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<br /> '[+ooeTFt�x wt1'Ht�Il the im{►rov«n�nt.now or t�at►er e�ectad w►the propaty. enea�aM.,eppu��unoer�.nd
<br /> tlztut�a raw er heraiRer a prt of the pt+npe��ty. All repl�oane»ts �nd additforu �lWI alw be ooverod by thi�t See�ri�y
<br /> In�tiuim�ait.�►II of the foeejcdni k referrod ta tn this Secudry Inknuaent�s tbo"Property.•
<br /> - �J!.P•t?�'F•R CQ�rlA�1'!'�t!m!Eo�awer f�lstivlu!!y rrxd of tlse estst�l�rebY conveyed snd hx t!x rifit to�n+nt�nd
<br /> aoevry the P►+opertY and th�t tlwe ProQaty is�mbe�+od, exoept for axwnbr�noet of ra:ord. Borrower w��ad wi!!
<br /> dehad�aierNlly 1he tlde to the Prnpe�ty�in�t dl cldms md demands,aubject w any encumbru�cu of roco�d.
<br /> THIS SECURITY INSTRUMENT oombina unifotm coverunts for natlon�!use atd non-uniform oovuwtt�with limit�d
<br /> varl.tionR by►jurUdicx;on w oorucicuee a unitorm rocvrijcy inunurknc caverin�iral prope,ty.
<br /> UNIFORM COVENANTS. Bomower�nd Lendec coveruu►t�nd a�rco as follows:
<br /> 1. irywa�t o�Priacipd anid Iatet+ati P�'eP�ymeat aad Lste Ch�rBa. Borrower �It�it PromptlY WY when due tbe
<br /> pdnciprf of And interert on the d�bt evictenced by the Note ar�d any pnepayment and lete chugea due under the Note.
<br /> 2. �nd�tor Tiucn rnd Iawr�nce. Subjxt to�licable law or to a wrltten waiver by Lendcr, Borrower shall pay W
<br /> Lknder on the day monthly payments ue due under tha Note,uatll the Note is paid in full,a aum("Fur►ds")for.(a)yearly wca
<br /> and Ascess�r�enta which rnAy nttain pdor�ty over this Socurity Inattument as a lien on the Property;(b)yearly leasd�old p�ymenq
<br /> or ground rents on the PropeRy.if u►y;(c�yearly twzard or proporty lnsurance premiums;(d)yearly flood insurancx premiuma,
<br /> it any; (e)yearly mortgage Insurance premiums, if any;and(�any sums payable by Borrower to Lender, in accordanco with
<br /> the provisions of paragraph 8, in liw of tha poyment of mortgaga inaurance premiums.'Ihese ltems are called "Escrow Items."
<br /> Lender mty. at any time. callect and hold Funds in an amount not to exceed the mucimum amount a lendor for a foderally
<br /> relatod morcgage loan may rcquire for Borrawer's escrow account under the federal Rea�Eatate Settlement Procodureb Act af
<br /> 1974 as amendnd from time to timc, 12 U.S.C.Section 2601 et seg. ("R�SPA"),unless another Iaw that applies ta the Furnin
<br /> setc a lesser wnount. If so, l.ender may, at any time, collect and hold Funds in an amount not to excad the tesser a�t�ount.
<br /> -- Lei�der nwy estimate the amount of Funds due on the basis of curnnt daut and reasonable e�Qmetes of expenditures of fuwre
<br /> Escmw Items or otherwlse in accordence wlth applicable Iaw.
<br /> The Funds shall be held in an instltution whose deposits an Insurcd by a federal agency, lnstrumentality, or entity
<br /> (lncluding L.ender,if l.ender is such an instltution)or in any Federal Home Loan Bank. I.cnder ahall apply thc Funds to pay tha
<br /> Escraw Items.Lender may�ot charge Borrower for hotding and applying the Funds.annuelly analyzing the escrow account,or
<br /> verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and applicable law permits Lendcr to make such
<br /> � a chargc.However.I.ender may require Sorrower to pay a one-time charge for an i�xiependcnt real estate tax reporting scrvice
<br /> nsed by I.ender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made ar
<br /> applicable law require�interest to be puid.L.ender shall not be required to pay Borrower nny interest or earnings on the Funds.
