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<br /> — paiodr thu Lender requinx. 'll�e iruuranca curier providin�the Insur�nce rhall be chaen by Bomavv�r wbJect to Lenderti
<br /> appnovstl whkh sh�ll nat be unre�uanably withhald. If Borrower f�il�W m�intaln covera�e deacdbed xbove.La�der m�y.u
<br /> l.ader'�optlan.obtain coverage to prutect Laiderk�i�hu itt the�Rv�rty in xcord�nce with p�raQraph?.
<br /> All lncunu�ce policies and t�enewals shall be accept�ble to c w�d dull inclu�ie�atandud matgage clouse. Lender
<br /> sh�ll have the d�ht to hold the policfes and nnew�ls. If Lender require�,Barowe�ahall promptly�Ive to Lender�11 roceipta
<br /> of p�id pnemiums md rcnew�►t notices. !n the event of locs,Bamwer shdl�ive prompt notice to the inaurance carrlar and
<br /> - - ---- ----- Lender. Lenckr may meka proof of loss if not msde promMly by Rcwruwer.
<br /> Unless Lender and Borrower othenvlsc�greo in writ�ng,insurw�ce praxds shall bc applied to rcator�tion or ropAir of
<br /> the Presperty damaged,if the restomtion or c�pair is xonomicaqy feasibk and Lenderk r,ecurity ia not lessened. If the
<br /> nestcxatlon or r�pair is not eeanomieally feasible or Lender�a socurity would be lescened,the insuranee proeeeds shall be
<br /> appli�l to the sums aecuc+ed by thia Security Insuum.nt, whether or not t�en due. with nny excess paid tu Bocrower. If
<br /> Barower abandor►a the Property,or das not answer withln 30 days a notice from Lender that the incuruue c:urkr has
<br /> offered to settle a claim,then Lender may collect the insurance proceeds. Lender may use the procads to c�epair or restor+e
<br /> the Property ar to pay awns secured by thic Socurity Instrument,whether or not tha�due. 71�e 30-day period wiQ be�in when
<br /> the notice fs given.
<br /> Unlcss Lcndcr and Bocrower otherwisc Agree in wdting,any application of prnceeds to principal shall not extend or
<br /> paetpanc the due datc of the monthly pay�nents rcfemed to in paragraphs 1 and 2 or chenge the unount of the payments. If
<br /> under puragraph 21 the Property is acquired by Lender.Borrower's right W any insurance policies and proceals resuldng
<br /> - fram dumage ro the F'roperty prior to the acquisltion siwll pass to Lender tu Ihe earent of tbe sums secured by this Securiry
<br /> Insuument immedletcly prior to the acquisition.
<br /> - 6. Occupancy, Preservallon, Maintenence aad Protectbn at tbe Property; Borrowe�'s Lown Appiic�tbn;
<br /> � Leaseholds. Borrower shall occupy.establish,and use the Propeety ac Borrower's principal residence withln sixty days afur
<br /> ':'_�' the execution of this Secudty Insttument and shall continue to occupy the Property as Borrower?s principal residence for at
<br />. least one year after the date of occupancy, unless Lender otherwise ag�ees in writing, which consent shall not be
<br /> = unreasonably withheld,or anless extenuating circumstances exist which are beyond 8orrower�control. Borrower shell not
<br /> destroy.damage or impair tha Property.�Ilow the Property to deteriorate. ar cammit waste on the Praperty. Borrower shall
<br /> be in d�fault if any forFeiture action or proceeding,whether civil or crimind,is begun that in Lender's gaod faith judgment
<br /> '-;' :a� could result In forfeItuto af the Properry or othenvise materially impair ihe lien created by this Securiry Insdument or
<br />'_ Lender?c securlty interest. Borrower may cure such u default and relnstate, as pravided in paragruph 18,by causing the action
<br /> or praceedins to be dismissed with a ruling that,in Lender's goad faith detertnination,precludes forfeiturc of the Borrower's
<br /> _ , �r,, Intercst in the Property or other material impairment of the lien created by this Security Instrument or Lender�s secudty
<br />.;.�•-,,, interest. Borrower shall alxo be in default if Borrowcr. during the loan applicat[on proccss, gave materially false or
<br /> inaccurate infortnation or statements to Lender(or failed to provide Lender with any materiel information)in connection wIth
<br />-.= ;� � wtt;. tlte losn evidenced by the 1L�ote, including.bnt not limised ta.r�epresen2aGor�s conccming Borrawcrv accaparicy of thc
<br /> .'��:�,}; • Propeny as a principal rcsidence. If this Security Instrument is on a IeasehoW,Borrower shall comply with all the pravisions
<br /> - ��••.,..•:-:,'.-': = .� ` of the lea�e. If Borrower acquircs fee title to the Property,the leasehold and ihe fee title shall not mcrge unless Lender agrces
<br /> .:�;�;z� ,�u-�:;'•.: to the merger in writing.
