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<br /> � ` M��i�N�lpM 4!�M��IMr��t O�.�C�lqpbltr..1�!il�0��'�O�s!MM`�O'tiE CQ'1�e1��1���jr`
<br /> _' . � VIII�l�.�0�iMf�01�0��{1�q 1111�t�Oq�lly�ii 1�IC`p1�Cfly:' , , � . , .
<br /> ' BORROWFR C'OVEMANPS thrt H11t[oMet is b�rtYlt�r eeiied dt t�e atse Ikneby Co�vayed a0d�bas!Le ri�t b�raot ,
<br /> ' and oo�ve��e Nb�p�AX and dMt die Prgpetty i�me�cu�6e�ed.exoept kr"rnc�mb�raaoe�of trco�d. Beeai�r�viRaats aod- , �
<br /> �rilt deiad�By d�e titk�°lbe�opaty�t di clim��ad d�d�.�bject to�sy e�cumbr�oces of recad. '. � '.
<br /> '['Eafi SF�Rx1'Y tl�S1RUI�PP cam6ioes mif'otui ovosnants�air�d u+e and.na�n-wnfarin co+ra�s�h. '
<br /> � �- � Waiieii ra�ncm by j '�d'icaon io co�tiaNe a iraitcafn�y insf�timeaE rarari�rat p�cpejtyt. � _. _ _ ..._ , .--
<br /> . `� UNt[aORM COYFNANI'S. Banu�eraod I.c�der cova�nt aod s�e as fadto*rs: ' • � `.
<br /> . ,. l. haiat o��ri�ci�l atl i�ere��l�e�t sM Lal�C� Bo�mwer shaif pom�pdy pax when due t6e
<br /> - — �---r-- �and aaY-PiepYnient aodlale cl�pes d►e�nder d�NoR�_ -• .---- - -- - -
<br /> ' 2. l+iwt�fir 7�aes a�Lwr�� Subject 10 sPPI'xabie iarv or to a Mrriqea�vi[va bg l.ender. Fry 10 � ,
<br /> . I.eoder an We moa�!►PrYmeats ae due�a�dez d�e Nore,�thz Nate is p�id in fuU..a sum('7iiods'?for:(s?�y
<br /> ww aod as�s�vhirb yatY aRatn prioritY ova this.Seaaity Tnswmrnt ss s lieo on tbe Ropeety;(b)9�Y��� ,
<br /> ' p a y m d K S a g�o a o d�uts an the P k n p a t y. if�n y;(c)Yeul g haracd ar propeny i�u�noe peaaim� (� Yar1Y flood
<br /> . . insaxaoce pmniums,if wy,(e)YarIY matg,�e iawr�ece pe�emiuims.if aay:aad(fl�Y �P►Y�bY���
<br /> i�ender,in ucocd�nce wbh the pmvisiaas af p��graph 8,in iku of tbe p►yment of nwRgage ins�uat�e piemiu� '1'h�''.,t:
<br /> item�are c�lbd"Escmw 3teau." l.a�der mry.�t a�ny hme.oolkct and 6old Filods m aQ amount nat to exoeed t4e maximwa ":
<br /> a�aowt�t a knder for t fedcr�[ty�iit�d'aioitgs�e kan may zeqaint for Botmwa�s esaow aoc�nt under tbe fedenl R�al� _
<br /> Fst�fc Sa�eintPiroocdures A�cf of 1974�ameoded fipm 6nie to time,l2 US.C.§2601 ascq.(`RFSPA'?.unkss wo�t�a
<br /> ' taw 16at appUes to the Fimda sds a tessec amo�un. If so,I�nder may.sE any anf�eolLect and�old Aunds in an amount not ta
<br /> . , exoxd the ksser amount. L,ender may estimue tbe ama�nt of Iimds dae oa tbe.buis`.a#-cu�reat d�ta and�tsau�ble
<br /> es�p�.s of expmditees of futune Fsctiow i6ems or ot6e:vYise in xca►dance wllth applicabie�;
<br /> . 'tLe iimds absll be held�an inuitotian wliose deposits ate insuted by a feder�i.�y.�inmament�tiry,or eqtitY
<br /> (i�luding l.ender.if�der is such mi institudaa)a in aay Ttideal Home I.o�Budc. I�er's1�ll appty t6e�u�ds.to PaY
<br /> the Esccuw Items. I.ender may,nol duage Borrowet for 6oWing and applyjag the Fuads,aonualiy atalyziag tUe escrow
<br /> acoount,a verifying the Bscmw Items,unlass I.eMer prys Bomnwer inteiest oa tbe Funds aud.applicabk taw permits
<br /> � Lender m a�alce snch a cdarge Howeva.L.ender may�eqaue Bomawer to pay a ono-time ctrarge for an independenc zeal -
<br /> est�te tAx repotting se�vice nsed by I.ender h�comKCtion with this 1aaa,tmtess applicabk law p#ovides otherwise. Uakss an�
<br /> agroement Is mada or applicable taw requires intaest to be paid.Lender shall not be iequired mp�ay Borrower any inunst or . .
