbe penperty: " �lfoemaots �1 Jpqnuap�t.All+�f 1tie fae�oeog is tef�t+ed`to In tLis Sea�rity In�t�enE�s the'Prc�pe�ty.` . � BORRnWER�OVBNl1N'I�tMt 8orrov�es is 4wli¢ly seisad of the�state henl►y�eonveyed and hts tbe sigLt w graat add , oouvry tbe�Pioperty and t1�tMe ProFefty is uoencumba�Dd.ex�ept for erxumbrances oT reoord. But�wer aarrmts�od will , . defad geaera[!y tbe tit�e ta tfie`Pmperty a�ai�t aU ctaims and demu�ds:sub,jact to ury.cricumbrances ot ncocd. `� � . THIS SF.CURITY lNS11tUMENT-oombiaes uqifoim�wven�uus for a�tiona�use and�pn-aniform covrnants wit6limitod. , - varixio�s by jurisdiction to rnastituu a'uaiform soairity iauiuma�t coverinS�P�KY• ' UNIIflRM(301PH+iAN7'S.8astowa�l.eoder mvemnt pnd�grre as faRows: -: -- �l. Psysat.at Pti�dpd a�d.L�ter�t; 1h+epaya�mt a�1.at��tRe�. eorrowa sh�ll P�Y P�Y when due the ' prinapat of sad inta�st on We de6t evidsnood.by tUe Note aad�aY P�Y�nt aod fate chuge4 dne under tise Note. ° , 2.F1�aIs for Taus aad IuSar�wca Subject to�ppiic�bte 1aw or to a written waiver by[.eu�fer.Bornow�r shaU pay to , • I,ander cia d�e day m�mhfy payaknts ue due ander thc Note,untit tl�e Note is�id in fall.a snm t"FnMs')for:(a)Yatly nxes aod s�sseumrnts which may attain priArity ova this Security�nstrument as a lien on the Property;(b}y�arly tnsehotd giyments �• oc around recxs on the Propezly.if ar�y:(c)Yea�iy harrrd ar ProPertY incur•uue prcminms:(d)yeatiy ftoo�ic�.wrance premiu�, � if arry:(e)yeulY mortSage.i�r�n�Pnea�iumc.if any:and t�any su�payablt by Borrower to Lender.in aoeordance with the prov'�sions of pa�agtapI'�8;in lieu of the payment of mortgage i�uraaoe premiiims.l7�esc items are calted"Fscruw Items." treflder msy, at any time,coltect and hold Fands in an arnount nat to exceed thc maximum amoanc a tender for a fedetsiliy �ed mortga�e loaa may roquis for Borrower's�+crow acr.aint under the federat Real Estate Setdement Procedures Ad of 1974 as ameaded fr.o�n time to time, 12 U.S.C.Section 2601 et a�q. ("RFSPA`).unless u�other law tisat applies tp the Funds sets a lesses amowu. If sa.l.tuder may.at any time, vollect and hold Funds in au amo�nt mt m axceed the lesser att�ount. I.ender may.estimzte the amoant of Funds due on the 6asis of cument data aond`reasonablc e�timates of eaptndiwres of Poture � F.scrow Itans a otherwise in aococdance with applirabh law. � � ' 'i'be Funds shall be hdd•in an institutioa wbose deposits are insured by a fedcra[:agetxy..instn�mentaliry: or entity. (iqctudina L�der,ff Lender is such an institution)or in any Federal Home Loan i3ank.I.eAder�shalt apply the Fwids w pay thc Esccow Items.I,ender may not ctrarge Bombwer fur i�olding and appiying the Funds.aru�uaIly analyzing the escrnw aocount.or verifying the Escrow Items.unless Lxader pays Borrower interest on the Fucxls and applis�trfe law pem►its Lender to malce such s ch�c�e.Horrever.l.e�rkr may roqnine Borrower to pay a one-time cbarge for an iodeperdedt reat est�te taz repordngrscavioe .. �std by Leader in connection with this loan, uutess applicable law provides otherwise. Unless ara�ment is made or . .. applic�ble law roquires interest to be paid;Lender sf�all not be required to pay Bormwer any intetest er;.