<br /> ;;�.:.�o::.,.:..i:;.�;i:: • 7. Protection of l.ender's Rights in the Property. if Borrawer fails to perForm the covenants and agreements
<br /> - • , con[uined in this Serurity Instrument, or there is a legal proceeding that may signif►cantly affzct Lender's rights in the
<br /> �.F�x��i;`�,, ' Property(such as a proceeding in bankruptcy,probate,for condemnation or forfeituc+e or to enforce Isws or regulations),then
<br /> _ Lender may do and pay for whatever is necessary to protect the value af the Property und Lender's rights in ihe Pcoperty.
<br /> � "" " ' ' Lander's nctions may [nclude paying any sums secured by U lien whlch has prioriry over thiti Security Instrument,uppearing
<br /> " ' in court,paying rensonable attomeys'fecs and�entering on the i'roperty to muke repairs.Althongh Lender muy take action
<br /> _ � "`'"'"'` under this paragraph 7.Lender dces not have to do so.
<br /> - � ,. `�'` Any amounts disbursed by Lender under this purugraph 7 shall become additional debt of Bonower secured by this
<br /> -` ���.- � ' "' Security]nxtrument. Unless Borrower and Lender agree ta other termti of payment,thexc amounts shaU bear interest from the
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<br />��� S �; `, . . ',. dutc of disbunement at tha Note rate and shall be payable,with interest, upon notice from Lender to Horrower requcsting
<br /> . _ puyment.
<br /> _ . „ ;�` 8. Mortgage Insurance. If Lender rcyuired mortgage in,urance us a rondition of making the laun secured by this
<br /> � , Security Instrument, Borrower,hall pay the premiums mquircd to maintain the mortguge insurance in effect. If, for any
<br /> . • " '� reawn, the mongage insurance roveruge rcyuircd by Lender lapses or cc�.ties to be in effect, Borrowe� shall pay the
<br /> �, , ". pmmiurn+ required to obtuin cover,�ge substantiaqy equivulent to the mongage in+urunce previously in effect, at n cost
<br /> . substantially equivalent ro the cost to Borroaer of the mortgage insurance previoutily in effect,from an alternare mortgage
<br /> , insurer approved by Lender. If substuntially cyuivalent mortgage incurance coverage is not uvailable,Bonower shull pay to
<br />_ �- Lender each month a�um eyuul to onc-twcifth��f thc yearly mortgage insurancc premium being paid by Borrower when the
<br /> . � �� •: � in�urnnce covcrage Inprcd or ceased to lx in effect. Lendcr will uccept,use and retain the,c payments as a loss reserve in lieu
<br /> -� �t E;�,;�;•, ,� of mort�age insurance. Locs rexe►ve payments muy no longer be required,at the option of Lender,if mortgage insurance
<br /> � • coverase(in thc umount und for the period that Lender rcquires)provided by an insurYr Approved by Lendcr again becomes
<br />`=-�4-•• " �,,.,�. , � available and is obtained.Borrower shall pay the prcmiums mquired to mair►iain mortgagr insurance in eCfect,or to provide n
<br /> loss reserve,until the requirement for mortg:�ge insurunce ends in uccordance w ith any W�ritten ugreement between Borrower
<br /> ���- � � � ,�y . and Lender or applicable Inw.
<br /> ���. �•.}4'°'' `' 9. Inspection. Lender or its agent may m:►kc mationable entries upon and ins}xctiom of the Property. Lender shall
<br /> �'�= � ' • give Borrower notice at the time of or prior to an inspection specifying�easonable cauxe for the in+pection.
<br /> - � `�''���``''��:. � 10. Condemnation. The procerds of any award or rlaim f�r damages.Jirect or conseyuential,in cunnection with any
<br /> �'.v.�1.� . .�y.
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