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<br /> . 'ard @atunes now a i�s�eatiec a�rt of the p�opatp: Ail replaamentc and additiaes shaU atso be cavaed by this Sahuitir�,: .
<br /> ' �. Inw�t�dM: All attAe fa�esoing is tefeRed�in this Secu�ity t�trumrnt u th�°Ptopaty."
<br /> . ° BORROWER COYENANTS t6at Bamwer is Iawfuliy seised of the estate fiareby ovaveyed aod has the.rigpt to gant.,
<br /> � �nd coavey(1K PtopertY and that the PropeYtyr is unencumb�aed,except for encumbrances ot t000ld. Boaovrer wamnus ud ,
<br /> wiU defead geeerallY thc titk w the R+npe�ty agunst aI!cl�ims and dem�nd.s.sv6joct to any a�cumbr�ces�rccad.
<br /> THIS SECURiTY @iS7RUMENT cornbines unifam covm�nts fa natimal use and aat-anifarm covaiants with ,
<br /> 1im�Sod vuiatiaos by juiisdictioa to oaastituoe a mtiform sec�uity instrument cavering rral pmperty .
<br /> �JNII�ORM C�OVENAMi'S.`BorrowEr smd Lefider caven�nt a��ee as foltaws: ` . -
<br /> l. Pl�nast ot PrLeipd a�d INe�t:Prepa�wt aot I.itc C� Bamwer shaU P�P�Y PaY wt�en due the,
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<br /> �_- 2. Fi��ds f�Tue�a�d Ia�rarca SuAject to applirable taw or to a arrittea aaiver by Lender.Borcower s6aU pay W , , �
<br /> Lender an ti�e day monthlY�a3rments are due iu�cfer the Note,m�the Nae is pLd in fult.�swn('Fvnds"y for:ta)yeaclY_ •,
<br /> tues and���•ots which may atroin priority over this Sec+�itY inswment as a tieu on ti�e Rope�tY•fb)Y�Y Ieas�hoW , .
<br /> — , payments or�aund rents on the Ptaperty. if ar►y; (c)Year1Y hazard or property insuiance poemiums; (d3 Year1Y tioal
<br /> in.wrance pnemiwns.J any;(e)yearlY moctgage insure�e P�emmi�oms. if smy;a�xt(fl ac►Y swns PaYsbte by.Borrowcr to ,
<br /> I,en3er,in accordu�ce with the provisions of paragraph S.in lieu of ti�payment of mortgage iacurance p�eminms. 'it�ese, .
<br />- - .iums are calkd�"Escrow Items" Lender may.ac aay ame coUacc andiaatd Fands in ar�amounc not tv eaceed die maaimum�,,
<br /> ampunt a lender fa a fakrally retated n�atg�ge toon mag�.cequite�for.Hotmwer's escrow acconnt under ti�e foderal Rta1 :
<br /> F.statc Sealement Procedaces Act of 1974 as amende�from.ti�tl�tv tim�I2 U.S.C.$2b01 ee stq.("RESPA"),unTess u�ntT�er • .
<br /> . !aw that applies to the Fum1s sets a lesse�amoun� IE so,l.eadei.m�}.at:�Y�-cc�llect and hold Furds in an amoant t�oi to: .-
<br /> exccetf the lesse�amouut. Leader may estimate the anwunt�of.,Fwt�.�due ao We basis of cur[�t data and t+easor�bk
<br /> - esdmates of eapend'ituzes of future Escrnw Itetns a olherwise��wr�wid►appliabte law.
<br /> _ . ''Tde E'vn�Lc sha�l tie l�eld in�n institatinn wlx�se depasiu are iqsuced by a federal agency,instnunentality.a catity .
