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<br /> - � '�oasii�O�R wnx.0 e�e impovanmts�m,u a�ieat�er aa�lea ae ttie p�pai,►.,.d au�«uma�s,�t�a�,,° �
<br /> aad fixlmes mw a�6eeeaher a p�t of tbe pmpaty. A11 repiaame�s�od ad�tjQas ab�ll�iso be oovaed'by t�is Secu�ity ,'
<br /> � In�nm�art.AL af the fa�oitl��t tefaied to in tbis Seca�iry Ir�u�enc ss the»Pcopaty• ,` .
<br /> . � Hc�RxowEx ca�@rwNTS c1ac.B«rower is taarfuuy s�ea of a�e estue haeb�r aonveyoa aaa tns.tba riBhc w g�aat
<br /> and caavey 8�e ftopeity and t6at 1be Piopacty�Lt imeonimbened.exapt forenc�m6nnas of�ecold. Baroaer warsnts aad
<br /> .Y;11 aefena aeneauy me 6tk w d�PenQeicy a�all cl�i��oa aem�nas.wtijecc to my eacumaaoces of ncoN.
<br /> THIS SFCURTTY INS!'RI1�EN1'�aao6�n�c unifa�covanants fa natiowi use.aod nni�-uoiform covao�ots with
<br /> � limotted vmiuiaas by jurisdiction to cansriwte a aniform seanrity ins�vmenf covering teal propeny. ,
<br /> , tJNIPORM OQVF.NAN'IS. Bo�nwaaod I.eader cava�aat�nd agcae as foUows: � .
<br /> l. Rjaeat atPrLe�pN aud 1�teYa�Piip�7aeat aoi Late CWrsn. Boaower.shail P�'a�Y WY wDen doe t6e
<br /> ' prioeip�l of�od intaest on the debt evidet�ced by t6e Note md any p�epayment�od lue chargac due nnder t6e Natc. ,
<br /> t. #�S ibe 7�ioa�d Iea�ae.Subjecc m applic�bk Iaw or w a wiitten waiva by I�Wer.8on�wa st�li pay w �
<br /> - I.ead�er oo th�daY�Y PaYa�s ac�e.d�under tbe Note.uaW the Nate is paid ia folt,a sam("Fmds°)foc:ta}Y�Y
<br /> ta�ces aad asse.tstneats wLich may s�in priariry over this Socmrity Ia�meiu u a lien on tbe Pmp�(h)YearlY te�.cehuld .
<br /> ptyments a ground nats ou dre Property, if aay; (c)Y�Y��P�P��Y� P�'�; (�Y�Y flood
<br /> insiu�uce premiwns,if any; (e)Y�Y�8a8��P'�� ��►Y.�(��Y�WY�Ie by Boaower w ,
<br /> - Leodeti in eccad�ct with the pmvisinas of paragaph S,in lieu of tha payment of mo�tgage insutance pnemiams 1lyese
<br /> iums ace called"Fscmw Iums." Lender may.at any time.sollax and hold Fimds in an amo�nt not to excoed the amximum �
<br /> amouat a teo�kr for a federally ceiated moitgage laan may requi�for Boaowe�s escrow account under.the federal R�ea2 -
<br /> Estate Setilement:Ptviceduees Act of 1974 as ameudod fnam time to tim� 12 U.S.0¢2601 a seq.("RFSPA',unless anotha
<br /> - taw that applies w tt�e Fiu�ds sets a tesser amaah� If so,Lender may,at aay tinre,�.roltert.and 6o1d�nds in an atnount aot to
<br /> exaed the ksser aenount Lender atay estimate the azaonnt of Tunds dpe��.�basis of cumtnt data and irasonabk
<br /> �of espendiWnes of fahae Fscraw ltemc or od�wise in xcord�no�:v�nt2iag�cabte 1��:; �.
