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<br /> s, t�wsri oe p�ope�iy Iwur�noe. Borrowu �hall kap the improvements now exl!l��ar he��f'Ll�.'� an the
<br /> -- — - -- ?= Prq�eny inwred a��inct lou by fire,hu�rda inciudod within the cerm �C1I�CI1tICJ{:UYrfi�2� and any orls�r h�rda� f�cl�Cfng -
<br /> flooda or flooding. for which Lender roquires in�urwxx. ThI�inwrwue siu�ll he mai�tai�xd in the iu�wunti a�id far the periuds
<br /> �hut I.ender roquires. 'f'he insuranoc carrler providin4 thr innur�e xhtll t�c cix��en by Born�wcr w6Jxt tu Lender'K appmv�l
<br /> which ahall nat be unreasonat►ly withheld. Ii'Bomawer failY t�� nwinirin rnver�e ciexrlt►al wfwve. Lerder nwy. at Lender'c
<br /> q►tion,obudn wvcraQe to protect Lender's d�htti in the PnWerty in wKaY�ni��xe wlth pura�rxph 7.
<br /> =-�T_____—� A�l iruurance policies�nd rcnewals stwll be acceptable to I.cixier iuxi shall irklude o st��rd murtQago clanse. L.er�der
<br /> �twll havc tbe d�ht to hold the policita�ynd renewals.If�l.endrr c�quircs, Hurruwri a{wtl pratstptly give to Lcrulcr sl!raxipta of
<br /> ` '• paid prcmiums ond rctuwal�wticcs. in thc event af los�,BorrowYt�11�ive pmmpt notice to the inwrrna carriet u�d l.endcr•
<br /> I.�endar may n�eko proof of losc if not made promptly by Borrower.
<br /> Unless i.endcr and Borrower atherwlse+�gcee in writing.insurrnoc procoods stw11 be appliod to nctanition or rcpair of the
<br /> � = Propeny darnaged.if thc rCStarntion or npair ia ocanomically feasible and Lender's ssecurtty is not la:sened.If the reuoration Qr
<br /> _ .�..� repair is not eronomically feacibla or Lender':socudty wonld be lessened,the incurance procroals shill �e opplied to the sumr _
<br /> secured by this Socurity Instrument,whether or not then due, with any exce.gs paid to Bomawer. If Bomnwer xbu�xlons the
<br /> Property. or das nat ancwer within 30 dxys a noticc fram L.ender that the insurancc carricr h1s offual to settle�►d�im. then
<br /> � � I.�nder may collect tho insurunce praceeds. l.ender may use th¢ pracoods to npair or restarc tbe PropeRy or to pay xums
<br /> securod by this Security Jnstrument, whether or not thcn due.The 30-day periad will begin when the noticc Is given.
<br /> =��" Unless Lender suK! Bucruwcr othenvise agroe in writing. any application af pro��eeds m priocipal chall not extend or �
<br /> -� •� postpone the duo date of the monthly payments rcferred to in paragraphs 1 and 2 or change the amount of thc paymeots. If
<br /> ����' �; under parugraph 21 the Property is acquirod by L.ender,Borrower's r�ght ta any insurance policies and proceeds rcsulting from
<br /> ' �`�'�"�```�� darria e to thc P�a rt rior ro thc ac uisition shall s to I.ender to the catcnt of the sumc securcd by this Security Inct�umcnt
<br /> ;,.:,.
<br /> , .�ya�:��r,�;.,,.. 8 Fe Y P 9 P� —
<br /> �' �•"' immediatcly prior to thc acquisition.
<br /> ' "tl �� '��`''� 6.Occupancy,PraervAtion,AfAintenance and Protection o[tlx Property;Borrower's Lam Appliattion;I�easeholds.
<br />,y. y3.���.;..:.:.�....:.,..,�:.