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<br />- (including Lender,if Lender,is such an institu6on)or in any Federal Home Lo�►.Bank. Lendcr sAal!appiy tt�c Fu�ds ta pay
<br /> - _ the E.4cruw Items. Lender may not charge Bortower for holdiag and applying,tha i'vnds.annually aoalyzing the escraw ,
<br /> � � accoun�or verifying the Fscmw Items.unless Lender pays Boirower intecest on�Rh�Funds aac!apPticaWe Iaw pemuts •
<br /> i,ender to make such d charge. However,I.ender may require Borrower to pay a ott�-time chazge far an iadependent�al•� :; =-
<br /> . ;� �` estate ta�c repai[ing service used by Lender in.connecdon with tdis toan,nnless applieable Iaw pcpvides othe�tise. Uniess an•�, ; _=_
<br /> - ...�.,� ,:'< agreen�ent is made or appiicabie iaw requires interest to 6e paid I.ender si�li rat be�u}i�d to.pay Samower anY interest ar,� ._ -�
<br /> :��f":'.:�' eamings on the Cwids. Borrower and Lender may agree in writing,however.�that intetr,�t shaD ba paid on tfie Funds. Lsnd�t��. �:�::_,
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<br /> „ �;.;:.��}� ' s�all give to Borrower,without charge.an annual accoun4ag.of the Funds.showing cnKtits�an�S�d�bits to the Fynds and�th�,�•,� �._____
<br /> ;�_-�, � --{�apose for which each debit to the�Funds was made. 'i�t°.E�Ms are pledged as additiana{�e+ev,rit}t,fo�all rums secutad G}�,�;�. R=. -
<br /> r;,s`*�:':='��'` �: t�is Security inswment �. �_
<br /> . •:�''"��;�•;���':���:.�"` ` . •' If the Fvnds hetd by Lender exc�d the amounts permitted to be hetd by appiicabia•fiawi�.��t:sh�ll�#�cvuntnta��� �-
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<br /> r#.� ,��;�, �'. � '-/8�orrvwer fot the excess Funds in accordance with the requitements of applicable law...If the ama�t,Rf�hp�Fund&tiwld�k+y�� �
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<br /> ��:` .':,s Lender at an time is not suffi:ieat to a the Escrow Itasss when due.Lender may:�ii:frutify BorroweP�iniFNZiWI$�lq�t��ui
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<br /> •"` " �:�x•��.,' such case Borrower shall pay.ro Lender the amount necessary to make up the deE'zc7aicy. Brnsowet;81'�iinitWlka:,upqtl�c F_,=„_
<br /> . ��{Y�`•'` a '- deficieacy in na more than twe�ire month/y payments,at[.eaderTS sole discretion. `�• . -� =---
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<br /> :�k-`.�"�F,•':2:•..:{ � Upex�payment in full of atl sums securaed by this Security lnstrumen�Lender shall prompdy tefnnd�a BcsmvEer anY 1�-=_-
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<br /> . ..:_`° ;�i:' ' . ' . £amds held by Lender. If,under paragraph 2 i.Lender shall acquire ar sell ihe Pco�p�erty.Lender.P�vc ta�tw acguiait'sAn or `.�--
<br /> � . ��s of the Properiy,shall apply any Fundc held by Lender at the titrte of acquisition or sate•as te credit agtdn5l�the�sums �
<br /> .;i.�: `-"•: ` srs�by this Security Inswmena . � �`�=�
<br /> "`��-•� `� . 3. Applkatbn of Fayments. Unless applicahfe Iaw provides otherwise.all payments.receivc�f:by�a.e�dcr under
<br /> . .. • , `f paragraphs 1 and 2 shall be applied:first,to any pnepayrreo�czharges due under the Note:second taamaunts�payabJe under ���
<br /> .:,�:.'?`_'� , paragraph 2;third,to interest due:fourth,to principal due;a�d la��to any tate charges due under thc,i�Totea�..
<br /> :�•�, . 4. C6arges; l.iena Borrower.shaA pay all taxes. assessment�.cfiarges. fines and imposiadns attributabte to the
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<br /> `�`si;'tt,•. :. •• Property which may attain pdority over this Security Instrumen4 and leasehold paymer,rs or�ound rents.if any. Borrower
<br /> �:3:.�; ;'''� . '. • shall pay these obligations in the manner provided in patagraQh 2,ar if not paid in thal ca3:�ner.Bonowcr shall pay them on -
<br /> =_" �-'��'.;: . • �� time directty to the person owed payment. Barrower shall pmmptly fumish to Lender aLT�r�nices of amounts to 6e paid under
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<br /> -�•,•• •� • tl�is paragraph. If Bormwer makes these paymen�s directly,Borrower shall promptTy�C-a_Tcisfi ta Lender mceipts evidencing
<br /> � .�. . • �,`�q the paymerits. ' ��:..
<br /> y`'�"° �' � Bocrower shall rom tl dischar e an5 L•;t�which has riorit over this 5ecuri [�:tcument unless Sorrower.(a1 agrees • ��,.;'�:�
<br /> P P Y 8 P Y �Y k:.�n;,
<br /> �� �� ' �''�' in writing to the payment of�:L obligatian s��sed by the 1"ien in a manrn�-acceptable t�Lender.(b)contests in good faith the
<br /> - ��' �'" ti�by.or defends against er[cG cement of tt:e lien in,te�-o.�t.Fr�ceedings ahich in the[.ender's•opinion opernte to���nt the
<br /> � "'�� _ � � ' �farcement of the lien:os tcr secures irom the holder of�f�Sien an aareement satisfactory to Lender subordinattn�the lien �
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<br />=t�.t� �_�,�=�:'• ••-.-: • �'.othis Securin•instriimenw [f Lender determines thut any pan of the�'�Aerty is cubject to a lien which may attain priority a �_
<br /> • r: over this Secr�lnstrument,Lender may g�ve Borrower a notiee identifyir�the lien. Borrowcr shall satisfy the lien or take •
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<br /> `-•�� �.;:�s • one or more of tIx actions set forth above within!0 dnys of the giving af m_uce. �
<br /> -` "�°���'�� � 5. Ha�ard or Proprrty fnsuranc� Borrower shalt kcep thc impYovements now existing or hereafter erected on the
<br /> �"�� �-�5� Property insured against loss Dy fire.hazards included within the term'extendcd coti�erage"and any other ha7ards,including' ,
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<br />' ,,�, �t,.. Y . ftoods or flooding.for which Lender requires insurance. This insurance shall 6e maintained in the amounts and for the
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