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<br /> r_��;�, � S. H�x�rd or Proporty tawraace. $orro�ver shdl keep the improvementa now eYist� or
<br /> ����«,,, ,�?;� the Pro�erty insurod aQ�inet loee by tiro.haz�rda included wlthin the term "extended covec��e"�nd�ny other tuurde.
<br /> �,���.,,���� . includin�floode or floodtn�,for which L.a�der requiree inaunnco.Thie insurmce eh�ll bo m+�inuinal tn the amounts
<br /> and tar the pKind�that Lendor requira�.The iruunnce curier providin�the tneunnce st►all bo chooen by Botrower �
<br /> � ���;"";.". aubjxt to I.ender'e�pprov�l which ah�ll not bo unrw�on�bly withhold.If Borrower fails to m�inUin covera�e deacr�bed
<br /> ,` ':�5�'"�s ,� �bova�L.ender may,at Lender's option,obuin covera�e to protxt l.ender's ri¢hu in the Praperty in accordsna with
<br /> p�ra�aph 7.
<br /> �F`' � � Al! msonnce policies md renewals ehall be acceptable to I.ender and shall ir�clude a stsndird mortw�e claux.
<br /> S� � '� Lender ehall luva the right to hold the polictee and renew�le. If I,enderrequires, Borrower alull promptly Qive to
<br /> • � .� Lendar al{ ra.-eipts uf prid premiums and renewal notice�.ln the evCnt ot loss,Borrowec shall rive prompt notice to the � �� --
<br /> insuranca carriec and Lattder.L,ender may make prcwf of lose It not made promptly i�y Fiarrower. —
<br /> ,�_�,�"'� '.�' �� �• Unless Lender and&�trower otherwise a�ree in writin�,tnaurance proceeds sMll be applied ro restoration or repair
<br /> -L�"�: � • af the Property dama�ed�if the reatocation or repoir is economically Cess�ble and I.e�der's security is nat lessened.If the
<br /> . -� restorttion or repair is not economicatly feasible or Lender's exurity would be lessened�the insutance proceeds shall b�
<br />=y�� applied ta the auma secured by thia Socurity Inattument,whether or not than due,with any excess paid to Borrower.lf
<br /> � � �' ' Borrower abandons the Property,or does not answer within 30 days a notice from Lender that the insurance carrier his �4_a_
<br /> -:�;�'— 4�r� i� otfered to settle a claim, then Lender m�y collect the insurance proceeds. I.ender miy use the proceeds to repair or __
<br /> �-�'� � restore the Property or to pey aums socured by this Security Instrument,whether or not then due.The 30-day period will -
<br /> '�` begitt when the notice ia given.
<br /> r�se�`� Unless Lender and Borrower otherwise ag�ee i n ariting,any application of proceeds to principal ahall not extend or
<br /> � ; poatpone the due dau of the monthly paymenl.S refeaed to in paragraphs 1 and 2 or change the amount of tha paymenta. _ --_
<br /> If u�►der paragraph 2t thc Praperty i� �cqesired by Le�:aK, Horroti:�cr'� right t� an3 in:urance plici� and proceed: ,�— _
<br /> � resulting irom dsrnage to the Praperty prior ta the acquisition ahall pass to L.ender to the axtent ot the auma seeured by =�_�=
<br /> ' this Socurity lnstrument immediately pnor to theacqu�sition ���
<br /> �� ' 6.Occup�ncy.Preservat�on.Majntenancc snd Protection of the Property;Borrower's Losn Application; —�-1�—�""�'
<br /> �`;;�• . � Leasebalda. Borrower shall occupy,establish,and use tha Property as Borrower's principal residence within sixty days =�
<br /> � after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal `��:-
<br /> '+ ., ' �;,:.':. � '' cesidence for at least one year after the date ot occupancy,unless Lender otherwise agrces in writing,which consent shall ��'
<br /> not be unreasonably withheld,or unless extenuatin�circumstances exiat which are beyond Borrower's control.Borcower �''
<br /> shall not destroy,damage�r impeir the Property,allow the Property to deteriorau,or com mit waste an the Property. ��'��'"�`�
<br /> Borrower shell be in default if any forteiture action or proccedin�,whether civil or criminal,is be�un that in I.ender's c�=�
