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<br /> -- oondam�tioa ar ot�er iaitii�of ray p�tt of the i'iup�riy.a fu�i�ti���st:,�i t�ts qt'r,�ss�.:sr l�r:bp�'..�d�
<br /> dwll be psid to I.,e�kr.
<br /> In t!ro evant ot• total ukinA of the Proputy.the qooeal��h�ll be�ppiied to tha wms�ocwod by►his Security
<br /> In:tcumcnt,wlxther or tat dxn due,with any axau paid to Hortuwer. in the event d a p�tid nkin�of the Propaty in
<br /> - which the fslr markst value of the Pr�aperty immcdiauly bclat�thx ta3cins ia equat to or=renter then the emoune nf the aun�s
<br /> �ecurod by thi�5ecedty Iniaumcnt immediately 6eforc the takin�,unku Barower and I�m�der dhorwlye�y�roe in writin=.
<br /> __��.�� the sums eecurod by thi�Sxu�ity Instniment Rhali be n�duoed by the amount aP the pcoce+eds mult�plied by the followin�
<br /> — - - - fi��;tiui: (r)tJx tatai amount of tfie iwna cacnred immadi�tety betare the wkin�,divided by<b}the fair market valuo of th�e
<br /> P�+ope�ty immedistely befae the taking. My balance:hall 6e p�id w Barower. l�the tvent of a puti�tl taicing of the
<br /> Ptapeny in which the fi�ir madcet vaue of the Property imrnediately beforc ihs taking i�Icu than the anwunt of the wms
<br /> ucu�ed immodiately befae the tsking.unless Borrower and L.erider otherwise��ee!n wtiting or unlas �pplic�ble I�w
<br /> othe�wise provide�.ttn procceds stuU be applied to the sunu secured by this Securiry Luaument whether or nat the sumr arc
<br /> tt�ai due.
<br /> If the Property is abuidoned by Eiorrower,c�r if,after naice by l.ender ta Bomower that the caxkmnar offen to mdce
<br /> an awud a settle�claim for damages.Barower fails to rcspond to I.ender within 30 days aat�t�r tt�e dat�s tho notive is givrn.
<br /> L.enler ia wtha�iud to collect and apply the procoeds.at its option,eithe�w�starntion or cep�ir of the Propcny or to tt�e
<br /> swnc secuced by this Security lnstnunent,whether or rat then due.
<br /> Unless Lender and Borrowec otherwise a�ree in writing.uny application of proaeds to principxl s6a11 not eatend ot
<br /> puctQoi�e the due d�te of the monthly payments refemed to in psua�nphs I and 2 or change the anwunt of such paymen4S.
<br /> 11. Bonrower N�t Reks�ed; Forbe�rance By Lender Not s Watvea Exunsian of the time for p�yma�t or
<br /> modit'ication of amortization of the sums secured by this Securiry Instrument granted by L.ender to�ny sucoessor in intec�est
<br /> `� of Barower shalt iwt operrte to rekKSe the ti�bility of the ariginal Borrower or Borroweri�successors in intercu.Lerukr
<br /> shall not be raluind to commence proceedings against any successor in intercst or�efuse to extend time for payment or
<br /> otherwise modify amortiutlon of the sums securod by this Securiry lnswment by reason of any dem�nd m�de by the original
<br /> - Bomnwer a Bomower's successors!n intenest. Any forbearance by Lende�in exeocising any ri�ht or remedy stwll�wt be a
<br /> waiver of a proclude the exenise of any right or�emedy.
<br />_.._ 12. Successorc and Assi�ns Bound;Joiat and Several LiaWlity;Co-signers. 11�.e covenants nnd agroements of thic
<br /> Securiry Insnument shall bind and benefit the successors and esstgns of Lender and Bomower,cubject to the provfsions of
<br /> paragtaph 17. Bocrower�s covenants and Agrcements shall be joint and several.Any Borrower who caslgns this Secu�ity
<br /> I�suument but dues not exocute the Nae: (�j is co-signing this Security Instrument only ta mortgage.grant and convey that
<br /> Somower+a intetes�t in the PropeRy under thc terms of this Security Instrument; (b)is not personally obligsued to pay the sums
<br /> � secured by this Scxuriry Instrurtxnr,and(c)agrees that L.ender and any other Bort�wer may agnc to extend,modify,forbear
<br /> or make �ny accommod�dons with rega�+d to the tertns of this Securlty Inswment or the Note without ttwt Bomower�s
<br /> consent.