�s`imings on the Funds. . ' Borrower and Lender may agree in writing,however.that i�erest shall be paid on the Funds. I.endet��s'iall give to Borrower, without eharge.an annual accounting of the Funds, shawin�ccrdiu and debiu to the F�fs and the putpose far:a�ii,�li:eac6 debit to ti�ee Fw�ds w�e�ade.The Funds are pledged as additiac�al security for all sums�by this Security Inst�im�. ' If tLe Fands hekt by Lender excced the amoMnts permitted to 6e held by applicable taar,Lender shati accou�to�:�i!�er.•• • for the excacs Funds ur.accordance with tbe requinments af applicable la�.If the amount 9f the Fun�ts�e1d by I.ender at�::.. .: time is not sufficiecat��say ilxEscrow Items when due.lxvdes may sonotify�8ormwer inwriting,an3.m such case Borrori�tc:-;. .�, — sLall pay to Lender�e�tiwuai�sary to make up the de6ciency. Borrowet shall crrate up the deficiency in no�t�an"'•'"' _ twelve monthly paymeaES.at Lender's sole discretion. �' �'�' , � -- Upon payment�s full of aQ sums secnre�6y this Security Instrus.ent. Lender shall promptly refand to Barfo-her any.`: ..` — Funds held by L.e�eF'.If,under paragraph 2!,b.c,�r shal l acquire or sell the Property,Lender.prior t4 the acquisition or sate •. _ of the Property.shail apply any Funds held by L.-�rnier at tlte tscne of acquisition or sale as a credit against the sums secs�red by �. = tlt�8 SP.CU[Ityt IILS[RIIDCJIt. � ' , � 3.Ap�iicatton oi Psymrnts.Unless appliqble Iaw prov'ides otherwise,all paymenu received by Lender under paragraphs = 1 and 2 sha11 be:ap�Tied: first,to any prepayrt�ent charges due under the N�te;second,to amounts payable under paragraph 2; _ third.to interest d'r:s;�ovRh.to principal due;and last.to any late charges"dii�under the Note. _ 4.Cl�arges;�.af�.Borros�ea shall pay atl taxes.as.cessments,char��:.'��.-�es and i!vpositions attributable to tfie Property = which may attain Froriry ovet dsi�5ewrity Instrument. and leacehold Fa;��!s or�r�rents: if any. Bonower shall pay }_, these obligations in the manner provided in paragraph 2.or if not p3id irtiftit tr,xnner.�a•rn�.aer shall pay+them on timc dirxtly : to the perso�owed�yment.Borrower shall�S�?mptly fumish to Lender alI m.�ices of amounts to be paid undcr this paragraph. � If Borruwer matces t�cse payments directly.Born�'.�er shall promptly fumisli�a Lender receipts evidencing the payments. . • Boarowerstx^.ID.�:omply discharge any lien�which has pnority over this Security Instrument unl��a Bortower,(a)agrees in - writinS ca the�rayment of the obligation secured by the lien in a manner ec¢eptable to Lender;(b)rnntests in gaod faith the lien - by.or defends against enforcement of the lien io. legal proceedings whicb in the Lendes's opinion operate W prevent the enforam�me of the lien:or(c)secures from the holder of th�licn an agrcement satisfactory to Lender subordinating the lien to thia Security Insuucn+ent. If Lender determines that any part of the Property is subject to a lien which may attain priority over ', _ this Security Instrumer�t.Lender,may give Borrower a notice identifying the lien. Barrawer shall satisfy thc lien or take one or _ . mot�e of the acdons set fonh abar�wlthin 10 days of the giving of notice. � _ • � � ' � Fam 3o2s Also - . v,oe s or a • . — . �' �, . • i3 • • . -