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<br /> 'PO4E'I'HBR W['fH dl�he improvanau:now or herafta anctad on the propecty.ud vl arement�.�ppurte�noa�,and
<br /> flxtura now or heroaRer a put of the propaty. All ropl�cemenu and �dditfons atail da be covorod by thb Sxurity
<br /> _ Gwttument. Ali of�he tcxe�oin�is r+eferirod to in thl�Secvrity Inawmau as the•Pnnperty•
<br /> �"_-- BOitRUW�It C(IVBNAAi�i$liul tiorroWO['IS I�wfuity tei�ed of iho ptaie heteby c��vc}rptl ir�twli iiK Tiij�Yii i's�s�t.'s�!
<br /> ' oonvey the Pmpeny�nd that the Prope�►y is unanvmberod,except tor encumbranoa oi racord. Honower warnn�and wW
<br /> defe,�d`aienlly the title to the Propaty��inM v!claims and demiueds,wbJocl to�ny axumbrsnce�of recard.
<br /> �._�,___. THIS SECURITY 1NSTRUMEN'C'axnbina uniform ooveryntc for nuion�l use and nc+n-uniform coveo�nu wl�h liroited
<br /> �I v�ciatk►rw by Juri�dictiati w rnnuitute�uniform�ecurity irntrument oove�inQ rcal propetty.
<br /> _ --- -------- -: UNII'ORM COVENANTS.Borrowcr and I.ca�dcr coven�nt and aarcc as follows:
<br /> 1. P�y�neat ot Prl�dpd and tqtere�ti Pt+eP�Ymeat wid t.wte C6�rQe�. Borrower chall PromptlY pQY when due the
<br /> principal of and interat on the debt evidenood by the Nae ard anY pr+ep�Yment md tate ciurges dua unda the Note.
<br /> 2. F�n�M[or T�xa u�d Iawriuice.Subject to applic�ble law or to a wdttcn waiver by Lender,Aorrowcr slull p�y w _
<br /> I.ender on the d�y moruhly p�ymeetc irc duc unde�Uie Nae.until thc Notc is paid in full,a sum("Funda")for: (a)yarly wca
<br /> ' md rssesurtients which mny attain pr�ority ovcr thjs Socurity Instmmer►t as A lien on tho Property;(b)ypriy leasehol�pxyme,nts
<br /> � or ground rcnts on tho Property.if any: (c)Ycarly huard or propeny insurmce prcmiums;(d)yearly tlaod fiwrnnce premiums,
<br /> if any; (c)yeuly martgage insurance prtmiums, if my; and(�uny sums payable by Borrower to I.ender, in Acmrdtnoe with
<br /> ' the provisfonn of parag�ph 8, in lieu of the pxymcnt of mortgage insurar�ce prcmiums.'Iliese iterr�are called"Fscmw Itema.'
<br /> Lecwkr may. at any time, collect and hold Funds in an amount not W oaaed the maximum amount a lender for a federAlly
<br /> ' rclatcd moRgage loan may requiro for Bortower's acrow account under the federal Real Ectate Setdement Prncedures Act ot
<br />-_ - - - � i97�i,u��u►�ei�l�xi Pruiu tin�tu tiu�. 12 U.S.C. Scttian 26t1i et seq. ('RESPA'}.unl�s ar�athcr ta�:thnt applia to ihe Funcls
<br /> � cets a lescer rmount. If so. Lendcr may.�t any time. mllect and hold Funds in an amount not ta excoed thc lesser amount.
<br /> �� Lencier moy estimate t6e wYwunt of Funds duo on the basis of currcnt data�nd reaconAble estimates af expenditunes of futurc
<br />_ Pscrow Items or otherwise in a000rdance with applicAble law.
<br /> Thc Funds shall be held in an institutian whose dcposits are insurod by a fodenl agency, instrumentnlity,or entity
<br /> _ (including Lender,if Lender is such an institution)or in any Fodcral Homc Loan Bank.Lcnder shall apply�he Funds to pay the
<br />�_�� Es�row Items.Lender may not charge Borrower for halding and applying the Funds,annuAlly analyzing the escrow xcannt.or
<br />_ verifying the Fscrow Items. unless Lender pays Bortr►wer interest on the Funds xnd opplicable law pecmits Lender to make suth
<br /> t chargc.However,l.ender may rcquire Borcower to pay a one-time charge for an indepcndcnt real estate tex repc�rting servict --
<br /> usod by Lender in connoction with this laan, unless applicabic law provides athawire. Unless an agrcement is rrwde or
<br /> npplicable law roquires intee+est to be paid,l.ender slwll not 6e roquind to pay Borc�nwer any intercst or earnings on the Fu�ds.
