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.:. <br /> . �-T ` ' • ` - .._. <br /> 1�..1 (•v <br /> � . <br /> - --- - ��:+ 93s,o�i,� <br /> s. Hs�e�d or propetty tiwr.�oe. 6o�mwcr �I► teep the tmpcn�ema�u nuw eai.dn� wr 6ecm.tter a�aa.d a► che <br /> � Property insured�ain�t las by firc. h�sudi lncludod within the letm'extaridod ooven�e" and �ny otSKr iur�j. includit� <br /> - floads cx tiaxiin�. fa which t.cnder rcquires ins�samx.ThI�in�urance ahs!!be�fntslned ih t!►�e�+�aunt�a�d fnr tbo pafotl� <br /> — thu L.ender requiras.The inwnnce canier providit�the insuance shall be choren by Barrower wbjoct to I.ender's�pprovd <br /> which dull na be unrca�aud+ly w{ttiheld. If Bomnwer f�ils to rruintxin a�ven�e described �bov¢, Lender m�y. u l.e+de��o <br /> option.obWn cc�ve�e to pnxax Lcnder's ri�hts in the Propeny in rccotrlance wlth pwragr+ph 7. <br /> All inwanoe policia a�d renewds eiWl be�aoept�blo w L,endes u�J ahall include�st�ndard mortg�e ciwse. L,ender <br /> -�_�-__-� c1�11 havc thc Nsht w hold the policies and tenev►�als.if l.ender nequireg.Born►v►�er shall prortyxly give w L.ender d!reoelpts of <br /> �id prcmium�and rcoew�l natices.In the eva�t oi loss.Borrower�full�ive prompt notke w the inwr�ncx c�T��d�. <br /> L,pder may m�lce pmof of loss if not m�de pramptly by 8orrower. <br /> Unles�l,ender�nd Borrower dherv►•ise�ra in wdtin�,insuranoe proceods sha11 be aPPlied to racoratlon ar c�epzir of the <br /> property daitu�ged.if the Kstor�tion or t�epuir is econamically foasible ard Lender'a securlty is not lessened•if the rrswration or <br /> rcpair iR�at xawmically feasible or Lender's sxurity would be Ie,sened.the inaurance prooeeds�hall be appliad w the wms <br /> secue+ed by this Security Insuument. whether or not then due, with any ezcess paid to Burrower. If Borrower abandonc the <br /> pro�e�t}r� or doa not answer wlthin 30 dxys a natia from Lender tt�at thc insurance cauricr tia�s offered to settle s cldm,tl�ai <br /> Lender may collact the inwrance pmae�s. l.ender may use the proceeds to rcpair or restorc the PropenY or to pay wm� <br /> securcd by this Security I�uument.wt�ett�er or not thrn due.TNe 30-day period will bcgin wha�the notice is giver�. <br /> Unlac Lender and Bomower othawlsa a�roe in wriung. any applicution uf proceeds w p�incipal chall nat ezteM or <br /> postpane the due date of the mo�Nhly pwymaits ref�rred to in paragraphc 1 �nd 2 or chanBe the amount of tho payme�us• If <br /> _.... _,�.r <br /> under piu�gr�ph 21 the Prope�ty is acquirad by Lender.Bormwer'a right to any inwranx polkies and prooeods rcwlting fran <br /> dam�a to the Property prior to the�siliun alwtl p�ss to leoder to the eztent of tNe sur�sa�ural by Wis Secu �5' nuNm�t <br /> iaunedlately prior to the aoquisitton. <br /> 6.Occup�acy,�Se�vAtbs.Maintmance�nd Protectloa ot the Prpert�:Borrower's i.o�ApQlit�tioni I.easeboldr. <br /> - Bomower siWl occupy.euablish.ud use dx Property ac Borrowe�'s principal resideoce within sixry days aft��r the execution of <br /> thic Sea►�ity Inurument and slwli continue to occupy the Property u Borrower's pr�neipal resideM�e for at k�t one year after <br /> -�— the date of accupw�cy,unless Lendcr otherwise agrcss in writing,which oonsent sh�ll not be unreason�bly withheld.or unless <br /> - ----- extenuating cicrumst�noes exiu which are beyond Borrower's control. Borrower shall not destroy. dan►age or impair the <br /> ___— — Praperty. allow the Property to deteciorate. or commit waste on the Properry. Bornnwer shall bc in default if any forfeiture <br /> --- _= s�ction or proceeding.whether civil or critninal.is begun th�t In l,ender's goad falth judgment could result in fodeiture of the <br /> Prope�ty or ott�envise materi�lly impair the lien creatod by this Secudty Instrument or I.en�kr's security intercst.Borrower maY <br /> °-`�'""""� cure such�default and reinstate.as provided in pxragraph 18.by cAUSing the action or proceeding to 6e dismissed with a cuting <br /> -�-�--�---�_- tlwi. in ix��r'a�u�xi i'�iti-i tI2l�iiiiiiiitl6ti. pr+xlud� forfcitusc aF!he Butro�er's inttrest io !h!