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;�.� _� — ;, <br /> — ; , - <br /> :. - - <br /> ,�' .. . . '�r , . .v_ <br /> ��r � '� • � TOQETFIER W11Fi �M th� M�xov«n�nb now ar hM�Mr�nota! on th�p►op�rly,�nd U �«nuMt��pp�rWwnoM�md. <br /> ----- Ibdun. now«n«wltK a p.rt a a,.prop«ty.AN n�pMc�M.M,a adawon•.rwr.No b.oov.r�d ey aY�s.ar�yr Inrs,�«►�. <br /> A1 0l th�Ia�poN�p M rnbnrd to N thk8�o�My In�lnNiM�1t,IN th�'PropM1Y.• <br /> - BORROWER COVENANTS thtl Barw+�►is I�wl��. �Nqd M tM �a1M� h�nbY oonwy�d�nd hw th� dOhl W pr�N�nd <br /> convy tM P►opwty�nd th�t th� R�opMiy N �� �orpl br �an��of aoo►d. 8orrow�► w�n�nq and w�� <br /> ' dM�nd Qa�Ni�y tM YIN b th�Proprb afMh�t M s�IR.lrld.��,wbMa a NY Markr�noM of tr0old. <br /> n+IB aECUam �WSSrnuMEHr oom6in.. w�MonN,oown�na �« n.fo�w w. .nd no�r�x�iionn oor.w� w�n ii�i Gi`� - <br /> -- wd�Yons by Jukdollon W oonatlluh�unMorm s�otMNy k��Muew►t oov�Yq tMl propuy. <br /> . Ut�MFORM COVENANT3. 8orrowK and l��M oorN►Ir+t�nd�pn�u foNows: � <br /> t.Paym�nt of P�Incipal �nd IM�n�t; PnprynNnt �nd Latr Char�.earoww sr�M P��Par P�y wnw► <br /> '�: a.a,.w+��a�+d�,t.►..s o„in.d.a wa.�o�d�►.u�Na.a�,a,�v a►�wr�•�d w.or�.►�..a�,.u�d�►u�.Na.. <br /> .:.�� ' Z.Fund�for Ta�us �nd Inwr�lww.S�+b�at ic wv�'��•w or to.wdtt�n wr.w..by�.na�r. BaKOww snar pry <br /> � .r '' to 1.«�d.►on tn• d�r monthy wym�nls an au. und�►tl+�Noc•,unu��n.Now Is p.id in tur,• .um (•�unas`)ro.: (.) ywy <br /> 1���;�� wcM �nd usNSnwnts wMdch nry apafn piorily avK tt�B�axMY kisYwnmt rs a Mm on ih� Prop�rlY (b)Y�Y�� <br /> ------- ps;�srsta a�roussd r�ts on th- ProDe►tY,N ainy� (a?!'�'N hi+erd er propetly Meun�nw pnmM+ma, teq Y...y tood�nsw�no� <br /> a���-,_. a- h•ur.na v.«n�una��M�ny;�t►d py a�t►y eun�s WY�bY BarowK to L.�d.r N.c�ord«��. <br /> .��r�-*.�..� w«nwnu.N anr (�)Y�N�W�� <br /> ��;� with th� provisbns ol prnyr�ph 8� h N�u of th�p�ym+MK al pqrtp�p� inwr�no�pnmkwns. Thw it� an c�Mrd 'Esaaw <br /> F� -- fl�.' Lmdr nry, at�ny thw, coM�at�nd hold Fund4 In �In amount not to �occwd th�nwrkiwm+nwunt a bnd�t tar a <br /> °+��- t�d�r�Nyr nl�t�d matq�q�iwn may nQuin ta 8arowK's Mu+nw aecount uncNr th� frdwal Rwt Eat�t�8dtl�nt Proc�duns <br /> - �-�.---"�"� Act of t974 as�nHnd�d trom tMn�to tYn�.12 U.S.C.�Y4Ut�t sq. ('RESPA'), wiMss anoth�r I�w that�s to the Fune� - <br />—�l��^;^°ti� �j t; sMs��sw amoun4 It so, UndM m�y.�t�ny 1irr�p, oo�d �uid hold Fundt In �n amount not to aca�d th�NasK�mounR <br /> �� L�nd�r may estYnate th�artwunt of Funds du� on th�b�ii�01 au►�►t dtl�and rMSawt�N�tim�ba of ap�ndNurp of I�dur� <br /> �'' ., . . . ,� Esaow ttem�or othwYi�e in accordancs wUh�pplkablq i�w. <br /> :-';.t �' - •.',- � TM Funds shal b�hNd h an inttkutlan whopl dopo�an huu�d by�f�d�rv apMicy,Inslnun�nLitY. w mtity(Int,�41�� <br /> -� ` �s.:u-�-�i►k--'� Lender.N L�ntNr is web an tn�titutMn) ar In u►y F��I Hom�Loan Bank L�ncMr ahaN�pply iM Fundt to pay lh�.