<br /> Borrower and L.ender:»ay agree in writing, however, that interest shall be paid on the Funds. L,ender shall givc to Borcower,
<br /> without charge, an annuat accounting of she Funds, showing craiits and debits ta the Funds and the purpose for which each
<br /> - -- �•� dcbit ta the Funds v:;3.g sYisde.The Funds ere pltYlged ac additional security for all sutns setured by this Secur�ty Instrument.
<br />:.": If the Funds held by l.ender exceed the atnounts permitted to be held by applicable law. I.ender shall account to Borrower
<br /> for thc excess Funds in accordance with the rcquircments of applicable Iaw. If the amount of thc Funds held by I.endcr ut any
<br /> - time is not sufficient to pay the Escrow Items when due,I.ender may so notify Borcower in writing,and,ln such case Borrower
<br /> ° � shaU pay to Lendcr the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no morc than
<br /> twelve monthly puyments,at L.endcr's sole discrction.
<br /> Upnn payment in full of ull sums secured by this Security bntrument, l.ender sliuii prumptly refund to Bortower uny
<br /> Funds held by L.ender.if,under parugruph 21, I.endcr shali acquirc or sell the Property, Lcnder,prior to the acyuisition or sale
<br /> of the Pmperty, shali upply uny Funds held by L.ender ut the time of acquisition or sale as a credit against tha Aums secured by
<br />- � ��-.��.r. thisSecurity Instrument. -
<br /> -„ �if.r:�: 3.Application ot PaymenGs.Unless applicablc law provides otherwisc,all puyments receiveci by l.ender under paragraphs _.
<br /> " `�'"`'"":.: 1 and 2 shall be eppliai: first,to any prepayment charges due under the Note; +ecand, to amounts puyable under parugraph 2;
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<br /> �`� thitd,to interest due:fourth,to principal duc:•rnd last,to any late charge�due under tha Note.
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<br /> . � 4. Charges: Liens. Borrower shall pay aU taxcs,asscs�mcnts,chargcs, fines und impositions nttributable to the Property _
<br /> �- which may attain priority ovcr this Security Instrument, and Icn�ehald payments or grcmnd rents, if uny. Borrowrr shul! pay
<br /> :,:�•.''�:�;,•�: ° .•z' �
<br /> ., . .,�J:�1.�.,•:n� thesc obligations in the mnnner pr��videJ in purugruph 2,or if'mn paiJ in that manncr,Burrowcr shull pay them on timc dirertly _
<br /> -'�`:i" to thc prrson owcd payinent. &�rruwcr shsll prompdy furnish to LcnJcr ul{notica of umnunts a�be pAid undcr this pur.tgruph.
<br /> '�`-`:`• • If&�rrox�er makes therc payments direcdy.Borr��wer.hall promptly furnish to Lcndcr rcccipts cvidcnring the puyments.
<br /> "' •��" � ` &�rrowcr sh;dl pmmptly discBargc uny licn which ha,priciriry��vcr thiti Srcurity Intitrument unlctis Horrowcr. (a)agrec.r iu -
<br /> �: '"•'�•` � writing ro thc puynunt of thc c�bligation sccured by thc lien in u manncr arreptuhlc tu I.cnJrr: (b)conte�ts in gixicf fuith thc licn _
<br /> ` ��s�` by, or defends uguintit entiireement of thr lirn in, legul procceJing� which in the LenJcr's opini��n operute to prevent the
<br /> ��, �.�:�.�. .� enf��rcenxnt of thc lien: or(r>>erums frc�m thc h��ldcr of thc lien un ugrcemrot wtisfartury t�i l.cndcr suhordinuting thc licn to
<br />-- thin S�.�urity Instrument. If Lendcr Jctcrminr.th•rt any pan <if thr Pro{xrty is subjcct tu a licn whirli may attuin priority over
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<br /> ��a;: .. . this S�:curity Instrmnent, LcnJcr rnuy givr f3�n'ri�wrr a n��tice i�lcntitj•ing the licn.Born�wcr sh:iU .atitify thr lirn��r take one ur
<br /> ,;.;�:•��• r more of the actions set fnrth ubove within IU days uf the�iving ul'nutirr. _
<br /> i:,.:1".. " . ' Form 3028 9190 =
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