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<br /> periads th�t Leader rcquines. The inwr�u�ce c�rier providieg the i�uturance sh�ll be chosen by Bam�ver wbject to Lenderl�
<br /> - -- apprcivat which sM�ll not be wrawa.My withheM. !f 8onower Eai!»to ma3nsaf:s cmera�e derc:i4xd sbave.Lencler neay.at
<br /> Leriderk option.obtdn cavenQe w procxt Lender's ri�hu in the PropeRy in accwdaixe wlth pan�aph 7.
<br /> All lnsunnce palicies aud nnaw�la�tul!be acceptablc to Lender and shall include a uutidud mortgtge clause. Lender
<br /> shall hxve thc right to Fwid the policle�and rcnewals. If Lender roqulrcx,Borrower shall promptly�Ive to Lender�ll receipts
<br /> of�wid prcmiums and rcnew�l notices. Cn the event of locs,Bo�rower sh�ll glve pcompt rxxice w the inwnn�;e c�rtier�nd
<br /> l.ender. i.etder ttu�y m�ice proof of las if not mule promptly by Bo�mwer.
<br /> ��-===------�----� Unless Lendcr and Bormwer Mherwi+c agrce in writing,insurance proceeds shAil he�pplied ta restarnt3on or upair af
<br /> --- — the Property damaged, if the rr:toration or nep�ir is economicalty fwssible and l.e�derk secudry is not lessened. If the
<br /> = restoration a repnir ic not ecawmically feasible or Lxnder�s aecutlty watid be Iessened,the insurar�ce praeoeds ahall be
<br /> - �ppiied to the sums secured by thie Secudty Instrument,whether a not then due.with any ezcess�aid to Borrower. If
<br /> Bomower atwndons the Aroperty, or does not wnxwer within 30 days a notice fmm Lender thu the insur4na curier has
<br /> offered to setde A cla�m,then Lender may collect the insurw�ce procads. l.ender may use the proceeds to rcpwr a rcstor�e
<br /> -----�-- thc Property or to pay sumr�ecut�ed by thi,�Secudry Insuvmen�,whether or not then due. 'llie 30�day periad will be�in when
<br /> -- --_�---�-�._rta—.--, thenoticeisgiven.
<br /> Unless Lender and Borrawer ott�erwise agc+ee in wr�ting,eny application of procoeds to principal shall not extend or
<br /> pastponc the duc dr►te of thc monthly payments rofemed to in paragraphs 1 and 2 or ctunge the amount af the payments. If
<br /> under paragraph 21 the Property is acquired by l.ender,Borroweris right to any insurance policies and proc:ads resuldng
<br /> fr�om damage to the Property prior to the acqui:itlon chall pass w I.ender to the extent of thc sums suurcd by this Security
<br /> -- lnshument immediauly priorto the acquisition.
<br /> - - �-�= S. Oce��w�Ky� Praservation, Maiateaance�tnd Protection ot the Yrope�ty; Bon�o�ver'a Lo�n Appikation;
<br />.-:;.� I.easeholds. Bomnwer shall occupy.establish.and use the Property as Bomower�s principal residence within sixty days after
<br /> . the execution of this Secudcy Insuvment ond shall continue to occupy the Propetty a.�Rorrower's principal c+esidena for at
<br /> least one yeu after the date of occupazicy. unless Lender othenvise agrces in writing. which consent shall not be
<br /> � unreasonably withheld,or unless extenuadng circumstances exist whieh are beyond Borrawer's contral. Oomnwe�shall not
<br /> - destroy,damage or Impair thc Property.allow the Property to deteriorate,or commit waste on the Property. Borrower shall
<br /> �„c',.