<br /> good faith jud�ment could result in forfeiture of the Property or otherwiPe materially impair the lien created by this ;:N;;:
<br /> Security Instrument or Lender's security intereat. 13orrower may cure auch a default end reinstat�, as provided in - _��-
<br /> p�ngraph 18, by ca�uing the action or proceodinY to be dism�ssed with a ndin� that, in I.ender's �ood taith
<br /> dotermiaation,preclucles forfeiture uf the�orrower's intercat in thn l'cuperty or other m�teri�l impairment of thc lien ,.��:,
<br /> -- � created by thisSecurity Inatrument or L,enaer's securiiy inureac.I3orruwer ttiirii nleu be i��cicfauli if Burruwcr,d►�riar ��--'�"�'
<br /> the lan�pplication prncGws, Qavo m�terially f�lr,e or inaccurate infarm�tion or atatementa to I.ender (ar failr.d t� � .�,;. -
<br /> provide Ixnder with any meterial infarmation) in connection with the l��n �vidCncr,d by the Note. inclucling, but rn�c , '
<br /> limited to.rCpre�ntatione cancerning Aorrowcr:c cx:cu�ncy at the I'raperty es�principal residonce. If this Security�
<br /> Inatrument is on a leasehold,�orrower shell comply with alt the pravisions oi the lease. If I3orrower acquires tex title to � • ..
<br /> , the Property. the leasehold and the fer titleshall not mCrgC unless l.ender agrees to the merger in writing.
<br /> � 7. Protection of l.ender'9 Ri�hts in the Property. If Horrower fails ta pertarm the covenants and agreements
<br /> contained in this Security Instrument,�r thera is a lcgal proceeding that may sigmficently affect I.ender's rights in the
<br /> Property (such as a proceeding in bankruptcy, probate, for condernnation or forfeiture or to enforce laws or �
<br /> regulations), then I.ender may do and pay for whatever is necessary to protect the value of the Property and L.enders
<br /> ;� righu in the Property.I..ender's actions may include paying any sums ser.ured by a lien which has priority over this
<br /> ''. � Security Instrument,appearing in court,paying reasonable attorneys'fees end entering un the Property to make repairs.
<br /> Although L,ender rnay take action under this paragraph 7,Lender does not have to do so. s �
<br /> My amounts disbursed by I.ender under this paragreph 7 shall become additional debt of Borrower secured by this �
<br /> . Security Instrument.Unless Borrower and Lender agree to other terms of payment.these amounts shall bear interest
<br /> ' , � from the date of disbursem�nt st the Note rate and shal l be payable,with interest,upon notice from Lender to Borrower
<br /> � requesting payment. �
<br /> 8. MortY�Ee Insurance. If Ixnder required mortgage insurance as a condition of making the loan secured by this
<br /> Security inatrument,l3orrower ehall pay the prerniums required to maintain the mortgage insurance in effect.If,for any '
<br /> � reasan, the mortgage insurance coverage required by I.ender Iapses or ceases to be in effect, Borrower shall pay the
<br /> � premiums required to obtain cnverage substentially equivalent to the mortgage insurunce pre�iously in effect,at a cost
<br /> substantially equivalent ta th� cost to Horrower of the mortgage insurance previouslp in effect. f�om an alternate
<br /> ; , „ • mortgage insurer approved by I.ender. !f substantially equivalent mortgage insurance coverage is not available.
<br /> - .•� •' Borrower shall pay to [.ender each month a sum eq��al to one-twelfth of the yearly mortgage insurance premium being
<br /> � ;• paid by Borrower when the insurance covera�e lapsed or ceased to be in effect.I.ender will accept,use and retain thesr
<br /> �; . � payments as a loss rescrve in liesu of mortgage insurance. I.oss reserve payments may no longer be required.
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