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, . . :,. . � . .,s�''- � �.;::�� � �. , . . ; . � ' . � , . � . • � �� ` : : _ . . �4- �io0o�� � �roa�x wm�.0�ee�aus�o��•n�«�a a►��enr.�a.0�.�: � . a�a rucdra no�v or ha+�kr s p.rt of we pmopercg. iw e�l�s�ua aaaitia�s sh�u alw b�covecea by d3s sec�itr; Im�tumaK. AU of fbe faesoin�is ref�ed to ie this Sscau�ty lestrumwt as tire"Ptopaty." - _ BORROWER C0�►�1AM'S W�t Baavwa is iawfully kised of the esute heceby caaveyed�nd has the dghc to g�aot � � md ooavey the propaty aaQ d�t d�e Ptnpaty a uoeocua�beRd.eaapt for eacaadxanoes of record. Bormwtr wam�us snd _ will defeed�dl!►die dtk�o the Ptopaty a�iast ai!ctaiws�nd dem�irds.subjert to�ay encun►bnu�oes af c�ecocd. ?HC5 SF.CI�RTf1F 1NSIRUMENT combints uaiftxgn oovenmts for tntiotat use and non-tmifarm wva�ts with limikd v�riuioni by�rt��ction w coastimte a unifonn saauity�crnuing ieal prnpeRY• � . UN�RM CbVENAN'i S. 8o�mwer and Le�wldr�overyat and agnee�foltaws: � l, r��„at attH.elpd a.�i r,nte�st;PreM7s�t Md Late C� aonow�er al�U p�ompuy wy wLm aac the _-- pincipsi of�ad itNe:rst aa t6e debt evidenc�ed by the Note and�nY PrWY�and late chatges due�uder tbe Nooe. � Z Fl�it 1�7k�oes ari Lw�raxw Subjoct w sppliaible law or to a vmuen waivu by I.eader,Baa�owrcr sh�ll pay w . l.eeder an the d�y moo�ly payn�ts m due w�der tbe Nate.nnt�the Note is p�id ia fu11.a surn("Fuods")for:(a�Y�Y t�xei ad asse�aaxs wbich may�ttriq pcio�'ity over this Searity Insuument as a lien on tLe PYOpe►ty:(b)Y�Y�� . W��S�raus oa the Pmpe:ty. �f any; (c)Y�Y �'��Pro'P�Y insanma p�mwns;(d)Yeariy tlood �praniwns.�f any;(a)Y�Y�8�8��P�� (��Y�PaY�k bY Borrowtr to � Leeder.in aaoo�dmoe with dfe pmvisions of paragraph&ia lieu of the paymeat of mortgage iasuraoce pc+er�uums. 'It�ese �tas a�e pikd"Escmw Itenu." Lender maY,at any tua�e.oollect and laid Wnds in aa amo�mt eot to exceed Ute maximum amoont a knder for�federally retatod mortP,�Be Io�n a4ay requirc for Bamwu�i escrow aceount under tt�federal Real � - gStMe S�a�ptooedures ACt of i974 tt amectded from[ime to time,12 U.S.C.�2601 et scq.("RESPA�.unless a�wtl�er law that spplia to tLe Fi�nds sets a lesser�mounL If so.I.eader maY,at any mne.collect aod latd FLnds in an amount aot ta exoeed ttie kssa�amount Lead�r may atimate the amo�t af�due oa tt�e b�sis of canent data and zeasonable . esdmates otexpeaditme.s of fnture Escrow Itams a aberwi.se m ace�c+dauce with applicabte law. 1be FLnds s6a11 be hFW in an institutian whosc deposts aze�ued bg a fedeeal agency,insnumentality.br entity (iacluding l,ender.if Lcnder is sach an iastibuaan)or in any Frdetai Hane Lwn�ani�. I.ender sl�ll apply the Fw�ds to PaY tbe Esetow Items.. l.ender�nay nat charge Bos�ov�'.for f�oWIItg a�applying tbe A�ads.annw}Iy aaalyzing the cscrow ac;cau►t,ar veritying the Escrow Items,anless i�ei pays Bceua�a�:�et interest on the Fvnds aa�d applica6le law permits l.eodtr w m�lce sach a ctwga Howe�er.L�nder may�squine Baa¢e�er to pay a one•wne charge for aa independent real ' est�te tu reporting savia used�y I Eoder iti co�ctioa wit6 tlns lo�,ankss applicabk iaw pmvides otLerwise. UNess an = ag�oernd�t is m�de a applicable law iequire.s intenst w be pvd,Lender st�aU not be aquired to pay Barower any interesc or amings ontt�e Fun�s. Bamwer a�Lender may agcee in writing.t►nweve�tbat i�rtenst shall be paid on the F utds. 1-ender s6a11 give to Bamwer.wit�out charge.an ammal accounttng of the Fimd.