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<br /> .pprrn�l wlucp st�n noc be un�sa�bty wubt,e�a. If�onower fa�is w mai�aain coverss�a�cribea ieore.ca�aer nuy.�t=
<br /> I.ender'�opuoo,ob�s�o co'Yns�to protect I.ender's rights io the Ptbpctty in aocad�ace with`puagwph 7. � .
<br /> , ` 1W init�r�act Pdx�es iod renewats sl�lt be�6k to Lender and•sGall incbud�e a atandard'mortgage clause. t.ender
<br /> shall hsvt'th�e riglu to hoid th�poCcks aad renewals: If I.eoder trquires.Ba�rtower sl�all ptomptly givt to Lerider all tfceipts
<br /> � of p�id p�aeiums tnd muwal aotsoes. In t!u event of loss.Hamwer shaU giv�prompc notice to the ins�ance canier md
<br /> Lender. Lender nyy maice proof of Mss if not made pcqmptly bq Bomnwer.
<br /> � . ilnless Lender�id Bo�awcr ahenv�se agret ia wiuti�,insu�saice piocads sdalt 6e applied to nstacation or npdr of
<br /> - , �resto�ot�is na raec000�nically feac'i�bk or Lender's�sxwi�1ould be IesserKd,the��+� pcoae�s�s6all be .
<br /> = , apptied to the sams sxund by this Security Inswment,wt�ether or not then'due.with�any excess paid to Bonower. U
<br /> =-_ Bacmwer�isaedoos tde Pronerly.a does not answer wiif�in 30 days a ndice fiom L.ender that tl�e insu�ance curier has •
<br /> _ offe�od w seNe a clsim.then Lender may eoUect d�e insu�ct procads. l.ender may use the procadrt ta nepsir ar Rstone
<br /> � the r►vQerty or to pay sums secu�ea ay this security Iasawnen�wtxther or not dxn aue. 'ihe 30�day peaaa wIn begin when.
<br /> the notic�is given. � .
<br />-_- Unkss Lender and Bomnwer otherwise sigiee in wridng,any application af proceeds to piincipat shall na extend or
<br /> '� postpone the due dato of the monthly payments nefemed to in parsgraphs 1 and 2 or ch�ngc the amau�t of the paymrnts. If �
<br />�; under paragtapU 21 the Pmperty is acquized by l.ender, Boritaaer�rigftt to any insurince poiicies and ptoceeds resulting
<br /> from damage to ti�e Pivpeny prior to the acqwsition shall pass to Lender to the extent oi the sum�secured br this Secwity
<br />�."�. � Instiunxnt immediately prior to the acquisition. �
<br />._�3 � � Occspancy, Piresa�v�tfoa, Msintennnce aed Frottction of t6e Property, Borrower's La►n Application;
<br />-� I.e�seYotdc. Borrower shall occopy�establish,and use the Property as Barower�s princtipal tesidrnce within sixty daps afur
<br /> the execution of this 5ecariry Insm�rtfent m�shal}continue to occupy the P�pe�ty as Borrower's principal resi�ence for at
<br />-_- teast one year after�the date of occupancy. unless l,ender ahenvisr agrees in writing, which cansent shail na be
<br /> ?��` uniraconably arithheld,or ufs.tess��xten�ating cinvm_stanccs exist which ace beyoad Borr�nwer's conwl. Bormwer shaq not —
<br /> destroy,damage or 6mpa'u t5h�a_�eay.alloa the P►�uperty to deteriorate.or commit waste'an the Proptrty. Bormwer shall
<br /> 6e in dafault if any fafeimre:���i or proceeding,whether civil or criminal,is 6egun that in Lender�good faith judgment __
<br /> :,,�, - could result in forfeiture of tti��Ptopertjr ar othenvise materiaqy impair the lien created by this Secunty Inswment or =-
<br /> -- , I.endec'�seGUity intemst Borto►�ermay cune such a defauh and reinstat�as provided in.paragzaph 18,by causing ttie action , r..�_-°_
<br /> ':�:'� ' '.�i.�.- ' or pmceeding to be dismissed with a ruling tha�in Lertder's good faith determination,precludes forfeifiue of the Bortt�wer's _ �_==
<br /> r.��•.�:=�;�'_ interest in the Propesty or ather material impairment af fhe lien cneated by this Securiry instrument or Lender� security !'°'='"-
<br /> ,:�-_: ,�,,k �:�
<br /> ,� �,.,;������. inierest. Bomower shall aLso be in defautt if Borroa�e�.during the loarl application process, gave materially f�tse or
<br /> ' :�;,,•',=t�<;•-•� y;� inaccurate infomia6on or statementsto l.ehder(ar faite�cL�s:�vide Lender with any material informarion)in connection aitb ���__
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<br />,.y;::;, ;�;�,,,,, . �- ' the toan evidenced by the Note. inetudi�o i�ut not limred.to. repre.sentations conceming Borrower's occupancy of the �;;;���.,,.