<br /> e�mings ou the Funds. Boisower az�d I.ender may ag�ee in wciting.however,that iaterest shalI 6e paid on the Funds. Lender
<br /> shal!glve to Barower,without charge.an a�nnual�nting of the Funds.si�aa�mg caedits and debits to the Rmds and the .
<br /> putpose for which e�ch debh tQ We Fuads was'made. The Funds are pledged as aildtponal sesurity for ati s�n's secune�by
<br /> tMs Seciuiig�nsuurneq� � � � � . .�
<br /> -- 4f.tt�L�ds held�by Lender eirc�d the amounts pem�itted to be held by applic�ble t��r.�►der��sall account to ,
<br /> _ �Barowea��-�:the excess Funds in ac��oniance with the nquirements of applicable laa. If tti�ae�is�mt of die�'vnds held by
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<br /> �: _ :. ;:::.:�:idnde[at`ariY time is not su�cient tti pay the Escmw Items when due.l.endec cts�,v so noti'fy Bdrrower ia arting,ancl,in
<br /> ._. ,
<br />_,�- ,�';,:�"�case Borrower shall pay to L.endcr We amoi,qrt?�!ecessary to make Up t1�e�ciensy. Botrower��ke uP the - _ _
<br /> ::"deficiency ia no more lhan twelve mo;tthly payments,�I.ender's sole discretion. .
<br /> -- Upaye payment in full of all sutits secured by this Security Insfiunent,Lender shall prompdy refund to$orriower azsy
<br /> Funds heTd by Lender. If,under paragraph 23,Lender shall acyuire or sell the Property.Lender,prior to the aCquisitio�os
<br /> sale of the Property.shall apply any Funds held by Lender at the time of acquisition or sa2e as a credit against the sums
<br /> secured by this Security)nsuument. -
<br /> � 3. Application of Pzyments. Unless applicable law provides otherwfse,all payment5 received by Lender under �-
<br /> paragraphs 1 and 2 shall be applied:first,to any prepayment charges due under�n.:�ote:second ta amounts payable undet =-
<br />-:.� paragraph 2;third,to interest due:fourth,to principal due:and las�ro any tate charges due an+�ahe Note. �.___
<br /> , ;: 4. C6arges; Lieas. �orrower shap pay alLtaxes,asses�r�;.ss. charges.fnes and cc�nosi6oas,attributable to the ____
<br /> ., ;Y• � plroperty which may attain priority o'ver tfiis Security Insuument,�.RU��easehold paymenis or��.:nd r�nts,if any. Bamwer �
<br /> �.:=
<br /> � ���=����'"''���� shall pay these obtig�tions in the manner provided'm paragraph Z,os if not paid w�tha�manner.Borrower�».�l pay them qa �-:�-1•�_
<br /> � �':�"?�'-��' ' � time direcdy to the person owed paymen� Borrowea'siialt promptly fumish to La'.3er all notices of amounrs t�€�e paid under �� •�
<br /> ... ..- .Y..""':7,C'.'.i . –
<br /> , ���'�;� �' �,,��„� this paragraph. If Borroa•er rnakes these payments direcUy.Borrower shall Frc..�tty fumish to Lender reeei�tc evidencing _
<br /> �::�� the pa}m�ents. � - .4:
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<br /> ;: � ���•+�'�� Borrower shall promptly disoharge any lien which has priority over this Seacrity Instrument unless Borrower.(a)agrees � �' •=
<br /> :;i_:,•::�.;.�;
<br /> �,�.;;,,�r,�:;:': in writing to the payment o#'the nbligation secured by the lien in a manaer accept:.�le to Lender:(b)contests in good faith tiie �.`.�:�.:�=-
<br />` .� �r;y�;;'.�s " � lien by.or defends against enforcement of the lien in,legal praceedings which ic<<?5s l.ender's opinion operate to prevent the �!.,�":.-_�
<br /> v`�' - i�•:'`��:;;;,. enfarcement of the iien;or(c)secures from the holde�of the lieo an agreemertt sae:sfactory to Lender subordinatiqg the lien �•.;.>>
<br /> � ���.�i �':.;•.::�4
<br /> � ` ���`;%• "��• to this Security Instrumen� If Lender determines that any part of the Property is subject to a lien wfiich may attain priority
<br /> �.=,:,�:.�>,r.,,..
<br /> , ��:;�q,Rf;;,;;;;= over this Security Inswment.Lender c�ay give Boaower a notice idenlifying the lien..Borrauet shall satisfy the tien or take
<br /> , • ;a;.�;;;�',, one or moreof the actions set forth a5v�•e within 10 days of the giving of notice. • � �
<br /> "- ,�._.:` •:� '"; 5. Hazud or Prpperty Insuranc� Borrawer sha11 keep the improvements naw ex::iir�ar herea.ftererected on the ,
<br /> ' Properry insured against toss by fim,hazards incl�ided within the term"extended covera�e°$^d a�-�y other t�ards,inciuding
<br /> . • � '- �. • ., tloods or flooding. [or which Lender require�insutance. 7t�is insurance shatl i�e maintair.ect in[he arrta�..�zs and for the �
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