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<br /> ------ TUGETHER WITH all tha improvements naw or here�iter erected on the pr,p'e�y',�ana�l aaemants,
<br /> � purtenances,snd tixturee now or horatter a part of the property.All repl�oements�nd�dd ti ions sh�ll dw b�onvend
<br /> by this Security Instrument,Alt of the foro�oin�ie n[errod to in thie Security Inrtrurnent u the"Property."
<br /> BORRO�lIE1t L't?VENI,N!'3 tlut Bcmor�er�s laainllp�ee�d ot tAe ra�u+h�+hy�onve�rrd and h�s ehe r��he u, . _ _
<br /> --- �nnt and eonvey the Pcoporty�nd that the Property ie uneneumberod,eYCept tor eneumbr�ncas at record. Borrower
<br /> _ Marnnta and wiil detend Qenerally tha tide to the Property�ain�t�Il claims u�d damu�d�,eubjeat to any enaumbnnces
<br /> ,;.:�—�ii� ot r,I,�S SECURITY INSTRUMEA'T combinea uniform covcnants for natio�ul uae and nonvniform oovenmta with
<br /> -; ' 7 � limited vari�tionn by juriedIction W constituua unitorm exurity lnatrumentcoverin�real proporty.
<br /> .>�. UMPORM COVENANTS.Borrower and Lender covenant�nd a�rc�e t�s iulfowa: '�
<br /> � _ l.Psyment ot Prineipal�nd Intoreat;Prep�yment and I.ste Char�es.Borrower eh�11 promptly p�y when due
<br /> • �� the principal ot and interest on the debt evidenced by the Nate and any propayment and late cherQee due under tht Nou.
<br /> �—�'��� � 2.Fund�ior Ts:as�ad luourance. Subject to applicable laa or to a wdtten waiver by Lender, Borcoaer ahall
<br /> 1 y., r��'. �; y to I.ender on the day monthly paymenta�ro due undar the Note,until the Note is psfd tn full,a sum ("Funds")for.
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<br /> _...,.:;;_' ��!�'' ' (�a) yarly uxes and�ments wh�oh may attain priority aver this Socurity Inatrument�s a liert on tho Property;(b)
<br /> _— ��4 • �� yearly]a�aehoid psymenta or gmund renta on the Proparty,it eny;(c) yearly hiurd or property insuranco promiuma;
<br /> �;''�::� ���'''`�'� (d)}•airly flood insurance prarniums,ii any; (a)yearly maMgago insurance promiuma,if any;and{f)any sums pay�ble
<br /> �°•'' "�'-0�"� b Borrower to Lender.in accardanca with the rovisians at ra • h 8,in lieu of the ment of mort e insunnce
<br /> _�� . :.r,w,jc.;:.r4,r-��. y P Ps � P PsY W�
<br /> '��„�,;��w:��` premiums.T'hese items are called"Esarow Itams."Lender may,at any time,collect and hold Funda in an amount not
<br /> ' '�r�+%��.+., to exceed the maximum smount e lender far a teder�lly reliud mortga�e loan m�y require for Bocrower's esscrow
<br /> -��°��� "-=:��"'Y,;,;�` �ccount under the federal Real F�tate Settlement Procedures Act of 1974 as amended from time to time. 12 U.S.C.
<br />-- ���"��� Section 2601 et seq.("Ith'SPA"),unless�nother law tiw�t applirs tu thC Funds sets s lrsser amuuut.It so.Lender may,
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<br /> �'""' ' ' � -� it any timo,colleat end hold Funds in an amount not to exceed the lesser amount.L.mder may estimate thc amount of
<br /> � '�� ��`"` Funds due on the basis oi curcent dats and re�sonable estimatea of expenditutes ot f vture Escrow Items or otherwise in --
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<br /> } -.;�"��;;:,.�:;':,.;`;:' iccordanoe with appliaable law.
<br /> ` :'•���'�:��:� " �. ' The Funds shall be held in an institution whose deposits ate insured by a fedarsl agency,instrumentality,or entity __
<br /> � "' ;; , . ;��;'•y:•.,;� u,' (including Lander,it L.endar is auch an institution)or in any Fedaral Home Loan$ank.Lender shall apply the Funds tu �;,.,;
<br /> .`;�':c'``} ��`:��,;:::,•''.`.:='�'���'�r�":•'��W pay the Facrow Items. Landar may not charge Borrower tor holding and applying the Funds, annually analyzing the
<br /> ' ; ,�:',�,� escrow account,or verifying the Escrow Ii�ms,unless Lender pays Bonawer interest on the Funds and appiicable law .��{,
<br /> ,� permits L,ender to make such a chargo. However, I.ender may require Borrower to pay a one-time char�e i'or an -�`�`-`_�:
<br /> . ���` ��.,.:, �;...r indapendent real estate tax reporting service used by L.ender in connection with this loan,unless applicable law provir�es ��"�
<br /> �'�;�� otherwise.Unless an agroement is made or applicable law requires inurest to be paid,Lender shall not be roquired to =__.
