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<br /> �'��� S. H�sard or Properly Ia�unnce. &�rtower slWl kap the impmvements nc�w existif��af' hc�o e�� on the
<br /> Pro{xny imured�uinst laas by firr, tw�,►rds incluclal within chr tern� "extcrxlMl c�werage" u�xf any other hw�rds, inc1udinQ �
<br /> „�_ _ — Oaxir or Ilaxlin¢,fiir which I.encicr requircs insururkr. This in�uruixe.h•rll Ix nwintuinc�l id the:�nxwnts arwl fiir�lu perii�db �__
<br /> �� �hat I.c�xicr roquires. Thc inwn�c curricr praviding tlk inwra�xc sh�ll hc cho�en by A��RUwrr+ubjcct tn l.cndrr'.approv�l
<br /> which eh�ll ixu hr unr�uKmrhly withfxld. If B��rmwcr F•ril.tu nwintain cuvcrugc Jcuritx�)�hnvr, [.c�xicr ��wy, rt LenJcr'r
<br /> - ------� T ..�;,,.,; �� 8 P F ! ' Y F� b P
<br /> `�"� • tc►n.ubt•rin covcru c to itiK�tit Ixi�lcr'x ri ht.in ihc 1'ro xh in arcorJa�xr with ru�r� h 7.
<br /> N� "'� "',�,' All i�uurunrc{xilicic�u►x!rciw:wvl� �twll hc urrcptablc w Lendcr u�xi .ball includr a �t�nduni nwrtg+gr clausr. Lc�xlcr
<br /> • . .i}. _r J • ^. stwll h�ve Ihe right l�t tk�ld!he pidielcs u�xl rctxwals.If L.c�xier royuires.Borruwer shall promptly give to I.cnder ull rc�:elpts af �
<br /> :�-�,..: . .• �a..:q p�id prrmiuou�uiri rcikwul rxxicer. in tlk evcnt u(lu..�.&n�ruu•cr st�il give prompt noticc ta the insvranre cuRier arKi I.ender. .--
<br /> p..y(.��...•:...�t n.+Y
<br /> ._ :- i`�,,L`.°.,�;�,:: Lende�nwy nuke pmc�f of toss if nw mxle promptly by Bomuwer.
<br /> Unlcss Lendcr iuxi&►rn�wcr�xherwi�e agrcc in writing,inwrurkc procecds sh�ll hc�pplied ti�rcwtoration i►r reps�ir of thc
<br /> '��`"� Pmpeny daurw�al.if thc re.tor�tion or repur is econ�Nnic�lly fe�sible yrxi Lender'ti security i�nc�t I�rtienod.If'the mstoratian or
<br /> • repair is nut ecwwmically feasible ar l.ender's securiry wcwld be Iessened,the iiuura�xe pn�ceeds shall be appliod ta the xum�
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<br /> -_�'�.� .,,, „�.., .� socured by thi�Security Instn�ment, whether ur ixx then due, with any excesti paid ta Barrower. If&�rmwer abandons the
<br /> —��f�'::�.,.._;,,,,�;..,_,N Property,or dues not u�uwrr within 30 days a ncxicc fmm I.ender that the insuraixe carrier hati offerod to setde a ctaim,then
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<br /> �-�''� � �` Lender may rntloct the insurance prciceeds, i.encie� m•ay use the pracceds to repair o� rcstorc the Propeny or to p:ty sums
<br /> ` socurcd by this Security lnstrument.whetl�er or rKU then duc. The 30-day perind will bcgin when the notioe is given.