�,showing credits and debiu to the Funds aad the -. � putpose for which each debit to the E'ands was made. 'fhe Eimds are ptedged as additional security for all sums secured 6y this Se�uriry,insuumem. � If the Funds held by L�endec exceed cbe amounts Permittal to be t�eld by applicable law.Lencler shall account to . Barower for the eac.ess Fymds in accor+dance with the reqni[emznts of applicable 1aw. If the amount of the li�nds held by , l.ender et any time Is not sufficient w pay the Escrow Items when duo.Leader inay so notify Bamwer in�ng.and;in suc6 c�se Borrowes shaU pay w Leader the amoroot necessary to make np the deficiency. Bomnwer sdat!�ziake up�the,� . deficiency in no mare than nvelve moot6iltY PaYmec+is-�t Lender�s sde discretion. • -, ' , . . Upon payment in full of all sums secuced br a�'s Security�.:Eui�wment,I.ender shall pmmptty refu�nl to BaROwer any'-�_ Funds held by Lender If,under paiagraph Z!.Le��er shall ac�m`se or sell the Property,l.ender.prlor to tMe acquisitiai'or sak of the Property,shaU apply any Funds 6etd 6y�.eader at the hme of acg�sition or sale as a credit agaipst the swns _ secu�ed by this Security/nsuument. • - 3. Applicatioa ot Pf�yeKnts.. Unless applicable law provides otheiu�sa.'A11 payments re�eived by Lender under .. pangraphs 1 and 2 shaq be applie��:so any pcepayment charges due undGC'the Note;second,to amounts payable under _ padigraph Z;third,to interest due•,fa�:.�o princ�pal due;and last,to any late Charges duc u�es she Note. 4. Clu�raes; Lims Boaower s7�a11 pay all taxes.assessnients.charges,fines and impositions attributaDle to the Property which may atrain pdority over this Securqty Instrument,and teasehold payments ar ground rents.if any. Borrower . ° sh�11 pay these oblig�ticuss in the manner providcd'ui paragraph Z,or if not paid in that manner.Boaower shall pay them on � �:r 'time directly to thc person owed payment Botrower.�s3�a11 pranptly fumish to Lender all noGces of amounts to be paid under this para�h. If Bomnwer makes these paymenta directly.Bocrower shall prompdy fumish to Lender receipts evidencing. tTte payments• - _ .. • ' Bomnwer shall promptly discharge any lien wlu�h has prlotity over this Security Instrument unless Borrower:(a)agrees ' �• in wridng to the payment of the obligadon secured by the lien in a marmer acceptable to Lender.(b)contests in good faith the . ' � lien by,or defcads against enfarement of the tien itr,3cga1 proceedings which in the l.ender�opunion operate to pnvent the . • enfo�nt of the Trcn;or(c)securcs from the ttotQer of the lien an agceement saasfaaory to I.ender subordinadng ttie lien � to this Seciuity Insorument. If Lendei determines that any par1 qF tt�e Property is subject co a lien which may anain priority over tt�s Security Ins�cument,Lend�r m�y give�ortower a notice identifying the lien. Borrower shall satisfy the lien or talce � one or mae of the actfions set forih a6ove withln'10`days of the giving of notice. , • . � S. Hazard orP�a�erty Insunnca Borrawer shatl kcep the improvements now exisring or hqreafter erected on the � � Property insured against t�ss by fu�e.hazards included within the term"extended ooverage"and any other hazards.including ftoods or flooding.fot'rvhtch I.ender requires insurance. 71�is insurance shall be maintained in the amamts and for the .. ;, ' .. Fot��i !!!� /AvRe2 oJ6 paxtti �., � �. . :i�... ;� . ' ' . . -° � � :� .. . , i•