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<br /> -i� T(K3ETH�It WITH ull the improvemrntn�ww w twreut'tcr cralcal un the�uu�xtty,und ull cwM:nx:nt�,uppurtcn�u►ecr,
<br /> - - --- - - pnd fixtuncw ix,w ot herca[ter a putt��!'the pny+ee�y. A!I rct►I+u:enx�nic wxl u�fitiun�cF�ull wiw►ho cuvarwl hy �hir ti�+curity =—
<br /> . �.��* �, Y., ' InKtrumem. All ot the fixc�oins is rcfemeci�o in thi�Srcurity In►u�ument u�thc"F'r��an��."
<br /> �: �.'" BORftOW�R COVE'sNAIVTS ihut auaowr�i�lawfully K:Ixcd uf thc cxiwtu hcrohy cot►vaycd und l�u�Ihc ri�ht to��w�t
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<br /> �+�•��":' �:�� und ccx►vcy the Proparty und thwt thc Pn�pcny i+.uncnuumhchd,cxccpt lix ctkumhrqtH:�n of rcc�ird. liorruwcr wurram►wx!
<br /> ,'.�"w''...`".... x will defe�d gene�lly the tide tn the Pn�perty ay�ulnn�al!cluhrxw and elem:encls,suhjrrt ta nny ancumhrxncec ui ntinrd. C
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<br /> • THIS SECURITY INSTRUM�NT c��n�bina� unifonn covcn�nis fix nrtiunxl ur.o imd non•uniform c��vcnumx wnh
<br /> .y;, _,:,F limitui v;ul:►duns by JurisJictlun ta canstitutc�unif�:rm u�rurity instrunknt covcring nal pro�cRy. �--
<br /> � .�s r�..__.�L:,f UNIFORM COVENANTS. B�xruwcr�nd Lrn�Wr covenunt oncl ognc uy fi�Uuw�.: __,
<br /> .�j •� 1. Payment ot Pdndpd and Interest;Pt�pqyment�nd Lwte Cluirga+. liormwer.rhall prompily puy whcn duc ttx�
<br /> - � • , � principaI of und interest an the deht evidenced by tha N�xc und any Excpayrrknt and Inta chnrgc�duc under the N�KC. _,,_,
<br /> ;�•�`�' ' �'�; 2 Funds fa�1Y�xes ond Insurwnce. Subjact to upplicublc I�w or to a writton wniver by I.endcr,BoR��wcr shall pay ta _ �
<br /> - ._� � , ` Lender on thc day monthly payments aue duo undur the Note, until ihe Notr is p�►id in full, u sum("l�undx'7 fi►r.(al yc;uly
<br /> � s._-� ,: � t, taxes and assessments which may attAin priooty over thix Secudly Instrument as u lian on the Property:(h)yearly tcauh��ld ,,j
<br /> - 3—`,� _;i payments or ground mnts on the Nroperty, if any; (c) ycarly hazard or property ins+ur.inrc premiumti; (d) ycarty tla�d `-=—=
<br />--=��T'�y.Y � �� insurance premlums, if nny; (e) yearly mortguga insurrnce premiums, if uny; and (n uny sums puyuble by Horruucr to
<br /> �.„ ._ . . " Lender,in accordance with the provisians af pAra�raph 8,in l ieu ot�hc payment��f mi�rt�uge insurunce pmmiums. These
<br /> _�.::' > � °•� items are called"Escrow items:' Lender muy,at any timc,collect and hold Funds in nn umount no�to exreed the m:ueimum -
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<br /> - :�f amount n le�der for a tederally rclated mortguge loun may requi�e for Borrower's ascrow uccuunt under the federul Real
<br /> "`----. �.`-, .:°��`'�-•• Eatat�Settlement Procedures Act of 197�i as amand�d frum time tv (iuk. 12 U.S.C.�2G{il el.+ry. i"RESPi�"),uuics+anu[Lc�
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<br /> '� ' • � � law that upplies to the Funds se�s t►le�ser amnunt. If so,Lender may,at any time,collect nnd hald Funds in un;unount not to �_==
<br /> 3 . � eaceed the lesser amount. [xnder may estimnte the amnunt of Wnds duc on tha basis of cument dota und reasonablc �"'-
<br /> � estimates of expenditures of future Ecerow It�ms or otherwise in accadance with apnllca6le luw.
<br /> � . : The Funds shall be held in s►n institutian who�e �poslts arc insumd by a fedoral ugency, insuumentulity, or cntity --
<br /> (including L.cndcr,if Lender is such an institution)ur in:ury Fedcral Homc l.oan Bnnk. Lender shull apply the Funds ta pay �-=.
<br /> , the Escrow Items. l.ender mny not charge Brnrower for holdin� and applying thc Fundti, unnunlly anuly�ins thc eticruw �%_°��
<br /> ' account,or verifying the Escrow Items, unless Lendcr pays Borrawer intenst on [he Funds und applicable luw permitti r;_
<br /> . Lender to make such a chutge. Howevcr, L.cndur may requin:Borrower to pay u one-timc churgc far un independent reul �'�'•'
<br /> � estate tax reporting service used by Lender in cann¢ction with thi+ loan, unletis appllcAble law pmvides otherwise. Unles.un °-t'°'�
<br /> . agreement is madc or applicable luw requires intarcst to be paid,Lender shull not bc ncquired to puy Borrowcr any intere�t or �.
