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<br /> s. Hs�e�d or propetty tiwr.�oe. 6o�mwcr �I► teep the tmpcn�ema�u nuw eai.dn� wr 6ecm.tter a�aa.d a► che
<br /> � Property insured�ain�t las by firc. h�sudi lncludod within the letm'extaridod ooven�e" and �ny otSKr iur�j. includit�
<br /> - floads cx tiaxiin�. fa which t.cnder rcquires ins�samx.ThI�in�urance ahs!!be�fntslned ih t!►�e�+�aunt�a�d fnr tbo pafotl�
<br /> — thu L.ender requiras.The inwnnce canier providit�the insuance shall be choren by Barrower wbjoct to I.ender's�pprovd
<br /> which dull na be unrca�aud+ly w{ttiheld. If Bomnwer f�ils to rruintxin a�ven�e described �bov¢, Lender m�y. u l.e+de��o
<br /> option.obWn cc�ve�e to pnxax Lcnder's ri�hts in the Propeny in rccotrlance wlth pwragr+ph 7.
<br /> All inwanoe policia a�d renewds eiWl be�aoept�blo w L,endes u�J ahall include�st�ndard mortg�e ciwse. L,ender
<br /> -�_�-__-� c1�11 havc thc Nsht w hold the policies and tenev►�als.if l.ender nequireg.Born►v►�er shall prortyxly give w L.ender d!reoelpts of
<br /> �id prcmium�and rcoew�l natices.In the eva�t oi loss.Borrower�full�ive prompt notke w the inwr�ncx c�T��d�.
<br /> L,pder may m�lce pmof of loss if not m�de pramptly by 8orrower.
<br /> Unles�l,ender�nd Borrower dherv►•ise�ra in wdtin�,insuranoe proceods sha11 be aPPlied to racoratlon ar c�epzir of the
<br /> property daitu�ged.if the Kstor�tion or t�epuir is econamically foasible ard Lender'a securlty is not lessened•if the rrswration or
<br /> rcpair iR�at xawmically feasible or Lender's sxurity would be Ie,sened.the inaurance prooeeds�hall be appliad w the wms
<br /> secue+ed by this Security Insuument. whether or not then due, with any ezcess paid to Burrower. If Borrower abandonc the
<br /> pro�e�t}r� or doa not answer wlthin 30 dxys a natia from Lender tt�at thc insurance cauricr tia�s offered to settle s cldm,tl�ai
<br /> Lender may collact the inwrance pmae�s. l.ender may use the proceeds to rcpair or restorc the PropenY or to pay wm�
<br /> securcd by this Security I�uument.wt�ett�er or not thrn due.TNe 30-day period will bcgin wha�the notice is giver�.
<br /> Unlac Lender and Bomower othawlsa a�roe in wriung. any applicution uf proceeds w p�incipal chall nat ezteM or
<br /> postpane the due date of the mo�Nhly pwymaits ref�rred to in paragraphc 1 �nd 2 or chanBe the amount of tho payme�us• If
<br /> _.... _,�.r
<br /> under piu�gr�ph 21 the Prope�ty is acquirad by Lender.Bormwer'a right to any inwranx polkies and prooeods rcwlting fran
<br /> dam�a to the Property prior to the�siliun alwtl p�ss to leoder to the eztent of tNe sur�sa�ural by Wis Secu �5' nuNm�t
<br /> iaunedlately prior to the aoquisitton.
<br /> 6.Occup�acy,�Se�vAtbs.Maintmance�nd Protectloa ot the Prpert�:Borrower's i.o�ApQlit�tioni I.easeboldr.
<br /> - Bomower siWl occupy.euablish.ud use dx Property ac Borrowe�'s principal resideoce within sixry days aft��r the execution of
<br /> thic Sea►�ity Inurument and slwli continue to occupy the Property u Borrower's pr�neipal resideM�e for at k�t one year after
<br /> -�— the date of accupw�cy,unless Lendcr otherwise agrcss in writing,which oonsent sh�ll not be unreason�bly withheld.or unless
<br /> - ----- extenuating cicrumst�noes exiu which are beyond Borrower's control. Borrower shall not destroy. dan►age or impair the
<br /> ___— — Praperty. allow the Property to deteciorate. or commit waste on the Properry. Bornnwer shall bc in default if any forfeiture
<br /> --- _= s�ction or proceeding.whether civil or critninal.is begun th�t In l,ender's goad falth judgment could result in fodeiture of the
<br /> Prope�ty or ott�envise materi�lly impair the lien creatod by this Secudty Instrument or I.en�kr's security intercst.Borrower maY
<br /> °-`�'""""� cure such�default and reinstate.as provided in pxragraph 18.by cAUSing the action or proceeding to 6e dismissed with a cuting
<br /> -�-�--�---�_- tlwi. in ix��r'a�u�xi i'�iti-i tI2l�iiiiiiiitl6ti. pr+xlud� forfcitusc aF!he Butro�er's inttrest io !h!�Pn�erty or other m�eerial ,
<br /> � ���• imp�timx.nt of thc lien cTeated by this Security Instrument or Le�der's socurit�� intcrest. Borrower shall also be in dcfault if
<br /> ' c�*'�`-
<br /> t� • ; ::,: Borrower.during tho laan npplication process,gave rtwterialty false or inaccurate inforniation or statements to Lendu(or failed
<br /> w.�. .