�aaow <br /> � `"'"�=?"�.., ft�ms.L�ndr m�y not ctwp�BorrowK tor holdhp +nd.,apPNh�th�Funds. +nnu+1Y ar►�tYd^o th��aow accaunt,p�v�lyin9 <br /> �``` ", - ,•:-6: th� E�uow It�ns, unMu L�ndK p�ys Baroww k�tlf�t an tM Funds and appMc�bM I�w p�niit� UndK W myc� wch a <br /> tU <br /> � . :� char p e. Howwr. LM►du rtw y n q uira aortower to p�y a on�tim� ctwq�tor an Ind�pandvnt rval atatt L�c neR�G �nvice <br /> � ;..r.:. ._ �;�.,,. •� us�d by Landr in conn�ction wRh thia b�n� uMRCS aPPYeabN ww provW�s oth�rwiW. Unlqa� �r► �qr��rn�nt b rtwi d� or <br /> � appYc�bt�taw nqukrs ht�nst to b�p�id,l�ndM sh�M not b� rpuk�d to pay BortowK�ny hW�sl or Mrninp�on fh�Fwids. <br /> BortowK and Und�r m�y �prM in wrking� howew►, th�t IntKest ahat b� p�id on tht Fund�. Undsr th�N pvs to Borrow�r. <br /> wilhout chary� �m m�wt accountiny of the Fund�. :howkip cr�dits and d�blts to the Funds and th� purpos�lor whlch Mch <br /> � d�bit to th�Funds w�s made. The Funds�re pleJped�s additional s�auHy tor aN wms s�cund by th�S�cu�Ny InsOum�nt <br /> If th� funds heid by Lender exeeed th�u�unts psrtNtbd to ba hdd by wppNe�bis taw.Lender shN account to Bortowor <br /> for the exceas Funds in accord�nce with ih�reQukammts of�ppMcaWt�w. M ih�art�ount of th�Funds h�id by LendK at any <br /> � •• tkne is not wMciant to pay tha Escrow tt�ns when du�. L�nder may so notiy BortowK in writlnp.+ed, in such cas�BortawK <br /> shaN p�y to L�ndar the vnount oecetsary to muk� up th�dMkJnq. BortowK th�M m�k�up th�dMlcNncy in no nwn than <br /> tw�lv�month�y p�ym�nts,at Lend�r'a eo{e diactMlon. <br /> , Upon p�ym�nt in NA of�II sutn�a�cund by this Searily In�trum�nt, Lend�r thall prompty rNund to Bortowor any Funda <br /> , he�d by Lender. N,�undx paragraph 21, UndK ahaY acquin or sell th�Prop�tty. Lend�r.prbr to th�aapisitlon or s�of th� <br /> _-_ _ - -. --�- -� S�cur ry�InsWmen�.�aay Fsfnt�h�ld b� Lertdsr a!!fit tfrne M e��leNinn a,�aiw as a w�dlt�u th�wms s�cund by thls <br /> •� 3. Applleatlon of Psym4ntR. Uni�as appAcable law provides oth�rvvise, all payments rocdved by Lend�r under <br /> • � panynphs 1 and 2 ahaN be appl'bd: tkst,to any pnpaymmt charges due und�r tho Note; aecond,to�mounta payabM wd�r <br /> ' panynph 2;thkd,to lntcrest due; tourth,to principai due;md last,to any Iat�charyea due under the Note. <br /> ' 4. ChAt�9S; UY11i. 8orrawer sh�A pay aA taxes. asa�ssmenW, ch�rgea. Bnes and (mpoaiUona atUibuLble to the <br /> Property wh�h msry�ttl�in priarily over thia Security Instrument, and