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<br /> - J_� TOCIE['F1FR WITH�II tAe improve�r�w►u now ar i�a�e�ita erocted on the proQerty.and�ii r�nmlc,appwse�upceh
<br /> and tixtwa rww a htre�ttcr a p�rt of the property. A!1 repl�cemenu md�ddidan�Rhall da be covaeed by thit SecrKiry
<br /> Itqt�ument. Alt of the fae�dn�is refarred to in tlift Security Guwment�s t6e"Propaty"
<br /> BORROWER COVENAIV'fS tlut Bocrowcr is I�wtuily se4�od of the ectate l�creby canveyod�nd h�thc right ta�rant
<br /> and convey YnG Ptnpxty�nd thu the Piroperty ia unerrcumberod.exapt for oncumbnu�ces af record. Barrower wscr�uw and
<br /> will defend generally the dtk to the Prc�erty a�ainst vl clairtu and demuids.wbject to�ny encumtru�cea of romn1.
<br /> ������"'� TNIS S�CUR[TY lNSTYtUM�N1' combine� unifarm covcnants for national use ancl non-unifam c�ovar+�nts with
<br /> limited varluions by Judadiction w constltute a uniform�ecuriry instrument covering re�l p�+nnpecty.
<br /> UNIFORM COVBNAN'I'S. Borruwer ud Lender covenant ar�d�gree as follows:
<br /> 1. PaYneat of priodp�l�nd Iaterati p�i'�t�ad I.ate Chwnes. Bon+nwer eh�ll P�M�Y WY Whea due the
<br /> priocipil of wnQ incecest on the debt evldenced by the Note�nd u►y p+epiyment and lato chuges due under the Nae.
<br /> 2. �uads tor'Ihfua�nd Iawrana. Subject to�pplicatble law a to a written waiver by L.ender.Bamwa stull py to
<br /> - Lrnciet on the day monihly payrntnts erc due mtder the Note,un[ii the Note is paid in full,a sum("Funds") for: (t) ytariy
<br /> tues and assessments which may aaain priocity over this Sxu�ity Insuuma►t as a lie�on the Prope.rty:(b�yenly kasdwld
<br /> p�yments or ground rents on the Property, if any: (c) yearly hazard or propetty insutat►ce premiums:(d)yearty Oood
<br /> fnsuruice premiums, if any; (e) yearly mortgage insurancr premiums,if any; ux1 (� any sums p�ysbk by Bomower to
<br /> Lender,tn accord�nce with the provlsions of pAr�graph 8.ln lieu uf the payment of mortgage inwrance premiumc. These
<br /> items are callad"Escrow Items." Lender m�y.at any t�me.collect and iwld ELnds in an amount not to ezcad the m�xGnum _
<br /> � amounr a Irnder fa a federaily r+el�ted matgage lonn may requirc for Barower'�escrow Account u�der the fedaal Re�l
<br /> Estato Sctticment Procedures Act of 1974 as amended from rirt�e to time,l2 U.S.C.$2601 et seq.("RESPA").unless�nother
<br /> ,M � law that appiies to the FLncls aets a lesaer anwu�t. if so,Lender may.at any dme,coitect and hold Flu�ds in an unount not to
<br />'°'��� cxcced the lesser xmount. Lender may estimAte the amount of Funds duc on the basis of cu�rent data end reasaubb
<br /> - euimates of expenditures of future Escrow Items or otherwlse in nccordance with applicable law.
<br /> The Fvnds sFull be hcld in an institution whose depostu are insured by a federal agency.insaummtaliry.or entiry
<br /> �h::.: �,'� (including L.ender,if Lender is such an institutIon)or i�any Fedcral Home L.oun Bank. Lender shall apply the Funds to pay
<br /> �`;f the Escrow Iums. Lender msy not charge Borrower fot holding and applying the Ft�nds,annually analyzing the escnow
<br /> a_ — account, or vedfying the F.scrow Items, unless Lender pays Borrower interest on the FUnds and applic�bfe Is►w pamits
<br /> - - Lendcr to make such a charge. Howevcr.Lender may requine Borrower to pay a one-tlme chargc fa an lndependent�+eal
<br /> - eswte wc reporting servlce used by[.ender in connection with this loan,unless applicable law provides ottxrwise. Unlas an
<br /> _ agnxment is mnde or applicable law requires inte�est to be paid,Lender shall not be required to pay Bqrrower any interest a
<br /> k�! - eamings on the Funds. Borrower and L.ender may agra in wr�ting.hawever,that interest shall be paid on the Wnds. Lrnder
<br /> - shall gtve to Borrower.without churge.an annual accounting af the F�nds�showing credits and debits to the EUndc and the
<br /> - purpose for which each debit to the hl�nds was mode. The Funds are plMged as odditional secur�ty for a11 cumc secuad by
<br /> ,� _, � _� this Security Instrument.
