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Ot�Ct t�%1�,Of �OF1�C Pt0�11�►�Or fQ0011ML'�I�C!�IId10��O�QO1�Q.�C tICT�ip��.' �. . � fU IwC �EYE��Cf�1Gf�1 f�Clll�OE�E�Optfly.i�lC p[OQEO��bC�IQ Ih0 EIYOi�OCWE��►�LS sOCt�l�y ' , �[MIIIE�.WbGf�Ct Or IWi(bEO�IC.Mlt�!111yt E7tCCf3�M$0[10MCL jD fbC C1f�O�t�lflil t�Ot ibE�OQEtly 11i wl�ich tbe fair m�t�st v�iue ot the Ptopetty ih�mediaoe{y befar the qting�s eq�l tu oi grater tMn the amount of the awns � . sec�u�16Y this Sxmitg imaianent im�nediuety befac tbe tydcing.ueless Bareuwer and.l.ende�a6eiwiu a�ree in writio�, tbe wa�s securcd by d3s Sec�rity iasawnant sb�tl be�o0uced by the urwunt of the muitlplied by the followta= f�Kioa: (s)tfie 000it anom�t of the smns s�u�ed Ie�medi�tefy 6efae thc takiag.div'�@)the fair mui�e4 value of tha PtnpatY�ur�e�Cty Eefare t�e ni�ing. !my bals�ce slwlt be�d rta Borcov�rer. Ut die evenc a€�p�i t�ag of tfre PtopeRy in wLich the fiir m�tet value of th�Ptapetty im�mediately bef�e the nicing is kss tl�n the amouot of the su�as . , sacurc+d iraroaliately 6efae tbe t�king,wJe.cc Baiorrec add L.eader ot6�erwise agree in vrridag or unikss appticabk bMr ��[tivides.tbe procads s�U 6e appliod co the sums socu�ed by fhis Saurity lacuuriirnc wliether or not the smns at�e If tbe�tupeny is a6andoned by Baiowa.or if,sfter notice by Lenrkr to Borrower that the oorwle�mor affers�o m�ice an awa�d ar sdtle a cl�im far�,Bonovver fails w rpapond to Lender witdin 30 days aRer tht d�e the ratiSG is gtvea. Lend�er is�phot�wd w oollxt aed appiy ttie prnceeds.at its opdou,eitl�er to Rstonuioo a Rpair of the Prope�tx,or to the aums secuted DY this Sa�riry L�sdwnenl,whether a rot that due. 1Jnksc L�eader aad Honower a6etwise agcee in writiag,any applic�tion of P�ro•P'��P�sbal!not extrnd or , postpone t)x due d�te of t6e mooWiy payments Rfemed to jn parag�apLs 1 and 2 as cl�ge the atnouat af sach yaylaeats. ' . ' 1L aarrawv Not Rdeded; Focbnra�oe By I..eirder Nat � Waica: Exteasinn of tl�e time far piyment br . modification of unac�of the swns secuced by this Seeurity Iuswment grantai by Lender to any suxessor in inteRSt of B�mv�r shalf not oper�tv retease the liabiliry of t�e original Baro�rer a Borrower�sucassors in int�est.Lender sb�tl not be,ioq�ned to c:aiuner�ce p�ocea�ings agw�st�any sixcessor in inte�sst or iefuse to extend time for payment or_ � athawise mvdify amo�ation of tl�e sums secvned by this Securiry Irisuument by reason of aay demand made by tbe ariginal: ' Bortowex a Bannwer's suooessas in intec+est. Aay fa6earwce by Lsadec in eu�cising any right oi remedy s6o1[�wt 6e a waiva of ar p�eclude ti�e exeocise of any rigM or rcmedy. 12. Ssoeaso�s aud,�Boe�d:Joir�/and Sev�l 13ability.Co�eers. 'Rx coYenants ard agroemeats of il�is Secu�ity tnstioment stwll bind and benefrt tbb succ�ssqts and assigns of Letider aond BaRawer,sai�ject to tde provisians of paragtapb 1�.Bamwer's coven�a4s and ag�eements shatl be joint and sevetal.Any Borrower who co-signs dris Sec�uity �t hnt does not execute the Note: (a)is co-signiag tdis Security lnstrument on[y to mpctgage,grant aad convey that • Bormwer�sinteiest in tlie Ptopett}i uaderthe temu of this Secwiry Iti.ctntarcnr (b)is pot personally obligated to pay the swn"s secured by this Secority Instrmnen�and(s)agcees that Lender and any odxr Bomower may agnee to exteqd,modify,forbear • or nnake any acaoo�mnodatioas with regard to the term.g.of this Sccmiry Insuument or the Note withaut tbat Bonawer's cansent - 13. I.o�n Cb�rges. If the toan secured by this Security instrument is subject to a law which sets maximum loan chuges,and t}�at law is finally inurp�so ihat the inte�est or other loan charges collected or to be coltected in connection . . wltL the la:ri:�ccoed the peimitted