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<br /> : i.M'` "' s� Nsa�rd or Property Iawrutce. &mowcr �:iudl kxp the iniprovementc now cxisting r rca er e the
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<br /> " :t„�„� Pr��pcRy insural ayrinyt la�+hy firc,hui�rds iiKlu�k�l within ihc Icrm "extr�xlal covcrugc" aixl uny �Khcr hwuirdx.itkludinQ
<br /> � flaxl+u�►i�x�liub,li►r wi�ich I.rixicr rcyuirr. �OW IWk�.TIi{�Ii��tlF'ctUi�tilfilt Ik tTialp:aincd fn thc am:�unt�anc! fnr thr p�^rinds �_...
<br /> � '';^�� � �-� that I.c�xlcr rcyuire�. Thc inwru�xc rarricr p�aviJeng thc in.uruikc�h•rll bc choKn by i�►rrowcr .ubject to IAnJer'�uppruv�l
<br /> ��:�,. . . ' whirh shull �H,t lx unrw.c�iwbly wi�hhcld. It' &�rruwcr tail�t�► nwinwin cuvcrrgc JcKritnJ.•atx�vr, lwr�lcr nwy, at L�:r�ler's
<br /> ,�;,,..... .� � �� optiun.obtuin caverage tc�protect l.ei�lcr'.ri�;ht,in ih�Pr���xrty in arrurdunrc with parugraph 7.
<br /> ,,. •,..... :r}. AU in�urunce puliciey und renew•rh�hatl l� :�ceptuMe tu I.c�xler s�n�i .hall incluJe u �taneiurd nwrt�;u�!e claux. l.ender
<br /> ' �. .h•ril havc thc right to hold thc pcdicic�a�xl r��xwal�.U�l.cruier rcyui�c,,&uruwcr�hall prump�ly givc to IA�xlrr•rl I r�rci�tti of
<br /> r , '� ,,, pa�d prem�ums and renewai natirr�, ia th�cvcut��1'lu.ti.&+rruucr.hull gi�e �iowpt�xuice a��hr iu`urauce crsrier:sud Lei�dec. _-
<br /> �� ' �' '� I.cndcr may nu{:c pnx�f of la�s if M�t m:Kic promptly by Bormwcr.
<br /> Unle�s Lerxier and&�rrower othcrwi�e agrce in writing,insurance pr�ceed+tihaU he rpplied to rr.u+rution��r rcpair of the
<br /> �'� ��,�.•.�,,,,. . ,G Propeny damag�'d.if the re�turv,tion ur r�p;►ir i.ec�n��mically fe:+sible und Lender'ti�ur;ty is rat Ietiuned. IF the re.rtoration nr ��,_:
<br /> _�,,�;;� repair is n��t�YOnomic•rlly feariMe nr l.erxler'��ecurity would be Iesre�k�i,tht insur,,nce pr�xeai.�hall t►e applied to the sums --
<br /> securc;ei by this Security Insttunxnt, whether ur iux then due, with any cxcess paid to W�rrnwcr. If Bi►rrowcr ubandcinr the
<br /> �-= � ;, • � Propcny,or does nc�t answer wiQ►in :10 day.u ik+tic� from Lender thut the insur:�na r:►Rirr hr���ffereJ to settle a cluim,then �`:
<br /> ��'=+ L.ender ►na� collect the insurance roceecis. I.endcr ma use the roceeds to re air or restore the Pro n or to a tiums �`
<br /> y p Y P P' Fk Y P'Y•
<br /> :a secured by this Securiry Instrument, whciher or not then due.The 30-day period will begin when the nnticc i.r given.
<br /> d�� ' , Unless Lendcr Arx1 Borrower ocherwise agrce in writing, uny appliratian of prcxced� to principal xhaU not extenci or �
<br />. }x,titpone the due date of the monthly payments referrcd to in parugruphs I and 2 nr chunRe�he anx.unt �f the T+Hyment�. If �__
<br /> .. . under parugraph 2l the P�operty is acyuircd by l.ender,Borrower's right ta any insurance p��licies und proceeds retiulting from �-=
<br /> daunage to the Propeny prior to the acquisition+hall p•ass to l.ender to the eeten[of the sums secured by this Security InstrutnNnt �
<br /> immediately priur ro the acquisition. __
<br /> 6. Occupancy,Prescrvatinn,Mpintennnce and Protectlon of the Property�; 8orrower's l,os►n Application;Ixaseholds.