<br /> 7Ue�imds s1ia11 be held ia an institudoa wbose deposits are insiu�iI�`a��r�1 aSc�s:-�''::�stiumeatalit}r.or entity
<br /> , ('including Lender,if Leode�is sucb an institiwrion)or in any Federal Home Loan�r3c: I.e�sRa12 apply t�ie.�nds to PaY
<br /> tbe Esc[ow Items. Lender may not charge Bomowet for hoidin8�aPP�B�'�'�t:�yanalyzi�g.lbe escrow
<br /> acxoant,or verifying the Fscmw Items.�mtess Leuder pays Borruwer intenst on tLe P4�.s�:d applicable taw permiu
<br /> - ' I�ender to malce sucb a cbuge. However.L.ender may nquine Botrower to pay a o�-tims s�^x for an indepeudeat neal
<br /> • estate taa m�po�ting service nsed by I.ender in connecuon with tbis lo�nn,unless appTicable tacv pr�iides ottierwise. Unless aa
<br />_ agreement is made or applirable law requ'ues intenest to be paid,Leader stiall not be required to pay Borrower aay interest oi
<br /> ;:;•:+earnings on tfie F�nds. Barower�d Lender may agree in writing,howevet,that interest shail be paid oa the Funds. Lender
<br /> •.�:�:�s�ali give to Bomower.arithout charge.an annual acconqting of the Funds,shoiving credits and debifs to the Fac�ls and ttie
<br /> •.`.'pwpose far wlrich each debit to the Rmds was made. The Funds are pledged as addiaoaal security for all sums'•'secured by
<br /> thic Sa�riry Inst�umen� •
<br /> 1f the Punds t�eld by L.ender eaceed the amounts pemiitted to be held by applicable law,I.ender shall account to
<br /> Bomnwer for the excess Funds in flecordance with the tequirements of appGcabte law. If the amount of the Funds held by
<br /> Leader at aay tuae is not sufficieat to pay the Fsccow Items when due,Lender may so notify Bomnwer in azit'sng.and,in �
<br /> ' soch case Bormwer shall pay to i.ender the amormt necessary to make up the deticiency. Borrower shatl malce up the
<br /> .:r deficiency in au more t6an twelve montlilY PaYments.at Lender's sote discretioa
<br /> }� � •��`� Upon p�yment in full of all sums secured by this Seruriry lnshumen�Lcader shall pmmpdy refund to Borrower any
<br /> ; • - ,,,. _ � _
<br /> � �:�.<;:,� ,_��,_� Funds held by L.ender. If,under paiagraph 21,Lender shall acguire or sell thc Property.Leade�prior to the acquisitioa or =
<br /> { �,�, F..��. L� sale of the Property,shall apply any Funds held by Lender at the tirne of acquisiti�an or sale as a credit against tl�e sums =
<br /> :�"�`��.�:-• ' serured by tlus Securiry Inswment =
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<br /> '�" '�,;��p�' ,y�' ' �. Applicatbn of Pt�yments. Unless applicable law provides otherwise. aIl payments received by Lendcr under =
<br /> - �;:�;. , ;; paragraphs 1 and 2 shall be applied:firs�to any prepayment charges due underthe Nae:secnnd,to amounis payable under _.
<br />��' ° �.:�" paragraph Z;third,to interest due:foucth,to principal due;and las�to any late charges due under the Note. `-
<br /> - .r�`''' -` . CDarges;I.teas. Borrower shall pay all taxes,assessmeats, charges, fines and impositions attributable to the _
<br /> `�'t"'� Pro which ma attain riori over this Securi Instrumen�and leasehold a nts ar und renu,if an Bonower -
<br /> "•Y r PenY Y P tY tY P Y� 8� Y- :�
<br /> ..y�� �'?" ` ~- .�. shall pay tl�ese obligations in the manner provided in�+►aragraph 2,or if not pnid in that manner.Bomower shait pay them on
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<br /> .�a •� :- ,. �.. time directly to the person oked paymen� Borrower slnad prompdy fumish to Lender all notices of amounts tQ 6e paid under �
<br /> :t' ' {. ` �.;=;" this paragraph If Borrower makes these paymenu directiy.Borrower shall promptly fumish to Lender receipts evidencing =
<br /> �'' _i �", the PaYments• =
<br /> ' '"'' n''� ' . �` Borrower shall rom dischar e an Iten which has norit over this Securit lnstrument unless Borrower.(a)agrees
<br /> ��x:��;_;� =
<br /> . ��;•••r`r_F>.;;-i in writing to the paympent othe obligadon secured by thc lien in a manner acceptable to l.ender.(b)contesu in good faith the °
<br /> ._ �-;��r;.:� lien by.or defends against e�forcement of the lien in.legal proceedings which in t6e Lender's opinion operate to prevent the
<br /> enforceme�t of the lien:a�a fc)secures from the holder of the lien an agreemem satisfactory to Lender su6ordinating the lien
<br /> �� --- -�'�'"�` to this Securi lnstrumer.�. If Lender determines that.an art of the Pro � `
<br /> ty y p perty is subject to a lien which may attain priority L_
<br /> '�" over this Saurlry lnstrument,Lender may give Botrower a notice identifying the lien. Borrower s�a11 satisfy the lien or take �
<br />;';is _,t� •.'•"_ oae ar more of tlie actions set forth above within 10 days of the giving of notice. , _
<br /> - -,•.�.,- S. �rd or Pr�e�ty l�urance. Bomower shall keep the impravemee.rs now existing ar�r•,x�ftes erected on the • �;;
<br /> • ����_•+ Property insured againsc��.��ay fire,hazards included v�ithin the term"eatended am�erage"and any�:.�es{r�.ac'd3,including �;::
<br /> '' � ttoods or flooding,for��>a"';I.e:�er requires insurance. This insurance shatt 6a�mairttained in the .ar.uu��.and for the °
<br /> �'= i'at�31� l/�i fpaSe?oJ6pageal =
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