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<br /> . `� 'I�0(iEtfl�:R VYl'f'H atl f�e iraprorahe�la�nw,bt hNr�fler brocted on tbe propaty.�nd�II e�uemeeW.�.:. _-
<br /> ' aaa fixaMrs now a I�eea�ler a p�rt ol�Ac propiYty..•.Aii rcpl�cemaKs aad�dditlons.elul!dso be coree�ed by thf�.�°.
<br /> ` ,GWnat�nt. Alt aEdie toresoin�ii.tefetrod to in t�is S�aity inprun�ent a the"tkaperly." � .
<br /> AORROWER CUVENANTS tlu�t 8at{owet h fswtuliy sef�ed oi the esute haeb�J c�aveyed f�d fa��he right,tp-g�nt�: -
<br /> . and ca►�y t!�Propaty�uxi that the Pmpeitg is trnc�nbeir�.exapt[a arcun�6ranc�of necQN. Borrowtc•w�ti�t��rrtd�. -
<br /> ' wiil defaid aea�asltY t!e Ht1e w�Ae Ptoperty qainst ati ctatms aaa demands.aubjcct w my encwnbrances d rocaA�;: . .:'��'�
<br /> THLS SFClJR1TY` IIVSTRUMENf cambines unifam coven�ts fnr n�tian�t use and�iwn-w�itam Cov��aitt,.witti�, .:::�� .
<br /> iimit�Q v�tiatio�ta hy jwisdictiaa to caa�tte suaitc�m�eru�ity Iestruma�t covenn=rcal pcnpeicy � . . '
<br /> UNIF�DItM C�VENAN'!'S. 8omowds aM L e�xkrcova�at and agc�e u followa: -. °:,: `` . :: .
<br /> �. Pfq�e�tdprLr3pY awl is�ete�t;Pt'eM7�K a�Late CWejes._Bamwer siWl P�PUY-A�K?"?��i�tiie
<br /> pciocipal of md intaest on tde debt ev�denoe�by t6e Note utd anY P�Y�nt and tate cAa�es due urder tha NaRe.: ,
<br /> k 6�it loe 1f�zes a�d 1wRS� 3ubject to�pplicabk law or to a writtat waiver b�Ltader.Barower ahall p�y w
<br /> I�det aa d�e dsy monthl3►P.ryments�e duc uade�t6e Nate.unW the Nate is psid in fu11.a wm("fdunds'7 far.ta)Y�Y
<br /> pxes uW assessmeots wl�ctr•msy atnin prioriry aver dds Sccutity L�tcummt zs a lien o�d�c F[opetty:(b)Y�Y��
<br />_ paya�s or�couoa�aus a,m�.�cy.�my;c�� y�y.�a aopercy u�unu�x�em��;(� ya�y �a
<br /> ia�uioce pnmi�s.if au,yc ce)Y�r�Sa irsuEance p�emiumms.if anr: and t�any sums w3�bS' sa,mv�er ta.
<br /> Lmder,in•acxad�nce withsbe pavisia�s of patagraph 8.in liar of the payment of matgage insar�ce pnemiums- lbcse .
<br /> itaas m qikd"Escnaw Iums." l.cnder may.at mY titt�colkcr and hold�iuids ia�n amamt not m esceod tite maaimwn.
<br /> smount a l,cader fo�a fede�ally r+etated matgage lou�snay tequuafor Barower's escmw account under the federal Real
<br /> Fd�tr Sdtianent•Hvccdutes Act of 1�14 as a�ei�ded from rirs3 to wne,12 US.C.§26(il u seq.("RFSPA"),udess u�other
<br /> • - t»ar tFat�plies tu the P�ls scis a l�sser aasouni. I€s�s.i,.as�cs sc�ag,st aay�,collect and hold Fimds inan amaant not t�
<br /> excad tbe ksser� Leader may es6mate the amoimt of Fvnds due on tiK bui`s of cunmt data and teasoaatile .
<br /> - estimaors tt�exprnditans of futu�e Escaxi+v Items or otlkrwise in accar�anee with applicable law:.,.:::;....�.•,,;�;.
<br /> �;r`_" �_,`�e;l�'vnds sfu�ll be I�eld in a,��tion�whose d�epasits aie�surod by a fedeial agec�y;�e?�tY,br aetity
<br /> �" ..���'` '�.a�der,if i�c is�ucfi a��iarptnon)ar•�f any Tederal Home Loan$anic. I.ende�sI��ikmq��3�t�unds to PsY
<br /> �`Fsici#kw'.Iums. L:e���'�nalY aot c�ige$u�vs��atiiolding aad aPPIY!n�g;'��nds.a�Vg:a��8�g the escmw
<br /> � " axour�,�c�..q�fyu���ruw tteras;tmless L�ci�er:�ys.8a�c'.s�er intet�:a�.tt�e ��:appl�e:�aw pemtits;
<br /> I�ender�:rr�rcaic�'s�.a cir�ge. Howeva.Ixndec raa�i��.13��c,ra ta pa�•�one-time:�a��fa an mdependeat r�.:�., ,
<br /> . estate t���S seri.?re psed 6y Ie�er in connec6on with�S Il�t:anless app�icable law�tndes otheiwise. Qnte��*;.;:.
