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<br /> peri�ds tlwt I.eader r�eyuia.r, The in�ururce c�urier praviding the insurance ah�ll be chocen by Barmwer wbJect to L.cndcrk
<br /> _ _ _ �ppraval whlch�hall nw be unrr.�w�bly withheld. If Bcxrower fdls to maintain coven�¢e deacribed above.l.ender m�y.u
<br /> - — — l.enderk uplicm,cibtxin covcr�y�e tu protect Lenderk d�htx in the�ny in accordancc with paragnph 7.
<br /> � All insurance poUciex and rcnewals�,hall be+�cc.e�xable to l.e r and shrll include a standard matga�e clwure. I..ender
<br /> C �hall hwvc�he rlght to hold the p�illciex axi rcnew�iz. If l.ender rcyuircc,Botmwe�shall pramptly give to Lender all receipts
<br /> of paid prcmiums�nd cenewal natices. In tfie event of li�xs,Bamwer sh�ll�ive pmmpt nWice ro the incurance cw�icr and
<br /> ;° • Ltnder. l.ender may makc pmaf af lass if nat mAdc promptly by Borrower.
<br /> _ l Inl�.�l.�nder end Bom►wer�when��isr ngrr.e i�w�iting,in�urance proceeds�hall be u�►lied ta reston►tion or repair af
<br /> the Propeny dAmagal, if the rcstcxatic►n or rep�ir is economically fca.r•ibic and L.enderk secu�iry ic not Ic,,sened. If thc
<br /> �����•:.:±��;;�';,�:��.�� rc�tarrtion a rcpair is ncx economically Feasible or I.enderS secuary wcwld be lessened, the insurance proceeds shall be
<br /> " � t,,• =;"°''�"`�. applied to�hr sums ucurcd by thia Secuhry Instnrment, whether or not then duc,with uny excess paid ta Burmwer. If
<br /> Barrower atui�donw thr Prnpeny. or daes aot unswe�within 30 days a naica from L.ender that the insuronce carrier has
<br /> �"'� - oifered to setde a cluim,then Lender may collect the in�urunee procads. I.ender mpy use the proceeds to rcpair or restore
<br /> �,�, . . .� , thc Property�r to puy sums securcd by this Security Inctnrmcnt.whcther or not thcn due. The 30-day period will begin when
<br /> - .:�"�;�""� •-'�� `� - thc aotice i�gtvcn.
<br />_�� ;�,,.�•r,��;.�_ , Unles�l.en�ier und Bomower othenvisc agree in wrlting,any application of procceds ta principal shali not cxtend or
<br /> �',3'���:�:'rerr�' po�tponc the due dute of the monthly E►ayments rcfecred to in paragraph.e i and 2 or change the amount of the payments. If
<br /> ��„ under pnragraph..I the Property is acquircd by Lender, Borrowert right to any insurunce policies and proceecis resulting
<br /> }'�`°�"'^-� - iram dumage to thc Prope�ty prior to thc ucquisitian shaQ pass to Lender to the extent of thc sums sccuncd by this Security
<br /> ,r. ��•,�;. , "��` Imuument immediutely prior ta the acquisltion.
<br /> ��'}'. 6. OceupAnc3� Teeservatian� Maintenance and I'roteciiou d ti�e 1'�•opzrt�•: SorroKrr's Losa A�l9rasiQa;
<br /> �''r'•���';� ���y Leaseholds. Bornower shull occupy,estubiish,at�d use the F'iropeny as Barmwer`.c principal rcsiden�e within sixty days after
<br /> �c•: ' .
<br /> +� "� the execution of this Security instrument and shall continue w ixrupy tik Pmperty u.Borrowrra piincipal rnidence for at
<br /> � , .� leaxt one yeAr after the date of occupancy, unless I.ender otherwi.r agreec in writing, which consem shall not be
<br /> � . � unrea.�cxiably withheld,or unlesx extenuating circumstance�exist which are beyond F3ormwer's controi. Borrou•er shall not
<br /> destroy,damage or impair the Property,uUow the Propr�ty to deteriorate,ar commit waste�n the Property. Borrower shall
<br /> ; ' tie in dcfAUlt if uny fodeiture action or praxeding,whether civil or c�minal,is begun that in Lenderc good faith judgment
<br /> , could re,ult in fotfeiturc of the Propertf or atherwise materially impaie the lien ci�eated by this Security Instrument or
<br /> .. •' � Lender�security interest. Borrower may ru�e such a default and reinstat�,ac provided in paragraph l8,by causing the uction
<br /> � ' or proceedinF ta be dismissed with a ruling that.in Lender�s good faith detertninatian.prccludes forfeitune of the Borrowert
<br /> • interest in the Pmperty or other material impairtnent of the lien creuted by this Security Instrument or l.ender!s �ecurity
<br /> � • interext. Sorrower .hall alco be in default if Borrowcr, during the loor� Applicatian process, gave materia:ly false or
<br /> . ' inaccurate infortnation o�st�tements to Lender(or fuiled to provide Lender with any material infortnation)in connectian with
<br /> � ` the lo;ui evidcnced by the Note, including, but not limited to, rcpresentations conceming Bornnwer's occupancy of the _
<br /> _ �',;_,;'__,__'._:::u�, Praperty ac o principal residence. If this Security lnstrument is on a leaschold,Borrower shall comply with all the provisions
<br /> --— of thc leasc. lf Borrower acquircc fec title ta the Property,the leoschold and the fee title shall not merge untcss Lender agrees
<br /> ::�•�• ;; _,�; to the mcrgcr in writing.