<br /> . -»'� •,�' ,(+6:�"r " Borrower shall occupy,estublish,ar�d use th�Property as Bocrower's principal cesidence within sixty dxys ifter the exxution of
<br /> �:;,�;,: . ' ��`� .� this Security lnstrument und shall continue to occupy the Property as Barrower's pr�ncipal residence for et least one year after
<br /> - �:7:�'�:�� '°"�����; the date of occupancy,unless L,ender otherwise agrees in writing, which oonsent shall not be unrwsonably withheld,or unless
<br /> ��;';��;,�-„� � extenuating circumstances cxist which arc beyond Borrower's wntrol. Borrower shall not destroy. damage or impair the
<br /> ,.,Y,• . _ �t, Propeny, allow the Pmperty ta deteriorste. or commit waste on the Praperty. Borrowcr shall be in defaWt if any forfetturc
<br />— " � ' ', . � �_� action or proceeding. whether civil or criminal, is begun that in Lender's gaad faith judgment could result in forfeiture of the
<br />_ � ^ ,, ;,��;; Propeny or otherwise materially impair thc lien creatod by this Secur�ty Instrument or I.ender's sccurity interest.Borrower may _
<br /> � .::� _ cum c�ich a default and reinstate.us provided in parattraph 18,by causing ihe action ar proceeding to be dismissed with a rnling
<br /> c�
<br /> , � ' that, in Lender's gcx�d'fhith determination, precludes forfeiture of thc Borrowcr's interest in the Property or other material
<br /> • impairment of the lien created by ihis Security Instrument ar Lendcr's security interest. Borrowcr shall also be in default if
<br /> . Borrawer,during the loan appliratian pr�xess,gave materially fulse or inaccurate infacmatian or statements to Lender(or failed
<br /> - to provide l.ender with uny materiul inforn�atian)in connection with the loun evidenced by the Note,inrluding,but not limited
<br /> ( to, reprexntatiant conceming Horrower's accupsncy of the Property as a princ[pal rexidence. !f this Security Instrument is on a Y
<br /> - „ leasehald, Borrower shall comply with all the provisiony of the Icase. If Bottower acquires fee title ro the Praperty, the
<br />-- ' leasehold anci the fee title�hall not m�:rgc unless Lcnder agrccs to thc merger in writing.
<br /> 7.Protectton of Lender's RiRhts In the Property.If Borrower fails to perform the covenants and agreements contained in
<br /> -:T this Securiry Instrument, �r there is a Iegal proceeJing that may signific•rndy affect L.ender's rights in tlie Property (such as a _
<br /> - •• ' '"" proceeding in bunkruptcy. probate, for candemnutian or forfeiture nr tu enforee laws or regulations),then l..ender may do and
<br /> `�; � j pay for whatever is neceswry to protect the vuluc of the Property and l.cndcr's rights in the Property. Leruier's actions may _
<br /> �� include pAying any sumy se�ured by a lien which h•rs priority over this Security (nstrument, :�ppearing in court, paying E
<br /> - - rea.sc�nable uttomey�' fees ui�d entering on the Property to nwke repair+. Althnugh Lender muy tulce action under this parygraph �
<br />� . 7,L.ender does not huvc to do so. __
<br /> Any arrx�unt� disbursed by Lender under this paragraph 7 �hall t�ecome •rdJition•rl d�bt of Borrower secured by this
<br /> `' Security Inst�ument. Unlcss Borrowcr and L.ender agr��e to othcr temis of paynxnt, the�e umountti shall bear intcrest from the
<br /> .`` �� dutc of disburnement at the Note ratc and shall be payable, with interest, u{xm notice from [.ender tu Borrower tequesting
<br />�;• . PaYment.
<br />#.� �""�'� 8.AlartgARe InsurYnce. If l.ender�equired murtgage in�urance ati a cundition c�f making the loan secured by thi�Security
<br /> ;y�:,,,,; ` � I instniment, Borrower shall pay thc premium�requir�vi t�� maintain the martgage inxu�unce in effect. If, for any rcason, the
<br /> 3+ • � � �• ' .. � mortgage insurunce coveru�e reyuired by Lcader lapks ur ceas�s w be in effect.&�rrower sh•rll pay the premiums required to
<br />._�a,'", h`'� obtAin coveruge substantially equivulent to the mortgage insurance previously in effect,at •r�ost�ubstantiaUy cquivalent to the
<br /> �,.. I cost to Borrower of thc mortgagc in,uranrc prcvinusly in eff�Yt, frum an alternatr mortgugc insurcr approvcri by Lendcr. If
<br /> , substantially equivulent mortgage insurance caverage is not avuiluMr,&�rrower shall pay to I.ender cach mnnth a tium equal to
<br /> � one-twelfth uf the yeurly mortgage insurunce premium iking paid by&�rrower when thc intiurance roveragc lapse.d or ce:ued to =
<br /> ��� � �t be in effect. Lender will accepi,us�:and retain thesc paymentx w u losx reservc in lieu of mortgage in�uru�xr. Lnss mscrve �'
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<br /> -. ?.�. ' Fam 3028 9190 �
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