limits.then: ta)any such toan charge shall be reduced by the amaunt necessary to reduoe tUe charg�c+��e pemutted limi�and(b)any sums alieady coUected from Borrower which exceeded pemutted limits will be --�fmtded te�tov�re�l�estder may choose to make this refund by reducing�e princi�al owed smda-she.Alote orby_makiag a—:-= . direct payment to Borrower [f a refund reduces prineipal.the mducuon wiil be ue�3 as a partial prepayment without any - T�P�Y�rtt charge�u�dec�e Note. ' 14. Notkes. My notice to Borrower provided for in this Se�curity Insuuir:er�shal! 6e given by delivering it or by — : mailing it 6y fiist class mail unless applicable!aw requurs use of anottier methad.The notice sha(1.6e directed to the Propeny � Address or any other address Borrower designates by notice to Lender. Any notice to l.ender s6a11 be given by f rst class Qlai7 to Lender's address stated hereip or any other address Lender designates by notice to Borrower. Any notice provided for `•�.+t.this Security Instrument��:11 be deemed to have been given to Borrower or Lender when giveg as p�ovided in this � �Ph• � �� . � �S, faartrniug La�r;'Se�erability..'this Security Instrument shall be govemed by federa! law and the law of the �' jmisdie�a�i�:wF�ch t'ftte�aty is locatai fn thee�•ent that any provisian or claose af this Security Instrument or the Note � , cooflicts�:�c�plica@te�a��.'ssch contlict�taIF�toi affect other provisions of this Secuaty Instrument or the Note which can - be given effect without't��c�oriflicting pravi�'sa�n. To this end the pravisions of this Security Insirument and the Note are c�eclared to be severable. . • 16. Borrower's Copy. Borrower shall be gi�en c�:a conformed copy of the Note and of this Security lnstrument. . 17. 7Y�nster otthe Property or e BFa�eticial interest in Bon'ower. If all or any pan of the Propeny ar any interest in it is sold or transferred(or if a benefciat�,:erest in$o�rower is sold or transferred and Barrower is not a natural person) without Lender's prior written consent,F..��:w:r may;at i�s option,require immediate payment in fuU of aU sums secured by L'fis Seeutity Instrument. However.this a�tion shall aot be exercised by Lender if exercise is prohibited by federal law as of i uae datc af this Security Instrument . �. If L.ender exercises this option,l.ectd�r shall gi�e I�rrower ctotice of acceteration. The notice shap provide a period of �� not less tha�c 30 days fmm the date the aa�is delivered or maited wirhin which B�rrower rr,au pay ull sums secured by this . �;- Security Ins�uc�eN. If Borrower faiis to pay these sums prior co rf-�expiration of ahis pedart.Lender may invoke atiy. ` • temedies permitted by this Security Instrument without further notice o:demand en Ra�rr�•�x er. 18. Borrower's Riq�t to Reinstate. If Barrowet meets certain conditians..13�.rrewer shall have�he right to ha�-e ' ��- �,,;' enfoncemem of this Security Instrument discontinued at any time prior to the eadier oF .(a>S days(or such other period as yy�:; Singk Family--,Faeek MadFrtAlk Mac UhIFURM Ifi5T8ll�lEKT--l:nifartnCu�ants 9!!0 fpage4 aJb paersl ;��" . ; n . � . . .. � i; . f,._ � �:.: ----- - - — - - — �_ _ ai.b�.u{'l w�y!'6 � •��'f� �,T�d e1�J. ., - •li�..•.+ `"�.�.�� S=.Yi.ai_^' �.�L_� 't -_� , s ...y y.. �},�� t ta��E�=r, � _. . a-Y!_2'.s_ * �V _ !w s��fKS{�T•��. .. ..Qa.. .rw�wr -"�--°' ... • =`� i_r: . '' " ' _.. .r- �.. , � . . . . _ _ . �.. .��- .-. �_�r_ _� n_l�.. . ' . . . . .... . . .. ,� •., . ��c „ '____'W"aar-.-s.'r..�...• . . � . .y. :-_�:��-..r... . .. ... �. . .� . . . � ' � . ' � , � _._.�-�a�;...... _ . .� � _-_:' '. .«. . . - . .� _ ��_��`-� � __ ' _ ' _ ' �l__ . i ' . .-._-�.--_..,-r_t.'_ _' . . .. . . . _ . .. ,}�YM!11f1�.4SF!�.YY_�..i - _. . . . .