<br />`• pay Borcower any interest ar oacnings on the Funds.Borrower and Lender may agree in wciting,however,that intercst
<br />_ • shall be paid on the Funds.Lendor ahall give to$orrower,without char�e.an annual accounting of the Funds,showing �-�
<br />: � „�_ _,, crodits and debits to the Funds and the purpose for which ach d�bit to the Punds was m�d�.The Funda aro pledQed as ��:::
<br /> -�—------- �dditional axurity fo�all sums secural by this Sxurity Instrument.
<br /> ' It the Funds held by Lender exceed the amaunts permitted to be held by app1 icible law, [.ender shall account to ;; _�
<br />� ' Horrower for thC exca;s Funds in accordance with the rcquirement�of applicable l�w.If the amount of the Funds held '' -�'
<br /> � by lxnder�t any time is not autficient to pay the P.r,�:r��w Items when due,I.r�der rnay so nntiiy Aorrower in writine, e,,,l-._
<br /> �, md,in s�x;h casr}3orrower shalf p�y to Ixnder thc ammint�exe��ry to make up thc deticiency.Borrower eh�ll m�ke - ��
<br /> up the dcficirncy in nu m�re thm twelve monthly piymente,rt Ixnder's r��lc Jisr.retion, rf�R��
<br /> Upnn paymcnt in tull ot al!sums s�x:ured hy this&x:urity Instrument,l.Cndcr �shall promptly refund to Borrower =""'
<br /> my }�unda held by I.ender. If, under p�ragraph 21, I.ender ehsli acquirC or sdl the f'roperty, L.cnder, priar to the _-__
<br /> � �cquisition or sale ot the Propecty,shall spply any Nunds hCld by I.ender at the time oi acquisition or sale as r credit �
<br /> '. ��ainst the sums secured by thia Security Instrumcnt.
<br /> ' . ' 3.Applicattoa of Paymoats. Unless applicable law pruvides otherwise,all payments rxeivod by l..endec under ���
<br /> , :. I pa�i�raphs 1 and 2 ehall be applied: first,to any prepayment charges due under the Note;second,to amounts payable f•r.r.�
<br /> under paregraph 2;third,to interest due;fourth,to principal due;and last,to any late charges due under the Note.
<br /> • � 4. Ch�cEas; Liens. Borrower shall pay all taxes,assessments,charges,fines snd impositions attributable to the ! ".,
<br /> . . . Property �vhich may attain priority over chis See:urity Instrument,and leasehold payments or ground rents, it any. �• ;*
<br /> ' � � Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower •_,:'
<br /> � shall piy them on time directly to the person owed payment. Eiorrower shall promptly furnish to Lender all notices of `�=
<br /> � � �mounts to be paid under this paragraph.If Borrower makes these payments directl y,Borrower shall promptly furnish -
<br /> � to Ixnder receipts evidencing the payment�s. • �'•'�,
<br /> c � Borrower shaU promptly discharge any lien which has priority o�•er this Securi ty Instrument unless Borrower.(a) ���,;
<br /> �-;.' '»%-� �n , igrees in writing to the payment of the obligation secured by the lien in a manner accepteble to I.ender; (b)contests in
<br /> .��'r.'•�." , � good f�ith the lien by. or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion �."�
<br /> , ' �;.�:�;.; .,::' . operate to prevent the enforcement of the lien;or (c) secures from the holder of the lien an agrament s�tisfactory to , -�
<br /> �;�'-"`°- ��•'�'� � Lender aubordinatin�th�lien to this Security Instrument,If l.ender determines that any part of the Prop�rty is subjact �
<br /> _ ? , ��:. to a lien which may attain priority over this Security lnstrument,L,ender may giva Horrower a notice identitying the
<br /> . . . lion. Bortower shall satisfy the lien or take one or more ot the actions set forth above within 10 days of the yiving of
<br /> ; notice. -
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