�Pn�erty or other m�eerial , <br /> � ���• imp�timx.nt of thc lien cTeated by this Security Instrument or Le�der's socurit�� intcrest. Borrower shall also be in dcfault if <br /> ' c�*'�`- <br /> t� • ; ::,: Borrower.during tho laan npplication process,gave rtwterialty false or inaccurate inforniation or statements to Lendu(or failed <br /> w.�. . <br /> : ;w: ; rf • to provide Lender with any materi�l inforn�tian)in connection with the loan evidenced by the Note.including.but not limited <br /> "��'�;��� to,reprosentations rnncerning Bomower s occup�ncy of the Propeny as a princtpal residence. If this Security[nstrument is on a <br /> ..�,:•• <br /> �t, ' v;,;�.. Icasehold. Borrawer ahall rnmply with all tho pro�•isions of the leuse. If Borrower xquires fce title W the Property. the <br /> i,::. ',,�''iF%'.:, �. <br /> ��^�;y;,r„�,,,� � ieaseiwW w�i tiro tcx titin si�uti�wt o�crge anl:ss l.cr�kr agrees to the merger in writing. <br /> ' � 9.Pnotection ot I.ender's Ri�hls in the Pmperty.If Barrowcr fails to perform the covenants and agrecments wntstined in <br /> + -r 4.a,�c`�`.'..-•'. <br /> ��'' �� this Securiry laslrument. or t6ere is a legal p��eding that may significundy affcct Lender's rights in the Property (such as a <br /> �'���N.�M proceading in bunlcmptcy,probate, for condemnation or forfeiture o�to enfurce laws or reguluions),then I.ender may do and <br /> '�'��"�"`�� �' � pay for wlia��ver is nacessary to protect the vatue of the Property and Lender's righGti in the Property. I-ender's actiwu may <br /> �'�..-�'�'�r"• ' �� includo paying any sums �ecured by a lien which has priority ovcr this Se�:urity Instrument, appearing in court, payiag <br /> ���`°''"��`° ' � rcasonablo attomeys' fees and entering on tht Property tu m�ke repairs.Although Lender may take action under this paragraph <br /> .,y.sa n�:._•r.,.. �yr� <br /> ,;s,_, ,.,, 7,Lendcr daes not havc tu do so. <br /> . �`''�"`' '•^ Any unountF di�bursed by l.ender under this parngraph 7 shall become additinnui debt of Borrower secured by this <br /> �.�r.r: . ... <br /> �''` Sccurity Insttument. Unless Borrower and I.cnder:�r�x w othcr tcrn»uf payment, thex ait�ounts shall bear interest from the <br /> �1t��-,;•;�;r,�����, date of disbumement u dx: Note rate and shall be payable, with intcrest, upnn notice from Lender to Borrower roquesting <br /> '�� A Mks�.-. <br /> �:����ier:�.. :�::.. : payment. <br /> ` -'-�;:.,. : 8.Matgage Insurance.If I.ender ra�uirod�rwrtgage insur.�nce��a condition of making the loan secured by this Security <br /> ,,,:_,C;�,,,,., . loscrameat• 8orrower shall pay the premiums roquirc�d to maintain the mortgage insurance in cffixt. If, for any rta.wn, the <br /> :��:.�;;���� mort$age in.wrance coverage rcquired Uy Lcndcr lapses or ce�.ses to tx:in effect,Borrower sh•rll p:ry the premiums reyuired to <br /> —�-�:--� -.- obtain coverage wbstantially equivulent to tix mongage insur,►nce previcwsly in effect,at a�rost substantially equivalent to the <br /> �.�� �' cou to Borcower of the mortgagc ir�surance previausly in effctit, from an alternate mongagc insurer approved by Lender. [f <br /> "=�� substantialiy equivafent mortgagc in�urance awerrge is�wt avuil�ble. Bonower shall pay to I.endcr exh month u sum equul to <br /> �dtY';�?�a�:?k, - -. one-twclfth of tho eurl mort a e iruura►ke remium bein id b Bormwer when the in.wrance covera c la or ceatied to <br /> �,Y.� Y Y 8 B P S P� Y S � <br /> �''4"1E"''�°°�"� be in effect.latnder witl accept,use and retnin tl�e payments as a loss rex:rvr in fieu of mortgago insurance. 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