<br /> . earnings on the Funds. Borrowcr und l.ender mi►y agrec in writing. howevcr,that intarest shnll t►e puid on thc Funda. Lendcr Y;�
<br /> • . shall give to Borcower,without charge,an annuul accounting of the Flinds,showing credtts und debits to the Funds and thc �r°�'
<br /> ' purpose for which ench debit to the Fundr wus mudr.. The F�nds are pledged ac odditional security far ull sums secured by =="'-
<br /> ;`F._L.,� y. _::=�_� this Security Instrument. �; -
<br /> - - � "-"' if the flind.heid by i.ender e�:ceed itte amr,uni.s per►nitted ta tk ix:td by appt{cabie faw.Lender shail xcaur�i tu
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<br /> �•• •+•.�.��' Borrower Por the excess Funds in accordunce with the requiremcnts of �ppticablcs Ixw. If thc�muunt of thc Funds held by -
<br /> �� : . ' ' Lender at any time is nat sufficient to pay the Escrow Items when due, I.ender may u�notify Sorrower in writing,;uid, in �;-'
<br /> � ��I �;', � � such case Bocrower shuU puy to Lender the amcwnt n�cessary to make up the defici�nry. Horrower shall m•rke up the �•_
<br /> `'���`�' , � deficiency in no more than twelve manthly paym�nts,at Lender�solediticretion. `
<br /> ' ' Upon puyment in full of all sums�ecured hy this Srcurity Instmment, Lendar tihali pr<►mpUy refund to Borrower uny �;-_
<br /> j Funds held by Lender. If, under pnr�graph 2t. L�:n�:r shull ucquire or sell the Pro�rty,Lender. prior to the acquitiition or
<br /> . � sale of lhe Praperty, shall apply any Funds h�ld by Lcnder ut the timc�of acquisitlon or xale as a credit uguinst the sums �•
<br /> : i secured by this Securiry Inswmcnt.
<br /> � 3. Application ot Paymen4�. Unl�s. appticsiblc law prnvi�k. c�therwi.e, ull payment� received by Lender under �:
<br /> '�� � puragraphs 1 und 2 shall bc applicd:Crst,to any pmpaymem ch:u�c�duc undcr thc Notc:sccond,w amounts payublc under ',�e
<br /> = �` ° paragraph 2;third,to intcrest duc;fourth,to princi��ul Juc;anJ l�+u, toany latc churgoti duc undcr thc Notc. ^•:r_
<br /> °�` 4. Chs�rges; Liens. Horrowcr sh;►11 pay atl taxcs,asticssinemx.chargc., fincti and impositions attributuble to thc .��'r,
<br /> • ''� Property which muy attaln priority over this Security Inztrument,:tnJ Ic:iuhuld payment�or gmund rents,if any. Borruwer •
<br /> a � � shall pay these obligutionc in the manncr pro��ided in paragr,�ph?, cx if nnt paid in that manner,Borrower yhafl pay them on ,�,
<br /> time directly to the person awed puyment. Bu►rower shull pmmptly fum i�h to Len�lur all notices of amounts to he paid under •�,.,•;
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<br /> - � this pazagraph. If Borrower makes the+c paymant:,dirccdy,Born�wer`hall pmmptly furnish ta Lender receipts ecidencing ,1-
<br /> ' � the payments. �':•�z
<br /> Borrower shAll rom tl ditich•rr e an li�n whi�:h h:�. riori� ovcr thi+Securil� Instrumcm unle�x Bom+wer.(u)a rces i'=��
<br /> P P Y fi Y p Y > S r -
<br /> - . , . in writing to the payment of the obligatiun sccun:d by the lien in a manneracceptuble ta Lender:lb)conte,ts in�ooci fuith the �.�=
<br /> •'•� " • ' lien b ,or defcnds a aimt cnforcemcnt i�1'thc lt�sn in,lc al rcxceJin x whirh in thc Lendcr�o ininn o ratc tu r«•ent the b��°':
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<br /> .T.��;��, ��' ' , enforcement of the licn:or(c)securcs from tft�holder of the ticn an agrecment�atir.fc�etory to Lender subordin•rting the lien �;;.j;
<br /> '��• to this Securiry Instrument. If Lendcr detcrtnincti th:u any part o(thc Pruperty i.tiut►jcc�to a ticn which may attuin priority
<br />_ ��� over this Security Instrument,Lender may give Burrower a noticc ickntifying the lien. Borrowcr tihall sutisfy the Ilen ar takc `
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<br /> _ " � , �' � one or more of the actions sct forth above within 10 duys of�he givi ngof notice. �'
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<br /> �:'�' .j , .,;. .�,. S. Ha�rd or Property insurance. 8om�wcr�hull krep thc improvrments nuw cxititing on c�reafter ercctcd on thc � •:
<br /> • .. Property insumd�gaimt loss by firc,h:u.ardti included within thc t�rm"�xtcndcd co►•cr.►�c"and any othcr hazards,includmg
<br /> _�.:.. ,,,,:_.. :: - floods or flooding,for which Lender mquires inrurancc. This inwrance tih•rll t►z muintained in the amounts and for the
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