<br /> ' , ���.�����;�� •1 Pmpetty as a principal iesidence. If ihis Securiry Instrument is on a f�.s�?�id,Borrower shall comply with all the provisions , �s =
<br /> � �',;,�,�'� r,,�** s of ihe lease. If Borroaer acquires fee title to the Pmperty,the t�o'.d�i ffie fee dtte sha11 not merge unless Lender agrees � -
<br /> ";;�.' � 1 K`i�'. to the m Ci IIf WdUO ' 1 .�,.;•:-
<br /> . 37.��,�;a� , J.�r�,; ' �B g• ' �f.�
<br /> "�'",'l��-��" ';':� :Y T. Protectbn of Lendc�s Rigbts in tl�e PraperlS:. If Bo:rourar Faits ro perfortn�the covenants and agrePments —
<br /> . • ,�-••,�:.>-t F�
<br />• • ���,<` - . contained in this Security tnswment, or there is a tera}proceeding tlsat may significantly affect Lender's righu in the •-:..�;,;;-:::.
<br /> _.�.:,�,>,•... .. _
<br />- -- . Property(such as a proceeding in bantcruptcy.probate,for tondemnarion or forfeiture or to enforce laws or mgulatians),then -::r,'.-•=�
<br /> . � � � .. • l.ender may do and pay for whatever is necessary to protect the vaIue of the Praperty and l.ender's rights in the Praperty.
<br /> • ' � • Lender's actions may include paying any sums secured by a lien which fiati priority aver this Security Instrument.appearing '`
<br /> � in coutt.paying reasonable attomey.s fees and entering on the Property to makc repairs.Althaugb Lender may take action ;
<br /> . � -. - - nnder this paragraph T.Lender does not have to do so. - •: g�
<br />- : �;��. My amounts disbuned by Lxnder under thu paragraph 7 shaQ became additianal de6t of Borrower secured by this .. .
<br /> • Security Instrument. Uale.r•.ti B�Rawer and l.endcr agree to othcr tcrtns of payment,these amounts shall bear interest from the : • ' �
<br /> ' , �. .. . .. - . _
<br />-�'.:.°;� •- . . dnte of disbutsement at the Note rate and shal!be payable,with interese,upon notice fn�m I.ender to Borrower requesting � .
<br /> � payment. . , ���
<br /> � •.'• ' ' S. Mortgage insurance. Tf l.ender required mortgage insuranc,e a�:a condition of making the loan secused by this � �'
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<br /> , :.,:.,,;�,.;, . Seca�rity Instrument.BorroweT shall pay the premiums required to maintain the mortgage insurance in effect d+r.for any �:,,,��.. �.
<br /> �� � = �' ; F���-�� �- - reasan, t?Fw martgage insucance coverage required by E.ender tags��:or ces�xes to be in effect. Sflrrower s�a�c pay the • �.� '•�... ,�
<br />;t.;,�:; • � , , �premiams r�quir�i to obtain cover�ge substantially equi�•alent to the mongage insurance previc�LCC� in effect, at a cost �
<br /> • �� . • • subs t a ntialty e qu:valent to the cost to Borroa•er of�he mon ga ge ic�.ssrzzte previousl y in cffect.from az alternate mort ga ge - �
<br /> '•�•�' '� ;'��f �` • insurer a roti+�cl+6 Lender. If sutntantiall u�vplent mort a e's:�:�rance coveta e i.�;nat available.Sorrower shal! a to � —
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<br />_':�^.••� .�i:;•., ,' l.en8er eact�month a sum equal to one-twelfth of the yea�ty mon�age insurance prcmium being paid by Borrouez when the . —
<br />"'c?'t��'. .; insurance c@verage lapsed or ceased to be in effect. Lend�aw ill acce�c,use and retain thc�e payments as a loss r�ser4•e in lieu _
<br /> � � �'•��• ` -�_
<br /> ' �• "•�. ' o�mortgage ins�asanee. Losti reserve payments may nn ionger be r�ired,at the option of Lender.if mortga=,P i�surance �• _ .
<br />-:�-?;`!' Y ''��'�'�' � � roverage br�a'fie�.nount and for the period a�r�,at Lender reyuires)protaweQ by an insurer approved by Lender agai:�becomes �
<br />`;`%'•';;f -' x . avaitable and i��btained.Borrower shaU pa4�tfic premiums rcyuircd cr,�-:aintain mortgagc insurance ln effect.ar to g��vide� �� � =
<br /> . � � ' ' toss reserve,u^,^:}the requiremcnt for mortgage insurance ends in acca::;M�ce with any.written agreement betwee��oaower �,:.. { : ••_
<br />�. �- w.r.. :.... ., � . . - ,,:`.i,��.::.... .:
<br />- • �;,.,_.� ,� r�td Lendcr or applicable taw. . ,
<br />� ' .,� ,�.�.: ;: . • 9 l n s p e c t b n. L e n de r o r i asa g e n t m a y m a k e r e as o n a b i e e n t r i c�+[+p o n a:t d i n s p e c t i a n s o f t h e P r o p e n y. G..e::3 e r s h a l f '�-��:'�{
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<br />,E� �� - give Borrower notice at the tima of or prior to an inspectinn sperifyins reason:�ble cause for the inspection. ; .
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<br /> _ . �,�.� IO Condeamatbn. The prc�ceeds of any award or daim for d�ma=es,direct nr conseyuential.in connection with��� .
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