<br /> :';s�••��:'� 7. Protect(on of I.ender's Rights in the Praperty. If Borrower faiis co perfortn thc covenAnts and iigrcements
<br /> � contained in this Serurity Intiuument, or therc is a legal prcxeeding that may significantly affect Lender's right. in the
<br /> ' Property(xuch u.a proceeding in bank�uptcy,probate,for condemr.ation or facfeitum or to enforce lawx or regulations),then
<br /> , �� Lender muy do and pay for whatever is necessary to protect the value of the Propeny and Lender's rights in the Property.
<br /> ,:�':;i,• Lender's•rctionti may inrlude pnyine any sum�securcd by a lien which has priarity over this Security Instrumen[,appearing
<br /> �;�� � • `' in court,payiag reawnabie attomeys'feex anJ entering on the Pmperty to make rep�irs. Although Lendec may take action
<br /> under thi.paragraph 7.Lender does not have to do so.
<br /> Any amounts Ji�buncJ by Lcnder under this puragraph 7 shuU become additionai deF! of Borrower secuc�ed by this
<br /> ��.;-; Securiry Instrument. Unless Borcow•er and Lendcr agrec to other tertns of payment,these amaunts shall bear intenest from the
<br /> date of di�twr.r•ement at thc Note rate and shall bc paynble,with intere�t,upon notice from L.:nder to Borrower requesting
<br /> , � payment. =
<br /> ;t;��';'°t ' S. MoetRage Insurance. If Lender requircd mortgage insurunce a�a con<li�i��n of making the loan secured by this -
<br /> " �' '�� ,�; • Security Instrument, Borcawer shall p:ty the premium�required to maintain the mortgage insurance in effect. If, for any
<br />" '.i .�'�1�•')'�`'� � '`'. ' rtason, the mortgage insurance coverage requircd by Lender lapse� or ceaxes to be in effect, Borrower shall pay the -
<br /> � �`"'�", � ••�•'�•��` remiums re uired to obtain covcra e �ubst:u�ti•rll e wvalent to the mort a � in.ur.�ncc rcviousl in effcct, at a cost
<br /> �•`���-'.; ' '�'t' ubstantially cyuivalcnt to the cost to Barcuwer of he mortgugc inxurance pmviously in cffect, from an altemate mortgage
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<br /> :j�...,•• , insurer approved by Lender. It xub,�antially equivalrm mortgagr in,urunce coverage is not available.Borrower shall pay to _
<br /> :);:`:';!-' Lendereach month a.um eyua!to one-twrlfth of the��eariy mortgage insurance premium being paid by Borrower when the
<br /> ���'`� '�r t� � insurance coverage lapsed or ceased to be in effect. l.endet will accept,use;u�d rctain the+e payments as a lotis reserve in lieu
<br /> •w1J.: .
<br /> . ,-� .r-�: ., .;,� of mortgage insurance. Loss reserve payments may no Innger be requircd,at the option of Lender,if mortgage insurance
<br /> , : coverage(in the amount and for the pericxi that Lender rcyuircs)provided by;m insurer•rpproved by Lender again becomes
<br /> �-- � ,. �'�''r available and is obtuined. Borrower shall pay thc premiums required to maint:►in monguge�nsurance in effect,or to provide a
<br /> • ���.�. . (. loxs rcserve,until the requirement for mortgage imurance ends in accordance with any H•ritten agreement between Borrower =
<br />-�., �'";�c``<'•ti� � und Lender or applicnble IaW.
<br /> >1 " 9, inspection. Lender or its agrnt muy mukc rc�sonuble entrics upon and inspections c�f the Property. Lender shall
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<br /> -_ ' '� �� � � '��� give Borrower notice at the iime of or prior to;in inxpection specifying reaxon:�hle cause for the inspection. -
<br />- �' �'�t 10. Condemnatton. The proceeds of any uward or cluim fur damagex,direct or conseyuential,in connection with any
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