<br /> ,. If the Funds held by Lender exceed the amounts permitted to be hcid by applicable law, [.c�der shall aocowt to
<br /> � RS�''�'�,..,., Bormwer for the excsss Funds in accordance with[he requir'sments of applicable law. If the amount of the FLnds held 6y
<br /> � Lender at any time is not sufficieat to pay the Escrow Items when duc,l.ender may so notify Bomower in writing,and. in
<br /> ' ` such cese Bocrower shall pay to Lender the nmount necessary to make up the deficiency. Borrower stwll make up the
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<br /> '" ,• - �,: ., deflciency in no more than twelve monthly payments,ut I.cnder�s sole discretion. -
<br /> �� '`� «�^l�:` U a ment in full of ull sums secured b this Securi lnstroment,Lender shall� rom tl refund to Borrower an
<br /> '�� ���:=��::�:_..,,. . P�P Y Y �Y P p Y Y
<br /> - .,�.•,;;is.�,�..; FV�nds held by Lender. [f,under para�raph 21,Lender shail acquire or se11 the Roperty,Lender.prior to the acquisition or
<br /> �"�` ` sale of the Pro rt shaU a 1 an Ftmds held b Le�xler at the time of ac ws�uon or sale us a credit� amst the wrns
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<br />- ,• ,�`i�rr..,�+;c a?.,�=`�,t�. �. secured by this Security Inswment.
<br />-_:__ ��+�•�°•��.:��<<�? 3. Applkation of Pwyments. Unlexs applicable Iaw provides othenvise, all p•ryments received by Lender under
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<br /> � ti�}; .•; ' puagraphs I and 2 shall be applied:first,to any prepayment charges due under the Note;second.to amounts payable wder
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<br /> �„�'.�..� �.r� ....,. , puagraph 2;third,to Interest due;fourth,to principal dur,and last.to any lute chacges due under the Note.
<br /> �`.�.���� 4. ChArges;Lieas. Borrowcr shall pay all taxes, assessmencs,chugex, fines and impositions attributable to tt�c
<br /> '����•� ••r Property which may uttain priority ove�this Security Instrument,and Ieasehold payments a�ground rents,if any. Borrower
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<br /> ;', ;r•• -• �::�� shall pay these obligations in the manner provided in parugraph 2.or if not paid in that manner,Borrower shall pay them on
<br /> ". ;.��`,�_�;;::�.�,r„ , time directly ro the person owed payment. Borrower shall promptly fumish to Lender al!noticcs of amounts to be paid under
<br />";u , .A.��•-.� -;�;,,:;• this paragraph. If Bormwer makes these payments direcdy.Borrower shall promptly fumish to Lender receipts evidencing
<br /> . • 'r. 3�' the payments.
<br /> '���'_"�• � '. Borrower shall promptly dischazge any lien which hus priority oaer this Security instrument unless BoROwer:(a) agrees
<br />-= '•.-" in writing to the payment of the obligation secured by the lien in a manner ucceptable to Lender;(b)contests in good faith the
<br /> _..�_:'... .. lien by.or defends against enforcement of the lien in,legal proceedings which in the LenderS opinion operate to prevent tt�e
<br />_-^:;� "�TsL,�,,..�,:.' enforcement of the lien;or(c)secures from the holder of the lien an agrcement satisfactory to Lender subordinating the lien
<br /> - to this Securiry Inswment. If Lender detem�Ines thnt any part of the Pcoperty is yubject to a lien which may attain priority
<br /> '��" '� ' '' over this Security Instrument,Lender may give Borrower a notice identifyins the lien. Borrower shall satisfy�he lien artake
<br /> � _M ��_.� one or more of the xtions set fonh above within IO days of the giving of notice.
<br /> , ;- " S. Hazard or Property Insuraoce. Borrawer shall keep the improvements now existing or hereafter erected on the
<br /> �� � •�a.t�t.>° Property insurcd against loss by fire,hazards lncluded within the tertn"extended cuverage"nnd any other haza►ds,including
<br /> ��• .`�'6�'�^"�;::�;�:-^". iloods or flooding,for which Lender requires insurance. This insurance shall be maintained in the amounts and fa the
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<br /> Tr.,
<br /> Form 302t 9J91 (Inxe 2 ojbpaxesl
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