<br /> be in default if any forfeiturc action or proceeding,whether civil or criminal.is begun that in l.ender's good faith judgment
<br /> �,� ;.� could result in forfeiture of the 1'ropeRy or othe�rwise materially impair the lien created by this Security Instrument or
<br /> Lende��s security interest. Homower may cure such a default and reinstate,as provided in parag�aph 18,by causing the action
<br /> " or proceeding ta be dismissed with u culing that,in I.ender?�good falth deteRninadon,precludes forfeitura of the Bcxrower's
<br /> interest in the Property or other material impairment of the lien creaud by this Security Instrument or L.ender's securiry
<br /> �"" intcrest. Hotrower shall also be ln default if Borrower. during the loan application process, gave materially false or
<br /> -,_`� inaccuratc informatlon or statements to Lender(or failed to provide Lender wtth any material information)in connection with
<br /> - the laan evldenced by the Note, including, but not limited to. reprcsentations conceming Borrower's occupancy of the
<br /> ny as a principal residence. If this Security Instrument is on a leasehold,Borrower shall comply with all the provisions
<br /> . �!`5ya�fe�t. ' of t lease, lf Borrower acquires fec title to the Propeny,the leasehold and the fee tide shall not merge unless Lender agrees
<br /> , �• �:.�.��,.i.d.rK.��
<br />' ;;:;. '•��f r w.:,,t,�,�`,SJ,�,�,y�':, ta the merger in writing. �
<br /> ; . r,�a��a� ., 7. Protectbn of I.ender s Rights in the Property. If Borrower fails to perforrn the covenants and ugreernents
<br /> �.,,:.,,,,;�:.�;��`.'��:,-w;• contained in this Securiry Instrument, or there is a Iegal praceeding that may significantly uffect Lender's righis in the
<br /> >��•�•�••�,������:��""' Property(such as a proceeding in bankruptcy,probate,for condemnatton or forfeiture or to enforce laws or re�ul�tions),then
<br /> " �-..,x:� _�:',..1;�:.:r.�.{a..
<br />- Lender may do and pay for whatever is t►ecessary to protect the value of the Property und Lender's rights in the Praperty.
<br /> ' '���' • '��°��r'�'� � Lender's actions may include paying any sums secured by a lien which has priority over this Security Instcument, appearing
<br /> f ` • •-- in court,paying rcasonable nttomeys'fees und entering on the Property to make repairc. Although Lender may take action
<br /> j .;,.. � ..• undcr this paragraph 7,Lender docs not have to do so,
<br />- s.�w• .-• �-^- Any amounts distwned by Lender under this paragraph 7 shall become additional debt of Borrower secured by this
<br /> ��°�- : :C- ,,�. � . ��"-��' Security Instrumcnt. Unlcss Borrower and Lender a gree to other tcrms of pa ymcnt,these amounts shall bear interest frorn the
<br />-�;� � � : � � datc of disbursement at thc Note rate and shall be payable,with interest,upon notice frorn I..ender to Borrower requesting
<br /> �: �,� :. paymcnt. =
<br /> • ' S. Mort�;Age InsurAnce. If Lender required mortgage insurance ati a condition of making the loan secu�ed by this -
<br /> • ��°-:�• � Security Instrument, Borrowcr shall pay the premiums required to maintuin thc mortgage insurancc in effect. If,for any
<br /> t '- ' '' rea+on, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the
<br /> ' � • � ' premiums rcyuired to obtain coverage substantially eyuivalent to the mortg:+ge insurunce previously in effect. At a cost
<br /> �' ' .. "%;'� substnntially eyuivalent to the covt to Borrowcr of the mortgage insurance previously in clfect,f�om un ulternate mongage =
<br /> ;,, �; � insurer approved by Lcnder. If subst;mtially cyuivalent mortgage insurance coveragc is no[available,Borrower shall pay to
<br />_ '��°••^ Lcnder each month a sum cyual to onc-twelfth of thc yearly mortgagc insuruncc premium bcing paid b�• Borrower when the
<br /> _ �,�.� ; insur.mce cover.�ge lapsed or ceased to(x in effect. Lender wiU accept,use and retain these payments as a loss reserve in lieu _
<br /> - • i:,• of mortga�e insur,mce. Loss reserve payments may no longcr bc reyuircd, at the option of LenJcr,if mortgage insurance -
<br /> � ""� ��''` coverage(in the amaunt und for the period that Lcnder rcquires>prov�ded by an insurer npprc�ved by Lender again becomes
<br /> - �"'' available and is obtained.Borrowcr shall pay the pnmiums requircd to tnaintain mortgage imurance in effect,or to provide u -
<br /> �.;� `.:, •.•r
<br /> Y �bY ;. loss reserve,until the rcquirement fo�mortguge insuranee ends in accordance with any written agreement between Borrower -
<br /> �� '.. .�'�"�'�` ;: and Lender or applicuble law.
<br /> �� �•� ' ; ;��� 9. Inspection. Lender or its rgcnt may makc rcason�b(c cntries upon and impections of the Propeny. Lender shuU �
<br /> �.. .b� � give Borrower notice at the time of or prior to an inspection sperifying re:awnuble cau.e for the inspertion. •
<br /> ; 'T'' '"-'�•:.� 10. Condemnation. The proceeds of any awurd or claim for damages,direc:t or conseyuential,in connection with uny �
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