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, .. . .. . ..y. _ . ' . . _ _--... _ _ ' . -� -:', _. .- --_ _.'- . �-__'"�_�....�-��.�_�..a--..�, _ __ _ __-_ _ -._._ __ '__ _ - _- _ -_ _- '__ _ .__. ...�..... _._- - . - ---- - � -- _ . � . . � -- - i � --- . _ : � . � Y.. �T` . . . . ` ' ` .. � . , � ' • �'� ��- . . _ ' ' ' , ' ( � . . ` . ` � . .. . . � � . , ��C�QL�ILt!�O��I�l O�d1E.•.q""��Q�[C�YE�►iIKC!Q IIC4 Of 0,011�1�6,i[E�1ltllf��QIOd� . � �{�fC�W�illdlf:. � . . . ; , < * ,_ • . 1u d�e eveat d a iahl tticinE of�the Ptnpeety.thepax aha11 6e ipplied w the wtm�� by tlds Senrcity Imp�mnnt,�vt�et6er ar iwt dx��ue.with any exass 'paid to�Ba wer. Lf 1�le event ot a putt�t takiag of the Praperty in . �rUich tbe fiiir m�rket valae of the Ptopetty hnmedia�cly 6efa�e�be tating is cquaito ar g�ter th�a tbe s�mduat of tbe sums � ` �ec�ned by tAis Secuaity Luun+mait iu�mediately befoce the nking,u�l�s Bamwer atd Le�er atde�wise agnee In�ri�iag. ., the aums aecu�d hy this 5ecurity Iustrumrnt shall be�educed by the amount of tl�e procceds mulriplied by�thtfdbwing fi�ction: (a)the wtil aawunt ot the sums sav�+ed itnmediately 6etae the t�lcinE.divided by @)the fair marl�et value af thg Property►ime�ediately Hefae dic taking. Aey balanoe ahill be p�id[o Bamwer. Lr du evmt of a psnial tating ot tha Fiopeity in wliich tbe bir�matket vatue af tbe Plropertjr im�ded�itely befae th�taking is kss than the'�mau�t oE tLe sums , ' secu�ed�ly befae t6e t�lring.mtless Bardwer ard l.ende�r ottrarwise agnce in writing or tuiiess�pplica6k law atherwise pe�uvides,the p[ooecds shall be applied ro the svms secwed by tltis Securiry lnswment w6ctlxr ar cat tha swns ere . tben due. �. V the Ptope�ty is at�daoed by Bormwer,or if,after aotice by E.ender to Bor�owar that etfe candemnor affers to anice aa awaM a settk a cl�im for dam�ges,Bomower fa�s to respand to Leader within 30 days after the date the�notice is givea, � � Laider is wtftorized to collect aad appIy tbe proceods.at its optioe,either to restaation or iepair of the Ptoperty or to fGe sams secuuiod by tfiis Sec�uity inst�m�ant,.w6ether a not tben due. , ,, Unkss Lender u�d Borrower od�erwise agtee in writing.ang appticatiaa of p�ocads to principal s6aU not ea�tend vr postpou�du due date of the monWly paymtnts refemd io In parag�aphs 1 and 2 or change the amaunc af such�nts. 11. 8w�no�ar Nd Rek�ee�; �brbexa�e Ey Leuder Not s Watvtc Exunsion of the time far psyment'or , , mo�ifrman of am�ap of t6e sums secuned by this Sec�uity In.stnur�enc granted�6y Leoder to any suc�e'sccx in interest of Bamwer sinll"not opecyite tn rck�e tl�e liability of tbe aiginal Borrawer or Borrower's stxxessors in�intecest. I.ender , . s1nU mt be requind to commenoe proceedings�aga�ns[any s„r,Y��+r i�inu�s[�pr tefuse m exund time for payment ar odrc�wise madify�pnottizAtiaa of the sums sauned by this Security Insutanent by reason of any danand made by the uriginal , 8onower or Boaowerts si�caswrs in imen�st. Any foibeararec by Lender in exencising any right or remedy st�all�tot bt a . w�iver of ar p�eclude the eaeticise of anyright or iemedy. � 12. 5�te.aoes and A�m Banal,Joiet sad Seveial IJabillty:Co�. 1t�e covenants a�d agcaments of this SecuFiry�Suument ahall biad and Uenefit the successas aad assigas of Lrnckr aud Bonower,subject ta the provisioas of • ptragrapG 1?. Bomower's ooveaants end ag�ame�ts'shall be jaint and seve�al:My Bortower wha co-signs this Security Insttument 6ut does not axaute the Note:_:(a)is co-signing this Sccurity Inmumenf only to mortgage.graat aad convey that - Bonowa�iatenest in the.Property undee tf�e urtns of this Socurity Instivmenr @)is not personally obligated to pag t6e sums - - secuced by d�is Secutity Instrumen�and(c)agrees that Lender and any other Bormwer may agree ta extend.rnodify.for6ear or make any accaamodations with �egard to the tenns of Uiis Security Instrument or the Note without that BorrowePs � oonse�u. � , '13. I:oan Ch�e.