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:L' ' caidemiution a dher t�kin�of�ny put of the Propeny,or for convcy�nce G►liw of condemrutTo�,aro�haob��r�d�nd slta!!�t paid to Ltssder. In the event af R ta�l tAking of the Propercy. the proceods shnll be �pplied to thc �um: +KCUred by thic Secudty Insuument,whether or not ihen due.with uiy cxc�sx pdd to Harrower. In tho cvent af a putirl qking of tho Prc►pony in which the fair mukat v�1ue of the Propeny immedi�tely beforc the takin�i�cyual to or�ter than tha amaunt.of the:umr �ecw+ed by this Secudty Insuument immediately br.fore the takiny,unless Barrower and l,ender othetwlse a�rce in wdtl��, the iums securr,d by thi�Secudty Imtrument�h�ll be reduced by the anxwnt af the procoeds muldpUod by the followlnQ fnction: (�)the top►1 amaunt of the sums�ecurcd immCdiately bef�K the taking.divjded by(b)tho fair msiricot v�lue of the E'coperty immediattly btforc thc taking. At�y bulance shnll be paid ro Hormwer. In�t�e evrut of x pwitir{taking of tt�e Ruperty in which the f�ir m�iicet value of the Property immediately before the teking ls lesa thWn tha amaunt,of tha�ums aecured immaliately before the teking,unless Borrowcr and L.ender othenvise ugnec in writing or unloss applioabla IKw otherwlse provlde�,the procadc shall be npplied ta the sums�ecurcd by this Security Insnument whethe�or nat�tho cums�am then due. If the Prope�ty is ubandoned by Bamwer,or if,after notice by Lender to Barrower that the condemnar offerx to m�ice un award or scttie a claim for damages.Borrower fsuls to respond to Lender withtn 30 days afte�the data tt�e+natice is given,• Lender is authoriud ro coUect and apply the pcoceeds.at its option,either to restaration or repair of tho Property or ta tlK� sumR securcd by this Securiry Instrument,whether or nat then due. Unleas Lender and Borrower othenvise agree in wdting.any�pp�icatian of proceeds to pdncipal shall nat extond or postpone the due data of thc monthly paymont�refecred to in purlgraphs 1 und 2 or change the amaunt of such p�►ym�nts. 11. Borrower 1Vot Released; Fbrbes�rance By I.ender Not A Waiver. Extension of tha tim� far ps�yment or modiflcation uf amortization of the sums secured by this Security Insmiment granted by Lender ta any successor io interest = of 8orrowcr shall not operate to rclease the liability of the original Borcawer or Horrower4�suocessare in intarest. I.endet shall not be reyuircd to commence proceedings Again�t any�uccessor in interest or refuse ta extand timo for payment ar otherwise modify amo�tization of the sums secured by this Securiry Instntment by reason of an}�demwid made by the original Barower or Borrower�auccessors in intercst. Any forbearance by Lender in exercising any right•or remedy shall not be a waivcr of or pnclude the exercise of any right or remedy. 12. Successors and Assi�ns Bound;Joiat and Several LiabiUty;Casisners. Thc covenants and agrecments of this Security Instrument shall bind and benefit the successor�and assigns of Lender and Bon»wer.subject to the provisions of paragraph 17. Borrower�covenants and agreements shalt be joint and several. Any Borrower who casigns this Security Insaument but does not execute the Note: (a)is co-signing this Security Insnument only to mortgage,�rant and convey that Bon+owcr's intercst in the Propecty under the temis of this Security Instrument; (b)is nat p�:rsonally obli�ated to pay thc sums secutrd by this Secudty Instrument;And tc)agrees that Lender and any other Botrawer may agree to extend,modify.forbear or make au►y accommodations with regard to the t�rms of this Security Instrumeni�or the Nota without that Banawer�a consent. 13. I.oan Clwrgea. If the loan secured by this 5ecurity Instniment is subJect to a law whieh sets maximum loan • citarges,and riiiuf iuw ia tinaiiy i►�icrN�tcd,�8wi iik i�iiz�a�t or aih.r!o�c��rge�.co!lwsa�flr to!x co!lccted in connection wIth thc loan exceed the pertnitted limits,then: (a)an�•xueh loan churgc shall be raduced by the amount necessxry to reduce the charge to the permitted limit;and(b)any sums alceady coUected fmm Borrower which exceeded permitted limits will ba refunded to Borrower. Lender may choose to make�his refund by rc:ducing the principal owed under the Note or by making a direct payment to Batrower. If u refund reduces principal,th�reduction will be troued as a partial prepuyment without any prepayment charge under thc Note. 14. Notiees. Any notice to Borrower provickd for in this Security in�tnimenl shall be given by deliverins it or by mailing it by first e1ASS muil unlexs applicable law reyuirer•use of unother methal.7t�e notice shall6e directed to the Roperty Addrcss or nny other address Borrower dcsignates by noticc tu Lender. Any nc�tirc to Lender shall be given by fint clnss m�il to Lender�t►ddresc stuted hercin or any othrr addrers L.eixier designate�hy notice to Borcower. Any notice provided for � in this Security Instrument xhull be dcemed ro have been gi�•�:n ta Barmwer or Lende� when given as provided in this Pan�6raph• I5. Governing Law;Sevembillty. Thi� Sccurit}� Inwtrument nhall bc govcmed by f'ederul law and the law of the jurisdiction in which the Propeny i.r•locutcd. In thc evcnt that any provi4ion or cluuse of this Security Instrument or the Note conflicts with upplicuble luw,such contlict.hall na affect oth�r prm�isiom of this Securiry Instrument or the Note which cun be given effect without the conflicting provision. To this end the pruvisions nf thix Security Instrument and thB Note urc declarect tn Me�evcrpble. _ 16. Borrower's Copy. Borrower+hall be given one confornied copy ot the Notr and of this Sccu�ity Instrument. 17. 'lhnster oi the Property or p BeneGcial lnteretit in Borrower. If all or an��pun of the Property or uny interest in i it Is sold or transferred(or if u bcneticiul intercxt in Bom�wer is s��ld or trumfern:d und Borrawer iz not a nutural penon) � without Lenderl prior written consent,Lender may.at itx option,rcyuim immediate payment in full of all tiumz secured by this Security Instrumcnt. However,thi�option shall not be exercised by Lendcr if exen�.e i,prahibited by feder.�l law a+of � the date of this Security Instrument. � If Lender exercises this option,Lender,hall givr Bo�rowcr notice of uceeleratiun. The noticc shall provide u period of I not less than 30 days from the date the noticc is delive�td or m;�iled within which Borcow•er must puy•rll,ums secured by this Security Instrument. If Bomower fuils to puy these sumti priur tu the expiration of thi. periad, Len�ier muy invoke any rcmedles permitted by this Security Iintrument without further nutic�or�kmund on Bormwer. 18. Borrower's Rig6t to Reinstate. If Bortowcr mects certain ronditiims, Bumuwer shall huve the right to have enforcement of thic Security Instrument discontinucd ut;u�y time prior tu the carlicr cif: ta)S day.(or such other period as _ I Slnyk Family--FL�nle A1rdEYeddk M�c UNIFORM INti7'RUMF:NT•-Unifartn Covena�us 9lf0 (puge I ry'6�rgesJ I 1 1 I I � ....V�� }�T.��. 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