<br /> � - a�, 13. Loan CIu�eQes. If the loan secured by this 3ecuriry Instrument is subject to a law which sets mwumum ioan `
<br />�� ��� eharges.and that law is finally interpreted so that the interest or other loan charges collected or to be coliccted in connection
<br /> ��` '" with the loan exceed the permitted limits,thcn: (u)any such loan charge shall be reduced by the amount necesxary to reduce
<br />�- the charge to ttie pertnitted limir,and(b)any sums already collected from Borrower which exceeded permittod limits w111 be
<br />•��• refunded to Bomower. C.ender may choose to malce this retund by reducing the principal owed under the Nate or by making a
<br /> direct payment to BoROwer. If a nfund reduce.principal,the reduction will be treated u�a partiai prepayment withaut any
<br /> ,:`�;-� prcpaymcnt chargc under the Note.
<br /> _ � 14. Notices. Any noticc to Borrower providcd for in thiz Scti:urity Inurument shall be given by delivering it or by
<br /> _ mailing it by first class mail un(ess applicable law reyuircs use of another methoci.The notice shall be directed to the Propecty
<br /> Address or any otl�er address Borrower design•rtes by notice to Lender. Any notice to Lrnder shall be given by first class
<br /> - - mail to Lendcr's uddrcsx stnted hcrcin or uny othcr address Lrndcr dcsignutes by nutice to Borrower. Any notice provided f�r
<br /> ,� in this Security Instrument shull be decmed to havc bcen given to Borrower o� Lcnder when given as provided in this
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<br /> 15. Covsrning Lstw; Seve�ability. Thix Security Imtrument xhall bc govcmed by federal law and the laa• of the
<br /> �,'�iS�`�+�:�•��•' •' jurisdiction in which the Property is locatcd. In the event that any provi�ion or cluusc of this Securiry Insteument or the Notc
<br /> �ra�•'.��• conflicts with applicuble law,such conflict�hall not uffect other provi�ions of this Security Instrument or ihe IYote which c:m
<br /> ; r��!�-i�'-'����. be given effect without the conflicting pravision. To this end the provisions of this Security Instrument and the Note are
<br /> ' �':,. �:�:'�; dcelared to be severable.
<br /> �~`�x��'!� �'` ` 16. Borrower's Cupy. Borrower shall t�e given one confortncd ropy of thr Note and of this Sccurity Instrument.
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<br /> � ,��;:i;�'•+,:•"r''':,• 17. 7Faosfer of the Property ur a$eneficial Interest in Borrower. If utl or;rny part ot thc Property or any interest in
<br /> '"'::�t: • !t is sold or tr.u�sferred (or if a bencficiul inte�est in Borrowcr is aold or tratnfcrred und Bonower ix not a naturnl person)
<br /> _ '� '' without Lender's prior written consent.Lender muy,ut its optiun.Ryuirr immediate p•ryment in fult of afl sums secured by
<br /> 1; this Security Instrumcnt. However,this optiun shu11 not be exerci:;ed by Lende�if excrci+e i�pmhibited by fedcrul law as of
<br /> "` �-�? tlte date of this Security Instrument.
<br /> ` ='='='"-a If Lender exercises this option.Lcnder xhall givc Borrower n�xice of accrlcr,uion. Thc notice shaD provide a periad of
<br /> `;`T.° '��:,�;5�..�.' na less than 30 duyx from thc dute thr noticc iti delivend or mailed within whirh Borcowe�mu.t pay all tium�secured by this
<br /> "' '.�.;� . � . � Security Insnvment. If Borrowcr fails to pay these sums prior to the rxpirati��n of this period.Lender may invoke any
<br /> � �'�''��w��' rcmedies rmitted b this S�curit Instrument without funhrr noticc ur demand on Borrower.
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<br /> _-a �,,,,..t_,�';• ! 18. Borrower's Right to Reinstate. If Borrowrr meets rcrtain ronditianti. Barrow�cr shall hu�e thc right to have
<br /> .�� enforeetttent of this Securit�� Inxtrument di�continurd ut uny timr prior to the earlier of: (a)S d•rys(ur such ather periad•r.ti
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