<br /> &mower.hall ocrupy,e�tahli�h,and use the Prop�ny as&�rrower's principal residence within sixty d�ys after thc cxecutinn of ___
<br /> •• thiti Securiry Instrument a�xi shaU rontinue w occupy the Praperty as&�ROwer'x principal residence for at Icast one yeur after -
<br /> , , thc dute of accupancy.unles�Le�xier otherwisc agrces in writing, which can�ent.hall not he unrcasonably withhcld,or unless v
<br /> extenuating circumstances exist which are 4x:yond Borrou•er's control. Borrowe� shall not destroy, damage or impair the �-�_
<br /> Yrnperty, allou• the Praperty ro deteriorate, or c��mmit waste on the 1'raperty. Borrower shull be in default if�ny forfeiture
<br /> ., action or prnceeding. whether civil ar criminul.is begun thut in Ixndcr'x gc�d fuith judgment could result in farfeiture of the � ,'
<br /> Propeny or otherwise materially impair the lien created by this Security Inu►ument ar Lender'ti security interest.BoROwer may
<br /> cure such a default ara1 reinstate,us provided in parugraph 18,by rausing the action or procceding to be dismixsed with a ruling
<br /> that, in Le�uier'� g�x�d f�ith dctcrniin•rtiun, precluckti forfeiture of the 8orcowcr's intcrcst in the Property or othcr materiul �_
<br /> � impairment uf the lien created by thi� Security Instrunxnt or I.ende�'s secucity interest. Borrower shull also be in default if —'
<br /> &�rrower,during the loan npplication prcxe.,,gavc materially falk or inwccurute infomnation or titatements to lxnder(or failed
<br /> - to pruvide Lender with uny material infiirmatiunl in a�nnrction wi[h the I�n evidenced hy the Nute,including, but not limited
<br /> to,representutions concerninF&mower's�xcupan��•of the Property us a prinripal re+idence. If this Security Instrurnent is on a ���
<br /> Icasehold, Barrower shaU compl�� with ull the provi.ion. of the Iru,c. (f BorcuK�er acquires fee title to the Propeny, the '��-',<"
<br /> leasehold and the fee titic�hall not mcrgc unlr��[.cndrr agnes to thc mcrgcr in writing. ----
<br /> 7.Protectioo of Lender's Ri�htc in the Propert��.1f&�rrowrr fail�tn pertiirm thc covenants and•rgreements contuineci in �`�'�
<br /> ; this Security ]nstrumrnt, ar ther�ir u Iegal prixeeJing that may signitir�mly affrct[.enJer'+rightti in the Property Isuch t�+a �;;=
<br /> pracceding in bankruptcy, prohate, tix condenmatiun iir fort'eiwrr ar ai enfi>rce laa•.or re�ul•rtion�l, then Lender may do and "__-
<br /> p'� pay for whatever is ncres,ury to prc�trct thr valur uf the Praperty and Lcndcr'ti rights in thc Property. I.ender's �ctions may �
<br /> �� inelude paying any sum� ucureJ hy a lien which ha. prioriry u��er this Security Imtrument, appe:aring in court, paying
<br /> ' rcusonablc attarncys' f�es and crncring on thr Propen�• tu inak�rcpair+. Ahhough Lender may take•rction under thi s parugraph ��._
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<br /> � �� 7,I..e►xler dc�es not havc lu do,o.
<br /> + � Any amount�di,burx.�i by C.�ixlcr unJcr thi+ paragraph 7 .h.►11 bcc��nk additi�mal Jcht of &ttrowcr ticcured by this �-
<br /> � Securiq�Instrument. Unlc.� &�rrowcr and Lend.r agrce tu other trrm�of pa��ment,thek amuuntti�hull bcar interest from the �`;=-.
<br /> � ' dute of disbur,;ement at the Notc r�tc arxi +hall bc puyahle, with interest, up�m nrnire from L.cndcr ta &�rre�u�er reque.rting �•-•
<br /> ' psymrnt. __
<br /> ,,� � - ; 8.Afortga�e Insurance. If Lcndcr reyuircJ m��rt�a�:r in+uranre a�a mnditiun uf making the lo•rn�erur�Yi by thiti Security 4_
<br /> �`.+���:� � Instrumcnt, Bnrrowcr shall pay thc prcmiums rcyuirrd to maintain thc nxirtgrgr in.ur.�nrc in rtt�tit. If, ti�r any rcation, the a.�
<br /> ' mortgage intiurunce ci�vcragc requircd hy l.rndcr lap.es i�r rertic.tu tx in cftect, B��rruurr.hall pay thc premiums rcyuimd to ==-
<br /> � ,,, � obtain covcragc substantially ryui��alcnt tu thc nH�rtga�c in,uranrc prcvinu.ly in rt'tcrt, at a cust .uh,tantially cyuivalcnt to thc ��'�'
<br /> f t��, � cost to Borrower of the mortgage imuranrc pr�vi�w.ly in eftcrt, fram an alternate nwnga�c in,urcr uppro�•rd by Lender. If !�.--z
<br /> k�; -' . subst:�ntially equivrlent mortgagc in.uranrc rovcragc i, nut availablc, &rrruw•�r.hall pa�•tu Lcnder rarh nttmth a�unt ryual tn '�t,�
<br /> j'��;. one-twelfth of the ycarly mi�rtguge in.ur.mcc pnmium t+cing paid by Biirrowcr a•h�n thc intiuranre rnveragc lapx�l ur ccased to '. .
<br /> �� be in effcct. I.endcr will accept, u�c and retain ttx.r paymenis u. u la�. n�rvc in 6eu ��f mortgage insuranre. Losti rescrve =�
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