<br /> : ;w: ; rf • to provide Lender with any materi�l inforn�tian)in connection with the loan evidenced by the Note.including.but not limited
<br /> "��'�;��� to,reprosentations rnncerning Bomower s occup�ncy of the Propeny as a princtpal residence. If this Security[nstrument is on a
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<br /> �t, ' v;,;�.. Icasehold. Borrawer ahall rnmply with all tho pro�•isions of the leuse. If Borrower xquires fce title W the Property. the
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<br /> ��^�;y;,r„�,,,� � ieaseiwW w�i tiro tcx titin si�uti�wt o�crge anl:ss l.cr�kr agrees to the merger in writing.
<br /> ' � 9.Pnotection ot I.ender's Ri�hls in the Pmperty.If Barrowcr fails to perform the covenants and agrecments wntstined in
<br /> + -r 4.a,�c`�`.'..-•'.
<br /> ��'' �� this Securiry laslrument. or t6ere is a legal p��eding that may significundy affcct Lender's rights in the Property (such as a
<br /> �'���N.�M proceading in bunlcmptcy,probate, for condemnation or forfeiture o�to enfurce laws or reguluions),then I.ender may do and
<br /> '�'��"�"`�� �' � pay for wlia��ver is nacessary to protect the vatue of the Property and Lender's righGti in the Property. I-ender's actiwu may
<br /> �'�..-�'�'�r"• ' �� includo paying any sums �ecured by a lien which has priority ovcr this Se�:urity Instrument, appearing in court, payiag
<br /> ���`°''"��`° ' � rcasonablo attomeys' fees and entering on tht Property tu m�ke repairs.Although Lender may take action under this paragraph
<br /> .,y.sa n�:._•r.,.. �yr�
<br /> ,;s,_, ,.,, 7,Lendcr daes not havc tu do so.
<br /> . �`''�"`' '•^ Any unountF di�bursed by l.ender under this parngraph 7 shall become additinnui debt of Borrower secured by this
<br /> �.�r.r: . ...
<br /> �''` Sccurity Insttument. Unless Borrower and I.cnder:�r�x w othcr tcrn»uf payment, thex ait�ounts shall bear interest from the
<br /> �1t��-,;•;�;r,�����, date of disbumement u dx: Note rate and shall be payable, with intcrest, upnn notice from Lender to Borrower roquesting
<br /> '�� A Mks�.-.
<br /> �:����ier:�.. :�::.. : payment.
<br /> ` -'-�;:.,. : 8.Matgage Insurance.If I.ender ra�uirod�rwrtgage insur.�nce��a condition of making the loan secured by this Security
<br /> ,,,:_,C;�,,,,., . loscrameat• 8orrower shall pay the premiums roquirc�d to maintain the mortgage insurance in cffixt. If, for any rta.wn, the
<br /> :��:.�;;���� mort$age in.wrance coverage rcquired Uy Lcndcr lapses or ce�.ses to tx:in effect,Borrower sh•rll p:ry the premiums reyuired to
<br /> —�-�:--� -.- obtain coverage wbstantially equivulent to tix mongage insur,►nce previcwsly in effect,at a�rost substantially equivalent to the
<br /> �.�� �' cou to Borcower of the mortgagc ir�surance previausly in effctit, from an alternate mongagc insurer approved by Lender. [f
<br /> "=�� substantialiy equivafent mortgagc in�urance awerrge is�wt avuil�ble. Bonower shall pay to I.endcr exh month u sum equul to
<br /> �dtY';�?�a�:?k, - -. one-twclfth of tho eurl mort a e iruura►ke remium bein id b Bormwer when the in.wrance covera c la or ceatied to
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<br /> �''4"1E"''�°°�"� be in effect.latnder witl accept,use and retnin tl�e payments as a loss rex:rvr in fieu of mortgago insurance. Loss reservr
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