<br /> , M-.• � Unless Lender aixl &�rn�w�er cuherwi�e •rgrce in w�ting, any applicatian of pmreeds to principal shall not extend or
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<br /> -:• �„�. , , postponc the due datc of the monthly p+yments rcfemod to in Ewragraphs 1 and 2 or change thc amount af the payments. If ___
<br /> ���,,; under parag�aph 21 the Prapeny is acquirtd by I.ender. Borrower's right to any iacur.u�ee paiicies and proceeds rcsuicing from '
<br /> �. . damage to the Prc�peny prior to the acqui�ition shull pass to L.ender to the extent of the sums secured by this Socurity Instrument ��''`
<br /> � immediately prior to the xquisition. '�"'"
<br /> �;, 6.Oavpwncy,Preservation�Malntenanc�and Pmtectlon ot the Property:Bocrower's I.�wn Applkationt I.e�seMo�ds. �
<br /> t , • Borrower slwll occupy,establish,and use the Propeny as Borrower's princip�l rcsidence wid�in sixty dAys aRer the execution af �„
<br /> . this Seeuriry Instrument and stwll continue to occupy the Property us Borrower's prineipal cesidence for at Ieast one ye:u after F::,
<br /> " the date of occupancy,unkss I.endee cxherwise�grees in writing, which consent sfiall not be unreason�bly wlthheld,or unless _
<br /> • � _ extenuating circumst:u�ce� exist which are beyond Borrower's contml. Barrower shall not destroy, damage or impair the
<br /> ' Property, allow the Propeny to detcriarate, or commit wASte on the Property. Borrowcr shall 6e in default if:u�y furfeituro __
<br /> action or pmceeding, whethe�civil or criminal,is begun that in Lender's good faith judgmrnt could result in forfeiture of the
<br /> •"�""'` `. Propecty or otherwise mate�ally impair the lien ereated by this Security Instcument or Lender's security interest. Borrawer may _-
<br /> � cure such a default and reinstate,�s providod i�pur�gr+ph 18,by causing thc xtion or procecaiing to be dismissod with a ruling
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<br /> that, in I.ender's good fuith deteRnination, pnrludes forfeituce of the Bormwer s intemst in the Property oc other material —
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<br /> impairment of the iien create� by this Securi�y instrumenc or Lendrr's�urity i��trrr�i. t3arroucr sha!! al;o tse in drfauli if
<br /> � Borrower,during the loan application process,bave materiully fulu or inaccurute infortnation or statements to I.ender(or failed
<br /> ': to provide Lxrnier with any materiul infarnution)in connection with the loan eviderxed by the Nate, including,but not limited
<br /> ��.�''� ro,represeotati�ms conceming Barrower's�-cupan�y of the Property as u principxl residence. If this Securiry[nstrument is on a a`':'
<br /> leasehold. &�rrower shall comply with all the provisions of the leace. If Borrower acquires fee titla to the Property, the � '�
<br /> leasetwld and the foc titic shall not mcrge unlcss l.cader aRrec+to the nxrger in writing. ov--_
<br /> � 7.Protection of I.ender's Ri�hts in the Propeny.If&�rrower fails to perforni thc rove�wnts at�d agroements contai�ed in i�-��`
<br /> this Security Instrument, or there iti a legul prcxeeding that m:►y ,ignificandy affect I.ender's rights in the Propeny t�uch as a
<br /> `,,,, , proceeding in bankruptcy,probate, foc cundemn•rtion or forCeicure or t�►enfi�rce laws ur regulation�>, then L.e►xler n�ay do and u�°
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<br /> ; ° pay for whatevcr ic nereswry tu protctit thc valuc of thc Pr��pcny and l.erxlcr's rightc in the Yropeny. Lender's actiom may — __
<br />..,� include paying any sums sckurod by� a lien which ha. priority over thi. Security ln�trun�ent, a arin in court, in ��
<br /> PP�' F P+Y 6 �5'�:-
<br /> . . reasonabte attomcys'fces and enrering on the Propcny to muke rep:un.Although l.ender may tuke action under this p:u�.igraph .�...__
<br />- , • �' 7,l.ender does nat huvc to do so. �
<br /> • � '"` ° Any amounts disbursed by L.endcr under this paragr�ph 7 �hall tkrome skiditi�mal dcht of Borrowcr secumd by this
<br /> 1 - ` 'c} �`-'',�
<br />� • . Security instrument. Unle�.r&irrowcr a►xi t.•nder agrc�m other tcmn of paynxnt, the�e amcwnts shalt bcar intErest fmm the f�"f^.
<br /> � � ` ' date of disbureement ut the Note ratc und shall lk pa�ahtc, with intenst, upon n�tice from Lendc�to Bormwcr rcque�ting ��.:
<br /> � �''�'�.•� payment. �� `�
<br /> , . . 8.Murtgage Insurance. If L.ender requir�xi m��rtgage insurance:+,•r conditinn of making thr luan serured by this Security ��-°
<br /> `� � ��".. ,�•'.; Instrument, Borrower shall pay thc premiums rcyuimd to maintain the mnrtFage inyuruncc in eftcrt. lf, for any rcaum, the r:
<br /> ' • ,' �'W='�
<br /> 'w,:: •. ' ,,� mortgage insurance covcrage required hy Lender lapses nr c�a,rs tn he in effcrt. &�nowcr.hull p�y the prcmiums mquired to _
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<br /> r � „„ ',;;,: obtain rnverage substantially equivalcnt tu thc mortgage imurrnce prc�•iou.ly in eftcct.ut a rost �ub,tantially eyuivalent to the - _
<br /> ��. , cost to Borrower of the mortgage insurunce previuusly in effect, fn�m an ultemate mon�:agc in+urer appmved by L.cnder. If � „'_
<br /> �°r`' ��' � substantially equivalcnt mortgage insurance roverage is not uvailabl�. Borrowcr�hall pay to L.ender earh r►x�nth a,um eyu•rI to '
<br /> �.' one-twelRh of the yearly mnrtg�ge insurance premium being paid hy Borrower when the in+urance coverage lap.c�i��r cwxd ta �
<br /> �;�ri . � � 'S.
<br /> ;:f ; be in effect.Lender will accept,use and rctain these payments•rs a loss reserve in lieu of nxmgage insurance. Loss reserve y;,.;.':,
<br /> �� t: ' Fam 3028 8190 :'�",`
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