IeasQhold psymenta or g►ound rents,ff any. Bortower ahaA = <br /> pay th�se obAg�tions in the manner provlded in pat�praph 2, w H not p�id In th�t mtnner, BwrowK ah�Y p�y th�rn on dme ; : <br /> dkecty to the peraon owed payrr►ent. 8orrower shail promptiy tumish to Lender ali notices of amounts to be paid under ihis <br /> paragr�ph. N BoROwer nwkes theae payma�ts dkocUy, Barow�r shaU promptly tumish to LandK naipts widencinp th� <br /> pryments. - <br /> Borrower ehaY promptly dlacharge any Aen whfch has prlority over this Secu�ily Instrument un�eas Bonower. (a)agrees (n _ <br />�• `' writinq to ihe p�yment of the obllgatbn secured by tha Ilen In a manner�ccsptabb to �ender, (b)conitsts In good f�ith tht = <br /> " Aen by, or defands agalnat entorcement ot ihe lien in. tegai proceQdNigs wh�h i� the LendKa opinlon oper�tt to prevant tha <br /> � , enforcement ot the Ilen:or (c) secures from the hoid�r of thQ Ilen an agrwmxit saUstactory to Lende► subordinat(ny tha Iim to <br /> ihia Sacurity tnstrumQnt.If lender denrmines that any part of the Property(s subJect to a Aen which may+ttRin prbriry over thia <br /> � Securily InsWment,Le+�der may give Borrower a noUce IdenUlylnq the uen.Borrowar sh�Y aaUsfy th�uen a take on�w more of <br />� th�actlons set iorth above wkhin 10 dnys of the givinp ot noUce. � <br /> 5. Haz�rd or P�ope�ty In�unnco. Borcower shaii kwp ihe improvemants now exisUny or hKeaftr erecbd on the <br /> Property inwred ay�inst loss by ti►e, hazards included withln the tartn 'extended coverage'and+�ny othar hazuds,Includiny - <br /> 1loods or lboding,tor which Lender requkea insuranc�. Thh inswance shall be matnWned in the amounts and tor th�pedods <br /> , that Lander requfres. The insuranee eartier providfng the Insunnce shdl be ehosen by Borrower subject to lendera approval <br /> I which sh�A not be unre�sonaby withheld. If Bortower 1�Is to maintaln coveraga described abow. L�ndor m�y, �t Undx's -- <br /> ' ! opUon,obtaln cov�rape to protect Lender's�ighta in the Property In accordence with par�gnph 7. , <br /> • " AM inaunnce poUGea md renewds sheN be accsptabN to Lender �nd ahail IncJude a stand�rd mortyage dause. Lender <br /> ...- I ahaN h�ve the ripht to hold the polides and renawats. If Lmder r�qukes, Bortowx shaY promptly give to Lender aA ncelpta ot - <br /> , �� I paid prernlums�nd ren4wal noGces. In the event of bss. Barowor sh�U piv�prompt noUcQ to tho Imunnce cartiK�nd UndK. - <br /> , � L�nd�r may m�ke proot of Ioss it�ot made prompUy by Bortower. _ <br /> Unt�as Lendar�nd Bortower otherwise ayree in writing,insuranc�praceeds shall be appNea to restaatfon or rep�ir of the <br />� ' � j P►opaty damay�d,if the restoratlon