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<br /> , : �wm��tl t6�impeove�ao4 poa«6eianer a�arsee an the popaty.ana al�.weroeob:.ppucbaroo�.�d , �
<br /> �", '� norv.,a �n�a�ta �P� �� P�'�P�+�Y• � �sud additzaa� �it�al�o ba oora+4�bx fbb Secw�itY
<br /> Imtsament.A11 of rhe farjoi�u refared w in thla�ieauiry i�aomait a�the'Prnpercy." . ' � � ' . ,
<br /> ` l�ORROWER OOV@jANTS tda�Borro�ver is la�vtully aeised ofthe estatc hereby coovryed ind ha�N�e tijht W�nt�
<br /> donve�tht Pmpecty aod th�t the�+opeety.is un�ucambersd,exctpt for enc�e�branoe5 oi�oeoprd. 8orrower�artant�and�ril!
<br /> dekM gea��aflY tbt titfie to the Piopercy aga#nst a#1 ci�um aad demmds:3ubjeccto any tncuml�r�nocs uf recodd. � . .�
<br /> ' , THIS SECURTFY INSTRUMENT CO�IIIIII�S Y�1tfOf1i1 COVCdfMS fOi IlitF0lfil USC 9pd t10tt-U11if�Difll COY!llilltS WItII 1111litCd
<br /> quiatian by juriad'uxionF to oonstitate s unifam sa�urity iastniment ooverin8�P��7►• .
<br /> iTI�TIFORM COVENAi�i'!'S.Bomawtr ud lradta eaYmantmid agm as foltowx ,
<br /> � 1. A�Jmat d-Ptbcjpd ad Lter�: Pt+e�aYma�t sM i.ate CY�a. Borsowu siu�ll P��Y P4Y when.due the
<br /> � pru�cipal of and ietaest m the dobt evidenoed by the Note aad aey prepaym�ent and tate charges due uader tUe Note.
<br /> 2.Fimds f�Tues at�d�ursnea�Snbjd�t to agplicable law or to a written waivec by Le�lev.Bocrowa sha�t pay w
<br /> , I.eddei on tLe day moat{ilY WYmants nra due ttnder tbe Note.und7 tl�e Notc is p�id ia ful1,a sum('Funds')for:(a)Y�Y�
<br /> �od acsessma�ts which a�y�tain priority over this Seatrity Tnsuumeiu as a liea an the Pmperiy:N)Y�Y Imsehold.PaY�us
<br /> - or gmund tsats on t6e Propetiy.if�ny:(c)Y�Y���P�nY�P�arns:(dJ Yeariy flood insurance�iremiumg.
<br /> ' if airy;fe)Y�Y mon$agc iawrana prcanwns, if any:a�d(t}an3►�ms FaYable by Bormvrdr to I.ender, i»accordance with
<br />- the ptovisionc of p�acagraph 8,in liat of tbe payment of tnortgage iasutance pcemiums.'fhese items at�e caltod"Fscmw Items."
<br /> Ltncter may,at wy tim�e,coUtcx aad hold Fa�s in an amamt noE ta exceod the m�imam amaunt a lender for a federaUg
<br /> ntated mortgage loan may require for Borrowe�'s�acooant undcr the feduai Real Estate Setttement Pfooednres Ace of --
<br /> 1973 zs.am�ded from time to time, 12 U.S.C.Section 26ftY et scq-("R�SPA").unless a�ther law ti�at appiies�ctte Fuads
<br /> :' se5a:a��esser aa�nu�..If�so.�I�der maY,at ahy tune. co�ect and hold Fuads in an amount oot to eaceed•the t�.�suss� -_
<br /> , .,� . . . , .. . • --
<br /> , .f,,c�id�=tnay e��ar�ot}fi.ef Ftud�d�_��the..#�asrs,af wment data and reasona6le�o€�,�f�?�� <.
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<br /> 't �'- �`.'3�Faads'shaTf�c'.E��;�i���rt�3srase dzgi�its are insured�by a Eeclera?:�. �v;•.£n�r�izry �.a-',atifr '
<br /> 56 �. . . `1 i 4 i
<br /> t {enc3vi#ing,�dei;if 3�der�s�.�'s���or ixs an�r:Fa�3erak Hoiae�5��.�s,�a�1g t�'�ans9s t��av t� , ss
<br /> - �iru�a`Ettt��L�ni�,s�;not':.1�.^�,e Bcr_��x+rrr for�o2ding:anci a�p�ingrI�"�uads.�i*atiy�:�s;�.�e`escra��a�m....t�o� . r �a� __
<br /> ----=-- ve�`jiang�€ie'Esc'row��ms,�unt�s�:ender pays BomoA-er�oa t���uads a�d apPlicxble law gei�mits[:ender ta s�e�i� • •� � •.�
<br /> _ � � a c6a�e:Hovreve=,�3:e:�dec i�ag'icquire Borrower to pay�s mii�a�c�esg�€c►�aa i�ent real estate taz repnitir��setvice ' �� .- .- _
<br />_���_ used by Lender in oonnection with tt►is Ioan. unless a�rpl"zs�fsfe [an�pi�rides otheraise. Unless an ageemenc is'made or -
<br />`_'"�� -�"��� applieabk taw requires interest w be paid,lxnder shafl not be require�to pay Borrower amr interest or eamings un the Funtts. ,_
<br /> i�'- , Borrawer and Lender may agree in writing.however.that.interest sha116e paid on the Funds.t.ertder shall give to Bonuwer. � .�
<br /> ' '��`•�. �� without chargc. an annUal accounting of the Funds. showing crediu and debits to the Funds and the purpnse for which rach ' ���
<br />' �' debit to the Funds wac made.The Fundc are pledged as additional security for all sums secured by this Securiry Instrument. _.