<br /> °" Borrower and Lender mAy agrcs in writing, however. that interest shall be paid on the Funds. L.endec shell give to Borrowu,
<br /> wltt�out charge, an annual accountiag of the Funds,showing credits and debits to the Funds and ihe purpose for which each
<br /> - debit to the Funds was macie.The Funds are piedged as additionai security for aii sum.�socurai by thia Saurity i��t�dutcnt.
<br /> •°'^� if che Funds held by Lender exceod the amounts permitted to be held by applicable law,I.ender shall xcount to Borrower
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<br /> .: .,�.►.�a,w : for the excess Funds fn xcordance with the requirements of applicuble law. if the anuwnt of the Funds held by I.ender at Any
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<br /> � '��� ��• time is not suKcient to pay the Escrow Items when due,I.ender may so notiPy Bonower in writing,and,in such cace Borrower
<br />. . �i_,Yr� `.�•n;•:'! �l_
<br /> -�.•,;;,'t'� •'��,:-; �.. shall pay to Lender the amount necessary to meke up the deficiency.Borrower shall make up tho deficiency in no more than
<br /> '"�%�� •� • twelve monthly payments,at Lender's sole discretion. -
<br /> ����r.';:�:::';::�;;i��i;7 •,.
<br /> „�;,. �.,:;,.,';:, :• Upon payment in foll of ail sums secured by thic Security Instrument. Lender shull promptly refund to Borrower any
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<br /> ��,,�;' i,^,„.;5;;;,�.,�' Funds held by L.ender.If,under paragraph 21,Lender xhall acquire or�ell thc Pmperty. L�:ndcr,prior to tho acquisition or sale
<br /> -� ,�.�,. ,•,.,.�� ,; of the Propeny, shaU apply any Funds held by l.ender at the time��'ucquisition or sale a�a credit against the sums secumd by
<br /> :��� :'"�':..'�'y`:�.'....� ihisSecurity[nstrument.
<br /> � ,;i;j;� .;,,,,;;;}.;�;;;,:�• 3. ApplicAtion of PaymenGs.Unless rpplicahle law pr�wide�otherwise,aU payments reccived by l.ender under paragraphs
<br />, _• r.i^,'•'�"-• 1 and 2 shall he applied: firct, to s►ny prepaymcnt chargcs duc under the Notc:second,to amounts payable under p:uagraph 2;
<br /> _: ��,,�;,,�_..,�,,, third,to intcrc�t duc; faunh,to principai duc;und last. to uny latc churgcc due undcr the N��tc.
<br /> t.�,�,.•: ,. � . � 4. Clwrges;l.iens. Borrower shall pay aU taxcs,usscssmentx, chargex, fines rnd im}xisitionti attributublc ro thc Property =�
<br /> ''�`'"�r� '�''��� which ma atwin riorit over thiy Sc*�urit Intitrument, and Icu4ehold a mentr or ruund rents, if an Borrowcr shull
<br /> �.:,n;�,��,�i: : Y ' P Y Y P'Y 1 Y• PaY �,
<br /> s���•��� ,. - these obligations in the munner provided in p.uagraph 2,or if ncn paid in that m�mner. Born�wer+hall pay thcm on timc directly -
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<br /> yk �., to the person owcd pnyment.B�rrowcr sh•rll promptly furnish to l.ender all notirr�of anu�unt�to be paid under this paragraph,
<br /> #�'..',.�•"' i''"`_ If Bormwcr nwkes thek paymentti dirccQy.Borrowcr,hall pr��mptly furni.h tu I.cnder reccipt�cvidencing the p:�yments.
<br /> � .::k" Borrower shall promptly discharge any licn which has priarity over thiti Sccurit�• ln.trumrnt unlr.x Borrower. (a1 agrees in _
<br /> �,t;,.;,.'"-`' � � wridng to the paynxnt of the ubligatinn secured by thc lien in u munner acceptt�hlc to L.enJer, tb1 contestti in g«d f•rith the lien
<br /> _ �, by. or defends against enforcement of the lien in, Irgul prcx��ing, which in the Lendrr'� ��pinic.n a�xratc to prevent the =
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<br />,_ ���.- . . enforcement of the lien;or(c),ecures irom the holder of the lien un agrecnunt.ati,fartaq•to IAnder sutx�rdinuting the lien to
<br />:`a��� _;r .. . this Security Instrument. If[.cnder determinc.thut any pan of the PruFxn�� i..ubject ta u lien w�hich may attain priorit�•over
<br /> this Security instrument.Lendcr may give&ttmw•cr a nntirc identif}•ing thc licn. &ircowcr stiall wtizfy thc lien�►r Wke one or
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<br />.a,;�Q. more of the actions sct forth above within 10 days of the giving of nutirc.
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<br /> r '�..r`.,. Form 3026 9190
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