<br /> sgteemt�¢�s r,.adc o�`�i�able taw er�qi�es interest to be paid,�ider shall not be t�quired[c��ay Bomuwer any inteie�i�r``
<br /> tuniags Cri t$e Funds..A�?�wer and Lender may a�tee in wtyting,however,that inte�est st�ati�"paid on tl�e Fimds. �P �
<br /> ah�li g;ce:to Barrowes;'��out chaige,an annuat a�r.o�nting of�the Funds,shoaing credits a=�debits ta t�ie'�inqds atti!�the
<br /> • �: purpos:��'s iv,hlch each deblt w the�;TS.+x�s s�3w:'Pae F1�aCs are,pledged as addiaona!s��aa�!for aSf suAis se��.
<br /> • tt�is��astramenG ._. � :.,: .,.. ., .: . ._ .
<br /> � If'�e�cmds held by Lcad'e�e��{d�a�pc,�'s�ge; ��:*�.��be held by agp1�Y�dar� �xad�r s'haII�acaa�N�'� :
<br /> Borrower€or ihe exc�s Fimds in araus�anrs�i�'ie:..�irsof applic�n�t� �ahear�onnr�yhe�m��eld tn�� :
<br /> T.ender at aoy time is r�t sofficient to pay the Fsc��r�ms w��q due;Len3�r aiay.s��y�EFaa�aa:.���+�tin&and,in
<br /> such case Bamwer shall pay to Lender the amoa�aecessaryr so make up c��,` ,�f'rci���.�.�wer s5a�.�ake np the'
<br /> deficiency in no more than twelve monthiy payments,at Lender�saIe d'iscretion: :- '
<br /> UP�PaY�t in fnli of ail sums secared by this Security(nstiumen�Lendtr shall Pmm�iq nfund w Bomower any
<br /> F�uids held by Lender. Tf.under paragraph 21,Lender shall xquire or sell the Property.Lender.prior to the acquisitIon or
<br /> sale of the Property,shall apply any Ft,nds hetd by Lender at the time of acquisttion ar sa2e as a credit against the sums
<br /> setu�by this Security Instrumen� _
<br /> 3. Apptiptioa d Piyroenta Un18ss applicable law provides otherwise,a!!payments rcceived by Lender under =
<br /> paragraphs 1 and 2 shall be applied:first.to any prepayment charges due under the Note:second.to amounu payable under
<br /> puagraph 2:thlyd.to interest due:foucth.w principal duc:and last,to any late charges due unda the Nae.
<br /> I. Cla�es; Lieas. Borrower shall pay ail taxes. assessmenu.charges. fines and impositions attri6utable to the
<br /> Property which may suain priariry over this Security Instcumen�.and leasehold payments or ground rents,if a�ty. Botrower
<br /> shall pay these obllgations in the manner provided in�paragraph 2.or iP not paid in that maener,Borrower shall pxy them on
<br /> tuttt directly to the person owed payment. Borrower shall promptly fumish to Lender all notices of amounts to be paid ut�der
<br /> this paragraph. If Horrower makes these payments di�ectty,Barrower shail promptly fumisb to l.ender receipu evidencing -
<br /> the payments. _
<br /> �Bomower shall promptly discha�e any lien which has priorit�arer this Security dnstrument unkss Homnwer.(a)agrees
<br /> in writing w the payment of the obl�gamon sec�red tr�the lien in a r.t�:�aes accep�a6le to Lender,(b)contests in gaod faith the
<br /> lien by.or defends against enforcement of the liesti i�n,��al proceedings whic.'�i��e Lendu�s opinion operate to pnvent the
<br /> enfo�cement of the lien:or(c)secures from the i�I�r,of the lien an agcemer!�+s�fisfactory to Lender subordinating the lien
<br /> to this Security Instrument If Lendes determines that any part oE tha Pmperty is subject to a lien which may atlain pciority
<br /> over tfus Secudty Instrument,Lender may give Borrower a notict�d�.^.tifying the lien. BorroW�r.shall satisfy the lien or take � ,
<br /> one or more of t�e actiais sa fath abo«within 10 days of the gi+�f�„aP nocicr. •
<br /> S. Hmrd or Yroperty Insuranoe Bomuci'�r shall keep the impravem��s now exf.�or hereatler encted on the
<br /> Froperty insured against loss by fire.hazards ittctuded within the teml"exte�rr:�t,a>;^Prage";:sa3sny aher hazards.including
<br /> fioods a tlaading.for which Lender reauires insurance. This i�v{.:wnre�i�I�r',�.�i.+•'��i an the amounts and for the
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