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'.: . n�. u,+up�,w�oys�r u�rnu�r:covrsNU�a u�:�►rrs,►M�n�r 93 i099�3'7' lJdtars Cowuw 13 ot LaWMr loarumae i�.mriwi�d w n.d a�follorrs: � i8.U�iiws�i.:r".�wi�Lw+r�i t,s�;...... .T!S!s lasa:4f!etsssk;!s�est eaa:bf�e}e�taes«!�!!�!�a te!!�!!�!+�� wd soa�uattacas oov�aanh whh umRed v�riuioa�br jurib{aioa a comticuu�unitam reauuy iaKrua�ant oovKiw r.a1 prop�+r• '!'hf� , 3rcrorltp lertnmNrt�11 bt�owr�ed bY F�d�r�l l�w�ad the law of tht Juri�dktbn in wfikh tbe Ptopaty b localad. la tbt wMC da�t� - prorirloa oc dauM ot this Secudty Inttrumeat or tbe Vota ooaNcta wiW�pplkabia 4w,wch oonNct�11 uot ttfiet otlwr provltbat of thb 9xu�itY Imtnunat a tbt Plate wA{d�pn be=iva�etfat aithout tbt 000tlietin�PwvWaa.�ad W this�od 1he ptavislont ot this 9�uritf' lautument u�d tbe Nate an dal�red to be aeverabk. E. 7lANYF�OE THB tROTPi'I'Y OR A iB�IE'F7pAI.IPI71tRF�i7'1N�O�OVY�R Uafform Covaunt 17 of the 3KVdty In�truiaeat b amdided to rad u foUowr. 17.7'e�MMi►�f tM Tn�b��I��K•If all or any part ot thu Froperty or�n interat the►dn i�wW a traoJarcd (or if a baufkW interat in Botcowu b w{d or tr+wsfarad and Harowtr b not a nstur�l pexson)without L,eoder'�pdor wRittm 000:�nb 1.enAer may,�t l.eiWer'�opHon.doclare all the wms sxured by thit Secudry Instrument to be imaaedlstdY due and pvytble.Ha�vever.thit option�hail na be eaccreired by Lender ii ezerci�e is nat authorized by Fodaal law.Lender may waive the acacLe of tHi�optfon if:(�)Barowa cauios ro be wbroiued to Leader infornution roRui�od by l.ender to evtluste the intended uamfeca�s if s new loan were beinj made to tbe u�ferae:and(b)I.ender rearo�u�biy determina ttuu Lender'�sxurity wfil not be imptired by the law wumptioo�a�d tl�at tbe ri�ic of tbe bre�h of aay covau�rt or a�reeme�►t in th�s Security Ineuument i�aoaptabk co l.ender. To the extent{xrmitted by applicabk law.t.endu msy chute a re�sonabie fa as�Gondi�on to i.ender's consenc to tbe Taw assuwptiuu. I,ender may also roquice the traosfaee to kaep aU the promisa u�d a�raments made in the Note and ia tdis Security In�uumrnt. "If L.aider acerdses wch option to�ceelerate.L,ender shall mail Borrown notice of acoekradon in accorduux with pu�raph t4 hereof. Such notice�hall provide a paiod of not leu tha►30 days fwm the date the notla is mailed wlthin which Bonower may paY the wms dxlarod due.If Borrawa f�il:to pay such:ums prior to the expiradon of�uch period.Lender may,wlthout further iwdcx or danand en Harowac. lnvoke my rm�edfes permitted by thit Security Instrument-" "Notwithst�ndin�a s�1c or tnnsfer.Borrowa vrlil continuo to be obU�ated under the Note�nd thi�S�cuNty Irutruinent unka L�odar h� rdened Bortowa in wrldt�." F. LOAN CHANGES !f tho loan socured by the Secudty Instrument i:subject to a l�w which set�mucimum toan chuja,and th�t uw ix flnslly interpreted w that the intaai or other loan chat�a collected or to be collated in comiection wlth the loa►exaa!permitted Ilmlu,then:(1)siny such lan ctu�t�e shaU be�educed by the unount naessary to roduce the charge to the permitted 8mit;and(2)any sums aira�dy milaced from bonowa which ezoeeded permltted Itrriits wlll be refuaded to Bor�ower.Lender may choose ta m�ke this refund by�oducln�the prir�cipai owai aa�kr che ° Note or by roakin�a direct payment to Bortower.lf a refund reduca pr�ncipal,che reduction wiU be trcated as a partW prepayment uada t4e _. Note. iN WITNFSS WHEREOF.Borrower Iw executed tMb Adjrsl�bk Rate Rider. (�) �ENCE R. TAYl.OR �RROwE '_� �•i�LG%�_�� tSe�q �aiT,N H. TAYLOR BOR ER J «►, BORROWER (SIGN ORI(lINAL ONLY)