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<br /> '1'O(3ETH�R W1TH dl the improvemenu now or hercafur erected on the pmperty,and�Il eiuecnenu.appurta�u�ca,wd
<br /> t�zturcc mw on c�rcYfter a part of th� property. AU rrr�lacements �xt udditionc stull dso be oavcral by thi� Security
<br /> - - Lutrument.All of'thc forcgoing is referrad ta in thts S�xu�ity iostw�iKi�t ac th�'Prap�.ny." --
<br /> 80RROWER COVENANI'S chat Bnrrower is lawfully seir•ed uf thc est�to hcreby conveyed and has thc riQht a�ranc�nd
<br /> convey the Propeny and that the Pmperty is unencumberod, except f�r cncumbr�nces of�xord. Borrower warrarus and will
<br /> a defend generally the title to the Property against all claims and demandc,subject to rny anrumbranres of record.
<br /> ---- T1�IS SECURITY INSTRUMBNT combines uniform covenxnts far natianul use�nJ non-uniform coverwnts with limitod
<br /> �;��- vuiations by juris�iiction to constitute a unlfarm security instrumei�t covering real property.
<br /> • UNIi�ORi�COVE�.iAP.iTS.Tw�►uwcr �u�i i.ci�ic� wve��;uit.irµi agrH.as fa!lot:s:
<br /> ___ _ ' i, Payment oi Principal and ]nteresti �Poy�nt And l.�te CharRa. Borrower shutl pmmptty pay when due the
<br /> - _,,,..,=I.�„_�� principal of und interest on the debt evidenced by the Note and uny prcpaynxnt and late churges due unc�er the Note.
<br /> �,��,���; 2. Funds tur Taxes and lnsur�nce. Subject t�� upplicable luw or to A wrltten waiver by l.ender. Borrower slwli puy to
<br /> _-��� �; Lender on the day monthly payments are due undcr the Note,until the Notc is paid in tuU,u sum('Funds")for:1a)yeurly taxes
<br /> ,.:.- - ..
<br /> � • ' and assessments which may attain priarity over this Security Instrument us u lien on the Property:(b)yearly leasehold payrrnnts -
<br /> - ..°.°-°��-- � or routul rents on th�Pro rt ,if an : (cf yearl hazard or ro n insurynce remiumti;(d) earl flood insurance remiums,
<br /> g Pe Y Y Y P pe Y P Y Y P
<br /> if any; (e)yearly mortgage insurance premiums. If any:and (�any sums puyable by Borrower to I.ender, in uccordanco with
<br /> '�"y'x`�"�`''''f� the provision�of paragraph S,in lieu of the payment af mortgage insurance premiums.These ite►ns are callecl"Escrow Items.'
<br /> - l.ender may, at any time,collect and hold Funds in an amount noc to exceed the m►ximum umount a lender for a foderully
<br /> --�_.' '�� ;.{`•.'„� nlated mortgage toan may require for Borrower's escrow accoune under the federal Real Estute Setdement Procedures Act of
<br /> -i ;:^ 1974 as amended fram time ta time, 12 U.S.C. Section 2601 et seq. ("RESPA"),unlexs another law that applies to the Funds
<br /> �� -.��!�-- ����r>'"; sets u lesser amount. ff sa, Lender may,at any time, coliect and hold Funds in an s►nwunt not to exceed the lesser amount.
<br /> '����;,;t��" �' �.� I.endcr may estimatc the amuunt af Funds due on the basis of currer►t date and reasnnabie cstimates of expenditures uC future _
<br /> �` � •' � Escrow Items or otherwise 1n accordance with applicable law.
<br /> " � '',� �'r'�'�,�• The Funds shall be held in un institution whose deposits nre insured by a federal �gency, instrumcnt�lity, or entity
<br /> ' '•ti`�.%� (including I.ender,if I.ender is such nn institution)ar in uny Federal Hame[.oan Dank.I.ender shall opply the Funds to pay the
<br /> ' �'� ' ft Escrow Items.I.ender►nuy not charge Barcower for holding und applying the Funds,annually anulyzing the c�crow account,or
<br /> �� � • verifying the Escrow[tems, unless I.ender pays Borrower interest on the Funds and applicable law permits Letxier to make such
<br /> - . . a charge.Howevcr, I.cndcr may require Borrawer to pay a one-dme charge far an indepencknt real estatc tax reporting service
<br /> • . • used by l.ender in connection with this loan, unless applicable law providex otherwise. Unless an agreement is mude or -
<br /> . applicable law requires interest to be paid, lxndcr shall not he required to pay Borrowcr any interest or eamings nn the Funds.