w repak fs economiuNy feasible and Lendet s security is not kssened. It the�estoraUon or <br /> rep�k Is not eco�omically fewsibie or Lender's security would be IessQned,the Insuranco proceoda ahall b�appNed to the suma <br /> - � secured by thls S�curity Instrument, whethar or not then due, wfth any excess pald to Bortowar. Ii BorrowK abandom tho <br /> _; ' Property, or does not answer within 30 d�ys• notice from Lendv that the insurance cartler haa oflxed to satU� a ci�im,then <br /> ' � � Lendx may coYect the hsurance proceeds Lender may use the proce�ds to repair or restore th� Property or to pay aums <br /> __ � �i :�cured by thia Sewdry InsWment,whether a not thm due. The 30•day perlod wW bepk�whm th�notice is piv�n. <br /> � Unlesa L�nder and Bortower othawise agne In wrfthg. �ny epplication of proceeda to prk�cipd ahaq not extend or . <br /> - postpone tha due drte ot the monthy p�yments releired to In p�raynphs 1 and 2 or chanye th��mount of th� paymenla. If <br /> - _ .�;,..,s..,:,:. ._� ... undar parapnph 21 the ProP�Y Is �cquYed by Lender. Barower'a dght to any inaunnce poNdae and proceeds nwftiny hom <br /> .�.;,.::-r.� .. . <br />-���• = �^' � d�mape to th� P►aperty prior to th� �cqulaillon ahal pass to L�ndK to th� extmt of th�fums by this S«xrrtty Instrum�nt <br />-: , .;. .':.:•,;t:�.� ` <br /> �;..,.,:-�►:...�:.�,je _' Mrmwdl�tey prbr to the acqufsltion. <br /> ��-�- �` �:;;�� 6. Oaaup�nay, Pr�s�rvattan, Msinbnanc� and Prot�ctton of th� Prap�rty; Borrow�r's Losn <br /> �__��_��__" • ____L_�J_ w'—""__ _i_r _'_"'_'" ._�_�n_� __J..__LL_fL����._� 5��...Y�� �.L.J..�I.���J��...W.L <br /> --i'� .. . . lw�l�{i�{�{��� f..rNr�R�YF OVIfV1101 i1M11 VWYFI�� OOYVMOII��IIY Yor tl����V�/w�]�� V�n�vt'w �n���r��wrw� ���� _ <br /> f� ''���+ � sbdy days �Rr th� �xauUon of thls Seaufty InsUum�nt md shaq conUnue to occupy th� Prop�rty as Barowds prindpat <br /> __. ,�� oA,.n••t`1r1;.... ; . <br /> .�.;_�'y" " `.� naid�nc�iw at t�ast ona yrr dter the dite of xapancy,uniess Lend�r othwv+ise�preea h writlnp, which conaent ah�Y not <br /> � b�ww�asau6ly wNhhNd,or unf�ss e�d�nwWp dreumstu�as axist wh(ch an beyo�d Burow�r's eonVal. Bortow�r ahaN not <br /> .�' d�atroy, drn�p� a Y�tr th�Prop«ty, �Now th�PropMy to detwio�t�,or comrt�t w�ste on tho Property.Baroww ahaY t» fn <br /> �''� d�fwk H any torf�ura acilon or proeNdMy, whether civA a cMmk�u,is bepun th�t in Lenda's 9ood faNh Judym�nt coukl resuk <br /> ..'�:-� . h forGieun ot th�Prop�rty u oth�ewk�tn�t«1�My knp�k th�Y�n a�Ud by this S�aidty Instrum�r►t a L�ndK's acurity int�nst _ <br /> .t.. <br /> � <br /> �a�auw nvw� Pw.z ot s �,� G/� <br /> :: - <br /> -- --_:.-�-�� 9a�ea.u� <br /> ;::•,:�.�:�:��_:_�' <br />