<br /> , .. �: � If the Funds hetd by l.ender exceed the amaunts p�ermitted to be held by appticable law.Lender tihap account to Borrower . �': �
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<br /> tor the eacess Fwids in�ccordance with the rcquiremeatc af applicable law. If the arnaunt nf the Funds hcld by fxnder at any
<br /> '_• -,••,�r'�`�``- �' dme is n�x sufficient to pay the Escrow[tems when due.Lender may so notify Borrower in writing,and.in such case Bocrower � ' =
<br /> '""��`='"�``��' sh�lt pay to L.ender the amouat necassary to make up the defcciency. Borrower shall make up the deiiciency in no more than t - � . ' ,�
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<br /> •��: `"' ' • � twetvc manthty paymcnts,at l.etxler's sole discretion. � -
<br /> . ; ' ' Upan payment in full of a11 tium.c secur� by thls Security Instrumene. Lender shall prompNy refund to Borrawer any � -
<br /> , • � Funds held 6y LBndcr.it,undcr paragraph 21,Lender shall acquire or sell the Pmperty.Lender.priur tn the acquisition or sale �. '
<br /> � � of the Property. shap apply any Fnnds held by L.ender at the time of acquisition or sale ati a credit against the sums secured by � � � �
<br /> �� �- this Secvrity Insitument. � j. :
<br /> .f'�• . 3.Application ot Payments.Un1es5 appticable taw provides athcrwise.all payments received by i.cnder under paragtapAs ; '
<br /> - . 1 and 2 shall be appliod:first,to any prepayment charges dae under the Aiate:�ecaad_ta amounts payable under paragraph 2: .
<br /> .�."�.��,°.:�~ � third,to interest due;fourth.to principal due;and last.ta any�Eatecharr_*es due under c�e�ute. �
<br /> � ,' �•• 4.Clwtges;Liens.Borrower shall pay all taxes.asscs�rie�ts, charee�;,fines and impositians zccributabte co the Pmperty .- -
<br /> ° � � � . which may attain priority over this Sccurity Mstrurnent, ar:�teasehotd paymcnts ar graund rents, if any. Borrower+hall pa} • � - • ��
<br /> � � ' these abligation§in the manner provided in paragraph Z.Qr sf Rat paid'm that manner. Bnrrower sha11 pay them on time directly : .
<br /> , � � ' ' to the person owed payment.Bonower shall prompdy furr.;:1n ta l.ender all notic�.�uC�.�.maunts to be paid under th��paragraph. � ::.�":.
<br /> �*";'� . • • If Borrower makes these payments directly.Rorrower sha[[�r�mptiy fumish to L,rrtCer rt�:�:ipts evidencing the pe}mentti. � ,
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<br /> Bonower shall promptty discharge any lien whicb has prioriry���ec�;:y Security� �r.strument unless&+rrower. Ia)agrees in �
<br />���-, �{:"-�: �-'� � writing to the payorent of the obl'igatian secared by the lien in a manner z,x�table ta Lcndcr;!b)contests in goai faith the lien ; � � - �
<br /> • �s- `•,� , by. or defends against enforccment of the lien in, legal proccedings wiiich in thc.l.endcr's opini�m operate to prevent the ; .•
<br /> �° enfarcement of the lien:or(c)secures fmm the holder of the lien an agreement�tisfactory!o Lender subotdinating the lien to , . ?�
<br /> ,;-;<n . ';t;- . ' this Security Instntment.If l.ender dctermincs that any pan oP the Pmperty i�suhject tn•r lien�vhich may attain priarity over
<br /> this Secur�ty Instrument.Lender may givc Bonnwcr�noticc idcntif'ying the lien. Barrower shall satisfy the lien or take one ar
<br />' ��`'� more of the actions set forth above within 10 days of dtc giving of notice.
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<br /> e�..�.�'�y�_ Fam 3028 8190 '
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