�. If the loan secured by this Security Instrument is subject ta a!aw which sets maaimum toan charges.and that taw i�finally interpreted so that the interest or other toan charges callected or w be collected in connection with tLe Wan excad the pemdttul limiu,then: (a)any such loan charge shall be reduced by the amount neressary to re�uce the charge w the pem�itted limir.and(b)any sums atready collected from Borrower which exceeded permitted fimits will be �efunded w Bamwer. Lender may choose to maice this refimd by redncing tAe prie�cipal owed under the Nate or by making a ditect payntent ta Barower. If a refund reduces prir�cipal,the reductinn wiU 6e t�xte�as a partiat prepsyment withflut any ptepayrtKnt chnrge under the Note. � • • 14. Notias. My noti¢e to Bot�+ower provided for in this Security Instrument shatl be given by delivering it or hy mat'ling it by�clacs mail anless applicable law reyuires use of anotii��inethod.Tt�e notice shall be dimeted to the Property - Addt�ess or any:ottter addtess Borrower designates by notioe to Lender. Any notice to Lender shall Ue given by first class - mai!to Leitder�s��rcss stuted henin or any other addcess Lender designates by notice to Borrower. My notice provided for = in this Savritgr 15tshument shall be deemed to have been given to Borrower ar Lender when given as pmvickd in this - P�B�P� , _ 15. GovtrainE Law;SevenSillty. This Security Inswment shall be govemed by federal law and the.law of the jucisdiction in which the Prqperty is tacated. ln the event that any provision or clause af this Security Instrument or ihe Note conflicts with applicabte�aw;such conflict shall not affect other provisions of�his Securiry Instrument or the'Note wirich can be given effect without�he,aorttliairtg provision. To this end the pravisions of this Security Inst�ment and the Note are = declared to 6e severable, � ° 16. $orrower''s Capy. Bot�ower s�;�J be given one wnformed capy of the Note and of this 5ecuriry Instrument. = 17. 'I�ansfer of the Propdrty or a�tkial Interlst in Sorrawer. If all or any part of the Property or any intcrest itn - it is sold or uansferred(or if a beneticaaT interest in Barrawer is sold�r tranrferred and Bprrower is nm a naturat persari� - ' �. without Lender's prior written sonsent.L,ender may,at its optian,reyuire immcdiate payment in futl of all sums secured by • this Security Inswment. However.this option shall nat be exercised by l.cnder if eaercise is prohiblted by federal law as of - the date of this Security lnstnunent. - If Lender exerciscs this option.�.ender shall give Borrower notice of xceleration. Thc notice shall provide a period of � not less than 30 tlays from the date the notice is delivered or mailed within which Borrawer must pay a11 sums secured by this _ Socurity lnstrummt. If Borrower faits to pay these sums prior to the eapiration of this period.Lender may invoke any iemedies pemutted by this Security Instrument without further notice or demand on Borrower. - 18. Ba�rmver's Ril,ht to Retm�ta [f Borrow�er meets cenain conditions. Borrower shall have the raattt to have enforcement of this Security lnstrument discontinued at any time prior to tfie earlier of: (a).S days(or such othet period as — � Singk F�nily—.Fyade M�dElr�efAk Mae tJNIFORM I�STAL'NF.h'f-•Uniform Covenmts !!!� /pcBel af 6yrrgra)