<br /> �;,_,�,,,:. Borrower nnd Lendcr may u�rcc in writing,however, that interest shall be paid on thc Funds. lxnder shall give to Borrower, �.,;
<br />__ �.:,��__ __ _� without churge, an annuul accounting of the Funds, showing credits und debits to the Funds and the purpose for which euch
<br /> - -� �- —'—� � debit to thQ Funds wati made, l he i�unds are pieciged ati additionai.ecurity i'c�r ait�um.x�c:wc,t`v7 ihis�curity Insirumcnt.
<br />' � '`', I If thc Fundx hcld by l..ender exce��i thc�mounts pern�itted to bc held by applicuble law,Lender shall account to Borrower
<br /> ' ;•? 'i. for the excess Fundn in acconiancc with thc rcquircment�af upplicnblc faw. If the amount uf the Funds hcld by L.encler at any _
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<br /> , � time is not sufficient ta pay the Escre�w Item.when duc,i.ender may so notify Borrower in writing,and,in�uch case Borrower
<br /> ` •, shall pay to L.ender the rmcwnt nrce,�aq� to mukJ up the deficiency. Borr�wer shntf tnake up the deficieney ia no more than
<br /> �:-
<br />� � twelve rnonthty paymcnts,ut I.e�dcr'x���Ic di,cretion.
<br /> ' � Upon paymcnt in full of all timn,.e:curocl hy this Sccurity Instrumcnt, L.enJcr �hull promptly rethnd to Borrower ;my
<br /> Fundh held by l.enJ�r.If,under pura�traph 2l. Lcnder shall•rryuiro nr�ell thc Pruperty.Lx�uirr,prior to the acquisition or sale
<br /> I�•� '. � •�`' of the Property, �hall apply uny FunJ. held by l.cixicr at the timo of ucyuisition or.alc ati a credit aguinst the sums securod by
<br /> this Sccurity Inwtrument. _
<br /> „ �� .� 3. Applkation uf Payments. Unlc��applicahlr law providcti uQirrw�i�r,•rll paymcnt,receiveJ by Lender unJer paragraphs
<br /> ;�� I und 2 shall be upplicd: fir�t, ta�ny prcpaymrnt chargr�duc undcr the Notc: �crnnd.t�� amcwnts payablc undcr paragraph 2;
<br /> • �, third,to intcrest dua; fi>urtb.tc�prin�ipal du�:and la,t,tu any lutc rhurgc�duc undrr thc Natc.
<br />, 4. Churg�: I.icns.&�rruwor�hall pay�ull tax�,.a�sc.,menb.rliargc+. fineti anJ imEx�sitions attributable tc►the Property --
<br />.t whieli may atwin priority�uear thir Sccurity In.trumrnt, and IcauholJ paymrnt,�u grounJ rentti. it'any. Autrower shall pay -
<br /> ' these ohligutions in[hc manner pro�•iJcJ in par�graph 2.��r if nat paid in that manncr, &rrru«•rr�hall pay thcm on time directly
<br /> to the perum owcd paymcnt.Burro�►er shull pn�mptly turni�h tu Lcndrr all nutirr.at'unu�unt.ta tx paid under this paragraph. �_
<br /> � �� • • If Barc�iwer muke+thc�c paynuntti JircrUy. Hurrciwrr�hall prumrtly furni+li tu LcnJcr»ceipts c�•idcnring the paymcnts. _
<br /> �'�� , &�nowcr,hall prc�mptl��di�rh:�rg�am lirn whirh ha.prioriq•�����r thi.Scruritc ln.trument unlr�.Burrowcr. (a)agrccs in
<br /> '��: �, writing to thr payment��f the uhligation secumd by th�lirn in u mannrr arrrptahle ta Lend�r. �h)runt�st�in gooct faith the lien °
<br /> y�..�. -+��' by, or defendti again.t cnti�rcemem uf'�he lien in, Icg:A prorecdingti ahirh in thr Len�rr'. upinion o�ratc to prevent the
<br /> :, � ` � enfi�rcenxnt of the lien: or tr)ticcure� from thc holder of thr lirn an agrccmcnt .ati.t'uct��ry to Lender,uM►rdinating th�lien to
<br /> ~ � •+�•` this Security Instrument. If Lender detemiineti that any part ai'the Pm�xrt�• i��uhjcct tn a lirn��hirh may attain priority over
<br /> -��. • �,,,F.,,,..�, ,. � Ihis Security Inrtrumcnt.Letxier may gicr Burruwer:�nutice idrmif}�ing thr licn. H��rrua�cr.hatl.atisfy the lien orrrkeone or _
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<br /> mom of the actions set forth above within 10 day.01 thc�ivin�uf nutirr. "�=
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